Mortgage Lenders and Brokers in Barnegat, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Barnegat, New Jersey mortgage lenders include TD BankTD Bank560 N Main St, Barnegat, NJ 08005A+5.0 ★Texas Ratio: 3.71%, PNC Bank N.A.PNC Bank N.A.849 W Bay Ave, Barnegat, NJ 08005A+5.0 ★Texas Ratio: 4.24%, Fulton Bank, National AssociationFulton Bank, National Association870 W Bay Ave, Barnegat, NJ 08005A+5.0 ★Texas Ratio: 4.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Oceanfirst BankOceanfirst Bank845 W Bay Ave, Barnegat, NJ 08005A+5.0 ★Texas Ratio: 5.26%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, United Teletech Financial Federal Credit UnionUnited Teletech Financial Federal Credit Union600 HIGHWAY 36, HAZLET, NJ 07730 1797A5.0 ★Texas Ratio: 7.09%, Manasquan BankManasquan Bank85 Bridge Ave, Bay Head, NJ 08742A+5.0 ★Texas Ratio: 5.71%, and M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Barnegat, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Barnegat are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Barnegat, New Jersey
Market share is the lender's share of all home loans closed in Barnegat, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Barnegat 560 N Main St, Barnegat, NJ 08005 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 7 +15 HELOCs |
2.2% | 77.8% | $117,857 | View |
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★ 1.7 stars, 3 reviews 1 office in Barnegat 849 W Bay Ave, Barnegat, NJ 08005 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +38 HELOCs |
1% | 100% | $325,000 | View |
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1 office in Barnegat 870 W Bay Ave, Barnegat, NJ 08005 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $345,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.3% | 100% | $270,000 | View |
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845 W Bay Ave, Barnegat, NJ 08005 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 3 +2 HELOCs |
1% | 80% | $311,666 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +9 HELOCs |
0.6% | 66.7% | $275,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $460,000 | View |
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600 HIGHWAY 36, HAZLET, NJ 07730 1797 A5.0 ★Texas Ratio: 7.09% |
Conventional | 2 | 0.6% | 100% | $65,000 | View |
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★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
Conventional | 2 | 0.6% | 100% | $90,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $305,000 | View |
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1040 River Rd, Ewing, NJ 08628 2102 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 1 | 0.3% | 100% | $15,000 | View |
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242 S Main St, Barnegat, NJ 08005 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $175,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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444 Hoes Ln, Piscataway, NJ 08854 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 11 | 3.5% | 100% | $312,272 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 7 | 2.2% | 87.5% | $376,428 | |
Glendenning Mortgage Corporation
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Conventional, FHA | 6 | 1.9% | 100% | $378,333 | |
Absolute Home Mortgage
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Conventional, FHA | 3 | 1% | 100% | $358,333 | |
Greenway Mortgage Funding Corp.
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Conventional, FHA | 2 | 0.6% | 100% | $360,000 | |
X - Healthcare Employees FCU - Moved to Portico 2025/09/01
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Conventional | 2 | 0.6% | 100% | $65,000 | |
Residential Home Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $420,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $365,000 | |
Bond Street Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
Skyrock Mortgage
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Conventional | 1 | 0.3% | 100% | $325,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Nation One Mortgage Corporatio
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 42 | 13.3% | 86.3% | $305,476 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 21 | 6.7% | 80.8% | $304,523 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
4.8% | 94.1% | $419,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 4.8% | 94.1% | $335,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 13 | 4.1% | 100% | $354,230 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 11 | 3.5% | 100% | $290,454 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2.5% | 66.7% | $266,250 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 2.5% | 88.9% | $161,250 | |
Affordable Mortgage Advisors
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Conventional, FHA, VA | 7 | 2.2% | 100% | $357,857 | |
Mortgage Research Center
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VA | 6 | 1.9% | 66.7% | $536,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.3% | 66.7% | $162,500 | |
Equity Prime Mortgage LLC
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FHA, VA | 4 | 1.3% | 100% | $345,000 | |
Paramount Residential Mortgage
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Conventional, FHA, USDA | 4 | 1.3% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 3 | 1% | 100% | $461,666 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 1% | 75% | $291,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1% | 30% | $465,000 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 1% | 100% | $381,666 | |
Tjc Mortgage Inc
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Conventional, FHA | 3 | 1% | 60% | $298,333 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 1% | 100% | $435,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 3 | 1% | 100% | $378,333 | |
DHI Mortgage Company, LTD.
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Conventional | 3 | 1% | 100% | $268,333 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 50% | $50,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $160,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 2 | 0.6% | 100% | $510,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.6% | 60% | $420,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.6% | 100% | $500,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $295,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 0.6% | 100% | $445,000 | View |
Union Home Mortgage Corp.
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FHA | 2 | 0.6% | 66.7% | $485,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 0.6% | 100% | $450,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.6% | 75% | $265,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.6% | 66.7% | $215,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.6% | 100% | $440,000 | View |
Nexera Holding LLC
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Conventional | 2 | 0.6% | 100% | $200,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $35,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Panorama Mortgage Group, LLC
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.3% | 100% | $165,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $395,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 50% | $235,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.3% | 100% | $435,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.3% | 100% | $305,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.3% | 100% | $425,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $285,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $555,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 100% | $325,000 | View |
Fay Servicing LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 50% | $375,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
ClearEdge Lending LLC
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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FHA | 1 | 0.3% | 100% | $485,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $545,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.3% | 100% | $515,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 50% | $105,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 12.5% | $95,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Barnegat Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Barnegat, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Barnegat? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Barnegat in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Barnegat, NJ
Use these to narrow the list above. Each category shows how many Barnegat, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Barnegat, NJ
Independent mortgage companies closed 82.2 percent of home loans in Barnegat, New Jersey in 2025, banks 14 percent and credit unions 3.8 percent. Advisors Mortgage Group, LLC was the largest mortgage company, TD Bank the largest bank and United Teletech Financial Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Barnegat, NJ
By home loans closed in 2025, TD Bank was the largest mortgage lender in Barnegat, New Jersey with 7 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Barnegat, New Jersey in 2025, led by Rocket Mortgage with 7. 18 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 11 credit unions closed home loans in Barnegat, New Jersey in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Barnegat, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Barnegat, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Barnegat. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
