Mortgage Lenders and Brokers in Cape May Court House, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cape May Court House, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank907 Route 9 S, Cape May Court House, NJ 08210A+5.0 ★Texas Ratio: 5.26%, Crest Savings BankCrest Savings Bank302 306 S Main Street Route 9, Cape May Court House, NJ 08210A+5.0 ★Texas Ratio: 0.12%, PNC Bank N.A.PNC Bank N.A.1 Court House South Dennis Rd, Cape May Court House, NJ 08210A+5.0 ★Texas Ratio: 4.24%, Sturdy Savings BankSturdy Savings Bank103 N Main St, Cape May Court House, NJ 08210A+5.0 ★Texas Ratio: 0.97%, TD BankTD Bank409 Route 9 N, Cape May Court House, NJ 08210A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5 Court House South Dennis Rd, Cape May Court House, NJ 08210A+5.0 ★Texas Ratio: 3.68%, 1st bank of sea isle city1st bank of sea isle city1615 Route 9 N, Cape May Court House, NJ 08210A+5.0 ★Texas Ratio: 0.00%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, and Jersey Shore FCUJersey Shore FCUWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405A+5.0 ★Texas Ratio: 1.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cape May Court House, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cape May Court House are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cape May Court House, New Jersey
Market share is the lender's share of all home loans closed in Cape May Court House, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cape May Court House 907 Route 9 S, Cape May Court House, NJ 08210 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 7 | 7.9% | 100% | $266,428 | View |
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1 office in Cape May Court House 302 306 S Main Street Route 9, Cape May Court House, NJ 08210 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 4 | 4.5% | 100% | $252,500 | View |
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★ 1.7 stars, 3 reviews 1 office in Cape May Court House 1 Court House South Dennis Rd, Cape May Court House, NJ 08210 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
2.2% | 100% | $220,000 | View |
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1 office in Cape May Court House 103 N Main St, Cape May Court House, NJ 08210 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 2 | 2.2% | 100% | $445,000 | View |
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1 office in Cape May Court House 409 Route 9 N, Cape May Court House, NJ 08210 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 2 | 2.2% | 50% | $60,000 | View |
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1 office in Cape May Court House 5 Court House South Dennis Rd, Cape May Court House, NJ 08210 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 50% | $285,000 | View |
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1 office in Cape May Court House 1615 Route 9 N, Cape May Court House, NJ 08210 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.1% | 100% | $755,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 3.4% | 100% | $281,666 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, VA, HELOC | 2 +2 HELOCs |
2.2% | 100% | $410,000 | View |
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William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 2 | 2.2% | 100% | $60,000 | View |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 1 | 1.1% | 50% | $15,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 1.1% | 100% | $255,000 | |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 4 | 4.5% | 100% | $482,500 | |
Nation One Mortgage Corporatio
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Conventional | 2 | 2.2% | 100% | $340,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 1.1% | 100% | $605,000 | |
Advisors Mortgage Group, LLC
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FHA | 1 | 1.1% | 50% | $585,000 | |
Rocket Mortgage
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Conventional, FHA | 13 | 14.6% | 93.3% | $304,230 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 4.5% | 100% | $275,000 | View |
loanDepot.com LLC
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Conventional, FHA | 4 | 4.5% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 4 | 4.5% | 100% | $182,500 | |
Pennymac Loan Services LLC
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Conventional | 2 | 2.2% | 100% | $165,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 2.2% | 100% | $415,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 2.2% | 100% | $200,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 2.2% | 100% | $315,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 1.1% | 100% | $335,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 1.1% | 100% | $215,000 | |
Newrez LLC
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Conventional | 1 | 1.1% | 33.3% | $55,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $345,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.1% | 28.6% | $155,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $405,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $95,000 | |
Nfm, Inc
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Conventional | 1 | 1.1% | 100% | $275,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 1.1% | 100% | $175,000 | View |
Milend, Inc
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FHA | 1 | 1.1% | 100% | $575,000 | |
Mortgage Research Center
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Conventional | 1 | 1.1% | 100% | $75,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $75,000 | |
Philadelphia Federal Credit Un
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Conventional | 1 | 1.1% | 50% | $355,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.1% | 100% | $105,000 | |
Lower, LLC
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Conventional | 1 | 1.1% | 100% | $305,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1.1% | 100% | $285,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.1% | 100% | $415,000 | |
21St Mortgage
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Conventional | 1 | 1.1% | 12.5% | $135,000 | |
Texana Bank
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VA | 1 | 1.1% | 100% | $245,000 | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cape May Court House Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cape May Court House, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Cape May Court House? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cape May Court House in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cape May Court House, NJ
Use these to narrow the list above. Each category shows how many Cape May Court House, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Cape May Court House, NJ
Independent mortgage companies closed 59.6 percent of home loans in Cape May Court House, New Jersey in 2025, banks 36 percent and credit unions 4.5 percent. First Alliance Home Mortgage, LLC was the largest mortgage company, Oceanfirst Bank the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cape May Court House, NJ
By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in Cape May Court House, New Jersey with 7 loans, about 7.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Cape May Court House, New Jersey in 2025, led by First Alliance Home Mortgage, LLC with 2. 5 lenders closed VA loans, led by Citizens Bank, NA. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 5 credit unions closed home loans in Cape May Court House, New Jersey in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cape May Court House, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cape May Court House, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cape May Court House. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
