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Mortgage Lenders and Brokers in Minneapolis, Minnesota

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Minneapolis, Minnesota mortgage lenders include Bell BankBell Bank40 S 7th St, Minneapolis, MN 55402A+5.0 ★Texas Ratio: 3.66%, Luminate BankLuminate Bank2523 South Wayzata Boulevard, Minneapolis, MN 55405A5.0 ★Texas Ratio: 11.06%, US Bank, N.A.US Bank, N.A.219 19th Ave S Ste 140, Minneapolis, MN 55455A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA3036 Nicollet Ave, Minneapolis, MN 55408A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1710 New Brighton Blvd, Minneapolis, MN 55413A+5.0 ★Texas Ratio: 3.68%, Old National BankOld National Bank2130 E Lake St, Minneapolis, MN 55407A+5.0 ★Texas Ratio: 4.98%, Huntington National BankHuntington National Bank5937 Nicollet Ave, Minneapolis, MN 55419A+5.0 ★Texas Ratio: 3.66%, Sunrise Banks, N.A.Sunrise Banks, N.A.2100 Blaisdell Ave, Minneapolis, MN 55404A5.0 ★Texas Ratio: 9.43%, Bank of America NABank of America NA80 S 8th St, Minneapolis, MN 55402A+5.0 ★Texas Ratio: 4.14%, and Bridgewater BankBridgewater Bank60 S 6th St, Minneapolis, MN 55402A+5.0 ★Texas Ratio: 3.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Minneapolis, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Minneapolis are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Minneapolis, Minnesota

Market share is the lender's share of all home loans closed in Minneapolis, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Bell Bank 1 office in Minneapolis 40 S 7th St, Minneapolis, MN 55402 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, Jumbo, HELOC	510 +70 HELOCs	9.7%	96.4%	$342,000	View
Luminate Bank 2523 South Wayzata Boulevard, Minneapolis, MN 55405 A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	141	2.7%	98.6%	$303,014	View
US Bank, N.A. 10 offices in Minneapolis 219 19th Ave S Ste 140, Minneapolis, MN 55455 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo, HELOC	120 +107 HELOCs	2.3%	63.7%	$303,333	View
Wells Fargo Bank NA 13 offices in Minneapolis 3036 Nicollet Ave, Minneapolis, MN 55408 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA, Jumbo	105	2%	84.1%	$314,714	View
JPMorgan Chase Bank, NA 6 offices in Minneapolis 1710 New Brighton Blvd, Minneapolis, MN 55413 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	64 +2 HELOCs	1.2%	82.3%	$442,500	View
Old National Bank 2 offices in Minneapolis 2130 E Lake St, Minneapolis, MN 55407 A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, Jumbo, HELOC	61 +15 HELOCs	1.2%	92.4%	$372,049	View
Huntington National Bank 10 offices in Minneapolis 5937 Nicollet Ave, Minneapolis, MN 55419 A+5.0 ★Texas Ratio: 3.66%	Conventional, VA, Jumbo, HELOC	60 +61 HELOCs	1.1%	75.9%	$407,000	View
Sunrise Banks, N.A. 2 offices in Minneapolis 2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43%	Conventional	53	1%	91.7%	$258,396	View
Bank of America NA 2 offices in Minneapolis 80 S 8th St, Minneapolis, MN 55402 A+5.0 ★Texas Ratio: 4.14%	Conventional, VA, Jumbo, HELOC	29 +18 HELOCs	0.6%	87.9%	$389,827	View
Bridgewater Bank 3 offices in Minneapolis 60 S 6th St, Minneapolis, MN 55402 A+5.0 ★Texas Ratio: 3.43%	Conventional, Jumbo	27	0.5%	90.3%	$309,814	View
