Manhattan, Montana mortgage lenders include Manhattan BankManhattan Bank7175 Churchill Rd, Manhattan, MT 59741A+5.0 ★Texas Ratio: 2.39%, Stockman Bank of MontanaStockman Bank of Montana100 E Wooden Shoe Ln, Manhattan, MT 59741A+5.0 ★Texas Ratio: 4.20%, US Bank, N.A.US Bank, N.A.303 N Broadway, Billings, MT 59101A+5.0 ★Texas Ratio: 2.85%, Glacier BankGlacier Bank307 E Park St, Anaconda, MT 59711A+5.0 ★Texas Ratio: 1.87%, Opportunity Bank of MontanaOpportunity Bank of Montana300 Main St, Ashland, MT 59003A+5.0 ★Texas Ratio: 1.60%, Flanagan State BankFlanagan State Bank11 West Main Street, Belgrade, MT 59714A4.7 ★Texas Ratio: 2.58%, Madison Valley BankMadison Valley Bank109 W 2nd Ave, Boulder, MT 59632A5.0 ★Texas Ratio: 6.90%, Valley Financial Credit UnionValley Financial Credit Union1541 Custer Ave, Billings, MT 59102A+5.0 ★Texas Ratio: 1.69%, Wells Fargo Bank NAWells Fargo Bank NA1325 Main St, Billings, MT 59105A+5.0 ★Texas Ratio: 5.36%, and First Interstate BankFirst Interstate Bank3 S Woodard Ave, Absarokee, MT 59001A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Manhattan, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Manhattan are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Manhattan, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Manhattan 7175 Churchill Rd, Manhattan, MT 59741 A+5.0 ★Texas Ratio: 2.39% |
Conventional | 11 | 11% | 100% | $364,090 | View |
|
1 office in Manhattan 100 E Wooden Shoe Ln, Manhattan, MT 59741 A+5.0 ★Texas Ratio: 4.20% |
Conventional, FHA, HELOC | 6 +5 HELOCs |
6% | 85.7% | $455,000 | View |
|
303 N Broadway, Billings, MT 59101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
4% | 80% | $302,500 | View |
|
307 E Park St, Anaconda, MT 59711 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 3 +3 HELOCs |
3% | 75% | $488,333 | View |
|
300 Main St, Ashland, MT 59003 A+5.0 ★Texas Ratio: 1.60% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 100% | $165,000 | View |
|
11 West Main Street, Belgrade, MT 59714 A4.7 ★Texas Ratio: 2.58% |
Conventional | 2 | 2% | 100% | $410,000 | View |
|
109 W 2nd Ave, Boulder, MT 59632 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 1% | 100% | $105,000 | View |
|
1541 Custer Ave, Billings, MT 59102 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 1% | 100% | $65,000 | View |
|
1325 Main St, Billings, MT 59105 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $295,000 | View |
|
★ 1 stars, 1 review 3 S Woodard Ave, Absarokee, MT 59001 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 14 | 14% | 93.3% | $606,428 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 8 | 8% | 100% | $311,250 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, Jumbo | 8 | 8% | 100% | $420,000 | View |
|
A+5.0 ★Texas Ratio: 5.43% |
Conventional | 5 | 5% | 100% | $317,000 | View |
Pennymac Loan Services LLC
|
Conventional | 4 | 4% | 100% | $120,000 | |
Mortgage Research Center
|
VA, Jumbo | 4 | 4% | 100% | $840,000 | |
loanDepot.com LLC
|
Conventional | 3 | 3% | 75% | $231,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
2% | 66.7% | $175,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 2% | 100% | $660,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 2 | 2% | 100% | $320,000 | |
Nationstar Mortgage
|
Conventional | 2 | 2% | 100% | $170,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $265,000 | |
Primelending
|
Conventional | 1 | 1% | 100% | $395,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1% | 100% | $615,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 1% | 100% | $505,000 | View |
Newrez LLC
|
VA | 1 | 1% | 100% | $425,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1% | 50% | $455,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $485,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1% | 100% | $105,000 | |
American Financing Corporation
|
FHA | 1 | 1% | 50% | $375,000 | |
|
A+5.0 ★Texas Ratio: 2.77% |
Conventional, Jumbo | 1 | 1% | 100% | $975,000 | View |
Union Home Mortgage Corp.
|
Conventional | 1 | 1% | 100% | $705,000 | |
|
A+5.0 ★Texas Ratio: 2.98% |
Conventional, Jumbo | 1 | 1% | 100% | $1,255,000 | View |
GuardHill Financial LLC
|
Conventional, Jumbo | 1 | 1% | 100% | $1,455,000 | |
Agwest Farm Credit, Flca
|
Conventional | 1 | 1% | 100% | $775,000 | |
Goprime Mortgage, Inc.
|
Conventional | 1 | 1% | 100% | $355,000 | |
|
A5.0 ★Texas Ratio: 9.78% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Manhattan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Manhattan in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Manhattan, MT lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 57 percent of home loans in Manhattan, Montana in 2025, banks 42 percent and credit unions 1 percent. United Wholesale Mortgage was the largest mortgage company, Manhattan Bank the largest bank and Valley Financial Credit Union the largest credit union. Among lenders headquartered in Montana, Manhattan Bank led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
By home loans closed in 2025, Manhattan Bank was the largest mortgage lender in Manhattan, Montana with 11 loans, about 11 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Manhattan, Montana in 2025, led by United Wholesale Mortgage with 2. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 2 credit unions closed home loans in Manhattan, Montana in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Manhattan, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Manhattan, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Manhattan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.