Mortgage Lenders and Brokers in Chesterfield, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chesterfield, Missouri mortgage lenders include US Bank, N.A.US Bank, N.A.1050 S Woods Mill Rd, Chesterfield, MO 63017A+5.0 ★Texas Ratio: 2.85%, First Community Credit UnionFirst Community Credit Union17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411A+5.0 ★Texas Ratio: 3.75%, Commerce BankCommerce Bank1699 Clarkson Rd, Chesterfield, MO 63017A+5.0 ★Texas Ratio: 0.89%, First BankFirst Bank1730 Clarkson Rd, Chesterfield, MO 63017A+5.0 ★Texas Ratio: 2.49%, The Central Trust BankThe Central Trust Bank1700 Clarkson Rd, Chesterfield, MO 63017A+5.0 ★Texas Ratio: 3.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA16985 Chesterfield Airport Rd, Chesterfield, MO 63005A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank100 Chesterfield Industrial Blvd, Chesterfield, MO 63005A+5.0 ★Texas Ratio: 4.37%, Lindell Bank & Trust CompanyLindell Bank & Trust Company169 Long Rd, Chesterfield, MO 63005A+5.0 ★Texas Ratio: 1.91%, Bank of America NABank of America NA16900 Chesterfield Airport Rd, Chesterfield, MO 63005A+5.0 ★Texas Ratio: 4.14%, and BMO Harris Bank NABMO Harris Bank NA3095 Clarkson Rd, Chesterfield, MO 63017A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chesterfield, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chesterfield are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chesterfield, Missouri
Market share is the lender's share of all home loans closed in Chesterfield, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Chesterfield 1050 S Woods Mill Rd, Chesterfield, MO 63017 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 26 +29 HELOCs |
3.6% | 83.9% | $391,923 | View |
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17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 20 +46 HELOCs |
2.8% | 76.9% | $262,500 | View |
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2 offices in Chesterfield 1699 Clarkson Rd, Chesterfield, MO 63017 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo, HELOC | 12 +21 HELOCs |
1.7% | 85.7% | $529,166 | View |
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1 office in Chesterfield 1730 Clarkson Rd, Chesterfield, MO 63017 A+5.0 ★Texas Ratio: 2.49% |
Conventional, FHA, Jumbo, HELOC | 11 +5 HELOCs |
1.5% | 84.6% | $498,636 | View |
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1 office in Chesterfield 1700 Clarkson Rd, Chesterfield, MO 63017 A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo, HELOC | 10 +13 HELOCs |
1.4% | 100% | $498,000 | View |
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1 office in Chesterfield 16985 Chesterfield Airport Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 7 | 1% | 87.5% | $739,285 | View |
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1 office in Chesterfield 100 Chesterfield Industrial Blvd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 6 +9 HELOCs |
0.8% | 72.7% | $545,000 | View |
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2 offices in Chesterfield 169 Long Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 1.91% |
Conventional, Jumbo | 5 | 0.7% | 100% | $853,000 | View |
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1 office in Chesterfield 16900 Chesterfield Airport Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +24 HELOCs |
0.6% | 80% | $832,500 | View |
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1 office in Chesterfield 3095 Clarkson Rd, Chesterfield, MO 63017 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
0.6% | 80% | $697,500 | View |
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1 office in Chesterfield 827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional, Jumbo, HELOC | 2 +7 HELOCs |
0.3% | 100% | $680,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Chesterfield 17389 Chesterfield Airport Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +6 HELOCs |
0.3% | 66.7% | $200,000 | View |
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1 office in Chesterfield 17701 Edison Ave, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $465,000 | View |
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2 offices in Chesterfield 500 Chesterfield Ctr, Chesterfield, MO 63017 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 2 | 0.3% | 100% | $325,000 | View |
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1 office in Chesterfield 17263 Wild Horse Creek Rd, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1 office in Chesterfield 13483 Olive Blvd, Chesterfield, MO 63017 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Endeavor Capital, LLC
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Conventional, FHA | 6 | 0.8% | 100% | $448,333 | |
Access Capital Funding LLC
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Conventional | 4 | 0.6% | 100% | $430,000 | |
Gershman Investment Corp.
