Mortgage Lenders and Brokers in English Creek, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
English Creek, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Jersey Shore FCUJersey Shore FCUWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405A+5.0 ★Texas Ratio: 1.54%, EDIFI Credit UnionEDIFI Credit Union2652 Atlantic Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 3.73%, First Harvest Federal Credit UnionFirst Harvest Federal Credit Union227 Market St, Camden, NJ 08102A5.0 ★Texas Ratio: 8.18%, Sturdy Savings BankSturdy Savings Bank2628 Dune Dr, Avalon, NJ 08202A+5.0 ★Texas Ratio: 0.97%, First National Bank of AbseconFirst National Bank of Absecon106 New Jersey Ave, Absecon, NJ 08201, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, and Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in English Creek, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in English Creek are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in English Creek, New Jersey
Market share is the lender's share of all home loans closed in English Creek, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 8 +2 HELOCs |
2.4% | 80% | $326,250 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 6 +8 HELOCs |
1.8% | 75% | $250,000 | View |
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William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 6 | 1.8% | 60% | $85,000 | View |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 6 | 1.8% | 75% | $51,666 | View |
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227 Market St, Camden, NJ 08102 A5.0 ★Texas Ratio: 8.18% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 75% | $48,333 | View |
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2628 Dune Dr, Avalon, NJ 08202 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 3 | 0.9% | 100% | $295,000 | View |
First National Bank of Absecon
106 New Jersey Ave, Absecon, NJ 08201 |
Conventional | 3 | 0.9% | 100% | $35,000 | |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +6 HELOCs |
0.6% | 100% | $445,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +13 HELOCs |
0.3% | 50% | $305,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 1 +7 HELOCs |
0.3% | 100% | $945,000 | View |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $285,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 50% | $255,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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380 BERRY ST, WOODBRIDGE, NJ 07095 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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1040 River Rd, Ewing, NJ 08628 2102 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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1615 Route 9 N, Cape May Court House, NJ 08210 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $255,000 | View |
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302 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Advisors Mortgage Group, LLC
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Conventional, FHA, VA | 21 | 6.4% | 100% | $311,190 | |
Nation One Mortgage Corporatio
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Conventional, FHA | 5 | 1.5% | 100% | $375,000 | |
First Alliance Home Mortgage, LLC
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FHA, VA | 2 | 0.6% | 100% | $320,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
EMM Loans LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.3% | 50% | $325,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
1St Colonial Community Bank
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Conventional | 1 | 0.3% | 100% | $375,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.3% | 100% | $545,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 33 | 10% | 71.7% | $178,939 | |
Affordable Mortgage Advisors
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Conventional, FHA, VA | 30 | 9.1% | 100% | $333,333 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
4.3% | 88.2% | $272,142 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 13 | 4% | 100% | $281,923 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 12 +1 HELOCs |
3.6% | 81.2% | $353,333 | |
Guaranteed Rate, Inc.
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Conventional, VA | 10 | 3% | 66.7% | $312,000 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 2.7% | 64.3% | $247,222 | |
Amerisave Mortgage Company
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Conventional, FHA | 7 | 2.1% | 63.6% | $197,857 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 7 | 2.1% | 87.5% | $360,714 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 6 | 1.8% | 75% | $493,333 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.5% | 83.3% | $349,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 1.5% | 83.3% | $197,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.5% | 83.3% | $129,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 4 +3 HELOCs |
1.2% | 66.7% | $67,500 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 4 | 1.2% | 100% | $315,000 | View |
Mortgage Research Center
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VA | 4 | 1.2% | 100% | $442,500 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 3 | 0.9% | 100% | $241,666 | View |
Freedom Mortgage Corporation
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FHA | 3 | 0.9% | 66.7% | $298,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $268,333 | |
21St Mortgage
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Conventional | 3 | 0.9% | 75% | $78,333 | |
Ark-La-Tex Financial Services LLC
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Conventional | 3 | 0.9% | 100% | $441,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 33.3% | $130,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $415,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 60% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.6% | 50% | $570,000 | View |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $425,000 | |
First Community Mortgage, Inc.
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Conventional | 2 | 0.6% | 100% | $385,000 | |
Resicentral LLC
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Conventional, FHA | 2 | 0.6% | 100% | $320,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.6% | 100% | $315,000 | |
Provident Funding Associates
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Conventional | 2 | 0.6% | 100% | $450,000 | |
First Credit Corporation of Ny, Inc.
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Conventional | 2 | 0.6% | 66.7% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 66.7% | $505,000 | View |
Carrington Mortgage Services LLC
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FHA | 2 | 0.6% | 66.7% | $360,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.3% | 100% | $565,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 22.2% | $35,000 | |
Success Lending, LLC
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VA | 1 | 0.3% | 50% | $455,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 50% | $345,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 0.3% | 100% | $525,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 37.5% | $85,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.3% | 100% | $535,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.3% | 100% | $325,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Homestead Funding Corp.
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VA | 1 | 0.3% | 100% | $445,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 14.3% | $55,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.3% | 100% | $135,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 33.3% | $155,000 | |
Freedom Credit Uniton
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Franklin Mint Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Bay Equity LLC
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FHA | 1 | 0.3% | 100% | $525,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Quaint Oak Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $415,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 0.3% | 100% | $235,000 | View |
Tjc Mortgage Inc
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FHA | 1 | 0.3% | 100% | $485,000 | |
Uif Corporation
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.3% | 100% | $555,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 50% | $445,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.3% | 100% | $295,000 | |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $385,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.3% | 100% | $395,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $435,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $635,000 | View |
Tammac Holdings Corporation
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Conventional | 1 | 0.3% | 33.3% | $115,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
FedChoice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
English Creek Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in English Creek, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in English Creek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in English Creek in 2025, with lenders based there listed first.
Types of Mortgage Lenders in English Creek, NJ
Use these to narrow the list above. Each category shows how many English Creek, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in English Creek, NJ
Independent mortgage companies closed 76.9 percent of home loans in English Creek, New Jersey in 2025, banks 14.9 percent and credit unions 8.2 percent. Advisors Mortgage Group, LLC was the largest mortgage company, Oceanfirst Bank the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in English Creek, NJ
By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in English Creek, New Jersey with 8 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in English Creek, New Jersey in 2025, led by Advisors Mortgage Group, LLC with 6. 21 lenders closed VA loans, led by loanDepot.com LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 14 credit unions closed home loans in English Creek, New Jersey in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in English Creek, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in English Creek, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up English Creek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
