Mortgage Lenders and Brokers in Fords, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fords, New Jersey mortgage lenders include PNC Bank N.A.PNC Bank N.A.349 New Brunswick Ave, Fords, NJ 08863A+5.0 ★Texas Ratio: 4.24%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Northfield BankNorthfield Bank1410 Saint Georges Ave, Avenel, NJ 07001, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, New Millennium BankNew Millennium Bank570 Piermont Rd, Closter, NJ 07624A+5.0 ★Texas Ratio: 3.44%, Financial Freedom Mortgage, LLCFinancial Freedom Mortgage, LLC150 Route 17, East Rutherford, NJ 07073, and Merck Employees FCUMerck Employees FCU2000 GALLOPING HILL RD, KENILWORTH, NJ 07033A+5.0 ★Texas Ratio: 0.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fords, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fords are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fords, New Jersey
Market share is the lender's share of all home loans closed in Fords, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Fords 349 New Brunswick Ave, Fords, NJ 08863 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +20 HELOCs |
0% | n/a | View | |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 5 | 3% | 100% | $439,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 3 | 1.8% | 100% | $191,666 | |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $445,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $360,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $445,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $85,000 | View |
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570 Piermont Rd, Closter, NJ 07624 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
Financial Freedom Mortgage, LLC
150 Route 17, East Rutherford, NJ 07073 |
FHA | 1 | 0.6% | 100% | $555,000 | |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.6% | 33.3% | $155,000 | |
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1000 Route 202 S, Branchburg, NJ 08876 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $355,000 | View |
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3821 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 1 | 0.6% | 100% | $535,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.6% | 50% | $55,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 3 | 1.8% | 100% | $391,666 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 2 +2 HELOCs |
1.2% | 66.7% | $565,000 | |
Bond Street Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $490,000 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $460,000 | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $345,000 | |
Absolute Home Mortgage
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FHA | 2 | 1.2% | 100% | $475,000 | |
MLB Residential Lending, LLC
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Conventional | 2 | 1.2% | 100% | $405,000 | |
Weichert Financial Services
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Conventional | 2 | 1.2% | 100% | $610,000 | |
Millenium Home Mortgage
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Conventional | 1 | 0.6% | 100% | $485,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 26 | 15.5% | 96.7% | $233,846 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 17 +1 HELOCs |
10.1% | 75% | $403,235 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 6 +1 HELOCs |
3.6% | 100% | $455,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 3.6% | 100% | $411,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 3% | 100% | $489,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 3% | 83.3% | $309,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 2.4% | 80% | $175,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 2.4% | 57.1% | $117,500 | |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 2.4% | 80% | $515,000 | |
Nationstar Mortgage
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Conventional | 4 | 2.4% | 57.1% | $92,500 | |
Newrez LLC
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Conventional, FHA | 3 | 1.8% | 37.5% | $211,666 | |
Emporium Tpo LLC
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Conventional | 2 | 1.2% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 1.2% | 66.7% | $75,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 1.2% | 100% | $375,000 | |
Mortgage Research Center
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VA | 2 | 1.2% | 100% | $640,000 | |
Uif Corporation
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Conventional | 2 | 1.2% | 100% | $420,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 1.2% | 100% | $460,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.2% | 100% | $130,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 1.2% | 66.7% | $415,000 | |
Municipal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $265,000 | |
Mission Loans, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $55,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 33.3% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 50% | $105,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $565,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.6% | 100% | $515,000 | |
Primelending
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FHA | 1 | 0.6% | 100% | $535,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.6% | 100% | $415,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $325,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 100% | $505,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.6% | 100% | $635,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.6% | 100% | $475,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.6% | 100% | $515,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.6% | 100% | $235,000 | |
East Coast Capital Corp.
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FHA | 1 | 0.6% | 100% | $285,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $235,000 | |
UNMB Home Loans Inc
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VA | 1 | 0.6% | 100% | $505,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.6% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.6% | 100% | $575,000 | |
FM Home Loans LLC
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Conventional | 1 | 0.6% | 100% | $515,000 | |
Lower, LLC
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FHA | 1 | 0.6% | 50% | $475,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 50% | $275,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Village Capital & Investment
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FHA | 1 | 0.6% | 100% | $605,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.6% | 100% | $415,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fords Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fords, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Fords? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fords in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fords, NJ
Use these to narrow the list above. Each category shows how many Fords, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Fords, NJ
Independent mortgage companies closed 80.4 percent of home loans in Fords, New Jersey in 2025, banks 15.5 percent and credit unions 4.2 percent. Financial Freedom Mortgage, LLC was the largest mortgage company, PNC Bank N.A. the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fords, NJ
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Fords, New Jersey with 0 loans, about 0 percent of the market. The largest lender headquartered in New Jersey was Oceanfirst Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Fords, New Jersey in 2025, led by United Wholesale Mortgage with 5. 4 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 10 credit unions closed home loans in Fords, New Jersey in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fords, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fords, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fords. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
