MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Diamondhead, Mississippi

Diamondhead, Mississippi mortgage lenders include The Peoples BankThe Peoples Bank408 Highway 90, Bay Saint Louis, MS 39520A+5.0 ★Texas Ratio: 0.48%, Hancock Whitney BankHancock Whitney Bank4401 Kalani Dr, Diamondhead, MS 39525A+5.0 ★Texas Ratio: 3.41%, Renasant BankRenasant Bank4402 Kalani Dr, Diamondhead, MS 39525A+5.0 ★Texas Ratio: 4.72%, Keesler Federal Credit UnionKeesler Federal Credit Union4402 E Aloha Dr Ste 4, Diamondhead, MS 39525 3305A+5.0 ★Texas Ratio: 5.02%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, and Wells Fargo Bank NAWells Fargo Bank NA2675 Pass Rd, Biloxi, MS 39531A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Diamondhead, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Diamondhead are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Diamondhead, Mississippi

Market share is the lender's share of all home loans closed in Diamondhead, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Diamondhead
408 Highway 90, Bay Saint Louis, MS 39520
A+5.0 ★Texas Ratio: 0.48%
Conventional 3 1.1% 100% $138,333 View
★ 4 stars, 3 reviews
1 office in Diamondhead
4401 Kalani Dr, Diamondhead, MS 39525
A+5.0 ★Texas Ratio: 3.41%
Conventional, HELOC 2
+19 HELOCs
0.7% 100% $190,000 View
1 office in Diamondhead
4402 Kalani Dr, Diamondhead, MS 39525
A+5.0 ★Texas Ratio: 4.72%
Conventional, HELOC 1
+1 HELOCs
0.4% 100% $525,000 View
4402 E Aloha Dr Ste 4, Diamondhead, MS 39525 3305
A+5.0 ★Texas Ratio: 5.02%
Conventional, FHA, VA, HELOC 18
+22 HELOCs
6.6% 64.3% $217,222 View
935 Lodge St, Beaumont, MS 39423
A+5.0 ★Texas Ratio: 2.40%
Conventional, FHA 8 2.9% 100% $126,250 View
8899 Ms Highway 15, Ackerman, MS 39735
A+5.0 ★Texas Ratio: 4.37%
Conventional, USDA, Jumbo, HELOC 7
+3 HELOCs
2.6% 87.5% $383,571 View
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730
Conventional, FHA, HELOC 4
+1 HELOCs
1.5% 100% $352,500
315 Ridge Way, Flowood, MS 39232
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 1.1% 60% $208,333 View
902 Highway 278 E, Amory, MS 38821
A+5.0 ★Texas Ratio: 3.09%
Conventional, FHA, HELOC 2
+3 HELOCs
0.7% 100% $310,000 View
2675 Pass Rd, Biloxi, MS 39531
A+5.0 ★Texas Ratio: 5.36%
Conventional 2 0.7% 66.7% $225,000 View
200 S Whitworth Ave, Brookhaven, MS 39601
A5.0 ★Texas Ratio: 7.61%
Conventional 1 0.4% 100% $85,000 View
1038 River Oaks Dr, Flowood, MS 39232
A+5.0 ★Texas Ratio: 0.03%
Conventional 1 0.4% 100% $85,000 View
295 Highway 90 Ste 27, Bay St Louis, MS 39520 3600
A+5.0 ★Texas Ratio: 4.35%
Conventional 1 0.4% 50% $105,000 View
1200 Highway 90, Gautier, MS 39553
A5.0 ★Texas Ratio: 9.99%
Conventional 1 0.4% 100% $195,000 View
202 E Jackson St, Belzoni, MS 39038
A+5.0 ★Texas Ratio: 4.80%
Conventional 1 0.4% 100% $155,000 View
Cmg Mortgage Inc
Conventional, FHA, VA, USDA, HELOC 33
+1 HELOCs
12.1% 97.4% $246,515
Rocket Mortgage
Conventional, FHA, VA 23 8.5% 79.3% $201,086
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 17 6.2% 90% $265,000
Freedom Mortgage Corporation
Conventional, FHA, VA 16 5.9% 94.1% $240,000
Mortgage Research Center
Conventional, VA 10 3.7% 71.4% $266,000
A-5.0 ★Texas Ratio: 14.97%
Conventional, FHA, VA 10 3.7% 100% $310,000 View
CrossCountry Mortgage, LLC
Conventional, FHA, VA 9 3.3% 100% $287,222
Primelending
Conventional, FHA, VA 8 2.9% 100% $177,500
Pennymac Loan Services LLC
Conventional, VA, USDA 7 2.6% 100% $93,571
Towne Mortgage Company
Conventional, FHA, VA 6 2.2% 100% $236,666
United Wholesale Mortgage
Conventional, FHA, VA 5 1.8% 63.6% $311,000
Synergy One Lending, Inc.
Conventional, FHA, VA 4 1.5% 100% $262,500
Nationstar Mortgage
Conventional 4 1.5% 100% $140,000
New American Funding, LLC.
Conventional, FHA, VA, USDA 4 1.5% 80% $222,500
Village Capital & Investment
FHA, VA 4 1.5% 100% $275,000
Kind Lending, LLC
Conventional, VA 3 1.1% 100% $271,666
Guild Mortgage Company
Conventional, FHA 3 1.1% 100% $251,666
Gmfs, LLC
Conventional, VA 3 1.1% 100% $271,666
Affordable Mortgage Advisors
Conventional, FHA 2 0.7% 100% $100,000
D3.3 ★Texas Ratio: 35.11%
FHA 2 0.7% 50% $230,000 View
loanDepot.com LLC
Conventional, FHA 2 0.7% 50% $130,000
Loanunited.Com, LLC
FHA, VA 2 0.7% 100% $280,000
Cardinal Financial Company, Li
Conventional, FHA 2 0.7% 100% $100,000
Planet Home Lending, LLC
FHA, VA 2 0.7% 66.7% $315,000
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 1
+1 HELOCs
0.4% 100% $55,000 View
A5.0 ★Texas Ratio: 12.33%
FHA 1 0.4% 50% $265,000 View
First Community Mortgage, Inc.
Conventional 1 0.4% 100% $185,000
A-4.9 ★Texas Ratio: 16.48%
VA 1 0.4% 100% $685,000 View
Lakeview Loan Servicing, LLC
FHA 1 0.4% 71.4% $205,000
Acrisure Mortgage, LLC
FHA 1 0.4% 100% $285,000
Loansteady LLC
FHA 1 0.4% 100% $215,000
Triad Financial Services, Inc.
Conventional 1 0.4% 100% $95,000
Amerisave Mortgage Company
FHA 1 0.4% 25% $205,000
Eustis Mortgage Corp
Conventional 1 0.4% 100% $245,000
A5.0 ★Texas Ratio: 8.47%
VA 1 0.4% 100% $195,000 View
Sun West Mortgage Company, Inc
VA 1 0.4% 100% $205,000
Standard Mortgage Corporation
VA 1 0.4% 50% $345,000
Heritage Bank of St. Tammany
Conventional 1 0.4% 100% $495,000
American Financing Corporation
Conventional 1 0.4% 100% $65,000
A+5.0 ★Texas Ratio: 2.12%
Conventional 1 0.4% 100% $75,000
New Day Financial, LLC.
VA 1 0.4% 50% $285,000
Stockton Mortgage Corporation
USDA 1 0.4% 100% $245,000
Mortgage Solutions of Colorado
VA 1 0.4% 100% $215,000
A5.0 ★Texas Ratio: 7.51%
Conventional 1 0.4% 100% $135,000 View
A+5.0 ★Texas Ratio: 3.19%
Conventional 1 0.4% 100% $705,000 View
Mutual of Omaha Mortgage
Conventional 1 0.4% 50% $75,000
A+5.0 ★Texas Ratio: 3.22%
Conventional 1 0.4% 100% $245,000 View
Lower, LLC
FHA 1 0.4% 100% $295,000
A+5.0 ★Texas Ratio: 0.70%
VA 1 0.4% 100% $175,000 View
Fairway Independent Mort Corp
Conventional 1 0.4% 50% $125,000
A+5.0 ★Texas Ratio: 3.74%
Conventional 1 0.4% 100% $205,000 View
B+4.8 ★Texas Ratio: 16.98%
VA 1 0.4% 100% $295,000 View
21St Mortgage
Conventional 1 0.4% 50% $175,000
A+5.0 ★Texas Ratio: 0.51%
VA 1 0.4% 100% $285,000 View
Paramount Residential Mortgage
FHA 1 0.4% 100% $185,000
Vanderbilt Mortgage and Finance, Inc
Conventional 1 0.4% 100% $35,000
Spring Eq, LLC
Conventional 1 0.4% 33.3% $25,000
Ark-La-Tex Financial Services LLC
FHA 1 0.4% 100% $275,000
Gershman Investment Corp.
Conventional 1 0.4% 100% $525,000
Pelican State Credit Union
Conventional 1 0.4% 100% $35,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% n/a View
Southern Energy Credit Union
HELOC 0
+1 HELOCs
0% n/a
Pentagon Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Diamondhead, Mississippi

