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Mortgage Lenders and Brokers in Belton, Missouri

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Belton, Missouri mortgage lenders include Arvest BankArvest Bank305 N Cedar Dr, Belton, MO 64012A5.0 ★Texas Ratio: 7.48%, Commerce BankCommerce Bank8200 E 171st St, Belton, MO 64012A+5.0 ★Texas Ratio: 0.89%, The Central Trust BankThe Central Trust Bank204 Main St, Belton, MO 64012A+5.0 ★Texas Ratio: 3.12%, First National Bank of OmahaFirst National Bank of Omaha202 E North Ave, Belton, MO 64012A+5.0 ★Texas Ratio: 4.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA105 S Mullen Road, Belton, MO 64012A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1818 E North Ave, Belton, MO 64012A+5.0 ★Texas Ratio: 4.14%, Hawthorn BankHawthorn Bank8127 E 171st St, Belton, MO 64012A+5.0 ★Texas Ratio: 3.36%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114, and Wells Fargo Bank NAWells Fargo Bank NA1 N Jefferson Ave, Saint Louis, MO 63103A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Belton, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belton are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Belton, Missouri

Market share is the lender's share of all home loans closed in Belton, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Arvest Bank 1 office in Belton 305 N Cedar Dr, Belton, MO 64012 A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, HELOC	14 +7 HELOCs	2.4%	93.3%	$244,285	View
Commerce Bank 1 office in Belton 8200 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo, HELOC	9 +3 HELOCs	1.5%	75%	$316,111	View
The Central Trust Bank 1 office in Belton 204 Main St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, VA, HELOC	5 +4 HELOCs	0.9%	83.3%	$175,000	View
First National Bank of Omaha 1 office in Belton 202 E North Ave, Belton, MO 64012 A+5.0 ★Texas Ratio: 4.82%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.5%	100%	$795,000	View
JPMorgan Chase Bank, NA 1 office in Belton 105 S Mullen Road, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	2	0.3%	100%	$725,000	View
Bank of America NA 1 office in Belton 1818 E North Ave, Belton, MO 64012 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +5 HELOCs	0.2%	100%	$345,000	View
Hawthorn Bank 1 office in Belton 8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36%	HELOC	0 +4 HELOCs	0%	0%		View
Flat Branch Mortgage, Inc. 803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	17	2.9%	100%	$228,529	View
Nbkc Bank 8320 Ward Pkwy, Kansas City, MO 64114	Conventional, FHA, Jumbo	6	1%	100%	$460,000
Wells Fargo Bank NA 1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	5	0.9%	100%	$743,000	View
Umb Bank NA 827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78%	Conventional, Jumbo, HELOC	4 +6 HELOCs	0.7%	80%	$305,000	View
US Bank, N.A. 1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	3 +2 HELOCs	0.5%	50%	$208,333	View
Bokf NA 125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	3 +1 HELOCs	0.5%	75%	$178,333	View
Great Southern Bank 6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55%	Conventional	3	0.5%	100%	$281,666	View
Academy Bank, N.A. 600 Ne Coronado Dr, Blue Springs, MO 64014 A+5.0 ★Texas Ratio: 5.08%	Conventional	3	0.5%	100%	$238,333	View
Equity Bank 651 Ne Coronado Dr, Blue Springs, MO 64014 A5.0 ★Texas Ratio: 6.60%	Conventional, FHA	3	0.5%	100%	$261,666	View
Capitol Federal Savings Bank 4242 Main St, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 5.21%	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$160,000	View
Bank of Odessa 201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55%	Conventional	2	0.3%	100%	$185,000	View
North American Savings Bank 1001 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 4.31%	Conventional, FHA	2	0.3%	100%	$270,000	View
Regions Bank 2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37%	Conventional	2	0.3%	66.7%	$95,000	View
Multipli Federal Credit Union 400 E Broadway, Ashland, MO 65010	Conventional, Jumbo	2	0.3%	100%	$805,000	View
Great American Bank 3670 Broadway Blvd, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	2	0.3%	100%	$2,115,000	View
Verimore Bank 300 W Lockling St, Brookfield, MO 64628 A+5.0 ★Texas Ratio: 1.89%	Conventional	2	0.3%	100%	$205,000	View