Associated Bank NA 5 offices in Minneapolis 1801 Riverside Ave, Minneapolis, MN 55454 A+5.0 ★Texas Ratio: 3.45%	Conventional, FHA, HELOC	26 +17 HELOCs	0.5%	86.7%	$276,153	View
Luminate Home Loans, Inc. 2523 South Wayzata Boulevard, Minneapolis, MN 55405 A5.0 ★Texas Ratio: 11.06%	Conventional	9	0.2%	100%	$343,888	View
First Resource Bank 1 office in Minneapolis 811 Washington Ave S, Minneapolis, MN 55415 A+5.0 ★Texas Ratio: 0.72%	Conventional, Jumbo	9	0.2%	100%	$537,222	View
BMO Harris Bank NA 1 office in Minneapolis 250 Marquette Ave Ste 575, Minneapolis, MN 55401 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA, Jumbo, HELOC	8 +22 HELOCs	0.2%	66.7%	$681,250	View
21st Century Bank 1 office in Minneapolis 43 Se Main St, Minneapolis, MN 55414 A+5.0 ★Texas Ratio: 1.06%	Conventional	5	0.1%	100%	$241,000	View
Northeast Bank 77 Broadway St Ne, Minneapolis, MN 55413 A+5.0 ★Texas Ratio: 2.50%	Conventional	4	0.1%	100%	$202,500	View
Nicolet National Bank 1 office in Minneapolis 455 Pond Promenade, Chanhassen, MN 55317 A+5.0 ★Texas Ratio: 2.28%	Conventional, HELOC	2 +1 HELOCs	0%	100%	$290,000	View
First Independence Bank 1 office in Minneapolis 3430 University Ave Se, Minneapolis, MN 55414 A+5.0 ★Texas Ratio: 4.91%	Conventional	1	0%	100%	$45,000	View
The Northern Trust Co 1 office in Minneapolis 80 S 8th St, Minneapolis, MN 55402 A4.7 ★Texas Ratio: 0.83%	Conventional	1	0%	100%	$115,000	View
Woodlands National Bank 1 office in Minneapolis 1113 E Franklin Ave, Minneapolis, MN 55404 A+5.0 ★Texas Ratio: 5.99%	Conventional	1	0%	100%	$15,000	View
Trustone Financial Credit Union 2535 27th Ave S, Minneapolis, MN 55406 A+5.0 ★Texas Ratio: 4.56%	Conventional, FHA, VA, Jumbo, HELOC	248 +162 HELOCs	4.7%	81.3%	$196,653	View
Affinity Plus Federal Credit Union 2520 University Ave SE, Minneapolis, MN 55414 A+5.0 ★Texas Ratio: 4.41%	Conventional, HELOC	138 +56 HELOCs	2.6%	83.2%	$113,405	View
Alerus Financial NA Canadian Pacific Plaza 120 S 6th St Ste 200, Minneapolis, MN 55402 A+5.0 ★Texas Ratio: 3.32%	Conventional, FHA, VA, Jumbo, HELOC	112 +25 HELOCs	2.1%	98.3%	$367,232	View
Wings Financial Credit Union 300 S 6th St, Minneapolis, MN 55487 0999	Conventional, Jumbo, HELOC	84 +156 HELOCs	1.6%	95.3%	$323,333	View
Blaze Credit Union 3117 University Ave SE, Minneapolis, MN 55414 A5.0 ★Texas Ratio: 6.19%	Conventional, HELOC	70 +56 HELOCs	1.3%	86%	$160,714	View
Granite Bank 11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85%	Conventional, FHA, VA	66	1.3%	94.3%	$244,696	View
Highland Bank 11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29%	Conventional	33	0.6%	91.9%	$101,363	View
Think Mutual Bank 15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90%	Conventional, HELOC	17 +7 HELOCs	0.3%	85%	$196,764	View
Frandsen Bank & Trust 410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91%	Conventional, Jumbo	17	0.3%	89.5%	$303,823	View
City & County Credit Union ★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52%	Conventional	15	0.3%	88.2%	$309,000	View
Topline Financial Credit Union 900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54%	Conventional, HELOC	13 +12 HELOCs	0.2%	92.9%	$238,076	View
Coulee Bank 14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60%	Conventional, FHA	11	0.2%	91.7%	$252,272	View
