Mortgage Lenders and Brokers in Florham Park, New Jersey
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Florham Park, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA186 Ridgedale Ave, Florham Park, NJ 07932A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA216 Ridgedale Ave, Florham Park, NJ 07932A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA186 Columbia Tpke, Florham Park, NJ 07932A+5.0 ★Texas Ratio: 4.14%, Somerset Regal BankSomerset Regal Bank39 Columbia Tpke, Florham Park, NJ 07932A+5.0 ★Texas Ratio: 0.00%, M&T BankM&T Bank18 James St, Florham Park, NJ 07932A+5.0 ★Texas Ratio: 4.11%, Valley National BankValley National Bank2 Hanover Road, Florham Park, NJ 07932A+5.0 ★Texas Ratio: 5.76%, PNC Bank N.A.PNC Bank N.A.172 Ridgedale Ave, Florham Park, NJ 07932A+5.0 ★Texas Ratio: 4.24%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, and TD BankTD Bank177 Columbia Tpke, Florham Park, NJ 07932A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Florham Park, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Florham Park are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Florham Park, New Jersey
Market share is the lender's share of all home loans closed in Florham Park, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Florham Park 186 Ridgedale Ave, Florham Park, NJ 07932 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
4.9% | 100% | $713,333 | View |
|
1 office in Florham Park 216 Ridgedale Ave, Florham Park, NJ 07932 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, Jumbo | 6 | 4.9% | 85.7% | $933,333 | View |
|
2 offices in Florham Park 186 Columbia Tpke, Florham Park, NJ 07932 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +18 HELOCs |
2.5% | 100% | $1,878,333 | View |
|
1 office in Florham Park 39 Columbia Tpke, Florham Park, NJ 07932 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 1.6% | 100% | $470,000 | View |
|
1 office in Florham Park 18 James St, Florham Park, NJ 07932 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +4 HELOCs |
0.8% | 100% | $315,000 | View |
|
1 office in Florham Park 2 Hanover Road, Florham Park, NJ 07932 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $185,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Florham Park 172 Ridgedale Ave, Florham Park, NJ 07932 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
1 office in Florham Park 20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 6 | 4.9% | 100% | $1,065,000 | View |
|
177 Columbia Tpke, Florham Park, NJ 07932 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 4 +8 HELOCs |
3.3% | 100% | $1,137,500 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +13 HELOCs |
0.8% | 100% | $305,000 | View |
|
1 Giralda Farms, Madison, NJ 07940 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.8% | 100% | $625,000 | View |
|
64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.8% | 100% | $495,000 | View |
|
511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.8% | 100% | $585,000 | View |
|
1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.8% | 100% | $35,000 | View |
|
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
460 Georges Rd, Dayton, NJ 08810 A+5.0 ★Texas Ratio: 2.03% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Absolute Home Mortgage
|
Conventional | 4 | 3.3% | 100% | $1,025,000 | |
Bond Street Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.8% | 100% | $2,015,000 | |
NJ Lenders Corp
|
Conventional | 1 | 0.8% | 100% | $505,000 | |
Advisors Mortgage Group, LLC
|
Conventional | 1 | 0.8% | 100% | $605,000 | |
American Federal Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $355,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $335,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.8% | 100% | $505,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
|
Conventional, Jumbo | 1 | 0.8% | 100% | $1,565,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, Jumbo | 10 | 8.2% | 91.7% | $451,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, Jumbo | 7 | 5.7% | 100% | $1,010,714 | |
Pennymac Loan Services LLC
|
Conventional | 7 | 5.7% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 6 | 4.9% | 100% | $938,333 | View |
United Wholesale Mortgage
|
Conventional, HELOC | 5 +1 HELOCs |
4.1% | 100% | $751,000 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 3 | 2.5% | 100% | $888,333 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 1.6% | 100% | $660,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 1.6% | 100% | $735,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 1.6% | 100% | $1,245,000 | View |
Network Capital Funding Corporation
|
Conventional | 2 | 1.6% | 100% | $260,000 | |
Embrace Home Loans, Inc.
|
Conventional | 2 | 1.6% | 100% | $715,000 | |
Provident Funding Associates
|
Conventional | 2 | 1.6% | 100% | $655,000 | |
Municipal Credit Union
|
Conventional | 2 | 1.6% | 100% | $1,025,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $175,000 | View |
|
A5.0 ★Texas Ratio: 8.11% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.8% | 100% | $1,765,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $745,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.8% | 100% | $1,005,000 | View |
Contour Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $645,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.8% | 50% | $155,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $865,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.8% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.8% | 100% | $1,205,000 | View |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.8% | 100% | $735,000 | |
Visions Federal Credit Union
|
Conventional | 1 | 0.8% | 100% | $925,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.8% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.8% | 100% | $805,000 | View |
T2 Financial LLC
|
Conventional | 1 | 0.8% | 100% | $685,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,915,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.8% | 100% | $105,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.8% | 100% | $505,000 | |
New American Funding, LLC.
|
Conventional, Jumbo | 1 | 0.8% | 100% | $1,305,000 | |
First Central Savings Bank
|
Conventional | 1 | 0.8% | 100% | $525,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.8% | 100% | $515,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,845,000 | View |
Webster Bank, N.A.
|
Conventional, Jumbo | 1 | 0.8% | 100% | $1,925,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.8% | 100% | $495,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.8% | 100% | $615,000 | |
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Florham Park Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Florham Park, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Florham Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Florham Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Florham Park, NJ
Use these to narrow the list above. Each category shows how many Florham Park, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Florham Park, NJ
Independent mortgage companies closed 54.9 percent of home loans in Florham Park, New Jersey in 2025, banks 41 percent and credit unions 4.1 percent. Absolute Home Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Somerset Regal Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Florham Park, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Florham Park, New Jersey with 6 loans, about 4.9 percent of the market. The largest lender headquartered in New Jersey was Somerset Regal Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Florham Park, New Jersey in 2025, led by Wells Fargo Bank NA with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 9 credit unions closed home loans in Florham Park, New Jersey in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Florham Park, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Florham Park, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Florham Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
