Mortgage Lenders and Brokers in Colonia, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Colonia, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA576 Inman Ave, Colonia, NJ 07067A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA636 Inman Ave, Colonia, NJ 07067A+5.0 ★Texas Ratio: 5.44%, Columbia BankColumbia Bank426 Lake Ave, Colonia, NJ 07067A+5.0 ★Texas Ratio: 4.30%, Bank of America NABank of America NA505 Inman Ave, Colonia, NJ 07067A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Northfield BankNorthfield Bank1410 Saint Georges Ave, Avenel, NJ 07001, Unity BankUnity Bank64 Old Highway 22, Clinton, NJ 08809A5.0 ★Texas Ratio: 9.27%, Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%, and Somerset Regal BankSomerset Regal Bank220 W Union Ave, Bound Brook, NJ 08805A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Colonia, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Colonia are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Colonia, New Jersey
Market share is the lender's share of all home loans closed in Colonia, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Colonia 576 Inman Ave, Colonia, NJ 07067 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
2.6% | 77.8% | $456,428 | View |
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1 office in Colonia 636 Inman Ave, Colonia, NJ 07067 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +18 HELOCs |
0.4% | 100% | $445,000 | View |
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2 offices in Colonia 426 Lake Ave, Colonia, NJ 07067 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 50% | $55,000 | View |
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1 office in Colonia 505 Inman Ave, Colonia, NJ 07067 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +17 HELOCs |
0% | n/a | View | |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 8 | 3% | 80% | $436,250 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 6 +8 HELOCs |
2.3% | 85.7% | $503,333 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 3 | 1.1% | 100% | $431,666 | |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional, Jumbo | 3 | 1.1% | 100% | $768,333 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA | 2 | 0.8% | 100% | $625,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.8% | 100% | $500,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, Jumbo | 2 | 0.8% | 100% | $1,090,000 | View |
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111 MAIN ST STE 2, EAST BRUNSWICK, NJ 08816 D3.4 ★Texas Ratio: 32.86% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 50% | $405,000 | View |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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1301 Parkway Ave, Ewing, NJ 08628 A5.0 ★Texas Ratio: 6.56% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.4% | 50% | $445,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +11 HELOCs |
0% | 0% | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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460 Georges Rd, Dayton, NJ 08810 A+5.0 ★Texas Ratio: 2.03% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 5 | 1.9% | 100% | $443,000 | |
Millenium Home Mortgage
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Conventional | 3 | 1.1% | 100% | $545,000 | |
Kwik Mortgage Corporation
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Conventional | 3 | 1.1% | 75% | $545,000 | |
First Alliance Home Mortgage, LLC
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FHA | 2 | 0.8% | 100% | $520,000 | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $540,000 | |
Absolute Home Mortgage
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Conventional, FHA | 2 | 0.8% | 100% | $695,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $485,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.4% | 100% | $565,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $435,000 | |
Weichert Financial Services
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Conventional | 1 | 0.4% | 100% | $495,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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Conventional | 1 | 0.4% | 100% | $455,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 28 +1 HELOCs |
10.6% | 93.3% | $516,071 | |
Rocket Mortgage
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Conventional, FHA | 27 | 10.2% | 93.3% | $375,740 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 3% | 88.9% | $523,750 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 3% | 64.3% | $315,000 | |
Union Home Mortgage Corp.
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Conventional | 8 | 3% | 88.9% | $475,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 7 | 2.6% | 87.5% | $443,571 | |
Movement Mortgage, LLC
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Conventional, HELOC | 6 +1 HELOCs |
2.3% | 100% | $498,333 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 6 | 2.3% | 100% | $325,000 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 2.3% | 85.7% | $443,333 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.9% | 85.7% | $247,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 5 | 1.9% | 83.3% | $501,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 5 | 1.9% | 100% | $451,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 1.5% | 100% | $532,500 | |
Newrez LLC
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Conventional | 4 | 1.5% | 57.1% | $180,000 | |
Provident Funding Associates
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Conventional | 4 | 1.5% | 100% | $665,000 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $571,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 1.1% | 100% | $615,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 1.1% | 100% | $458,333 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 1.1% | 30.8% | $348,333 | |
Sage Home Loans Corporation
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Conventional | 3 | 1.1% | 100% | $548,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.1% | 75% | $278,333 | |
First Colony Mortgage Corporat
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Conventional | 3 | 1.1% | 75% | $445,000 | |
Nationstar Mortgage
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Conventional | 3 | 1.1% | 100% | $68,333 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 3 | 1.1% | 100% | $635,000 | View |
Polish & Slavic Federal Credit
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Conventional | 3 | 1.1% | 75% | $315,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 3 | 1.1% | 100% | $515,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.8% | 40% | $140,000 | |
Panorama Mortgage Group, LLC
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Conventional, VA | 2 | 0.8% | 100% | $485,000 | |
Primelending
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Conventional | 2 | 0.8% | 100% | $245,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.8% | 100% | $420,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.8% | 50% | $410,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.8% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $525,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 25% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.4% | 50% | $455,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.4% | 100% | $495,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.4% | 100% | $775,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Contour Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $615,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.4% | 100% | $585,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.4% | 66.7% | $1,165,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $625,000 | |
AmWest Funding Corp
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FHA | 1 | 0.4% | 100% | $615,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.4% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.4% | 100% | $335,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $565,000 | |
Municipal Credit Union
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Conventional | 1 | 0.4% | 100% | $705,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 100% | $645,000 | |
Uif Corporation
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $495,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $785,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Lower, LLC
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FHA | 1 | 0.4% | 50% | $575,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 50% | $525,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Together Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Colonia Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Colonia, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Colonia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Colonia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Colonia, NJ
Use these to narrow the list above. Each category shows how many Colonia, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Colonia, NJ
Independent mortgage companies closed 80.4 percent of home loans in Colonia, New Jersey in 2025, banks 16.2 percent and credit unions 3.4 percent. American Neighborhood Mortgage Acceptance Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and United Poles FCU the largest credit union. Among lenders headquartered in New Jersey, Columbia Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Colonia, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Colonia, New Jersey with 7 loans, about 2.6 percent of the market. The largest lender headquartered in New Jersey was Columbia Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Colonia, New Jersey in 2025, led by Rocket Mortgage with 3. 6 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 14 credit unions closed home loans in Colonia, New Jersey in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Colonia, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Colonia, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Colonia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