Ideal Credit Union 3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	9 +9 HELOCs	0.2%	75%	$201,666	View
Merchants Bank, National Association 7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28%	Conventional, Jumbo, HELOC	9 +1 HELOCs	0.2%	100%	$451,666	View
SouthPoint Financial Credit Union 715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13%	Conventional	9	0.2%	100%	$252,777	View
Deerwood Bank 14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01%	Conventional, HELOC	8 +22 HELOCs	0.2%	88.9%	$223,750	View
Citizens Independent Bank 10901 Excelsior Blvd, Hopkins, MN 55343 A+5.0 ★Texas Ratio: 3.74%	Conventional	8	0.2%	100%	$306,250	View
Magnifi Financial Credit Union 641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40%	Conventional, Jumbo, HELOC	7 +2 HELOCs	0.1%	88.9%	$287,857	View
Community Resource Bank 1230 4th St S, Cannon Falls, MN 55009 A5.0 ★Texas Ratio: 7.12%	Conventional	7	0.1%	100%	$375,000	View
Drake Bank 60 Plato Blvd E, Saint Paul, MN 55107 F1.0 ★Texas Ratio: 77.33%	Conventional	6	0.1%	85.7%	$181,666	View
Bravera Bank 11102 57th St Ne, Albertville, MN 55301 A+5.0 ★Texas Ratio: 5.48%	Conventional	5	0.1%	100%	$67,000	View
Platinum Bank 7667 10th St N, Oakdale, MN 55128 A+5.0 ★Texas Ratio: 2.38%	Conventional	5	0.1%	100%	$233,000	View
Security Bank & Trust Company 7101 West 78th Street, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.36%	Conventional	5	0.1%	100%	$591,000	View
First Bank & Trust 234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79%	Conventional, HELOC	4 +1 HELOCs	0.1%	100%	$327,500	View
Heartland Credit Union 4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68%	Conventional, HELOC	4 +1 HELOCs	0.1%	100%	$210,000	View
Associated Healthcare CU 4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27%	Conventional	4	0.1%	100%	$62,500	View
Sharepoint Credit Union 13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40%	Conventional	4	0.1%	71.4%	$50,000	View
WNB Financial Dodge And Belvidere, Kellogg, MN 55945 A+5.0 ★Texas Ratio: 0.47%	Conventional	3	0.1%	100%	$395,000	View
Great Southern Bank 6545 France Ave S Ste 130, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.55%	Conventional	3	0.1%	50%	$241,666	View
Lakeview Bank ★ 5 stars, 1 review 9725 163rd St W, Lakeville, MN 55044 A5.0 ★Texas Ratio: 8.73%	Conventional	3	0.1%	100%	$125,000	View
HomeTown Bank 1600 Monroe Drive, Carver, MN 55315 A+5.0 ★Texas Ratio: 3.53%	Conventional	3	0.1%	100%	$271,666	View
First State Bank and Trust 950 Highway 95 N, Bayport, MN 55003 A+5.0 ★Texas Ratio: 0.25%	Conventional	3	0.1%	100%	$251,666	View
My Credit Union 4025 W Old Shakopee Rd, Bloomington, MN 55437	Conventional	3	0.1%	75%	$188,333
Cortrust Bank 2850 Cutters Grove Ave, Anoka, MN 55303 A+5.0 ★Texas Ratio: 5.11%	Conventional	3	0.1%	100%	$221,666	View
Citizens Bank Minnesota 102 S Broadway, La Salle, MN 56056 A+5.0 ★Texas Ratio: 0.16%	Conventional	3	0.1%	100%	$275,000	View
Tradition Capital Bank 7601 France Ave S, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.76%	Conventional	2	0%	100%	$185,000	View
Mayo Employees Federal Credit Union 155 1st Ave SW, Rochester, MN 55902 A+5.0 ★Texas Ratio: 0.16%	Conventional, Jumbo	2	0%	100%	$490,000	View
Security State Bank of Marine 21450 Forest Blvd N, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.92%	Conventional	2	0%	66.7%	$150,000	View
