Mortgage Lenders and Brokers in Cliffside Park, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cliffside Park, New Jersey mortgage lenders include TD BankTD Bank733 Palisade Ave, Cliffside Park, NJ 07010A+5.0 ★Texas Ratio: 3.71%, M&T BankM&T Bank684 Anderson Ave, Cliffside Park, NJ 07010A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA650 Anderson Ave, Cliffside Park, NJ 07010A+5.0 ★Texas Ratio: 5.36%, Valley National BankValley National Bank732 Anderson Ave, Cliffside Park, NJ 07010A+5.0 ★Texas Ratio: 5.76%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Woori America BankWoori America Bank234 Closter Dock Rd, Closter, NJ 07624A5.0 ★Texas Ratio: 11.01%, Unity BankUnity Bank64 Old Highway 22, Clinton, NJ 08809A5.0 ★Texas Ratio: 9.27%, and Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cliffside Park, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cliffside Park are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cliffside Park, New Jersey
Market share is the lender's share of all home loans closed in Cliffside Park, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cliffside Park 733 Palisade Ave, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 17 +11 HELOCs |
7.5% | 100% | $550,294 | View |
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1 office in Cliffside Park 684 Anderson Ave, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 8 +3 HELOCs |
3.5% | 88.9% | $550,000 | View |
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1 office in Cliffside Park 650 Anderson Ave, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 50% | $1,100,000 | View |
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1 office in Cliffside Park 732 Anderson Ave, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 14 | 6.1% | 82.4% | $564,285 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 7 | 3.1% | 63.6% | $809,285 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +2 HELOCs |
2.2% | 71.4% | $679,000 | View |
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234 Closter Dock Rd, Closter, NJ 07624 A5.0 ★Texas Ratio: 11.01% |
Conventional | 4 | 1.8% | 100% | $682,500 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional, Jumbo | 3 | 1.3% | 100% | $775,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +6 HELOCs |
0.9% | 66.7% | $560,000 | View |
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150 Route 17, East Rutherford, NJ 07073 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 2 | 0.9% | 100% | $655,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 0.9% | 100% | $350,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $185,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $695,000 | View |
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3821 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 1 | 0.4% | 100% | $615,000 | View |
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468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210 A+5.0 ★Texas Ratio: 3.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bond Street Mortgage, LLC
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Conventional, FHA | 7 | 3.1% | 87.5% | $526,428 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 1.3% | 100% | $631,666 | |
NJ Lenders Corp
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Conventional | 3 | 1.3% | 75% | $528,333 | |
Advisors Mortgage Group, LLC
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Conventional | 2 | 0.9% | 100% | $730,000 | |
American Federal Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $540,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.4% | 100% | $875,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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Conventional | 1 | 0.4% | 100% | $605,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA | 18 | 7.9% | 85.7% | $491,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 17 | 7.5% | 94.4% | $536,176 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 10 +1 HELOCs |
4.4% | 71.4% | $585,000 | |
loanDepot.com LLC
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Conventional | 6 | 2.6% | 75% | $490,000 | |
Guaranteed Rate, Inc.
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Conventional | 4 | 1.8% | 100% | $512,500 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 4 | 1.8% | 100% | $395,000 | View |
Newrez LLC
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Conventional, FHA | 4 | 1.8% | 50% | $622,500 | |
Brighton Bank
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Conventional, VA | 4 | 1.8% | 100% | $605,000 | |
Union Home Mortgage Corp.
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Conventional | 4 | 1.8% | 100% | $425,000 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
1.3% | 100% | $615,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 3 | 1.3% | 100% | $508,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.9% | 50% | $235,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.9% | 100% | $685,000 | |
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B+4.8 ★Texas Ratio: 17.52% |
Conventional | 2 | 0.9% | 66.7% | $370,000 | |
Nbkc Bank
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Conventional | 2 | 0.9% | 100% | $535,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.9% | 100% | $195,000 | View |
Pennymac Loan Services LLC
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Conventional | 2 | 0.9% | 75% | $505,000 | |
Emporium Tpo LLC
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Conventional, Jumbo | 2 | 0.9% | 100% | $1,220,000 | |
Discover Bank
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Conventional | 2 | 0.9% | 66.7% | $90,000 | |
Intelliloan, Inc.
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FHA | 2 | 0.9% | 100% | $675,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.9% | 100% | $320,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.9% | 100% | $530,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
Jet Direct Funding Corp.
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $575,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 0.4% | 100% | $795,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Carnegie Mortgage Partners, LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 100% | $465,000 | |
MortgageCountry
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Conventional | 1 | 0.4% | 100% | $905,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.4% | 100% | $905,000 | |
Bay Equity LLC
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VA, Jumbo | 1 | 0.4% | 100% | $1,505,000 | |
Visions Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $635,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
Municipal Credit Union
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Conventional | 1 | 0.4% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $1,105,000 | View |
Mortgage Research Center
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VA | 1 | 0.4% | 100% | $385,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $475,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 50% | $955,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.4% | 100% | $975,000 | |
FM Home Loans LLC
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Conventional | 1 | 0.4% | 100% | $475,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,445,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.4% | 100% | $675,000 | |
Webster Bank, N.A.
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Conventional | 1 | 0.4% | 100% | $895,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 50% | $465,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $745,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.4% | 100% | $725,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.4% | 100% | $725,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 50% | $135,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 50% | $385,000 | |
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Cliffside Park Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cliffside Park, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Cliffside Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cliffside Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cliffside Park, NJ
Use these to narrow the list above. Each category shows how many Cliffside Park, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Cliffside Park, NJ
Independent mortgage companies closed 57 percent of home loans in Cliffside Park, New Jersey in 2025, banks 40.4 percent and credit unions 2.6 percent. Bond Street Mortgage, LLC was the largest mortgage company, TD Bank the largest bank and Princeton Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cliffside Park, NJ
By home loans closed in 2025, TD Bank was the largest mortgage lender in Cliffside Park, New Jersey with 17 loans, about 7.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Cliffside Park, New Jersey in 2025, led by American Financial Resources LLC with 2. 3 lenders closed VA loans, led by Brighton Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 8 credit unions closed home loans in Cliffside Park, New Jersey in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cliffside Park, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cliffside Park, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cliffside Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
