Mortgage Lenders and Brokers in Valley Park, Missouri
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Valley Park, Missouri mortgage lenders include Commerce BankCommerce Bank858 Meramec Station Rd, Valley Park, MO 63088A+5.0 ★Texas Ratio: 0.89%, Montgomery BankMontgomery Bank35 Marshall Rd, Valley Park, MO 63088A+5.0 ★Texas Ratio: 3.43%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Neighbors Credit UnionNeighbors Credit Union109 East St, Clarence, MO 63437A5.0 ★Texas Ratio: 7.12%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, Together Credit UnionTogether Credit Union1334 Jeffco Blvd, Arnold, MO 63010 2157A+5.0 ★Texas Ratio: 4.25%, Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%, and The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Valley Park, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Valley Park are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Valley Park, Missouri
Market share is the lender's share of all home loans closed in Valley Park, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Valley Park 858 Meramec Station Rd, Valley Park, MO 63088 A+5.0 ★Texas Ratio: 0.89% |
Conventional, VA, HELOC | 6 +18 HELOCs |
1.2% | 75% | $108,333 | View |
|
1 office in Valley Park 35 Marshall Rd, Valley Park, MO 63088 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $285,000 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 28 | 5.6% | 100% | $304,285 | View |
|
501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 12 +1 HELOCs |
2.4% | 100% | $250,833 | View |
|
1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +7 HELOCs |
1.8% | 69.2% | $227,222 | View |
|
109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 9 | 1.8% | 81.8% | $143,888 | View |
|
1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 8 +24 HELOCs |
1.6% | 66.7% | $228,750 | View |
|
1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 7 +11 HELOCs |
1.4% | 100% | $147,857 | View |
|
2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 7 +8 HELOCs |
1.4% | 70% | $190,714 | View |
|
405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, HELOC | 7 +3 HELOCs |
1.4% | 100% | $337,857 | View |
|
2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional, VA, HELOC | 5 +2 HELOCs |
1% | 100% | $349,000 | View |
|
11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 100% | $115,000 | View |
|
1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.8% | 100% | $182,500 | View |
|
1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional, FHA | 4 | 0.8% | 100% | $402,500 | View |
|
1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $461,666 | View |
|
169 Long Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 3 | 0.6% | 100% | $101,666 | View |
|
15495 Clayton Rd, Ballwin, MO 63011 A5.0 ★Texas Ratio: 12.84% |
Conventional | 3 | 0.6% | 100% | $295,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 3 | 0.6% | 100% | $431,666 | |
|
3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03% |
Conventional | 3 | 0.6% | 100% | $221,666 | View |
|
1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +11 HELOCs |
0.4% | 50% | $225,000 | View |
|
1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $115,000 | View |
|
101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional | 2 | 0.4% | 66.7% | $500,000 | View |
|
105 S Old Highway 71, Adrian, MO 64720 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 2 | 0.4% | 100% | $580,000 | View |
|
90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 2 | 0.4% | 100% | $385,000 | View |
|
217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 0.4% | 50% | $95,000 | View |
|
6247 Brookside Blvd, Kansas City, MO 64113 A5.0 ★Texas Ratio: 9.39% |
Conventional | 2 | 0.4% | 66.7% | $275,000 | View |
|
★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $335,000 | View |
|
1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $675,000 | View |
|
74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $445,000 | View |
|
1440 Rebel Dr, Union, MO 63084 B-4.4 ★Texas Ratio: 22.38% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
|
1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $155,000 | View |
|
12661 State Highway 13, Kimberling City, MO 65686 A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
|
1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
3920 JEFFCO BLVD, ARNOLD, MO 63010 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
|
7701 Forsyth Blvd, Clayton, MO 63105 D3.5 ★Texas Ratio: 33.34% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
2981 Dougherty Ferry, Valley Park, MO 63088 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
|
7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
|
607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
|
10044 West Florissant Ave, Saint Louis, MO 63136 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,465,000 | View |
|
308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
|
Conventional, FHA, VA | 28 | 5.6% | 96.9% | $266,071 | |
Mortgage Research Center
|
Conventional, VA | 10 | 2% | 100% | $265,000 | |
First State Bank of St Charles
|
Conventional, FHA | 8 | 1.6% | 100% | $306,250 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, Jumbo | 7 | 1.4% | 100% | $432,142 | View |
Endeavor Capital, LLC
|
Conventional, VA | 6 | 1.2% | 100% | $171,666 | |
Gershman Investment Corp.