Building Trades Federal Credit Union 9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58%	Conventional	2	0%	66.7%	$35,000	View
St. Cloud Financial Credit Union 5600 La Centre Ave Ste 100, Albertville, MN 55301 4018 A+5.0 ★Texas Ratio: 3.54%	Conventional	2	0%	100%	$385,000	View
Premier Bank 1777 Bunker Lake Blvd Nw, Andover, MN 55304 A+5.0 ★Texas Ratio: 0.02%	Conventional	2	0%	100%	$205,000	View
American National Bank of Minnesota 512 30th Ave E, Alexandria, MN 56308 A5.0 ★Texas Ratio: 8.08%	Conventional	2	0%	100%	$275,000	View
First National Bank 109 N St Paul Ave, Fulda, MN 56131 A5.0 ★Texas Ratio: 9.42%	Conventional, Jumbo	2	0%	100%	$570,000	View
Vermillion State Bank 255 33rd St W, Hastings, MN 55033 A+5.0 ★Texas Ratio: 1.51%	Conventional	2	0%	100%	$210,000	View
Choice Financial Group 4470 W 78th Street Cir, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 2.70%	Conventional	2	0%	100%	$230,000	View
First Western Bank & Trust 3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55%	Conventional	2	0%	100%	$175,000	View
Minnwest Bank 113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$165,000	View
Umb Bank NA 7701 France Ave S, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$215,000	View
Lake Elmo Bank 11020 39th St N, Lake Elmo, MN 55042 A5.0 ★Texas Ratio: 7.45%	Conventional	1	0%	100%	$525,000	View
Manufacturers Bank & Trust Co 607 N Main St, Austin, MN 55912 A+5.0 ★Texas Ratio: 5.80%	Conventional	1	0%	100%	$85,000	View
National Bank of Commerce 22 1st St Ne, Bagley, MN 56621 A+5.0 ★Texas Ratio: 5.00%	Conventional	1	0%	100%	$255,000	View
Bankvista 1420 White Oak Dr, Chaska, MN 55318 A5.0 ★Texas Ratio: 11.00%	Conventional	1	0%	100%	$285,000	View
North Shore Federal Credit Union 2104 London Rd, Duluth, MN 55812 A+5.0 ★Texas Ratio: 2.03%	Conventional	1	0%	100%	$45,000	View
The State Bank of Faribault 428 Central Ave N, Faribault, MN 55021 A5.0 ★Texas Ratio: 11.55%	Conventional	1	0%	100%	$115,000	View
American Heritage National Bank 104 Avon Ave N, Avon, MN 56310 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$35,000	View
Bank Forward 700 Paul Bunyan Dr Nw, Bemidji, MN 56601 A5.0 ★Texas Ratio: 6.75%	Conventional	1	0%	100%	$405,000	View
F & M Community Bank, N.A. 229 Main St N, Chatfield, MN 55923 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$335,000	View
Pioneer Bank 301 West Lewis Street, Lewisville, MN 56060 A+5.0 ★Texas Ratio: 4.73%	Conventional	1	0%	100%	$285,000	View
Falcon National Bank 183 Cedar Dr, Foley, MN 56329 A+5.0 ★Texas Ratio: 5.11%	Conventional	1	0%	50%	$225,000	View
New Market Bank 101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	1	0%	100%	$515,000	View
Minnco Credit Union 2121 Station Pkwy NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.50%	Conventional	1	0%	100%	$325,000	View
Gateway Bank 4530 France Ave S, Edina, MN 55410 A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0%	100%	$205,000	View
Forward Bank 201 E Marion St, Lake City, MN 55041 A+5.0 ★Texas Ratio: 2.26%	Conventional	1	0%	100%	$355,000	View
Citizens Community Federal N.A. 2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61%	Conventional	1	0%	100%	$205,000	View
St Paul Federal Credit Union 1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19%	Conventional	1	0%	100%	$205,000	View