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Conventional, FHA | 3 | 0.4% | 75% | $481,666 | |
Frontier Financial, Inc. DBA Frontier Mortgage
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Conventional, VA, Jumbo | 2 | 0.3% | 100% | $1,075,000 | |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 38 +6 HELOCs |
5.3% | 100% | $580,263 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, Jumbo | 14 | 2% | 93.3% | $430,000 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 13 | 1.8% | 68.4% | $185,769 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, Jumbo, HELOC | 10 +8 HELOCs |
1.4% | 76.9% | $623,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 10 | 1.4% | 83.3% | $588,000 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional, Jumbo, HELOC | 8 +4 HELOCs |
1.1% | 88.9% | $787,500 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 8 | 1.1% | 88.9% | $423,750 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 6 +5 HELOCs |
0.8% | 100% | $468,333 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional, Jumbo | 6 | 0.8% | 85.7% | $770,000 | View |
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10044 West Florissant Ave, Saint Louis, MO 63136 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 5 | 0.7% | 83.3% | $1,035,000 | View |
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9111 Mackenzie Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 5.88% |
Conventional, Jumbo | 4 | 0.6% | 100% | $697,500 | View |
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217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 4 | 0.6% | 100% | $252,500 | View |
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3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03% |
Conventional | 3 | 0.4% | 75% | $225,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional | 3 | 0.4% | 75% | $508,333 | View |
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101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03% |
Conventional | 3 | 0.4% | 100% | $371,666 | View |
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3944 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 7.31% |
Conventional | 3 | 0.4% | 100% | $425,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, HELOC | 2 +7 HELOCs |
0.3% | 66.7% | $140,000 | View |
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101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional, Jumbo | 2 | 0.3% | 100% | $915,000 | View |
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15495 Clayton Rd, Ballwin, MO 63011 A5.0 ★Texas Ratio: 12.84% |
Conventional, Jumbo | 2 | 0.3% | 100% | $775,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 2 | 0.3% | 66.7% | $400,000 | |
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12452 Olive Blvd, Creve Coeur, MO 63141 A+5.0 ★Texas Ratio: 1.51% |
Conventional, Jumbo | 2 | 0.3% | 100% | $535,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 2 | 0.3% | 100% | $355,000 | View |
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1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $425,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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1106 Springfield Rd, Ava, MO 65608 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 0.1% | 100% | $635,000 | View |
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11965 Saint Charles Rock Rd, Bridgeton, MO 63044 B+4.8 ★Texas Ratio: 17.59% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
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310 N Ruth St, Advance, MO 63730 A5.0 ★Texas Ratio: 6.11% |
Conventional | 1 | 0.1% | 100% | $755,000 | View |
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105 S Old Highway 71, Adrian, MO 64720 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,125,000 | View |
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3240 N Highway 67, Florissant, MO 63033 A-4.9 ★Texas Ratio: 16.06% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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484 Nebraska Avenue, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 4.81% |
VA, Jumbo | 1 | 0.1% | 100% | $895,000 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
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619 Stockell Dr, Eureka, MO 63025 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
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6247 Brookside Blvd, Kansas City, MO 64113 A5.0 ★Texas Ratio: 9.39% |
Conventional | 1 | 0.1% | 50% | $805,000 | View |
Das Acquisition Company, LLC
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Conventional, FHA, Jumbo | 25 | 3.5% | 100% | $478,200 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 18 | 2.5% | 94.7% | $466,666 | View |
First State Bank of St Charles
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Conventional | 17 | 2.4% | 100% | $463,823 | |
US Wide Financial LLC
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Conventional | 5 | 0.7% | 100% | $437,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 4 | 0.6% | 80% | $332,500 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,225,000 | View |
Mortgage Research Center
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VA | 2 | 0.3% | 66.7% | $645,000 | |
Community Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 57 +3 HELOCs |
8% | 98.3% | $497,280 | |
Guild Mortgage Company
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Conventional, VA, Jumbo | 38 | 5.3% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA, Jumbo | 33 | 4.6% | 87.8% | $366,818 | View |
New American Funding, LLC.
