Mortgage Lenders and Brokers in Flora, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Flora, Mississippi mortgage lenders include BankplusBankplus4837 Main St, Flora, MS 39071A+5.0 ★Texas Ratio: 4.80%, Bank Of YazooBank Of Yazoo686 Highway 49, Flora, MS 39071A+5.0 ★Texas Ratio: 0.05%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank103 E Washington St, Aberdeen, MS 39730A+5.0 ★Texas Ratio: 4.72%, First Horizon BankFirst Horizon Bank500 E Commerce St, Hernando, MS 38632A+5.0 ★Texas Ratio: 5.76%, Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 5.02%, RiverHills BankRiverHills Bank100 Fountains Blvd, Madison, MS 39110A+5.0 ★Texas Ratio: 3.03%, and Origin BankOrigin Bank1450 West Government Street, Brandon, MS 39042A5.0 ★Texas Ratio: 6.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Flora, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Flora are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Flora, Mississippi
Market share is the lender's share of all home loans closed in Flora, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Flora 4837 Main St, Flora, MS 39071 A+5.0 ★Texas Ratio: 4.80% |
Conventional, FHA, HELOC | 24 +16 HELOCs |
22.6% | 79.4% | $399,583 | View |
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1 office in Flora 686 Highway 49, Flora, MS 39071 A+5.0 ★Texas Ratio: 0.05% |
Conventional | 10 | 9.4% | 100% | $146,000 | View |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, Jumbo, HELOC | 5 +11 HELOCs |
4.7% | 100% | $1,079,000 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, Jumbo, HELOC | 5 +5 HELOCs |
4.7% | 55.6% | $559,000 | |
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8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +5 HELOCs |
3.8% | 80% | $70,000 | View |
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103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
2.8% | 100% | $388,333 | View |
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★ 5 stars, 1 review 500 E Commerce St, Hernando, MS 38632 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 1.9% | 100% | $275,000 | View |
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2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA | 2 | 1.9% | 100% | $290,000 | View |
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100 Fountains Blvd, Madison, MS 39110 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo | 2 | 1.9% | 100% | $1,120,000 | View |
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1450 West Government Street, Brandon, MS 39042 A5.0 ★Texas Ratio: 6.66% |
FHA, HELOC | 1 +2 HELOCs |
0.9% | 100% | $135,000 | View |
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28 Highway 528, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.9% | 100% | $285,000 | View |
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105 Main St S, Amory, MS 38821 A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0.9% | 100% | $705,000 | View |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $305,000 | View |
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102 Plaza Drive, Brandon, MS 39047 A5.0 ★Texas Ratio: 7.13% |
Conventional | 1 | 0.9% | 100% | $575,000 | View |
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648 E Peace St, Canton, MS 39046 A5.0 ★Texas Ratio: 8.01% |
Conventional, Jumbo | 1 | 0.9% | 100% | $885,000 | View |
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6a N Third St, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.9% | 100% | $795,000 | View |
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5754 Terry Rd, Byram, MS 39272 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.9% | 100% | $505,000 | View |
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2364 Buckatunna Chicora Clara Rd, Buckatunna, MS 39322 A5.0 ★Texas Ratio: 10.01% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,445,000 | View |
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★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1400 W Government St, Brandon, MS 39042 A5.0 ★Texas Ratio: 12.03% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First South Farm Credit, ACA
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Conventional | 1 | 0.9% | 100% | $225,000 | |
21St Mortgage
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Conventional | 6 | 5.7% | 54.5% | $170,000 | |
United Wholesale Mortgage
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Conventional | 4 | 3.8% | 100% | $325,000 | |
Guild Mortgage Company
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Conventional | 4 | 3.8% | 100% | $277,500 | |
First Community Mortgage, Inc.
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Conventional | 2 | 1.9% | 100% | $430,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 2 | 1.9% | 100% | $75,000 | View |
Rocket Mortgage
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Conventional | 2 | 1.9% | 28.6% | $345,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.9% | 100% | $310,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 2 | 1.9% | 100% | $335,000 | View |
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A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $605,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 50% | $455,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.9% | 87.5% | $105,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.9% | 100% | $245,000 | |
American Financial Network, Inc.
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VA | 1 | 0.9% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.9% | 100% | $215,000 | View |
Discover Bank
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Conventional | 1 | 0.9% | 100% | $115,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.9% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 1 | 0.9% | 100% | $165,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 50% | $65,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 100% | $365,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.9% | 50% | $225,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.9% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Flora Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Flora, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Flora? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Flora in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Flora, MS
Use these to narrow the list above. Each category shows how many Flora, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Flora, MS
Independent mortgage companies closed 29.2 percent of home loans in Flora, Mississippi in 2025, banks 67.9 percent and credit unions 2.8 percent. First South Farm Credit, ACA was the largest mortgage company, Bankplus the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Bankplus led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Flora, MS
By home loans closed in 2025, Bankplus was the largest mortgage lender in Flora, Mississippi with 24 loans, about 22.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Flora, Mississippi in 2025, led by Bankplus with 1. 5 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 2 credit unions closed home loans in Flora, Mississippi in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Flora, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Flora, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Flora. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