Heritage Bank NA 242 N 1st St, Pennock, MN 56279 C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0%	100%	$575,000	View
Sentry Bank 4350 8th St N, Saint Cloud, MN 56303 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$505,000	View
Tradition Mortgage, LLC	Conventional, VA, Jumbo	62	1.2%	100%	$350,161
Summit Mortgage Corporation	Conventional, FHA, VA	30	0.6%	96.8%	$216,000
Cambria Financial Group	Conventional, FHA, VA	19	0.4%	90.5%	$316,578
Servion	Conventional, FHA	13	0.2%	92.9%	$387,307
South Metro Federal Credit Uni	Conventional	7	0.1%	77.8%	$97,857
Bremer Bank NA	Conventional, HELOC	5 +3 HELOCs	0.1%	62.5%	$243,000
Thrivent Federal Credit Union	Conventional	3	0.1%	75%	$271,666
Miners NB of Eveleth	Conventional	1	0%	100%	$515,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	347 +4 HELOCs	6.6%	88.3%	$321,253
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	269 +5 HELOCs	5.1%	81.5%	$281,802
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	202 +2 HELOCs	3.8%	97.6%	$348,960
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	146	2.8%	96.7%	$280,342
Royal Credit Union A+5.0 ★Texas Ratio: 3.17%	Conventional, FHA, VA, HELOC	124 +19 HELOCs	2.4%	98.4%	$221,370	View
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	124	2.4%	94.7%	$337,258
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	105	2%	96.5%	$370,523
Pennymac Loan Services LLC	Conventional, FHA, VA	99	1.9%	86.1%	$385,707
New American Funding, LLC.	Conventional, FHA, VA, Jumbo	80	1.5%	92%	$304,500
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo	70	1.3%	95.9%	$302,428
Guaranteed Rate, Inc.	Conventional, FHA, VA	65	1.2%	89%	$290,384
loanDepot.com LLC	Conventional, FHA, Jumbo	64	1.2%	88%	$234,531
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	57 +5 HELOCs	1.1%	96.9%	$241,491
Everett Financial, Inc.	Conventional, FHA, VA, HELOC	51 +1 HELOCs	1%	98.1%	$277,941
Movement Mortgage, LLC	Conventional, FHA, VA	38	0.7%	97.5%	$225,789
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo, HELOC	34 +9 HELOCs	0.6%	93.9%	$395,588	View
Newrez LLC	Conventional, FHA, VA, Jumbo	34	0.6%	69.2%	$321,764
Mortgage Research Center	Conventional, FHA, VA, Jumbo	34	0.6%	72.9%	$343,235
Zillow Home Loans, LLC	Conventional, FHA, VA	33	0.6%	86.8%	$252,272
Mutual of Omaha Mortgage	Conventional, FHA, VA	33	0.6%	84.6%	$317,727
Mason-McDuffie Mortgage Corporation	Conventional, Jumbo	33	0.6%	97.1%	$347,121
Cardinal Financial Company, Li	Conventional, FHA, Jumbo	32	0.6%	95%	$259,375
SWBC Mortgage Corporation	Conventional, FHA	27	0.5%	100%	$205,000
Paramount Residential Mortgage	Conventional, FHA, Jumbo	26	0.5%	96.3%	$325,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA	26	0.5%	96.4%	$310,384
Union Home Mortgage Corp.	Conventional, FHA	25	0.5%	96.2%	$317,800
Nationstar Mortgage	Conventional, FHA, VA	24	0.5%	78.4%	$118,750
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	24	0.5%	100%	$335,000
Freedom Mortgage Corporation	Conventional, FHA, VA	23	0.4%	84.4%	$315,434
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, Jumbo	20	0.4%	76.9%	$270,500	View
Primelending	Conventional, FHA	19	0.4%	95.2%	$240,789
Premier Lending Inc.	Conventional, FHA, VA	18	0.3%	100%	$256,111
Megastar Finanacial Corp	Conventional, FHA	18	0.3%	100%	$279,444
