Mortgage Lenders and Brokers in Bergenfield, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bergenfield, New Jersey mortgage lenders include TD BankTD Bank126 N Washington Ave, Bergenfield, NJ 07621A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA221 N Washington Ave, Bergenfield, NJ 07621A+5.0 ★Texas Ratio: 3.68%, Ion BankIon Bank135 N Washington Ave, Bergenfield, NJ 07621A5.0 ★Texas Ratio: 10.40%, Bank of America NABank of America NA235 Woodbine St, Bergenfield, NJ 07621A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.370 S Washington Ave, Bergenfield, NJ 07621A+5.0 ★Texas Ratio: 4.24%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, Ascendia BankAscendia Bank175 Rock Rd, Glen Rock, NJ 07452A+5.0 ★Texas Ratio: 1.20%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, and M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bergenfield, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bergenfield are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bergenfield, New Jersey
Market share is the lender's share of all home loans closed in Bergenfield, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bergenfield 126 N Washington Ave, Bergenfield, NJ 07621 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 6 +23 HELOCs |
2.1% | 75% | $321,666 | View |
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1 office in Bergenfield 221 N Washington Ave, Bergenfield, NJ 07621 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
1.7% | 71.4% | $483,000 | View |
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1 office in Bergenfield 135 N Washington Ave, Bergenfield, NJ 07621 A5.0 ★Texas Ratio: 10.40% |
Conventional | 3 | 1% | 60% | $385,000 | View |
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1 office in Bergenfield 235 Woodbine St, Bergenfield, NJ 07621 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +20 HELOCs |
0.3% | 50% | $375,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Bergenfield 370 S Washington Ave, Bergenfield, NJ 07621 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +17 HELOCs |
0% | 0% | View | |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 5 +4 HELOCs |
1.7% | 100% | $583,000 | View |
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175 Rock Rd, Glen Rock, NJ 07452 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 3 | 1% | 100% | $1,028,333 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1% | 60% | $458,333 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $265,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +8 HELOCs |
0.3% | 100% | $945,000 | View |
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100 Hudson St, Hackensack, NJ 07601 6962 A5.0 ★Texas Ratio: 11.88% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 25% | $65,000 | View |
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509 S White Horse Pike, Audubon, NJ 08106 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.3% | 100% | $635,000 | View |
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1775 Route 27, Edison, NJ 08817 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.3% | 100% | $495,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
FHA | 1 | 0.3% | 100% | $515,000 | View |
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150 Route 17, East Rutherford, NJ 07073 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.3% | 100% | $75,000 | |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $725,000 | View |
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60 E Main St, Bogota, NJ 07603 B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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3821 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +15 HELOCs |
0% | n/a | View | |
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★ 1.8 stars, 5 reviews 220 Livingston St, Northvale, NJ 07647 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Skyrock Mortgage
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Conventional | 7 | 2.4% | 100% | $740,714 | |
1St 2Nd Mortgage Company of N.J., Inc.
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Conventional, FHA | 7 | 2.4% | 100% | $525,000 | |
Bond Street Mortgage, LLC
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Conventional | 6 | 2.1% | 100% | $475,000 | |
NJ Lenders Corp
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Conventional, FHA | 4 | 1.4% | 80% | $542,500 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 3 | 1% | 100% | $415,000 | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 3 | 1% | 100% | $608,333 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.7% | 100% | $315,000 | |
Absolute Home Mortgage
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FHA | 2 | 0.7% | 100% | $675,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 2 | 0.7% | 100% | $610,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.7% | 100% | $510,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $415,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $635,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Weichert Financial Services
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 11.1% | 78.6% | $372,187 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 21 +2 HELOCs |
7.3% | 84% | $530,714 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 14 +1 HELOCs |
4.9% | 100% | $515,000 | |
loanDepot.com LLC
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Conventional, FHA | 10 | 3.5% | 90.9% | $385,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 8 | 2.8% | 100% | $537,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 7 +1 HELOCs |
2.4% | 100% | $595,000 | |
Newrez LLC
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Conventional, FHA | 7 | 2.4% | 63.6% | $282,142 | |
Visions Federal Credit Union
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Conventional, HELOC | 6 +10 HELOCs |
2.1% | 85.7% | $208,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 2.1% | 66.7% | $288,333 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 2.1% | 77.8% | $278,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 1.7% | 83.3% | $593,000 | |
Movement Mortgage, LLC
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Conventional, VA | 5 | 1.7% | 100% | $607,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1.7% | 83.3% | $543,000 | |
FM Home Loans LLC
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Conventional | 4 | 1.4% | 100% | $765,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 3 | 1% | 100% | $431,666 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 3 | 1% | 100% | $565,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional, FHA, Jumbo | 3 | 1% | 100% | $851,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.7% | 27.3% | $55,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $405,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.7% | 100% | $340,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.7% | 22.2% | $140,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 2 | 0.7% | 100% | $1,220,000 | |
Discover Bank
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Conventional | 2 | 0.7% | 20% | $50,000 | |
Network Capital Funding Corporation
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Conventional | 2 | 0.7% | 66.7% | $435,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $465,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.7% | 100% | $460,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,255,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.7% | 100% | $705,000 | View |
Municipal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 66.7% | $525,000 | |
Pentagon Federal Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,325,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 25% | $405,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $515,000 | |
Jet Direct Funding Corp.
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FHA | 1 | 0.3% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 50% | $495,000 | View |
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B+4.8 ★Texas Ratio: 17.52% |
Conventional | 1 | 0.3% | 100% | $495,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 20% | $75,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $625,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 66.7% | $505,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 50% | $255,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $625,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 50% | $615,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
UNMB Home Loans Inc
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FHA | 1 | 0.3% | 100% | $465,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $1,195,000 | View |
GuardHill Financial LLC
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Conventional | 1 | 0.3% | 100% | $775,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $705,000 | |
Mission Loans, LLC
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FHA | 1 | 0.3% | 100% | $545,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Interstate Home Loan Center, Inc.
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $455,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $745,000 | View |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $575,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 50% | $75,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 100% | $415,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Patriot One Mortgage Bankers
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $555,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $425,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Webster Bank, N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bergenfield Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bergenfield, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Bergenfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bergenfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bergenfield, NJ
Use these to narrow the list above. Each category shows how many Bergenfield, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Bergenfield, NJ
Independent mortgage companies closed 77.4 percent of home loans in Bergenfield, New Jersey in 2025, banks 17.4 percent and credit unions 5.2 percent. Skyrock Mortgage was the largest mortgage company, TD Bank the largest bank and Greater Alliance Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bergenfield, NJ
By home loans closed in 2025, TD Bank was the largest mortgage lender in Bergenfield, New Jersey with 6 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Bergenfield, New Jersey in 2025, led by United Wholesale Mortgage with 5. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 13 credit unions closed home loans in Bergenfield, New Jersey in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bergenfield, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bergenfield, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bergenfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