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Conventional | 20 | 2.8% | 83.3% | $535,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA, Jumbo | 15 | 2.1% | 93.8% | $514,333 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 12 | 1.7% | 100% | $446,666 | View |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 11 | 1.5% | 100% | $594,090 | |
Pennymac Loan Services LLC
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Conventional, FHA | 10 | 1.4% | 91.7% | $235,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 9 | 1.3% | 76.9% | $379,444 | |
Fairway Independent Mort Corp
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Conventional | 8 | 1.1% | 100% | $427,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 8 | 1.1% | 88.9% | $155,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 1% | 81.8% | $402,142 | |
Provident Funding Associates
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Conventional | 7 | 1% | 100% | $425,000 | |
Nationstar Mortgage
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Conventional | 6 | 0.8% | 100% | $168,333 | |
Mutual of Omaha Mortgage
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Conventional, VA | 6 | 0.8% | 100% | $373,333 | |
Victory Mortgage, LLC
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Conventional, FHA | 6 | 0.8% | 85.7% | $538,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 0.7% | 71.4% | $405,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 0.7% | 100% | $381,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 5 | 0.7% | 83.3% | $417,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
0.6% | 80% | $425,000 | |
Sage Home Loans Corporation
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Conventional | 4 | 0.6% | 80% | $560,000 | |
Leaderone Financial Corp.
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Conventional | 4 | 0.6% | 100% | $487,500 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.4% | 60% | $388,333 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 3 | 0.4% | 100% | $521,666 | View |
Geneva Financial LLC
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Conventional | 3 | 0.4% | 100% | $235,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 3 | 0.4% | 100% | $451,666 | |
Lower, LLC
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Conventional, FHA | 3 | 0.4% | 75% | $481,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.4% | 100% | $631,666 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.3% | 100% | $390,000 | View |
Primelending
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Conventional | 2 | 0.3% | 100% | $495,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.3% | 100% | $325,000 | |
Amerant Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $190,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.3% | 100% | $280,000 | View |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.3% | 100% | $460,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.3% | 66.7% | $400,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.3% | 100% | $710,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 2 | 0.3% | 100% | $515,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.3% | 100% | $500,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 0.3% | 100% | $385,000 | View |
Communityamerica Federal Credit Union
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Conventional, HELOC | 1 +4 HELOCs |
0.1% | 50% | $245,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $685,000 | |
Digital Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $545,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 100% | $855,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $795,000 | View |
Canopy Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $655,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Dart Bank
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,295,000 | View |
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A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 1 | 0.1% | 100% | $925,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 100% | $685,000 | View |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.1% | 50% | $125,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 0.1% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $665,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.1% | 100% | $445,000 | |
T2 Financial LLC
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Conventional | 1 | 0.1% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $525,000 | |
1St Midamerica Credit Union
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Conventional | 1 | 0.1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,555,000 | |
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D3.1 ★Texas Ratio: 38.34% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.1% | 50% | $105,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $445,000 | View |
Paramount Residential Mortgage
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Conventional, Jumbo | 1 | 0.1% | 100% | $975,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.1% | 100% | $615,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Cadence Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Everett Financial, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Chesterfield Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chesterfield, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Chesterfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chesterfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chesterfield, MO
Use these to narrow the list above. Each category shows how many Chesterfield, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Chesterfield, MO
Independent mortgage companies closed 52.5 percent of home loans in Chesterfield, Missouri in 2025, banks 38 percent and credit unions 9.5 percent. Endeavor Capital, LLC was the largest mortgage company, US Bank, N.A. the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, First Community Credit Union led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chesterfield, MO
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Chesterfield, Missouri with 26 loans, about 3.6 percent of the market. The largest lender headquartered in Missouri was First Community Credit Union with 20 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Chesterfield, Missouri, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 98.3 percent, against a 89.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Chesterfield, Missouri in 2025, led by United Wholesale Mortgage with 4. 16 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 69 banks and 14 credit unions closed home loans in Chesterfield, Missouri in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chesterfield, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chesterfield, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chesterfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