Armed Forces Bank, N.A. 484 Nebraska Avenue, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 4.81%	Conventional	2	0.3%	100%	$210,000	View
OakStar Bank ★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	2	0.3%	100%	$260,000	View
BMO Harris Bank NA 1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$75,000	View
Regent Bank 3721 E Battlefield St, Springfield, MO 65809 A5.0 ★Texas Ratio: 13.71%	Conventional	1	0.2%	100%	$805,000	View
Sherwood Community Bank 202 D St, Creighton, MO 64739 A5.0 ★Texas Ratio: 10.87%	Conventional	1	0.2%	100%	$275,000	View
First Bank 2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49%	Conventional	1	0.2%	100%	$205,000	View
Bank of Weston 6363 N Cosby Ave, Kansas City, MO 64151 A5.0 ★Texas Ratio: 8.19%	Conventional	1	0.2%	100%	$105,000	View
Community Bank of Missouri 1400 Hospital Dr, Excelsior Springs, MO 64024 A5.0 ★Texas Ratio: 10.00%	Conventional	1	0.2%	100%	$225,000	View
Community First Bank 214 W 4th St, Appleton City, MO 64724 A5.0 ★Texas Ratio: 8.40%	Conventional	1	0.2%	100%	$335,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +2 HELOCs	0%	n/a		View
Busey Bank 17701 Edison Ave, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 2.31%	HELOC	0 +1 HELOCs	0%	n/a		View
Community Mortgage, LLC	Conventional, FHA, VA	13	2.2%	100%	$276,538
Mortgage Research Center	Conventional, VA	13	2.2%	100%	$249,615
R-G Fderal Credit Union	Conventional, VA	8	1.4%	100%	$77,500
First State Bank of St Charles	Conventional, FHA	7	1.2%	100%	$310,714
Jlb Corporation dba Golden Oak Lending	Conventional, FHA	3	0.5%	100%	$261,666
Endeavor Capital, LLC	Conventional, FHA	3	0.5%	100%	$201,666
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	2	0.3%	100%	$205,000	View
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	50	8.6%	98%	$296,200
Rocket Mortgage A5.0 ★Texas Ratio: 7.45%	Conventional, FHA, VA	38	6.5%	74.5%	$182,894	View
Communityamerica Federal Credit Union	Conventional, VA, Jumbo, HELOC	20 +23 HELOCs	3.4%	90.9%	$305,000
United Wholesale Mortgage	Conventional, FHA, VA	20	3.4%	90.9%	$287,500
Guild Mortgage Company	Conventional, FHA, VA	14	2.4%	100%	$247,857
Zippy Loans, LLC	Conventional	13	2.2%	36.8%	$37,307
Summit Funding.Inc	Conventional, FHA, VA	13	2.2%	100%	$230,384
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	13	2.2%	100%	$195,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA	13	2.2%	81.2%	$308,076
Leaderone Financial Corp.	Conventional, FHA, VA	13	2.2%	81.2%	$212,692
Freedom Mortgage Corporation	Conventional, FHA, VA	12	2.1%	100%	$260,833
Pennymac Loan Services LLC	Conventional, FHA, VA	12	2.1%	80%	$200,833
Nationstar Mortgage	Conventional, FHA, VA	12	2.1%	80%	$119,166
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	9 +3 HELOCs	1.5%	100%	$229,444
Primelending	Conventional, FHA	9	1.5%	100%	$203,888
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, VA	8	1.4%	100%	$261,250	View
Newrez LLC	Conventional, FHA, VA	8	1.4%	72.7%	$260,000
The Loan Store, Inc	Conventional, HELOC	7 +1 HELOCs	1.2%	100%	$273,571
Mazuma Credit Union A5.0 ★Texas Ratio: 8.70%	Conventional, FHA, HELOC	6 +8 HELOCs	1%	100%	$295,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	6	1%	100%	$151,666	View
New American Funding, LLC.	Conventional, FHA	6	1%	100%	$231,666
CrossCountry Mortgage, LLC	Conventional, FHA, HELOC	5 +1 HELOCs	0.9%	100%	$237,000
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.7%	71.4%	$282,500
loanDepot.com LLC	Conventional, FHA	4	0.7%	100%	$100,000
M Squared Financial LLC	Conventional, FHA	4	0.7%	100%	$237,500
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, Jumbo	4	0.7%	100%	$617,500	View
Waterstone Mortgage Corporation A+5.0 ★Texas Ratio: 2.07%	Conventional, FHA	4	0.7%	100%	$220,000	View
Megastar Finanacial Corp	Conventional, FHA	4	0.7%	100%	$142,500
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	4	0.7%	100%	$255,000	View
21St Mortgage	Conventional	4	0.7%	33.3%	$67,500
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	4	0.7%	100%	$205,000	View
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	3	0.5%	53.3%	$51,666	View
Amerisave Mortgage Company	Conventional	3	0.5%	75%	$95,000
Geneva Financial LLC	Conventional, FHA	3	0.5%	100%	$268,333
Spring Eq, LLC	Conventional	3	0.5%	100%	$61,666