Looking for mortgage lenders near me or mortgage brokers near me in Diamondhead? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Diamondhead in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Diamondhead, MS

Use these to narrow the list above. Each category shows how many Diamondhead, MS lenders fit and what that kind of lender is usually best for.

Who Lends in Diamondhead, MS

Independent mortgage companies closed 60.7 percent of home loans in Diamondhead, Mississippi in 2025, banks 25.4 percent and credit unions 14 percent. Cmg Mortgage Inc was the largest mortgage company, The Peoples Bank the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, The Peoples Bank led with 3 loans.

60.7%
Mortgage companies
25.4%
Banks
14%
Credit unions
21%
FHA loans
26%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.

More Mississippi Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Diamondhead, MS

Who is the largest mortgage lender in Diamondhead, MS?

By home loans closed in 2025, The Peoples Bank was the largest mortgage lender in Diamondhead, Mississippi with 3 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Diamondhead, MS mortgage lenders offer FHA, VA and USDA loans?

30 lenders closed FHA loans in Diamondhead, Mississippi in 2025, led by Cmg Mortgage Inc with 10. 28 lenders closed VA loans, led by Navy Federal Credit Union, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Diamondhead, MS lender list?

Yes. 31 banks and 7 credit unions closed home loans in Diamondhead, Mississippi in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Diamondhead, MS ranked on this page?

Lenders are ranked only by the number of home loans they closed in Diamondhead, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Diamondhead, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Diamondhead. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.