Mortgage Lenders and Brokers in Sumrall, Mississippi
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Sumrall, Mississippi mortgage lenders include Citizens BankCitizens Bank1036 Highway 42, Sumrall, MS 39482A+5.0 ★Texas Ratio: 2.03%, PriorityOne BankPriorityOne Bank1193 Highway 42e, Sumrall, MS 39482A5.0 ★Texas Ratio: 12.03%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, BankFirst Financial ServicesBankFirst Financial Services28 Highway 528, Bay Springs, MS 39422A+5.0 ★Texas Ratio: 3.47%, Renasant BankRenasant Bank103 E Washington St, Aberdeen, MS 39730A+5.0 ★Texas Ratio: 4.72%, Merchants & Marine BankMerchants & Marine Bank1200 Highway 90, Gautier, MS 39553A5.0 ★Texas Ratio: 9.99%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, and Grand Bank for Savings, FSBGrand Bank for Savings, FSB204 Westover Dr, Hattiesburg, MS 39402A5.0 ★Texas Ratio: 7.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sumrall, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sumrall are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sumrall, Mississippi
Market share is the lender's share of all home loans closed in Sumrall, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Sumrall 1036 Highway 42, Sumrall, MS 39482 A+5.0 ★Texas Ratio: 2.03% |
Conventional, USDA | 16 | 6.3% | 94.4% | $147,500 | View |
|
1 office in Sumrall 1193 Highway 42e, Sumrall, MS 39482 A5.0 ★Texas Ratio: 12.03% |
Conventional, FHA, USDA, HELOC | 11 +13 HELOCs |
4.3% | 100% | $277,727 | View |
|
935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, USDA, HELOC | 19 +8 HELOCs |
7.5% | 90.5% | $316,578 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, FHA, HELOC | 9 +5 HELOCs |
3.6% | 90.9% | $336,111 | |
|
8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional, USDA, HELOC | 7 +5 HELOCs |
2.8% | 75% | $195,000 | View |
|
28 Highway 528, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 3.47% |
Conventional, FHA, HELOC | 6 +3 HELOCs |
2.4% | 100% | $428,333 | View |
|
103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA, Jumbo, HELOC | 6 +2 HELOCs |
2.4% | 100% | $375,000 | View |
|
1200 Highway 90, Gautier, MS 39553 A5.0 ★Texas Ratio: 9.99% |
Conventional, VA, USDA | 6 | 2.4% | 85.7% | $276,666 | View |
|
902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, Jumbo, HELOC | 5 +5 HELOCs |
2% | 71.4% | $493,000 | View |
|
204 Westover Dr, Hattiesburg, MS 39402 A5.0 ★Texas Ratio: 7.49% |
Conventional, FHA, VA, HELOC | 5 +2 HELOCs |
2% | 100% | $291,000 | View |
|
102 Plaza Drive, Brandon, MS 39047 A5.0 ★Texas Ratio: 7.13% |
Conventional, FHA | 5 | 2% | 83.3% | $371,000 | View |
|
★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA | 4 | 1.6% | 100% | $372,500 | View |
|
2364 Buckatunna Chicora Clara Rd, Buckatunna, MS 39322 A5.0 ★Texas Ratio: 10.01% |
Conventional | 3 | 1.2% | 100% | $228,333 | View |
|
2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 50% | $310,000 | View |
|
1075 Highway 98 Byp, Columbia, MS 39429 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 2 | 0.8% | 100% | $120,000 | View |
|
2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.8% | 100% | $205,000 | View |
|
202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 2 | 0.8% | 100% | $510,000 | View |
|
200 S Whitworth Ave, Brookhaven, MS 39601 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
|
4004 Promenade Pkwy, Diberville, MS 39540 5389 |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
|
710 Main St, Collins, MS 39428 B4.4 ★Texas Ratio: 21.68% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
Rocket Mortgage
|
Conventional, FHA, VA | 17 | 6.7% | 90% | $196,176 | |
New American Funding, LLC.
|
Conventional, FHA, VA, USDA | 11 | 4.3% | 92.3% | $285,909 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 9 | 3.6% | 90% | $385,000 | |
Guild Mortgage Company
|
Conventional, FHA, USDA | 8 | 3.2% | 100% | $138,750 | |
Mortgage Research Center
|
VA, Jumbo | 8 | 3.2% | 80% | $477,500 | |
Triad Financial Services, Inc.
|
Conventional | 7 | 2.8% | 61.9% | $117,857 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 6 | 2.4% | 85.7% | $381,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 5 | 2% | 100% | $145,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA, USDA | 5 | 2% | 83.3% | $279,000 | View |
21St Mortgage
|
Conventional | 5 | 2% | 41.7% | $87,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 4 | 1.6% | 100% | $210,000 | |
First Colony Mortgage Corporat
|
Conventional, FHA, USDA | 4 | 1.6% | 100% | $267,500 | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 1.2% | 100% | $388,333 | |
Newrez LLC
|
Conventional, FHA, VA | 3 | 1.2% | 66.7% | $285,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 3 | 1.2% | 100% | $418,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +3 HELOCs |
0.8% | 66.7% | $335,000 | |
First Community Mortgage, Inc.
|
Conventional | 2 | 0.8% | 100% | $255,000 | |
Guaranteed Rate, Inc.
|
FHA | 2 | 0.8% | 50% | $180,000 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $385,000 | |
Equity Prime Mortgage LLC
|
VA, USDA | 2 | 0.8% | 100% | $295,000 | |
loanDepot.com LLC
|
VA | 2 | 0.8% | 50% | $300,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.8% | 100% | $370,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.8% | 66.7% | $635,000 | |
Stockton Mortgage Corporation
|
Conventional, FHA | 2 | 0.8% | 66.7% | $250,000 | |
Gmfs, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $270,000 | |
Hometrust Mortgage Company
|
FHA | 2 | 0.8% | 100% | $295,000 | |
|
A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
American Financial Resources LLC
|
FHA | 1 | 0.4% | 100% | $485,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.4% | 100% | $385,000 | View |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.4% | 100% | $365,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.4% | 100% | $285,000 | |
Nbkc Bank
|
Conventional | 1 | 0.4% | 100% | $555,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.4% | 100% | $315,000 | |
Coca-Cola Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $125,000 | |
Land Home Financial Services,
|
Conventional | 1 | 0.4% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $215,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.4% | 100% | $625,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.4% | 100% | $235,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.4% | 100% | $195,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
CSL Financial, LLC
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 0.4% | 100% | $255,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.4% | 100% | $195,000 | |
Village Capital & Investment
|
VA | 1 | 0.4% | 50% | $305,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Sumrall Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sumrall, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Sumrall? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sumrall in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sumrall, MS
Use these to narrow the list above. Each category shows how many Sumrall, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Sumrall, MS
Independent mortgage companies closed 49.4 percent of home loans in Sumrall, Mississippi in 2025, banks 48.2 percent and credit unions 2.4 percent. Rocket Mortgage was the largest mortgage company, Citizens Bank the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Citizens Bank led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sumrall, MS
By home loans closed in 2025, Citizens Bank was the largest mortgage lender in Sumrall, Mississippi with 16 loans, about 6.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Sumrall, Mississippi in 2025, led by Trustmark Bank with 6. 21 lenders closed VA loans, led by Mortgage Research Center, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 4 credit unions closed home loans in Sumrall, Mississippi in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sumrall, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sumrall, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sumrall. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
