Mortgage Lenders and Brokers in Kearny, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kearny, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11 Kearny Ave, Kearny, NJ 07032A+5.0 ★Texas Ratio: 3.68%, Schuyler Savings BankSchuyler Savings Bank24 Davis Ave, Kearny, NJ 07032A+5.0 ★Texas Ratio: 2.17%, Valley National BankValley National Bank72 Midland Ave, Kearny, NJ 07032A+5.0 ★Texas Ratio: 5.76%, Provident BankProvident Bank249 Kearny Ave, Kearny, NJ 07032A+5.0 ★Texas Ratio: 3.46%, Kearny BankKearny Bank614 Kearny Ave, Kearny, NJ 07032A5.0 ★Texas Ratio: 7.41%, Citizens Bank, NACitizens Bank, NA300 Bergen Ave, Kearny, NJ 07032A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.583 Kearny Ave, Kearny, NJ 07032A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank216 Passaic Ave, Kearny, NJ 07032A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA175 Passaic Ave, Kearny, NJ 07032A+5.0 ★Texas Ratio: 5.36%, and Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kearny, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kearny are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kearny, New Jersey
Market share is the lender's share of all home loans closed in Kearny, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kearny 11 Kearny Ave, Kearny, NJ 07032 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 2.4% | 66.7% | $421,666 | View |
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24 Davis Ave, Kearny, NJ 07032 A+5.0 ★Texas Ratio: 2.17% |
Conventional, HELOC | 5 +4 HELOCs |
2% | 60% | $209,000 | View |
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1 office in Kearny 72 Midland Ave, Kearny, NJ 07032 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 3 +4 HELOCs |
1.2% | 60% | $308,333 | View |
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1 office in Kearny 249 Kearny Ave, Kearny, NJ 07032 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $600,000 | View |
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1 office in Kearny 614 Kearny Ave, Kearny, NJ 07032 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 0.8% | 100% | $385,000 | View |
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1 office in Kearny 300 Bergen Ave, Kearny, NJ 07032 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +13 HELOCs |
0.4% | 100% | $385,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Kearny 583 Kearny Ave, Kearny, NJ 07032 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +8 HELOCs |
0.4% | 50% | $335,000 | View |
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1 office in Kearny 216 Passaic Ave, Kearny, NJ 07032 A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $85,000 | View |
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1 office in Kearny 175 Passaic Ave, Kearny, NJ 07032 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 3 | 1.2% | 75% | $555,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 66.7% | $280,000 | View |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 2 | 0.8% | 100% | $130,000 | |
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302 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 2 | 0.8% | 100% | $125,000 | View |
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1636 Parker Ave, Fort Lee, NJ 07024 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 2 | 0.8% | 100% | $460,000 | View |
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240 Kearny Ave, Kearny, NJ 07032 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $125,000 | View |
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474 Sylvan Ave, Englewood Cliffs, NJ 07632 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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100 Hudson St, Hackensack, NJ 07601 6962 A5.0 ★Texas Ratio: 11.88% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.4% | 100% | $645,000 | View |
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45 Sylvan Ave, Englewood Cliffs, NJ 07632 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.4% | 100% | $635,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.4% | 100% | $935,000 | View |
Bond Street Mortgage, LLC
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Conventional, FHA | 8 | 3.2% | 100% | $548,750 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 5 | 2% | 100% | $517,000 | |
NJ Lenders Corp
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Conventional | 3 | 1.2% | 100% | $431,666 | |
Absolute Home Mortgage
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Conventional | 3 | 1.2% | 60% | $418,333 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.8% | 100% | $510,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +5 HELOCs |
0.4% | 50% | $925,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Greenway Mortgage Funding Corp.
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Conventional | 1 | 0.4% | 50% | $435,000 | |
Rocket Mortgage
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Conventional, FHA | 28 | 11.2% | 75.7% | $278,571 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 17 +1 HELOCs |
6.8% | 94.4% | $466,764 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 14 +3 HELOCs |
5.6% | 73.7% | $527,857 | |
Paramount Residential Mortgage
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Conventional, FHA | 9 | 3.6% | 100% | $440,555 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
2.8% | 100% | $380,714 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 5 +1 HELOCs |
2% | 100% | $341,000 | |
Amerisave Mortgage Company
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Conventional | 5 | 2% | 62.5% | $155,000 | |
The Loan Store, Inc
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Conventional | 5 | 2% | 100% | $517,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 2% | 83.3% | $587,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
1.6% | 62.5% | $67,500 | |
Freedom Mortgage Corporation
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Conventional, FHA | 4 | 1.6% | 80% | $502,500 | |
Newrez LLC
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Conventional, FHA | 4 | 1.6% | 50% | $295,000 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 1.6% | 83.3% | $420,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.6% | 80% | $347,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.6% | 66.7% | $617,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 1.6% | 80% | $120,000 | View |
Champions Funding, LLC
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Conventional | 4 | 1.6% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +1 HELOCs |
1.2% | 75% | $455,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 1.2% | 75% | $488,333 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 1.2% | 80% | $591,666 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.2% | 100% | $428,333 | View |
Nationstar Mortgage
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Conventional | 3 | 1.2% | 75% | $108,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $535,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.8% | 100% | $385,000 | |
AmWest Funding Corp
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Conventional, FHA | 2 | 0.8% | 100% | $665,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.8% | 100% | $770,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 2 | 0.8% | 100% | $630,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $405,000 | |
Genisys Credit Union
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Conventional | 1 | 0.4% | 100% | $835,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 25% | $545,000 | View |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
Cliffco, Inc.
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Conventional | 1 | 0.4% | 100% | $475,000 | |
1St Priority Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $555,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Jet Direct Funding Corp.
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Conventional | 1 | 0.4% | 100% | $655,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 50% | $455,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.4% | 100% | $675,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 100% | $415,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.4% | 100% | $345,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Visions Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $45,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $585,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $645,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $735,000 | |
Milend, Inc
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FHA | 1 | 0.4% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Mortgage Research Center
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VA | 1 | 0.4% | 16.7% | $515,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.4% | 100% | $685,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $665,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.4% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $615,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 50% | $265,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 100% | $545,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.4% | 100% | $775,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kearny Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kearny, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Kearny? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kearny in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kearny, NJ
Use these to narrow the list above. Each category shows how many Kearny, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Kearny, NJ
Independent mortgage companies closed 78.4 percent of home loans in Kearny, New Jersey in 2025, banks 18.4 percent and credit unions 3.2 percent. Bond Street Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Garden Savings Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Schuyler Savings Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kearny, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Kearny, New Jersey with 6 loans, about 2.4 percent of the market. The largest lender headquartered in New Jersey was Schuyler Savings Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Kearny, New Jersey in 2025, led by United Wholesale Mortgage with 8. 3 lenders closed VA loans, led by HomeBridge Financial Services, Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 8 credit unions closed home loans in Kearny, New Jersey in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kearny, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kearny, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kearny. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
