Mortgage Lenders and Brokers in Joplin, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Joplin, Missouri mortgage lenders include Arvest BankArvest Bank701 S Main St, Joplin, MO 64801A5.0 ★Texas Ratio: 7.48%, Southwest Missouri BankSouthwest Missouri Bank4000 E 7th St, Joplin, MO 64801A+5.0 ★Texas Ratio: 1.87%, People'S Bank of SenecaPeople'S Bank of Seneca5034 Highway 43, Joplin, MO 64804A5.0 ★Texas Ratio: 9.47%, US Bank, N.A.US Bank, N.A.402 S Main St, Joplin, MO 64801A+5.0 ★Texas Ratio: 2.85%, Pinnacle BankPinnacle Bank1316 E 32nd St, Joplin, MO 64804A+5.0 ★Texas Ratio: 1.45%, Community Bank and TrustCommunity Bank and Trust414 E 32nd St, Joplin, MO 64804A+5.0 ★Texas Ratio: 0.74%, First Community BankFirst Community Bank1710 E 32nd St, Joplin, MO 64804B+4.8 ★Texas Ratio: 17.04%, Great Southern BankGreat Southern Bank1232 S Range Line Rd, Joplin, MO 64801A+5.0 ★Texas Ratio: 1.55%, Commerce BankCommerce Bank1804 E 20th St, Joplin, MO 64804A+5.0 ★Texas Ratio: 0.89%, and Guaranty BankGuaranty Bank3016 Mc Clelland Blvd, Joplin, MO 64804A+5.0 ★Texas Ratio: 3.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Joplin, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Joplin are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Joplin, Missouri
Market share is the lender's share of all home loans closed in Joplin, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5 offices in Joplin 701 S Main St, Joplin, MO 64801 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 91 +47 HELOCs |
7.7% | 85.8% | $261,153 | View |
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5 offices in Joplin 4000 E 7th St, Joplin, MO 64801 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, HELOC | 59 +62 HELOCs |
5% | 80.3% | $196,016 | View |
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3 offices in Joplin 5034 Highway 43, Joplin, MO 64804 A5.0 ★Texas Ratio: 9.47% |
Conventional | 35 | 3% | 86.4% | $158,714 | View |
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2 offices in Joplin 402 S Main St, Joplin, MO 64801 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, Jumbo, HELOC | 29 +18 HELOCs |
2.5% | 67.3% | $211,551 | View |
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2 offices in Joplin 1316 E 32nd St, Joplin, MO 64804 A+5.0 ★Texas Ratio: 1.45% |
Conventional, FHA, HELOC | 28 +16 HELOCs |
2.4% | 93.5% | $195,000 | View |
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3 offices in Joplin 414 E 32nd St, Joplin, MO 64804 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 21 | 1.8% | 77.4% | $159,761 | View |
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1 office in Joplin 1710 E 32nd St, Joplin, MO 64804 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA, VA | 17 | 1.4% | 100% | $234,411 | View |
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1 office in Joplin 1232 S Range Line Rd, Joplin, MO 64801 A+5.0 ★Texas Ratio: 1.55% |
Conventional, FHA, VA | 12 | 1% | 75% | $69,166 | View |
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1 office in Joplin 1804 E 20th St, Joplin, MO 64804 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 8 +9 HELOCs |
0.7% | 38.1% | $190,000 | View |
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4 offices in Joplin 3016 Mc Clelland Blvd, Joplin, MO 64804 A+5.0 ★Texas Ratio: 3.97% |
Conventional, FHA | 7 | 0.6% | 87.5% | $212,142 | View |
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1 office in Joplin 329 S Range Line Rd, Joplin, MO 64801 A+5.0 ★Texas Ratio: 1.78% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
0.3% | 100% | $315,000 | View |
Great Plains Federal Credit Union
2306 S RANGE LINE RD, JOPLIN, MO 64804 |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $360,000 | |
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1 office in Joplin 2350 S Range Line Rd, Joplin, MO 64804 A+5.0 ★Texas Ratio: 5.33% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $55,000 | View |
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★ 5 stars, 1 review 1 office in Joplin 1831 E 20th St, Joplin, MO 64804 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 395 | 33.5% | 98.8% | $183,177 | View |
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218 N Webster Ave, Ash Grove, MO 65604 A5.0 ★Texas Ratio: 6.69% |
Conventional | 35 | 3% | 100% | $109,000 | View |
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2230 E 32nd St, Joplin, MO 64804 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 18 | 1.5% | 100% | $130,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional, FHA | 6 | 0.5% | 85.7% | $106,666 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 5 | 0.4% | 62.5% | $211,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.3% | 80% | $165,000 | View |
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444 S Rinker Ave, Aurora, MO 65605 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 3 | 0.3% | 100% | $155,000 | View |
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1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27% |
Conventional | 2 | 0.2% | 100% | $365,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 2 | 0.2% | 100% | $175,000 | |
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1820 N Kingshighway St, Cape Girardeau, MO 63701 A5.0 ★Texas Ratio: 6.37% |
Conventional | 2 | 0.2% | 100% | $140,000 | View |
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3721 E Battlefield St, Springfield, MO 65809 A5.0 ★Texas Ratio: 13.71% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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804 Highway 28 W, Belle, MO 65013 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
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1001 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 4.31% |
FHA | 1 | 0.1% | 100% | $205,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
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125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1710 E 32nd St, Joplin, MO 64804 A+5.0 ★Texas Ratio: 3.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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Conventional, FHA, VA | 35 | 3% | 79.5% | $200,428 | |
Gershman Investment Corp.
