Diamondhead, Mississippi mortgage lenders include The Peoples BankThe Peoples Bank408 Highway 90, Bay Saint Louis, MS 39520A+5.0 ★Texas Ratio: 0.48%, Hancock Whitney BankHancock Whitney Bank4401 Kalani Dr, Diamondhead, MS 39525A+5.0 ★Texas Ratio: 3.41%, Renasant BankRenasant Bank4402 Kalani Dr, Diamondhead, MS 39525A+5.0 ★Texas Ratio: 4.72%, Keesler Federal Credit UnionKeesler Federal Credit Union4402 E Aloha Dr Ste 4, Diamondhead, MS 39525 3305A+5.0 ★Texas Ratio: 5.02%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, and Wells Fargo Bank NAWells Fargo Bank NA2675 Pass Rd, Biloxi, MS 39531A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Diamondhead, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Diamondhead are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Diamondhead, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Diamondhead 408 Highway 90, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 3 | 1.1% | 100% | $138,333 | View |
|
★ 4 stars, 3 reviews 1 office in Diamondhead 4401 Kalani Dr, Diamondhead, MS 39525 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 2 +19 HELOCs |
0.7% | 100% | $190,000 | View |
|
1 office in Diamondhead 4402 Kalani Dr, Diamondhead, MS 39525 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $525,000 | View |
|
4402 E Aloha Dr Ste 4, Diamondhead, MS 39525 3305 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, VA, HELOC | 18 +22 HELOCs |
6.6% | 64.3% | $217,222 | View |
|
935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA | 8 | 2.9% | 100% | $126,250 | View |
|
8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional, USDA, Jumbo, HELOC | 7 +3 HELOCs |
2.6% | 87.5% | $383,571 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.5% | 100% | $352,500 | |
|
315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.1% | 60% | $208,333 | View |
|
902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.7% | 100% | $310,000 | View |
|
2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 66.7% | $225,000 | View |
|
200 S Whitworth Ave, Brookhaven, MS 39601 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
|
1038 River Oaks Dr, Flowood, MS 39232 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
|
295 Highway 90 Ste 27, Bay St Louis, MS 39520 3600 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 0.4% | 50% | $105,000 | View |
|
1200 Highway 90, Gautier, MS 39553 A5.0 ★Texas Ratio: 9.99% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
|
202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, HELOC | 33 +1 HELOCs |
12.1% | 97.4% | $246,515 | |
Rocket Mortgage
|
Conventional, FHA, VA | 23 | 8.5% | 79.3% | $201,086 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 17 | 6.2% | 90% | $265,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 16 | 5.9% | 94.1% | $240,000 | |
Mortgage Research Center
|
Conventional, VA | 10 | 3.7% | 71.4% | $266,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA | 10 | 3.7% | 100% | $310,000 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 9 | 3.3% | 100% | $287,222 | |
Primelending
|
Conventional, FHA, VA | 8 | 2.9% | 100% | $177,500 | |
Pennymac Loan Services LLC
|
Conventional, VA, USDA | 7 | 2.6% | 100% | $93,571 | |
Towne Mortgage Company
|
Conventional, FHA, VA | 6 | 2.2% | 100% | $236,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 1.8% | 63.6% | $311,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA, VA | 4 | 1.5% | 100% | $262,500 | |
Nationstar Mortgage
|
Conventional | 4 | 1.5% | 100% | $140,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA, USDA | 4 | 1.5% | 80% | $222,500 | |
Village Capital & Investment
|
FHA, VA | 4 | 1.5% | 100% | $275,000 | |
Kind Lending, LLC
|
Conventional, VA | 3 | 1.1% | 100% | $271,666 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 1.1% | 100% | $251,666 | |
Gmfs, LLC
|
Conventional, VA | 3 | 1.1% | 100% | $271,666 | |
Affordable Mortgage Advisors
|
Conventional, FHA | 2 | 0.7% | 100% | $100,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 2 | 0.7% | 50% | $230,000 | View |
loanDepot.com LLC
|
Conventional, FHA | 2 | 0.7% | 50% | $130,000 | |
Loanunited.Com, LLC
|
FHA, VA | 2 | 0.7% | 100% | $280,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 2 | 0.7% | 100% | $100,000 | |
Planet Home Lending, LLC
|
FHA, VA | 2 | 0.7% | 66.7% | $315,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $55,000 | View |
|
A5.0 ★Texas Ratio: 12.33% |
FHA | 1 | 0.4% | 50% | $265,000 | View |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.4% | 100% | $685,000 | View |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.4% | 71.4% | $205,000 | |
Acrisure Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $285,000 | |
Loansteady LLC
|
FHA | 1 | 0.4% | 100% | $215,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.4% | 100% | $95,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.4% | 25% | $205,000 | |
Eustis Mortgage Corp
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.4% | 100% | $195,000 | View |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.4% | 100% | $205,000 | |
Standard Mortgage Corporation
|
VA | 1 | 0.4% | 50% | $345,000 | |
Heritage Bank of St. Tammany
|
Conventional | 1 | 0.4% | 100% | $495,000 | |
American Financing Corporation
|
Conventional | 1 | 0.4% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.4% | 100% | $75,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.4% | 50% | $285,000 | |
Stockton Mortgage Corporation
|
USDA | 1 | 0.4% | 100% | $245,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.4% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.4% | 50% | $75,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
Lower, LLC
|
FHA | 1 | 0.4% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 0.70% |
VA | 1 | 0.4% | 100% | $175,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.4% | 50% | $125,000 | |
|
A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $295,000 | View |
21St Mortgage
|
Conventional | 1 | 0.4% | 50% | $175,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.4% | 100% | $285,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.4% | 100% | $185,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.4% | 100% | $35,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.4% | 33.3% | $25,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.4% | 100% | $275,000 | |
Gershman Investment Corp.
|
Conventional | 1 | 0.4% | 100% | $525,000 | |
Pelican State Credit Union
|
Conventional | 1 | 0.4% | 100% | $35,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Southern Energy Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Diamondhead? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Diamondhead in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Diamondhead, MS lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 60.7 percent of home loans in Diamondhead, Mississippi in 2025, banks 25.4 percent and credit unions 14 percent. Cmg Mortgage Inc was the largest mortgage company, The Peoples Bank the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, The Peoples Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
By home loans closed in 2025, The Peoples Bank was the largest mortgage lender in Diamondhead, Mississippi with 3 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Diamondhead, Mississippi in 2025, led by Cmg Mortgage Inc with 10. 28 lenders closed VA loans, led by Navy Federal Credit Union, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 7 credit unions closed home loans in Diamondhead, Mississippi in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Diamondhead, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Diamondhead, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Diamondhead. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.