Mortgage Lenders and Brokers in Atlantic City, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Atlantic City, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Bank of America NABank of America NA918 Atlantic Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.3400 Atlantic Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 4.24%, Wells Fargo Bank NAWells Fargo Bank NA1301 Atlantic Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank15 N Pennsylvania Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, First Harvest Federal Credit UnionFirst Harvest Federal Credit Union227 Market St, Camden, NJ 08102A5.0 ★Texas Ratio: 8.18%, WSFS bankWSFS bank1029 Neck Rd, Burlington, NJ 08016A+5.0 ★Texas Ratio: 3.10%, Jersey Shore FCUJersey Shore FCUWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405A+5.0 ★Texas Ratio: 1.54%, and Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Atlantic City, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Atlantic City are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Atlantic City, New Jersey
Market share is the lender's share of all home loans closed in Atlantic City, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Atlantic City 1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, Jumbo, HELOC | 10 +1 HELOCs |
3.9% | 90.9% | $367,000 | View |
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1 office in Atlantic City 918 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +1 HELOCs |
1.2% | 100% | $325,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Atlantic City 3400 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 3 | 1.2% | 75% | $168,333 | View |
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1 office in Atlantic City 1301 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 33.3% | $165,000 | View |
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1 office in Atlantic City 15 N Pennsylvania Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.6% | 100% | $185,000 | View |
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227 Market St, Camden, NJ 08102 A5.0 ★Texas Ratio: 8.18% |
Conventional, HELOC | 3 +1 HELOCs |
1.2% | 50% | $81,666 | View |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 3 | 1.2% | 75% | $238,333 | View |
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William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 2 | 0.8% | 100% | $105,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $275,000 | View |
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2628 Dune Dr, Avalon, NJ 08202 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 50% | $135,000 | View |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 1 | 0.4% | 50% | $225,000 | View |
First National Bank of Absecon
106 New Jersey Ave, Absecon, NJ 08201 |
Conventional | 1 | 0.4% | 100% | $725,000 | |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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921 West Ave, Ocean City, NJ 08226 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Advisors Mortgage Group, LLC
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Conventional, FHA, VA | 39 | 15.4% | 90.7% | $224,487 | |
Nation One Mortgage Corporatio
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Conventional, FHA | 11 | 4.3% | 91.7% | $138,636 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 0.8% | 100% | $220,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.4% | 100% | $335,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Glendenning Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Weichert Financial Services
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FHA | 1 | 0.4% | 50% | $245,000 | |
1St Colonial Community Bank
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FHA | 1 | 0.4% | 100% | $195,000 | |
Rocket Mortgage
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Conventional, FHA | 18 | 7.1% | 59.4% | $142,777 | |
Affordable Mortgage Advisors
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Conventional, FHA, VA | 17 | 6.7% | 81.8% | $222,058 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo, HELOC | 13 +1 HELOCs |
5.1% | 81.2% | $409,615 | |
Prosperity Home Mortgage, LLC
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Conventional | 9 | 3.5% | 90% | $117,222 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 3.1% | 72.7% | $235,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 2.4% | 85.7% | $281,666 | |
Cmg Mortgage Inc
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Conventional, USDA | 5 | 2% | 83.3% | $153,000 | |
TruMark Financial Credit Union
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Conventional, HELOC | 4 +1 HELOCs |
1.6% | 80% | $372,500 | |
United Wholesale Mortgage
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Conventional, VA | 4 | 1.6% | 36.4% | $225,000 | |
Newrez LLC
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Conventional | 4 | 1.6% | 66.7% | $155,000 | |
Tjc Mortgage Inc
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Conventional | 4 | 1.6% | 100% | $100,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 4 | 1.6% | 100% | $240,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 1.2% | 100% | $168,333 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.2% | 75% | $205,000 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.2% | 75% | $161,666 | |
Nfm, Inc
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Conventional, FHA | 3 | 1.2% | 100% | $235,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 2 | 0.8% | 66.7% | $225,000 | View |
Contour Mortgage Corporation
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Conventional | 2 | 0.8% | 100% | $325,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.8% | 50% | $230,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $295,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.8% | 100% | $175,000 | View |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 0.8% | 100% | $75,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 100% | $100,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 66.7% | $265,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.8% | 100% | $205,000 | |
New American Funding, LLC.
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FHA | 2 | 0.8% | 50% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.4% | 100% | $405,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $215,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Navigant Credit Union
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
MortgageCountry
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.4% | 100% | $125,000 | |
BHCU d/b/a Propell Credit Union
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Conventional | 1 | 0.4% | 100% | $455,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 50% | $175,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
First Heritage Financial LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Ark Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.4% | 50% | $125,000 | View |
Uif Corporation
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $155,000 | |
Philadelphia Mortgage Advisors, Inc.
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 25% | $245,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.4% | 100% | $175,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $65,000 | |
Citymark Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Citadel Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 10.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Atlantic City Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Atlantic City, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Atlantic City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Atlantic City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Atlantic City, NJ
Use these to narrow the list above. Each category shows how many Atlantic City, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Atlantic City, NJ
Independent mortgage companies closed 76 percent of home loans in Atlantic City, New Jersey in 2025, banks 17.7 percent and credit unions 6.3 percent. Advisors Mortgage Group, LLC was the largest mortgage company, Oceanfirst Bank the largest bank and First Harvest Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Atlantic City, NJ
By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in Atlantic City, New Jersey with 10 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Atlantic City, New Jersey in 2025, led by Advisors Mortgage Group, LLC with 8. 6 lenders closed VA loans, led by Advisors Mortgage Group, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 12 credit unions closed home loans in Atlantic City, New Jersey in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Atlantic City, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Atlantic City, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Atlantic City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