|
Conventional | 6 | 1.2% | 100% | $290,000 | |
Family Finance Mortgage LLC
|
Conventional | 4 | 0.8% | 100% | $232,500 | |
Jlb Corporation dba Golden Oak Lending
|
Conventional, FHA | 3 | 0.6% | 100% | $281,666 | |
Mortgage Solutions, LLC
|
Conventional | 2 | 0.4% | 100% | $310,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0.2% | 100% | $125,000 | View |
Access Capital Funding LLC
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 39 | 7.8% | 97.5% | $279,615 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 34 +1 HELOCs |
6.8% | 100% | $313,823 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 32 +1 HELOCs |
6.4% | 97% | $244,687 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 27 | 5.4% | 80% | $189,814 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 9 | 1.8% | 100% | $173,888 | |
Fairway Independent Mort Corp
|
Conventional | 7 | 1.4% | 100% | $299,285 | |
Newrez LLC
|
Conventional | 6 | 1.2% | 60% | $191,666 | |
Nationstar Mortgage
|
Conventional | 6 | 1.2% | 75% | $158,333 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 5 | 1% | 75% | $295,000 | |
Envoy Mortgage, Ltd
|
Conventional | 4 | 0.8% | 100% | $262,500 | |
Guidance Residential, LLC
|
Conventional | 4 | 0.8% | 100% | $337,500 | |
Amerisave Mortgage Company
|
Conventional, FHA, VA | 4 | 0.8% | 62.5% | $202,500 | |
Geneva Financial LLC
|
Conventional | 4 | 0.8% | 100% | $365,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 4 | 0.8% | 80% | $272,500 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 4 | 0.8% | 100% | $340,000 | View |
Cmg Mortgage Inc
|
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $241,666 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 3 | 0.6% | 75% | $268,333 | View |
Guaranteed Rate, Inc.
|
Conventional | 3 | 0.6% | 100% | $258,333 | |
loanDepot.com LLC
|
Conventional, FHA | 3 | 0.6% | 75% | $85,000 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 0.6% | 100% | $221,666 | |
Zillow Home Loans, LLC
|
Conventional | 3 | 0.6% | 75% | $205,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $195,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.4% | 50% | $160,000 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 2 | 0.4% | 100% | $945,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.4% | 100% | $255,000 | View |
Amerant Mortgage LLC
|
Conventional | 2 | 0.4% | 100% | $180,000 | |
Thompson Kane & Company, Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $150,000 | |
Nations Lending Corporation
|
Conventional | 2 | 0.4% | 100% | $255,000 | |
Lendsure Mortgage Corp.
|
Conventional | 2 | 0.4% | 100% | $350,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $215,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.4% | 100% | $215,000 | |
Lower, LLC
|
Conventional | 2 | 0.4% | 100% | $250,000 | |
|
A5.0 ★Texas Ratio: 11.97% |
Conventional | 2 | 0.4% | 100% | $370,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.4% | 40% | $245,000 | |
Leaderone Financial Corp.
|
Conventional | 2 | 0.4% | 100% | $545,000 | |
Communityamerica Federal Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $235,000 | |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $475,000 | View |
|
A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
|
B+4.7 ★Texas Ratio: 18.69% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
Scott Credit Union
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
City 1st Mortgage Services, LC
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 16.7% | $35,000 | |
|
A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.2% | 100% | $95,000 | View |
Dupaco Community Credit Union
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
|
A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
The Loan Store, Inc
|
FHA | 1 | 0.2% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 10.77% |
VA | 1 | 0.2% | 100% | $795,000 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
United Nations Federal CU
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $215,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.2% | 100% | $375,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.2% | 33.3% | $535,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Cake Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Valley Park Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Valley Park, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Valley Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Valley Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Valley Park, MO
Use these to narrow the list above. Each category shows how many Valley Park, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Valley Park, MO
Independent mortgage companies closed 66.5 percent of home loans in Valley Park, Missouri in 2025, banks 24.8 percent and credit unions 8.6 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Commerce Bank the largest bank and Neighbors Credit Union the largest credit union. Among lenders headquartered in Missouri, Commerce Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Valley Park, MO
By home loans closed in 2025, Commerce Bank was the largest mortgage lender in Valley Park, Missouri with 6 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Valley Park, Missouri in 2025, led by Rocket Mortgage with 5. 16 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 51 banks and 16 credit unions closed home loans in Valley Park, Missouri in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Valley Park, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Valley Park, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Valley Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