Pentagon Federal Credit Union	Conventional, FHA, HELOC	2 +2 HELOCs	0.3%	100%	$270,000
Sun West Mortgage Company, Inc	FHA, HELOC	2 +1 HELOCs	0.3%	80%	$260,000
American Financial Resources LLC	Conventional, FHA	2	0.3%	100%	$230,000
Guaranteed Rate, Inc.	FHA	2	0.3%	100%	$230,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional, FHA	2	0.3%	100%	$335,000	View
Everett Financial, Inc.	Conventional	2	0.3%	100%	$200,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.3%	100%	$640,000	View
Synergy One Lending, Inc.	Conventional, FHA	2	0.3%	100%	$250,000
T2 Financial LLC	Conventional, FHA	2	0.3%	100%	$305,000
V.I.P. Mortgage, Inc.	Conventional, FHA	2	0.3%	100%	$250,000
Lower, LLC	FHA, VA	2	0.3%	100%	$250,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	2	0.3%	100%	$220,000	View
Village Capital & Investment	FHA, VA	2	0.3%	83.3%	$280,000
Mainstreet Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$305,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.2%	100%	$355,000	View
Panorama Mortgage Group, LLC	Conventional	1	0.2%	100%	$235,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.2%	100%	$355,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.2%	100%	$305,000
Premier Mortgage Resources, LLC	Conventional	1	0.2%	100%	$375,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.2%	100%	$1,205,000	View
Royal United Mortgage LLC	Conventional	1	0.2%	100%	$145,000
Primary Residential Mortgage, INC.	Conventional	1	0.2%	100%	$145,000
Farmers Insurance Federal Credit Union	Conventional	1	0.2%	100%	$755,000
Sage Home Loans Corporation	Conventional	1	0.2%	50%	$225,000
Kind Lending, LLC	Conventional, Jumbo	1	0.2%	100%	$1,295,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.2%	50%	$65,000	View
AmeriHome Mortgage Company, LLC	Conventional	1	0.2%	100%	$245,000
Mid America Bank A+5.0 ★Texas Ratio: 5.45%	Conventional	1	0.2%	100%	$325,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.2%	100%	$305,000	View
American Financial Network, Inc.	FHA	1	0.2%	100%	$125,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	FHA	1	0.2%	100%	$315,000	View
Thompson Kane & Company, Inc	Conventional	1	0.2%	100%	$275,000
Mid American Credit Union A+5.0 ★Texas Ratio: 5.45%	Conventional	1	0.2%	100%	$25,000	View
Discover Bank	Conventional	1	0.2%	50%	$45,000
Truity Federal Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.2%	50%	$225,000	View
Union Home Mortgage Corp.	Conventional	1	0.2%	100%	$365,000
SIRVA Mortgage, Inc.	VA	1	0.2%	100%	$415,000
Greenbox Loans	Conventional	1	0.2%	100%	$255,000
Landmark National Bank A+5.0 ★Texas Ratio: 5.97%	FHA	1	0.2%	100%	$225,000	View
New Day Financial, LLC.	VA	1	0.2%	33.3%	$415,000
Planet Home Lending, LLC	FHA	1	0.2%	100%	$165,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.2%	100%	$245,000	View
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0.2%	100%	$1,145,000
FineMark National Bank & Trust	Conventional, Jumbo	1	0.2%	100%	$4,255,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	Conventional	1	0.2%	100%	$285,000	View
American Pacific Mortgage Corporation	Conventional	1	0.2%	100%	$335,000
Bank of Prairie Village A+5.0 ★Texas Ratio: 0.49%	Conventional, Jumbo	1	0.2%	100%	$1,085,000	View
Mission Loans, LLC	Conventional	1	0.2%	100%	$85,000
1St Midamerica Credit Union	Conventional	1	0.2%	100%	$215,000
Mutual of Omaha Mortgage	Conventional	1	0.2%	33.3%	$195,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	FHA	1	0.2%	100%	$355,000	View
Farm Credit Mid-America, Aca	Conventional, Jumbo	1	0.2%	50%	$1,085,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.2%	100%	$805,000	View
First Option Bank A4.5 ★Texas Ratio: 2.64%	Conventional	1	0.2%	100%	$145,000	View
Red Diamond Home Loans, LLC	Conventional	1	0.2%	100%	$255,000
ESB Financial	Conventional	1	0.2%	100%	$325,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.2%	100%	$315,000	View
Vanderbilt Mortgage and Finance, Inc	VA	1	0.2%	33.3%	$385,000
Carrington Mortgage Services LLC	Conventional	1	0.2%	33.3%	$35,000
Plaza Home Mortgage, Inc	Conventional	1	0.2%	100%	$225,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.2%	100%	$275,000
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	HELOC	0 +2 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Belton Mortgage Rate Trends

