Mortgage Lenders and Brokers in East Orange, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
East Orange, New Jersey mortgage lenders include Bank of America NABank of America NA560 Main St, East Orange, NJ 07018A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA480 Central Ave, East Orange, NJ 07018A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA27 Prospect St, East Orange, NJ 07017A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, and PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in East Orange, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in East Orange are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in East Orange, New Jersey
Market share is the lender's share of all home loans closed in East Orange, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in East Orange 560 Main St, East Orange, NJ 07018 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 10 +11 HELOCs |
2.2% | 83.3% | $496,000 | View |
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2 offices in East Orange 480 Central Ave, East Orange, NJ 07018 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.7% | 60% | $298,333 | View |
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1 office in East Orange 27 Prospect St, East Orange, NJ 07017 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +17 HELOCs |
0% | n/a | View | |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 10 | 2.2% | 100% | $406,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 9 +1 HELOCs |
2% | 81.8% | $463,888 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 5 +6 HELOCs |
1.1% | 71.4% | $353,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 5 | 1.1% | 50% | $589,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 4 | 0.9% | 100% | $580,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 66.7% | $390,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +16 HELOCs |
0.2% | 100% | $305,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
FHA | 1 | 0.2% | 100% | $625,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 50% | $475,000 | View |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.2% | 50% | $35,000 | |
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302 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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3821 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 50% | $625,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
MLB Residential Lending, LLC
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Conventional, FHA | 7 | 1.5% | 80% | $416,428 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.3% | 85.7% | $538,333 | |
HomeBridge Financial Services, Inc
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FHA, VA, HELOC | 5 +4 HELOCs |
1.1% | 62.5% | $583,000 | |
Absolute Home Mortgage
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Conventional | 3 | 0.7% | 75% | $415,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 3 | 0.7% | 100% | $378,333 | |
Arc Home LLC
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Conventional, FHA | 2 | 0.4% | 100% | $525,000 | |
EMM Loans LLC
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FHA | 2 | 0.4% | 66.7% | $510,000 | |
American Financial Resources LLC
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FHA | 2 | 0.4% | 100% | $495,000 | |
Bond Street Mortgage, LLC
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FHA | 2 | 0.4% | 66.7% | $620,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 0.4% | 66.7% | $570,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.2% | 100% | $375,000 | |
Millenium Home Mortgage
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $435,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 52 +2 HELOCs |
11.5% | 68.4% | $482,307 | |
Rocket Mortgage
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Conventional, FHA, VA | 35 | 7.7% | 63.2% | $293,571 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 27 | 6% | 82.9% | $466,111 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
3.3% | 83.3% | $392,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 15 +1 HELOCs |
3.3% | 75% | $321,666 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 14 +1 HELOCs |
3.1% | 75% | $430,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 14 | 3.1% | 93.3% | $657,857 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 11 | 2.4% | 88.9% | $421,363 | |
Newrez LLC
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Conventional, FHA | 10 | 2.2% | 43.5% | $290,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 9 +1 HELOCs |
2% | 69.2% | $590,555 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.8% | 50% | $327,500 | |
Freedom Mortgage Corporation
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FHA | 7 | 1.5% | 58.3% | $400,714 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 5 | 1.1% | 75% | $469,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 1.1% | 31.2% | $245,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.1% | 55.6% | $233,000 | |
Mortgage Research Center
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Conventional, VA | 5 | 1.1% | 62.5% | $413,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
0.9% | 33.3% | $125,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 4 | 0.9% | 100% | $587,500 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 4 | 0.9% | 80% | $505,000 | View |
Nations Direct Mortgage, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $447,500 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 4 | 0.9% | 100% | $500,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +3 HELOCs |
0.7% | 42.9% | $195,000 | |
Municipal Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 42.9% | $78,333 | |
Norwich Commercial Group Inc
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Conventional, FHA | 3 | 0.7% | 75% | $685,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 3 | 0.7% | 100% | $598,333 | View |
Sun West Mortgage Company, Inc
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FHA | 3 | 0.7% | 75% | $461,666 | |
East Coast Capital Corp.
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Conventional | 3 | 0.7% | 100% | $585,000 | |
Geneva Financial LLC
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Conventional, FHA | 3 | 0.7% | 100% | $461,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 0.7% | 60% | $328,333 | |
Carrington Mortgage Services LLC
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FHA | 3 | 0.7% | 33.3% | $348,333 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.4% | 66.7% | $75,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $535,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.4% | 50% | $590,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.4% | 66.7% | $275,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.4% | 100% | $355,000 | View |
American Financial Network, Inc.
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Conventional | 2 | 0.4% | 100% | $695,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 28.6% | $65,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.4% | 100% | $675,000 | |
Total Mortgage Services, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $350,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.4% | 100% | $145,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 2 | 0.4% | 100% | $580,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 2 | 0.4% | 100% | $300,000 | View |
Reliance First Capital, LLC
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Conventional | 2 | 0.4% | 100% | $365,000 | |
Plaza Home Mortgage, Inc
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FHA | 2 | 0.4% | 100% | $525,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.4% | 66.7% | $505,000 | |
Village Capital & Investment
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FHA | 2 | 0.4% | 100% | $465,000 | |
The Loan Store, Inc
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FHA, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $855,000 | |
Visions Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.2% | 50% | $665,000 | View |
Cazle Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $235,000 | |
Hartford Funding, Ltd.
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Conventional | 1 | 0.2% | 100% | $645,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $365,000 | |
Jet Direct Funding Corp.
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FHA | 1 | 0.2% | 100% | $545,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Brighton Bank
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 50% | $495,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.2% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $415,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $365,000 | |
HomeXpress Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $705,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.2% | 50% | $25,000 | |
Network Capital Funding Corporation
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FHA | 1 | 0.2% | 50% | $405,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 33.3% | $235,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Warshaw Capital, LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $455,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Nfm, Inc
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FHA | 1 | 0.2% | 100% | $735,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $775,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 25% | $425,000 | |
UNMB Home Loans Inc
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 50% | $295,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $475,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.2% | 50% | $645,000 | |
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A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Veritas Funding, LLC
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VA | 1 | 0.2% | 50% | $395,000 | |
Ussfcu
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Conventional | 1 | 0.2% | 100% | $35,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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FHA | 1 | 0.2% | 100% | $595,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.2% | 100% | $365,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
JMAC Lending, Inc.
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VA | 1 | 0.2% | 100% | $465,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Guaranteed Rate Affinity, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
East Orange Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in East Orange, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in East Orange? The list below shows the banks, credit unions and mortgage brokers that closed home loans in East Orange in 2025, with lenders based there listed first.
Types of Mortgage Lenders in East Orange, NJ
Use these to narrow the list above. Each category shows how many East Orange, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in East Orange, NJ
Independent mortgage companies closed 82.1 percent of home loans in East Orange, New Jersey in 2025, banks 15.2 percent and credit unions 2.6 percent. MLB Residential Lending, LLC was the largest mortgage company, Bank of America NA the largest bank and Garden Savings Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Provident Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in East Orange, NJ
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in East Orange, New Jersey with 10 loans, about 2.2 percent of the market. The largest lender headquartered in New Jersey was Provident Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in East Orange, New Jersey, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 68.4 percent, against a 70.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
62 lenders closed FHA loans in East Orange, New Jersey in 2025, led by United Wholesale Mortgage with 22. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 13 credit unions closed home loans in East Orange, New Jersey in 2025, alongside 91 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in East Orange, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in East Orange, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up East Orange. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
