Mortgage Lenders and Brokers in Lincoln Park, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lincoln Park, New Jersey mortgage lenders include Ion BankIon Bank261 Comly Rd, Lincoln Park, NJ 07035A5.0 ★Texas Ratio: 10.40%, Valley National BankValley National Bank31 Beaverbrook Rd, Lincoln Park, NJ 07035A+5.0 ★Texas Ratio: 5.76%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Spencer Savings Bank, SlaSpencer Savings Bank, Sla1 Towne Ctr, Cliffside Park, NJ 07010A+5.0 ★Texas Ratio: 3.96%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, and Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lincoln Park, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lincoln Park are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lincoln Park, New Jersey
Market share is the lender's share of all home loans closed in Lincoln Park, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lincoln Park 261 Comly Rd, Lincoln Park, NJ 07035 A5.0 ★Texas Ratio: 10.40% |
Conventional | 4 | 2.5% | 100% | $222,500 | View |
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1 office in Lincoln Park 31 Beaverbrook Rd, Lincoln Park, NJ 07035 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 100% | $145,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +3 HELOCs |
1.9% | 75% | $241,666 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 3 +1 HELOCs |
1.9% | 75% | $251,666 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.9% | 100% | $471,666 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +5 HELOCs |
1.3% | 100% | $410,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +4 HELOCs |
1.3% | 66.7% | $80,000 | View |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 2 | 1.3% | 100% | $385,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 50% | $405,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $355,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.6% | 100% | $625,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 1 | 0.6% | 100% | $135,000 | |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.6% | 100% | $205,000 | |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.6% | 100% | $685,000 | View |
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444 Mola Blvd, Elmwood Park, NJ 07407 A+5.0 ★Texas Ratio: 4.55% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.6% | 100% | $1,185,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NJ Lenders Corp
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Conventional, VA | 8 | 5.1% | 100% | $413,750 | |
Absolute Home Mortgage
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Conventional | 2 | 1.3% | 100% | $435,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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Conventional | 2 | 1.3% | 100% | $405,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 1.3% | 100% | $385,000 | |
American Financial Resources LLC
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FHA | 1 | 0.6% | 100% | $495,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $315,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.6% | 100% | $525,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.6% | 100% | $365,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $465,000 | |
Greenway Mortgage Funding Corp.
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Conventional | 1 | 0.6% | 100% | $415,000 | |
Mld Mortgage, Inc.Dba the Money Store
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VA | 1 | 0.6% | 100% | $425,000 | |
X - Healthcare Employees FCU - Moved to Portico 2025/09/01
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Conventional | 1 | 0.6% | 100% | $25,000 | |
Rocket Mortgage
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Conventional | 15 | 9.6% | 88.2% | $287,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 11 | 7% | 100% | $374,090 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 9 | 5.7% | 100% | $492,777 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
4.5% | 70% | $492,142 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
3.8% | 87.5% | $400,000 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.9% | 75% | $545,000 | |
Newrez LLC
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Conventional, FHA | 3 | 1.9% | 75% | $201,666 | |
Pennymac Loan Services LLC
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Conventional | 3 | 1.9% | 75% | $205,000 | |
Paramount Residential Mortgage
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Conventional | 3 | 1.9% | 100% | $468,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.3% | 66.7% | $335,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 1.3% | 60% | $55,000 | |
Kind Lending, LLC
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Conventional | 2 | 1.3% | 100% | $450,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 1.3% | 100% | $250,000 | View |
Embrace Home Loans, Inc.
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Conventional | 2 | 1.3% | 100% | $270,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.3% | 100% | $515,000 | View |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.3% | 66.7% | $570,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.3% | 100% | $160,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $705,000 | |
Hartford Funding, Ltd.
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Jet Direct Funding Corp.
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FHA | 1 | 0.6% | 100% | $545,000 | |
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B+4.8 ★Texas Ratio: 17.52% |
Conventional | 1 | 0.6% | 100% | $325,000 | |
Contour Mortgage Corporation
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VA | 1 | 0.6% | 100% | $725,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 100% | $415,000 | |
Brighton Bank
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Conventional | 1 | 0.6% | 100% | $555,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.6% | 100% | $345,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.6% | 100% | $615,000 | |
Resicentral LLC
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Conventional | 1 | 0.6% | 100% | $455,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.6% | 100% | $645,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $555,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 50% | $105,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.6% | 100% | $365,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 50% | $625,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $505,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $645,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Lower, LLC
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.6% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 50% | $45,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $665,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $505,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Visions Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lincoln Park Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lincoln Park, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Lincoln Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lincoln Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lincoln Park, NJ
Use these to narrow the list above. Each category shows how many Lincoln Park, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Lincoln Park, NJ
Independent mortgage companies closed 66.9 percent of home loans in Lincoln Park, New Jersey in 2025, banks 28.7 percent and credit unions 4.5 percent. NJ Lenders Corp was the largest mortgage company, Ion Bank the largest bank and Princeton Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Valley National Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lincoln Park, NJ
By home loans closed in 2025, Ion Bank was the largest mortgage lender in Lincoln Park, New Jersey with 4 loans, about 2.5 percent of the market. The largest lender headquartered in New Jersey was Valley National Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Lincoln Park, New Jersey in 2025, led by CrossCountry Mortgage, LLC with 2. 8 lenders closed VA loans, led by NJ Lenders Corp. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 8 credit unions closed home loans in Lincoln Park, New Jersey in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lincoln Park, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lincoln Park, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lincoln Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