Daily average mortgage rates for Missouri compared with the national average, updated every evening.

30-Year Fixed MO Avg

7.406%

▲ 0.132 vs 7 days ago

15-Year Fixed MO Avg

6.683%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Belton, Missouri

Looking for mortgage lenders near me or mortgage brokers near me in Belton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Belton, MO

Use these to narrow the list above. Each category shows how many Belton, MO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 68 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 60 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 11 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 53 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 29 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 17 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MO 25 lenders headquartered in Missouri, the closest thing to a mortgage lender near you

Who Lends in Belton, MO

Independent mortgage companies closed 64.6 percent of home loans in Belton, Missouri in 2025, banks 26.5 percent and credit unions 8.9 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Arvest Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Commerce Bank led with 9 loans.

64.6%

Mortgage companies

26.5%

Banks

8.9%

Credit unions

21%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.

More Missouri Mortgage Lender Pages

All Missouri lenders 806 lenders Kansas City 323 lenders Springfield 215 lenders St. Louis 244 lenders O'Fallon 190 lenders Columbia 199 lenders Independence 188 lenders Lee's Summit 206 lenders St. Peters 174 lenders St. Charles 182 lenders Wentzville 169 lenders St. Joseph 127 lenders Blue Springs 178 lenders

Frequently Asked Questions About Mortgage Lenders in Belton, MO

Who is the largest mortgage lender in Belton, MO?

By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Belton, Missouri with 14 loans, about 2.4 percent of the market. The largest lender headquartered in Missouri was Commerce Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Belton, MO have the highest approval rates?

Among lenders with meaningful volume in Belton, Missouri, Fairway Independent Mort Corp approved the highest share of completed applications in 2025 at 98 percent, against a 85.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Belton, MO mortgage lenders offer FHA, VA and USDA loans?

53 lenders closed FHA loans in Belton, Missouri in 2025, led by Fairway Independent Mort Corp with 15. 29 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Belton, MO lender list?

Yes. 60 banks and 11 credit unions closed home loans in Belton, Missouri in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Belton, MO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Belton, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belton, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.