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Conventional, FHA, VA | 9 | 0.8% | 75% | $126,111 | |
Das Acquisition Company, LLC
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FHA, VA | 3 | 0.3% | 100% | $205,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.1% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA, Jumbo | 68 | 5.8% | 78.4% | $195,882 | View |
New American Funding, LLC.
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Conventional, FHA, HELOC | 25 +2 HELOCs |
2.1% | 78.1% | $146,200 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 18 | 1.5% | 95% | $141,666 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 1.4% | 89.5% | $203,235 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 16 | 1.4% | 100% | $188,750 | |
Freedom Mortgage Corporation
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FHA, VA | 11 | 0.9% | 88.2% | $196,818 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 11 | 0.9% | 47.8% | $122,272 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 9 +1 HELOCs |
0.8% | 100% | $227,222 | |
Nationstar Mortgage
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Conventional, FHA, VA | 9 | 0.8% | 76.9% | $188,333 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
0.7% | 50% | $128,750 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 0.7% | 66.7% | $183,750 | |
Midwest Mortgage Associates Corp
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Conventional, FHA | 8 | 0.7% | 88.9% | $172,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +1 HELOCs |
0.6% | 63.6% | $193,571 | |
American Financial Resources LLC
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FHA, VA | 5 | 0.4% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, HELOC | 4 +2 HELOCs |
0.3% | 66.7% | $215,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.3% | 100% | $120,000 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 4 | 0.3% | 80% | $140,000 | |
New Day Financial, LLC.
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VA | 4 | 0.3% | 40% | $172,500 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.3% | 80% | $180,000 | View |
Planet Home Lending, LLC
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Conventional, FHA | 4 | 0.3% | 71.4% | $170,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.3% | 100% | $251,666 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.3% | 100% | $158,333 | |
Pivot Financial Partners, Inc
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Conventional | 3 | 0.3% | 100% | $135,000 | |
Churchill Mortgage Corporation
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Conventional | 3 | 0.3% | 100% | $135,000 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.3% | 100% | $141,666 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 3 | 0.3% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional | 3 | 0.3% | 100% | $205,000 | View |
Village Capital & Investment
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VA | 3 | 0.3% | 71.4% | $231,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.2% | 100% | $345,000 | View |
American Portfolio Mortgage Corporation
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FHA | 2 | 0.2% | 66.7% | $175,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.2% | 100% | $350,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.2% | 50% | $95,000 | |
Goodleap, LLC
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FHA | 2 | 0.2% | 100% | $140,000 | |
Greenstate Credit Union
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Conventional | 2 | 0.2% | 100% | $130,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.2% | 100% | $250,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.2% | 100% | $370,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.2% | 100% | $125,000 | |
Discover Bank
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Conventional | 2 | 0.2% | 25% | $40,000 | |
Sun West Mortgage Company, Inc
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Conventional, VA | 2 | 0.2% | 100% | $185,000 | |
Encompass Lending Group, L.P.
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Conventional | 2 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 2 | 0.2% | 100% | $210,000 | View |
Pentagon Federal Credit Union
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Conventional, VA | 2 | 0.2% | 100% | $210,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 0.2% | 100% | $185,000 | |
Prosperity Home Mortgage, LLC
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VA | 2 | 0.2% | 66.7% | $205,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.2% | 100% | $255,000 | View |
21St Mortgage
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Conventional | 2 | 0.2% | 66.7% | $135,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.2% | 21.4% | $120,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.2% | 75% | $125,000 | |
My Move Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $255,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 33.3% | $25,000 | |
Cadence Bank
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
FHA | 1 | 0.1% | 100% | $145,000 | View |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
M Squared Financial LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.1% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Highlands Residential Mortgage, Ltd.
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VA | 1 | 0.1% | 100% | $345,000 | |
TTCU Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.97% |
VA | 1 | 0.1% | 100% | $305,000 | View |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Servis One, Inc
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VA | 1 | 0.1% | 100% | $275,000 | |
First National Bank of Bosque County
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Conventional | 1 | 0.1% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 13.31% |
FHA | 1 | 0.1% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 2.66% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Megastar Finanacial Corp
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Conventional | 1 | 0.1% | 100% | $75,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.1% | 100% | $165,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Members Mortgage Services, LLC
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FHA | 1 | 0.1% | 100% | $175,000 | |
Lower, LLC
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VA | 1 | 0.1% | 100% | $235,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.1% | 100% | $405,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.1% | 100% | $115,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.1% | 100% | $145,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nrl Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Joplin Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Joplin, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Joplin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Joplin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Joplin, MO
Use these to narrow the list above. Each category shows how many Joplin, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Joplin, MO
Independent mortgage companies closed 61.7 percent of home loans in Joplin, Missouri in 2025, banks 36.7 percent and credit unions 1.6 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Arvest Bank the largest bank and Great Plains Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Southwest Missouri Bank led with 59 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Joplin, MO
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Joplin, Missouri with 91 loans, about 7.7 percent of the market. The largest lender headquartered in Missouri was Southwest Missouri Bank with 59 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Joplin, Missouri, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 98.8 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
46 lenders closed FHA loans in Joplin, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 177. 38 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 12 credit unions closed home loans in Joplin, Missouri in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Joplin, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Joplin, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Joplin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
