Mortgage Lenders and Brokers in Senatobia, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Senatobia, Mississippi mortgage lenders include Guaranty Bank & Trust CompanyGuaranty Bank & Trust Company5040 Highway 51 N, Senatobia, MS 38668A-5.0 ★Texas Ratio: 14.15%, Regions BankRegions Bank5641 Highway 51 N, Senatobia, MS 38668A+5.0 ★Texas Ratio: 4.37%, First Security BankFirst Security Bank700 Cunningham Loop, Senatobia, MS 38668A+5.0 ★Texas Ratio: 4.91%, BankFirst Financial ServicesBankFirst Financial Services301 E Main St, Senatobia, MS 38668A+5.0 ★Texas Ratio: 3.47%, First Horizon BankFirst Horizon Bank207 E Main St, Senatobia, MS 38668A+5.0 ★Texas Ratio: 5.76%, First Financial BankFirst Financial Bank700 N Robinson St, Senatobia, MS 38668A5.0 ★Texas Ratio: 10.05%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Cadence BankCadence Bank5100 Highway 51 N, Senatobia, MS 38668, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, and Renasant BankRenasant Bank103 E Washington St, Aberdeen, MS 39730A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Senatobia, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Senatobia are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Senatobia, Mississippi
Market share is the lender's share of all home loans closed in Senatobia, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Senatobia 5040 Highway 51 N, Senatobia, MS 38668 A-5.0 ★Texas Ratio: 14.15% |
Conventional, FHA, VA, USDA | 18 | 8.3% | 100% | $263,888 | View |
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1 office in Senatobia 5641 Highway 51 N, Senatobia, MS 38668 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 7 +4 HELOCs |
3.2% | 57.1% | $137,857 | View |
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1 office in Senatobia 700 Cunningham Loop, Senatobia, MS 38668 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 6 | 2.8% | 75% | $106,666 | View |
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1 office in Senatobia 301 E Main St, Senatobia, MS 38668 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 5 +4 HELOCs |
2.3% | 55.6% | $109,000 | View |
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★ 5 stars, 1 review 1 office in Senatobia 207 E Main St, Senatobia, MS 38668 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $165,000 | View |
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1 office in Senatobia 700 N Robinson St, Senatobia, MS 38668 A5.0 ★Texas Ratio: 10.05% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, HELOC | 13 +2 HELOCs |
6% | 92.9% | $168,846 | View |
Cadence Bank
5100 Highway 51 N, Senatobia, MS 38668 |
Conventional, HELOC | 8 +14 HELOCs |
3.7% | 88.9% | $217,500 | |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 2.3% | 100% | $185,000 | View |
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103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
Conventional, USDA, HELOC | 4 +2 HELOCs |
1.9% | 100% | $395,000 | View |
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202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
Conventional, HELOC | 3 +1 HELOCs |
1.4% | 100% | $341,666 | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $240,000 | View |
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102 Plaza Drive, Brandon, MS 39047 A5.0 ★Texas Ratio: 7.13% |
FHA | 1 | 0.5% | 100% | $255,000 | View |
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2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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★ 1 stars, 1 review 7427 Goodman Rd, Olive Branch, MS 38654 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA, USDA | 13 | 6% | 100% | $276,538 | View |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 5.1% | 50% | $149,545 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 10 | 4.6% | 100% | $260,000 | |
SWBC Mortgage Corporation
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Conventional, FHA, USDA | 9 | 4.2% | 90.9% | $173,888 | |
Mortgage Research Center
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FHA, VA | 9 | 4.2% | 69.2% | $280,555 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
3.2% | 88.9% | $203,571 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 6 | 2.8% | 87.5% | $125,000 | |
Community Mortgage Corporation
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Conventional, FHA | 6 | 2.8% | 100% | $303,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.3% | 55.6% | $173,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 2.3% | 83.3% | $119,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA, USDA | 5 | 2.3% | 100% | $235,000 | View |
Everett Financial, Inc.
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Conventional, FHA | 4 | 1.9% | 100% | $200,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 4 | 1.9% | 100% | $292,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.9% | 66.7% | $347,500 | |
Nations Lending Corporation
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Conventional, FHA | 4 | 1.9% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional, VA | 3 | 1.4% | 100% | $231,666 | View |
Stockton Mortgage Corporation
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FHA | 3 | 1.4% | 75% | $265,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.9% | 40% | $520,000 | |
Premier Mortgage Resources, LLC
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FHA, USDA | 2 | 0.9% | 100% | $215,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.9% | 50% | $265,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.9% | 33.3% | $215,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.9% | 100% | $35,000 | |
Cardinal Financial Company, Li
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FHA, VA | 2 | 0.9% | 100% | $240,000 | |
New Day Financial, LLC.
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VA | 2 | 0.9% | 100% | $330,000 | |
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A5.0 ★Texas Ratio: 6.45% |
USDA | 1 | 0.5% | 100% | $225,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 50% | $115,000 | |
Brighton Bank
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USDA | 1 | 0.5% | 100% | $105,000 | |
Fed Ex Employees Credit Association
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Conventional | 1 | 0.5% | 100% | $395,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $275,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.5% | 33.3% | $175,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.5% | 100% | $345,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 50% | $55,000 | |
Flat Branch Mortgage, Inc.
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USDA | 1 | 0.5% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 50% | $285,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 50% | $225,000 | |
Leaders Credit Union
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.5% | 100% | $175,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
21St Mortgage
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Conventional | 1 | 0.5% | 20% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 20% | $85,000 | |
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Senatobia Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Senatobia, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Senatobia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Senatobia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Senatobia, MS
Use these to narrow the list above. Each category shows how many Senatobia, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Senatobia, MS
Independent mortgage companies closed 53.7 percent of home loans in Senatobia, Mississippi in 2025, banks 44.4 percent and credit unions 1.9 percent. Rocket Mortgage was the largest mortgage company, Guaranty Bank & Trust Company the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Guaranty Bank & Trust Company led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Senatobia, MS
By home loans closed in 2025, Guaranty Bank & Trust Company was the largest mortgage lender in Senatobia, Mississippi with 18 loans, about 8.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Senatobia, Mississippi in 2025, led by Eagle Bank and Trust Company with 7. 16 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 3 credit unions closed home loans in Senatobia, Mississippi in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Senatobia, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Senatobia, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Senatobia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
