Mortgage Lenders and Brokers in Franklin Lakes, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Franklin Lakes, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA845 Franklin Lake Rd, Franklin Lakes, NJ 07417A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.844 Franklin Ave, Franklin Lakes, NJ 07417A+5.0 ★Texas Ratio: 4.24%, TD BankTD Bank768 Franklin Ave, Franklin Lakes, NJ 07417A+5.0 ★Texas Ratio: 3.71%, Columbia BankColumbia Bank805 Franklin Lake Rd, Franklin Lakes, NJ 07417A+5.0 ★Texas Ratio: 4.30%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Ascendia BankAscendia Bank175 Rock Rd, Glen Rock, NJ 07452A+5.0 ★Texas Ratio: 1.20%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, and Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Franklin Lakes, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Franklin Lakes are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Franklin Lakes, New Jersey
Market share is the lender's share of all home loans closed in Franklin Lakes, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Franklin Lakes 845 Franklin Lake Rd, Franklin Lakes, NJ 07417 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 10 +2 HELOCs |
6.5% | 78.6% | $1,184,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Franklin Lakes 844 Franklin Ave, Franklin Lakes, NJ 07417 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +7 HELOCs |
1.3% | 100% | $1,760,000 | View |
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1 office in Franklin Lakes 768 Franklin Ave, Franklin Lakes, NJ 07417 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +14 HELOCs |
0.6% | 25% | $205,000 | View |
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1 office in Franklin Lakes 805 Franklin Lake Rd, Franklin Lakes, NJ 07417 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $505,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
3.9% | 85.7% | $1,173,333 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 3.2% | 83.3% | $1,503,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 3 +12 HELOCs |
1.9% | 100% | $1,671,666 | View |
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175 Rock Rd, Glen Rock, NJ 07452 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 3 | 1.9% | 100% | $551,666 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +8 HELOCs |
1.3% | 100% | $1,300,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 2 +7 HELOCs |
1.3% | 100% | $1,600,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 1.3% | 100% | $635,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 66.7% | $645,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.6% | 100% | $765,000 | View |
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1 Union Avenue, Cresskill, NJ 07626 A+5.0 ★Texas Ratio: 4.58% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,855,000 | View |
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444 Mola Blvd, Elmwood Park, NJ 07407 A+5.0 ★Texas Ratio: 4.55% |
Conventional | 1 | 0.6% | 100% | $1,205,000 | View |
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100 Hudson St, Hackensack, NJ 07601 6962 A5.0 ★Texas Ratio: 11.88% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bond Street Mortgage, LLC
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Conventional, Jumbo | 4 | 2.6% | 100% | $1,007,500 | |
Arc Home LLC
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Conventional, Jumbo | 3 | 1.9% | 100% | $1,001,666 | |
NJ Lenders Corp
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Conventional, Jumbo | 3 | 1.9% | 100% | $1,288,333 | |
HomeBridge Financial Services, Inc
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.3% | 100% | $1,955,000 | |
EMM Loans LLC
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Conventional | 1 | 0.6% | 100% | $1,125,000 | |
Absolute Home Mortgage
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,505,000 | |
MLB Residential Lending, LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,425,000 | |
Glendenning Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $355,000 | |
loanDepot.com LLC
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Conventional, FHA, Jumbo, HELOC | 11 +1 HELOCs |
7.1% | 100% | $949,545 | |
Rocket Mortgage
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Conventional, Jumbo | 9 | 5.8% | 64.3% | $665,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 7 | 4.5% | 100% | $1,336,428 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.6% | 80% | $1,525,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 4 | 2.6% | 100% | $1,085,000 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 4 | 2.6% | 100% | $1,437,500 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 1.9% | 100% | $1,285,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
1.3% | 66.7% | $505,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.3% | 100% | $3,005,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.3% | 100% | $785,000 | View |
United Wholesale Mortgage
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Conventional, VA | 2 | 1.3% | 40% | $945,000 | |
Jet Direct Funding Corp.
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Conventional, FHA | 2 | 1.3% | 100% | $645,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 1.3% | 100% | $1,080,000 | |
GuardHill Financial LLC
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Conventional, Jumbo | 2 | 1.3% | 100% | $840,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.3% | 100% | $2,205,000 | View |
Webster Bank, N.A.
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Conventional, Jumbo | 2 | 1.3% | 66.7% | $1,295,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 2 | 1.3% | 100% | $350,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $755,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $275,000 | View |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $805,000 | |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,865,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,505,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 50% | $805,000 | View |
Newrez LLC
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Conventional | 1 | 0.6% | 100% | $1,195,000 | |
Kind Lending, LLC
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FHA | 1 | 0.6% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.6% | 100% | $335,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,405,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
American Financial Network, Inc.
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,505,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,285,000 | View |
AmWest Funding Corp
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,705,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.6% | 100% | $1,155,000 | View |
Discover Bank
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Conventional | 1 | 0.6% | 50% | $85,000 | |
Interaudi Bank
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Conventional, Jumbo | 1 | 0.6% | 100% | $3,505,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 50% | $775,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.6% | 100% | $915,000 | |
UNMB Home Loans Inc
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Conventional | 1 | 0.6% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,805,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.6% | 100% | $1,125,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.6% | 50% | $765,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 100% | $435,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,705,000 | |
FM Home Loans LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $2,645,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,505,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,425,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,505,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.6% | 100% | $525,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.6% | 50% | $255,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,485,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $1,155,000 | |
Visions Federal Credit Union
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Total Mortgage Services, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Allegacy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Franklin Lakes Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Franklin Lakes, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Franklin Lakes? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Franklin Lakes in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Franklin Lakes, NJ
Use these to narrow the list above. Each category shows how many Franklin Lakes, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Franklin Lakes, NJ
Independent mortgage companies closed 60 percent of home loans in Franklin Lakes, New Jersey in 2025, banks 37.4 percent and credit unions 2.6 percent. Bond Street Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and North Jersey Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Franklin Lakes, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Franklin Lakes, New Jersey with 10 loans, about 6.5 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Franklin Lakes, New Jersey in 2025, led by loanDepot.com LLC with 1. 1 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 10 credit unions closed home loans in Franklin Lakes, New Jersey in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Franklin Lakes, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Franklin Lakes, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Franklin Lakes. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
