Mortgage Lenders and Brokers in Hillsdale, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hillsdale, New Jersey mortgage lenders include Bank of America NABank of America NA84 Park Ave, Hillsdale, NJ 07642A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank450 Hillsdale Ave, Hillsdale, NJ 07642A+5.0 ★Texas Ratio: 3.71%, Valley National BankValley National Bank24 Broadway, Hillsdale, NJ 07642A+5.0 ★Texas Ratio: 5.76%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Unity BankUnity Bank64 Old Highway 22, Clinton, NJ 08809A5.0 ★Texas Ratio: 9.27%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, The Atlantic Federal Credit UnionThe Atlantic Federal Credit Union2 Edison Pl, Springfield, NJ 07081B+4.7 ★Texas Ratio: 18.92%, Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, and Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hillsdale, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hillsdale are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hillsdale, New Jersey
Market share is the lender's share of all home loans closed in Hillsdale, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hillsdale 84 Park Ave, Hillsdale, NJ 07642 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +7 HELOCs |
3.2% | 100% | $565,000 | View |
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1 office in Hillsdale 450 Hillsdale Ave, Hillsdale, NJ 07642 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +15 HELOCs |
2.4% | 100% | $101,666 | View |
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1 office in Hillsdale 24 Broadway, Hillsdale, NJ 07642 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 4.8% | 100% | $800,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 2 | 1.6% | 100% | $490,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $615,000 | View |
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2 Edison Pl, Springfield, NJ 07081 B+4.7 ★Texas Ratio: 18.92% |
Conventional | 1 | 0.8% | 100% | $45,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
FHA | 1 | 0.8% | 100% | $605,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $605,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.8% | 100% | $705,000 | View |
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444 Mola Blvd, Elmwood Park, NJ 07407 A+5.0 ★Texas Ratio: 4.55% |
Conventional | 1 | 0.8% | 100% | $35,000 | View |
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60 E Main St, Bogota, NJ 07603 B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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234 Closter Dock Rd, Closter, NJ 07624 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
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3821 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 1 | 0.8% | 100% | $595,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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444 Hoes Ln, Piscataway, NJ 08854 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.8 stars, 5 reviews 220 Livingston St, Northvale, NJ 07647 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 Metro Blvd, Nutley, NJ 07110 A5.0 ★Texas Ratio: 6.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bond Street Mortgage, LLC
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Conventional | 3 | 2.4% | 100% | $541,666 | |
NJ Lenders Corp
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Conventional | 3 | 2.4% | 100% | $445,000 | |
American Federal Mortgage Corporation
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Conventional | 3 | 2.4% | 100% | $821,666 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, Jumbo | 3 | 2.4% | 100% | $788,333 | |
Millenium Home Mortgage
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Conventional | 1 | 0.8% | 100% | $845,000 | |
Weichert Financial Services
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Conventional | 1 | 0.8% | 100% | $655,000 | |
Greenway Mortgage Funding Corp.
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Conventional | 1 | 0.8% | 100% | $765,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.8% | 100% | $415,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, VA | 9 | 7.2% | 90% | $641,666 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 8 +1 HELOCs |
6.4% | 100% | $508,750 | |
loanDepot.com LLC
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Conventional, HELOC | 6 +1 HELOCs |
4.8% | 85.7% | $343,333 | |
Rocket Mortgage
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Conventional | 6 | 4.8% | 100% | $328,333 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 4 +1 HELOCs |
3.2% | 100% | $550,000 | |
Newrez LLC
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Conventional | 4 | 3.2% | 57.1% | $685,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 3.2% | 100% | $590,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 2.4% | 100% | $715,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 2.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $750,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.6% | 50% | $160,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.6% | 100% | $690,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 1.6% | 100% | $600,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 100% | $85,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.6% | 100% | $675,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.6% | 100% | $690,000 | |
Visions Federal Credit Union
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Conventional, HELOC | 1 +9 HELOCs |
0.8% | 50% | $455,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $1,065,000 | |
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A+5.0 ★Texas Ratio: 2.44% |
Conventional | 1 | 0.8% | 100% | $635,000 | |
1St Priority Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $405,000 | |
Primelending
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Conventional | 1 | 0.8% | 100% | $805,000 | |
Jet Direct Funding Corp.
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Conventional | 1 | 0.8% | 100% | $795,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 50% | $115,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 100% | $705,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $495,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $135,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.8% | 50% | $965,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 33.3% | $155,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $435,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $595,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.8% | 100% | $705,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $785,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.8% | 100% | $785,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.8% | 100% | $785,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $965,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.8% | 100% | $165,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.8% | 100% | $665,000 | |
Village Capital & Investment
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FHA | 1 | 0.8% | 100% | $485,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.8% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Municipal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hillsdale Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hillsdale, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Hillsdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hillsdale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hillsdale, NJ
Use these to narrow the list above. Each category shows how many Hillsdale, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Hillsdale, NJ
Independent mortgage companies closed 73.6 percent of home loans in Hillsdale, New Jersey in 2025, banks 23.2 percent and credit unions 3.2 percent. Bond Street Mortgage, LLC was the largest mortgage company, Bank of America NA the largest bank and The Atlantic Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hillsdale, NJ
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Hillsdale, New Jersey with 4 loans, about 3.2 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Hillsdale, New Jersey in 2025, led by Pinnacle Mortgage Inc. with 1. 1 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 10 credit unions closed home loans in Hillsdale, New Jersey in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hillsdale, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hillsdale, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hillsdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
