Mortgage Lenders and Brokers in Lakewood, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lakewood, New Jersey mortgage lenders include Fulton Bank, National AssociationFulton Bank, National Association205 E Kennedy Blvd, Lakewood, NJ 08701A+5.0 ★Texas Ratio: 4.85%, Provident BankProvident Bank500 River Ave, Lakewood, NJ 08701A+5.0 ★Texas Ratio: 3.46%, Citizens Bank, NACitizens Bank, NA425 Route 70, Lakewood, NJ 08701A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA395 Route 70, Lakewood, NJ 08701A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1797 Avenue Of The States, Lakewood, NJ 08701A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank1601 Madison Ave, Lakewood, NJ 08701A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA317 Main St, Lakewood, NJ 08701A+5.0 ★Texas Ratio: 5.36%, M&T BankM&T Bank1328 River Ave, Lakewood, NJ 08701A+5.0 ★Texas Ratio: 4.11%, Flagstar Bank NAFlagstar Bank NA1515 Pine St, Lakewood, NJ 08701D3.3 ★Texas Ratio: 35.11%, and Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lakewood, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lakewood are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lakewood, New Jersey
Market share is the lender's share of all home loans closed in Lakewood, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lakewood 205 E Kennedy Blvd, Lakewood, NJ 08701 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 35 +32 HELOCs |
13.5% | 94.6% | $1,413,000 | View |
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1 office in Lakewood 500 River Ave, Lakewood, NJ 08701 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 4 +3 HELOCs |
1.5% | 100% | $365,000 | View |
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2 offices in Lakewood 425 Route 70, Lakewood, NJ 08701 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +53 HELOCs |
1.2% | 100% | $938,333 | View |
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1 office in Lakewood 395 Route 70, Lakewood, NJ 08701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +9 HELOCs |
1.2% | 100% | $535,000 | View |
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2 offices in Lakewood 1797 Avenue Of The States, Lakewood, NJ 08701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +2 HELOCs |
1.2% | 75% | $551,666 | View |
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1 office in Lakewood 1601 Madison Ave, Lakewood, NJ 08701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 2 +36 HELOCs |
0.8% | 28.6% | $1,355,000 | View |
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1 office in Lakewood 317 Main St, Lakewood, NJ 08701 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 50% | $1,105,000 | View |
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1 office in Lakewood 1328 River Ave, Lakewood, NJ 08701 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1 office in Lakewood 1515 Pine St, Lakewood, NJ 08701 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 15 +1 HELOCs |
5.8% | 93.8% | $418,333 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 3 | 1.2% | 100% | $328,333 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 2 | 0.8% | 100% | $755,000 | |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.8% | 100% | $455,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.4% | 50% | $175,000 | |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +77 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Skyrock Mortgage
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Conventional | 6 | 2.3% | 100% | $501,666 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $605,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $465,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Ark Mortgage, Inc.
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Conventional, Jumbo | 27 | 10.4% | 100% | $581,296 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 22 +10 HELOCs |
8.5% | 84.6% | $574,090 | |
FM Home Loans LLC
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Conventional, Jumbo | 21 | 8.1% | 100% | $632,142 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 16 | 6.2% | 100% | $683,750 | |
The Loan Store, Inc
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Conventional | 13 | 5% | 86.7% | $599,615 | |
Rocket Mortgage
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Conventional, FHA | 10 | 3.8% | 78.6% | $377,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 8 | 3.1% | 88.9% | $728,750 | View |
Newrez LLC
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Conventional | 7 | 2.7% | 100% | $903,571 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 2.7% | 87.5% | $403,571 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 6 | 2.3% | 85.7% | $450,000 | View |
Norwich Commercial Group Inc
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Conventional | 6 | 2.3% | 85.7% | $686,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 1.2% | 50% | $611,666 | View |
Champions Funding, LLC
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Conventional | 3 | 1.2% | 100% | $885,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.8% | 100% | $405,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.8% | 100% | $2,965,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 0.8% | 100% | $290,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 0.8% | 100% | $900,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $75,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 33.3% | $205,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.4% | 100% | $755,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 50% | $535,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.4% | 50% | $1,445,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $1,105,000 | |
American Financing Corporation
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Conventional | 1 | 0.4% | 100% | $55,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 75% | $1,085,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $305,000 | |
Intelliloan, Inc.
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 1 | 0.4% | 50% | $1,505,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 50% | $505,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.4% | 50% | $685,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
Webster Bank, N.A.
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,495,000 | |
AmWest Funding Corp
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Commonwealth Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lakewood Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lakewood, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Lakewood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lakewood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lakewood, NJ
Use these to narrow the list above. Each category shows how many Lakewood, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Lakewood, NJ
Independent mortgage companies closed 65.8 percent of home loans in Lakewood, New Jersey in 2025, banks 34.2 percent and credit unions 0 percent. Skyrock Mortgage was the largest mortgage company, Fulton Bank, National Association the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Provident Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lakewood, NJ
By home loans closed in 2025, Fulton Bank, National Association was the largest mortgage lender in Lakewood, New Jersey with 35 loans, about 13.5 percent of the market. The largest lender headquartered in New Jersey was Provident Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Lakewood, New Jersey in 2025, led by United Wholesale Mortgage with 2. 1 lenders closed VA loans, led by New Day Financial, LLC.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 6 credit unions closed home loans in Lakewood, New Jersey in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lakewood, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lakewood, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lakewood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
