Mortgage Lenders and Brokers in Meridian, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Meridian, Mississippi mortgage lenders include Trustmark BankTrustmark Bank612 Highway 11 South, Meridian, MS 39301A+5.0 ★Texas Ratio: 2.40%, Citizens National Bank of MeridianCitizens National Bank of Meridian512 22nd Ave, Meridian, MS 39301A5.0 ★Texas Ratio: 7.13%, Regions BankRegions Bank2409 N Hills St, Meridian, MS 39305A+5.0 ★Texas Ratio: 4.37%, Community Bank of MississippiCommunity Bank of Mississippi302 22nd Ave S, Meridian, MS 39301A+5.0 ★Texas Ratio: 3.09%, Great Southern BankGreat Southern Bank2441 N Hills St, Meridian, MS 39305A5.0 ★Texas Ratio: 7.29%, First State BankFirst State Bank801 22nd Ave, Meridian, MS 39301A5.0 ★Texas Ratio: 10.01%, BankplusBankplus215 22nd Ave, Meridian, MS 39301A+5.0 ★Texas Ratio: 4.80%, Renasant BankRenasant Bank103 E Washington St, Aberdeen, MS 39730A+5.0 ★Texas Ratio: 4.72%, The Citizens BankThe Citizens Bank814 Main St, Columbia, MS 39429A+5.0 ★Texas Ratio: 5.44%, and Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Meridian, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Meridian are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Meridian, Mississippi
Market share is the lender's share of all home loans closed in Meridian, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Meridian 612 Highway 11 South, Meridian, MS 39301 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, Jumbo, HELOC | 119 +18 HELOCs |
23.5% | 93.8% | $124,495 | View |
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512 22nd Ave, Meridian, MS 39301 A5.0 ★Texas Ratio: 7.13% |
Conventional, FHA, VA | 43 | 8.5% | 73.8% | $181,046 | View |
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3 offices in Meridian 2409 N Hills St, Meridian, MS 39305 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 21 +15 HELOCs |
4.2% | 60% | $106,904 | View |
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2 offices in Meridian 302 22nd Ave S, Meridian, MS 39301 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, HELOC | 20 +9 HELOCs |
4% | 92% | $121,500 | View |
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4 offices in Meridian 2441 N Hills St, Meridian, MS 39305 A5.0 ★Texas Ratio: 7.29% |
Conventional | 15 | 3% | 100% | $87,666 | View |
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1 office in Meridian 801 22nd Ave, Meridian, MS 39301 A5.0 ★Texas Ratio: 10.01% |
Conventional | 14 | 2.8% | 93.3% | $102,857 | View |
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2 offices in Meridian 215 22nd Ave, Meridian, MS 39301 A+5.0 ★Texas Ratio: 4.80% |
Conventional, HELOC | 8 +9 HELOCs |
1.6% | 66.7% | $101,250 | View |
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103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, USDA | 8 | 1.6% | 100% | $115,000 | View |
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814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 8 | 1.6% | 100% | $137,500 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 7 | 1.4% | 63.6% | $73,571 | |
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2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 100% | $71,666 | View |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $160,000 | View |
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167 Court Sq, Charleston, MS 38921 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 2 | 0.4% | 100% | $350,000 | View |
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2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $335,000 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional | 1 | 0.2% | 50% | $535,000 | |
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★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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710 Main St, Collins, MS 39428 B4.4 ★Texas Ratio: 21.68% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Singing River Federal C.U.
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Conventional | 2 | 0.4% | 100% | $150,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 35 | 6.9% | 86% | $225,285 | |
Rocket Mortgage
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Conventional, FHA, VA | 34 | 6.7% | 72.9% | $205,588 | |
21St Mortgage
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Conventional | 16 | 3.2% | 45.7% | $117,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 15 +3 HELOCs |
3% | 75% | $189,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 2.8% | 77.3% | $221,428 | |
Freedom Mortgage Corporation
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FHA, VA | 10 | 2% | 90.9% | $181,000 | |
Triad Financial Services, Inc.
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Conventional | 10 | 2% | 57.5% | $98,000 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 9 | 1.8% | 100% | $105,000 | |
Towne Mortgage Company
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Conventional, FHA, USDA | 8 | 1.6% | 100% | $161,250 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 1.4% | 81.8% | $159,285 | |
CSL Financial, LLC
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Conventional | 6 | 1.2% | 100% | $70,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA, USDA | 6 | 1.2% | 100% | $183,333 | View |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.8% | 44.4% | $65,000 | |
Planet Home Lending, LLC
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FHA, VA | 4 | 0.8% | 100% | $305,000 | |
Carrington Mortgage Services LLC
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FHA | 4 | 0.8% | 60% | $97,500 | |
Royal United Mortgage LLC
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Conventional | 3 | 0.6% | 75% | $78,333 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.6% | 42.9% | $88,333 | |
New Day Financial, LLC.
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VA | 3 | 0.6% | 42.9% | $211,666 | |
Mortgage Solutions of Colorado
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VA | 3 | 0.6% | 100% | $121,666 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA | 3 | 0.6% | 100% | $101,666 | View |
First Community Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $205,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 0.4% | 40% | $115,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $150,000 | |
Stockton Mortgage Corporation
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FHA, VA | 2 | 0.4% | 100% | $230,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.4% | 69.2% | $90,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $465,000 | View |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.2% | 100% | $35,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 50% | $65,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
FHA | 1 | 0.2% | 100% | $315,000 | View |
Cmg Mortgage Inc
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VA | 1 | 0.2% | 100% | $315,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 100% | $265,000 | |
Standard Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $215,000 | |
First Colony Mortgage Corporat
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VA | 1 | 0.2% | 66.7% | $175,000 | |
Calcon Mutual Mortgage LLC
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VA | 1 | 0.2% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 20% | $275,000 | View |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $145,000 | |
Atlanta Postal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $125,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Mutual of Omaha Mortgage
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VA | 1 | 0.2% | 50% | $125,000 | |
New American Funding, LLC.
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FHA | 1 | 0.2% | 33.3% | $75,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.2% | 100% | $155,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $125,000 | |
Southern Energy Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Meridian Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Meridian, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Meridian? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Meridian in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Meridian, MS
Use these to narrow the list above. Each category shows how many Meridian, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Meridian, MS
Independent mortgage companies closed 38.9 percent of home loans in Meridian, Mississippi in 2025, banks 55.7 percent and credit unions 5.3 percent. Mortgage Research Center was the largest mortgage company, Trustmark Bank the largest bank and Hope Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Trustmark Bank led with 119 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Meridian, MS
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Meridian, Mississippi with 119 loans, about 23.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Meridian, Mississippi, Trustmark Bank approved the highest share of completed applications in 2025 at 93.8 percent, against a 78.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Meridian, Mississippi in 2025, led by Trustmark Bank with 39. 25 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 7 credit unions closed home loans in Meridian, Mississippi in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Meridian, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Meridian, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Meridian. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
