Mortgage Lenders and Brokers in Holiday City-Berkeley, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holiday City-Berkeley, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Flagstar Bank NAFlagstar Bank NA171 Broadway # 173, Bayonne, NJ 07002D3.3 ★Texas Ratio: 35.11%, and Manasquan BankManasquan Bank85 Bridge Ave, Bay Head, NJ 08742A+5.0 ★Texas Ratio: 5.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holiday City-Berkeley, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holiday City-Berkeley are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holiday City-Berkeley, New Jersey
Market share is the lender's share of all home loans closed in Holiday City-Berkeley, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 12 +1 HELOCs |
2.7% | 100% | $183,333 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 11 +14 HELOCs |
2.5% | 75% | $68,636 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 11 +3 HELOCs |
2.5% | 100% | $132,272 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 11 | 2.5% | 91.7% | $191,363 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 7 +21 HELOCs |
1.6% | 100% | $216,428 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, HELOC | 4 +7 HELOCs |
0.9% | 100% | $157,500 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +11 HELOCs |
0.5% | 66.7% | $225,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 2 | 0.5% | 100% | $150,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.5% | 66.7% | $225,000 | View |
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★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
Conventional | 2 | 0.5% | 100% | $80,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +17 HELOCs |
0.2% | 100% | $305,000 | View |
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468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.2% | 100% | $205,000 | |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional | 1 | 0.2% | 50% | $25,000 | View |
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506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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227 Market St, Camden, NJ 08102 A5.0 ★Texas Ratio: 8.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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460 Georges Rd, Dayton, NJ 08810 A+5.0 ★Texas Ratio: 2.03% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 17 | 3.9% | 89.5% | $246,176 | |
Advisors Mortgage Group, LLC
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Conventional, FHA, VA | 16 | 3.6% | 100% | $237,500 | |
NJ Lenders Corp
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Conventional | 6 | 1.4% | 100% | $243,333 | |
Bond Street Mortgage, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $305,000 | |
First Alliance Home Mortgage, LLC
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Conventional, VA | 3 | 0.7% | 100% | $318,333 | |
Absolute Home Mortgage
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Conventional, FHA | 3 | 0.7% | 100% | $231,666 | |
Glendenning Mortgage Corporation
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Conventional | 3 | 0.7% | 100% | $168,333 | |
Weichert Financial Services
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Conventional | 3 | 0.7% | 100% | $221,666 | |
Greenway Mortgage Funding Corp.
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Conventional | 3 | 0.7% | 100% | $191,666 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Millenium Home Mortgage
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Conventional | 1 | 0.2% | 100% | $225,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 57 | 13% | 84.3% | $152,017 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 26 +1 HELOCs |
5.9% | 81.8% | $148,461 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 23 +1 HELOCs |
5.2% | 82.1% | $232,826 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 23 | 5.2% | 100% | $219,782 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 3.4% | 80% | $159,000 | |
Cmg Mortgage Inc
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Conventional, VA, USDA | 14 | 3.2% | 100% | $231,428 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 11 | 2.5% | 92.3% | $216,818 | |
Amerisave Mortgage Company
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Conventional, FHA | 11 | 2.5% | 52.4% | $60,454 | |
Newrez LLC
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Conventional | 8 | 1.8% | 72.7% | $148,750 | |
Nationstar Mortgage
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Conventional, VA | 7 | 1.6% | 87.5% | $136,428 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 6 | 1.4% | 100% | $243,333 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 6 | 1.4% | 75% | $246,666 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 5 | 1.1% | 100% | $157,000 | |
Affordable Mortgage Advisors
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Conventional | 5 | 1.1% | 100% | $263,000 | |
Mortgage Research Center
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Conventional, VA | 4 | 0.9% | 100% | $312,500 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 4 | 0.9% | 80% | $207,500 | |
Village Capital & Investment
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FHA, VA | 4 | 0.9% | 62.5% | $312,500 | |
Mutual of Omaha Mortgage
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FHA, HELOC | 3 +1 HELOCs |
0.7% | 60% | $198,333 | |
Movement Mortgage, LLC
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Conventional | 3 | 0.7% | 75% | $198,333 | |
PHH Mortgage Corporation
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Conventional, FHA | 3 | 0.7% | 100% | $261,666 | |
AdvantageFirst Lending Inc
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Conventional, FHA | 3 | 0.7% | 100% | $218,333 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $238,333 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 3 | 0.7% | 100% | $261,666 | View |
The Loan Store, Inc
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Conventional | 3 | 0.7% | 100% | $215,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, VA | 3 | 0.7% | 100% | $278,333 | |
Paramount Residential Mortgage
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Conventional, USDA | 3 | 0.7% | 75% | $238,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 0.7% | 100% | $205,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 60% | $50,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.5% | 100% | $285,000 | View |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 0.5% | 42.9% | $330,000 | |
Allied Mortgage Group, Inc
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Conventional, FHA | 2 | 0.5% | 75% | $225,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.5% | 100% | $165,000 | View |
Resicentral LLC
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Conventional, VA | 2 | 0.5% | 100% | $290,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.5% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 50% | $230,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.5% | 40% | $260,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.5% | 100% | $210,000 | |
Panorama Mortgage Group, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Jet Direct Funding Corp.
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FHA | 1 | 0.2% | 100% | $225,000 | |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $55,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $245,000 | |
Apci Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $375,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.2% | 50% | $155,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Milend, Inc
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FHA | 1 | 0.2% | 100% | $265,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.2% | 100% | $225,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 50% | $305,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Utilities Employees Credit Union
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Conventional | 1 | 0.2% | 100% | $345,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.2% | 100% | $225,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Holiday City-Berkeley Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holiday City-Berkeley, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Holiday City-Berkeley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holiday City-Berkeley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holiday City-Berkeley, NJ
Use these to narrow the list above. Each category shows how many Holiday City-Berkeley, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Holiday City-Berkeley, NJ
Independent mortgage companies closed 79.8 percent of home loans in Holiday City-Berkeley, New Jersey in 2025, banks 18.9 percent and credit unions 1.4 percent. American Neighborhood Mortgage Acceptance Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and First Atlantic Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holiday City-Berkeley, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Holiday City-Berkeley, New Jersey with 12 loans, about 2.7 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Holiday City-Berkeley, New Jersey, Rocket Mortgage approved the highest share of completed applications in 2025 at 84.3 percent, against a 84.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Holiday City-Berkeley, New Jersey in 2025, led by loanDepot.com LLC with 6. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 11 credit unions closed home loans in Holiday City-Berkeley, New Jersey in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holiday City-Berkeley, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holiday City-Berkeley, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holiday City-Berkeley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
