Mortgage Lenders and Brokers in Canton, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Canton, Mississippi mortgage lenders include Trustmark BankTrustmark Bank3319 S Liberty St, Canton, MS 39046A+5.0 ★Texas Ratio: 2.40%, BankplusBankplus300 Nissan Dr, Canton, MS 39046A+5.0 ★Texas Ratio: 4.80%, Renasant BankRenasant Bank3330 S Liberty St, Canton, MS 39046A+5.0 ★Texas Ratio: 4.72%, Regions BankRegions Bank147 E Peace St, Canton, MS 39046A+5.0 ★Texas Ratio: 4.37%, Southern Bancorp BankSouthern Bancorp Bank648 E Peace St, Canton, MS 39046A5.0 ★Texas Ratio: 8.01%, Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, PriorityOne BankPriorityOne Bank1400 W Government St, Brandon, MS 39042A5.0 ★Texas Ratio: 12.03%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Canton, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Canton are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Canton, Mississippi
Market share is the lender's share of all home loans closed in Canton, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Canton 3319 S Liberty St, Canton, MS 39046 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, USDA, HELOC | 34 +21 HELOCs |
8.1% | 81% | $256,176 | View |
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1 office in Canton 300 Nissan Dr, Canton, MS 39046 A+5.0 ★Texas Ratio: 4.80% |
Conventional, FHA, HELOC | 16 +27 HELOCs |
3.8% | 85% | $230,000 | View |
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1 office in Canton 3330 S Liberty St, Canton, MS 39046 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, USDA, HELOC | 15 +12 HELOCs |
3.6% | 88.9% | $236,333 | View |
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1 office in Canton 147 E Peace St, Canton, MS 39046 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 6 +3 HELOCs |
1.4% | 50% | $218,333 | View |
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1 office in Canton 648 E Peace St, Canton, MS 39046 A5.0 ★Texas Ratio: 8.01% |
Conventional, FHA | 4 | 1% | 50% | $157,500 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 28 | 6.7% | 90.3% | $57,142 | |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, FHA, HELOC | 24 +8 HELOCs |
5.7% | 88.9% | $268,750 | |
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1400 W Government St, Brandon, MS 39042 A5.0 ★Texas Ratio: 12.03% |
Conventional, FHA, HELOC | 12 +8 HELOCs |
2.9% | 100% | $399,166 | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, HELOC | 8 +8 HELOCs |
1.9% | 88.9% | $227,500 | View |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 8 | 1.9% | 100% | $257,500 | View |
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2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, VA, HELOC | 6 +3 HELOCs |
1.4% | 75% | $345,000 | View |
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102 Plaza Drive, Brandon, MS 39047 A5.0 ★Texas Ratio: 7.13% |
Conventional, FHA | 4 | 1% | 100% | $190,000 | View |
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1038 River Oaks Dr, Flowood, MS 39232 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 4 | 1% | 80% | $242,500 | View |
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686 Highway 49, Flora, MS 39071 A+5.0 ★Texas Ratio: 0.05% |
Conventional | 3 | 0.7% | 100% | $175,000 | View |
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1450 West Government Street, Brandon, MS 39042 A5.0 ★Texas Ratio: 6.66% |
Conventional, FHA | 3 | 0.7% | 100% | $225,000 | View |
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105 Main St S, Amory, MS 38821 A-5.0 ★Texas Ratio: 14.15% |
Conventional | 2 | 0.5% | 100% | $480,000 | View |
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200 S Whitworth Ave, Brookhaven, MS 39601 A5.0 ★Texas Ratio: 7.61% |
Conventional | 2 | 0.5% | 100% | $265,000 | View |
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★ 5 stars, 1 review 500 E Commerce St, Hernando, MS 38632 A+5.0 ★Texas Ratio: 5.76% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
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167 Court Sq, Charleston, MS 38921 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.2% | 50% | $105,000 | View |
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6a N Third St, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 0.2% | 50% | $95,000 | View |
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28 Highway 528, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 3.47% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Mutual Federal Credit Unon
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Conventional | 1 | 0.2% | 50% | $65,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA, USDA | 32 | 7.6% | 97% | $201,875 | View |
Rocket Mortgage
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Conventional, FHA | 25 | 6% | 69.2% | $199,400 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 5% | 100% | $309,761 | |
Guild Mortgage Company
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Conventional, FHA | 12 | 2.9% | 85.7% | $220,833 | |
New American Funding, LLC.
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Conventional, FHA | 11 | 2.6% | 84.6% | $174,090 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA, VA, USDA | 9 | 2.1% | 100% | $286,111 | View |
Freedom Mortgage Corporation
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FHA, VA | 8 | 1.9% | 81.8% | $355,000 | |
Triad Financial Services, Inc.
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Conventional | 8 | 1.9% | 76.5% | $100,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 1.7% | 77.8% | $97,857 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 1.4% | 100% | $208,333 | |
Liberty Federal Credit Union
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.2% | 100% | $241,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 5 | 1.2% | 71.4% | $421,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1% | 25% | $177,500 | |
New Day Financial, LLC.
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VA | 4 | 1% | 44.4% | $195,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA | 4 | 1% | 57.1% | $245,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 1% | 26.7% | $127,500 | |
Newrez LLC
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Conventional, FHA | 3 | 0.7% | 50% | $165,000 | |
Nbkc Bank
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Conventional | 3 | 0.7% | 100% | $491,666 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 0.7% | 100% | $301,666 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, USDA | 3 | 0.7% | 100% | $271,666 | View |
Southwest Stage Funding LLC
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Conventional, FHA | 3 | 0.7% | 100% | $195,000 | |
21St Mortgage
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Conventional | 3 | 0.7% | 21.4% | $155,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 50% | $340,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $310,000 | View |
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A5.0 ★Texas Ratio: 12.33% |
Conventional | 2 | 0.5% | 100% | $255,000 | View |
First Community Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $260,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 2 | 0.5% | 100% | $260,000 | View |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 0.5% | 66.7% | $370,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.5% | 60% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 2 | 0.5% | 100% | $270,000 | View |
Evolve Bank & Trust
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Conventional, FHA | 2 | 0.5% | 100% | $25,000 | |
Mortgage Research Center
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VA | 2 | 0.5% | 33.3% | $320,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.5% | 100% | $370,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.32% |
FHA | 1 | 0.2% | 100% | $315,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Tower Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $195,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.2% | 100% | $105,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $65,000 | |
Flat Branch Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,115,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $465,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $355,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
The Mortgage Firm
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FHA | 1 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $275,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
First South Financial Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 50% | $215,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 50% | $25,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.26% |
VA | 1 | 0.2% | 100% | $55,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Canton Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Canton, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Canton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Canton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Canton, MS
Use these to narrow the list above. Each category shows how many Canton, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Canton, MS
Independent mortgage companies closed 39.5 percent of home loans in Canton, Mississippi in 2025, banks 49.5 percent and credit unions 11 percent. Rocket Mortgage was the largest mortgage company, Trustmark Bank the largest bank and Hope Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Trustmark Bank led with 34 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Canton, MS
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Canton, Mississippi with 34 loans, about 8.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Canton, Mississippi in 2025, led by American Mortgage Bank with 13. 16 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 10 credit unions closed home loans in Canton, Mississippi in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Canton, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Canton, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Canton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