Navy Federal Credit Union	Conventional, VA, HELOC	16 +6 HELOCs	0.3%	66.7%	$274,375
Kind Lending, LLC	Conventional, FHA, VA	14	0.3%	77.8%	$412,857
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA	14	0.3%	77.8%	$373,571	View
Sage Home Loans Corporation	Conventional, FHA, VA	13	0.2%	94.1%	$371,153
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	13	0.2%	72.2%	$288,846	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	13	0.2%	92.9%	$276,538	View
Veridian Credit Union C3.9 ★Texas Ratio: 27.97%	Conventional, HELOC	12 +16 HELOCs	0.2%	92.3%	$234,166	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	12	0.2%	100%	$432,500	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	12	0.2%	85.7%	$360,000	View
Lower, LLC	Conventional, FHA, VA	12	0.2%	92.3%	$308,333
Resicentral LLC	Conventional	11	0.2%	85.7%	$345,909
The Loan Store, Inc	Conventional, HELOC	10 +1 HELOCs	0.2%	100%	$247,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	10	0.2%	76.9%	$300,000
Bay Equity LLC	Conventional, FHA	10	0.2%	100%	$212,000
Nbkc Bank	Conventional, Jumbo	9	0.2%	100%	$431,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	9	0.2%	100%	$608,333	View
Uw Credit Union	Conventional, HELOC	8 +8 HELOCs	0.2%	100%	$312,500
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	8	0.2%	66.7%	$476,250	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	8	0.2%	100%	$438,750	View
Planet Home Lending, LLC	Conventional, FHA, VA	8	0.2%	88.9%	$392,500
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	8	0.2%	90%	$337,500
American Pacific Mortgage Corporation	Conventional, FHA	8	0.2%	80%	$350,000
Spring Eq, LLC	Conventional, HELOC	7 +6 HELOCs	0.1%	31.8%	$93,571
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	7 +3 HELOCs	0.1%	100%	$559,285	View
Nations Lending Corporation	Conventional, FHA	7	0.1%	87.5%	$386,428
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	6	0.1%	20.6%	$421,666
Amerisave Mortgage Company	Conventional	6	0.1%	17.6%	$161,666
Synergy One Lending, Inc.	Conventional	6	0.1%	100%	$330,000
Waterstone Mortgage Corporation	Conventional, FHA	6	0.1%	100%	$425,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	6	0.1%	100%	$1,261,666	View
Ark-La-Tex Financial Services LLC	Conventional, FHA	6	0.1%	100%	$241,666
Tomo Mortgage LLC	Conventional	6	0.1%	100%	$360,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.1%	100%	$1,111,000	View
American Financial Resources LLC	Conventional, FHA	5	0.1%	100%	$327,000
Guidance Residential, LLC	Conventional	5	0.1%	100%	$263,000
Dollar Bank, FSB A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo	5	0.1%	100%	$1,127,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	5	0.1%	62.5%	$311,000
American Financial Network, Inc.	Conventional, FHA, VA	5	0.1%	100%	$237,000
Success Mortgage Partners, Inc	Conventional	5	0.1%	100%	$247,000
Weichert Financial Services	Conventional	5	0.1%	83.3%	$499,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	5	0.1%	100%	$283,000	View
Florida Capital Bank, N.A	Conventional, Jumbo	5	0.1%	100%	$485,000
Thrivent Bank	Conventional	5	0.1%	100%	$237,000
Alliant Credit Union	Conventional, HELOC	4 +5 HELOCs	0.1%	100%	$212,500
Goodleap, LLC	Conventional, HELOC	4 +3 HELOCs	0.1%	66.7%	$135,000
Better Mortgage Corporation	Conventional, FHA, HELOC	4 +2 HELOCs	0.1%	45.5%	$360,000
Equity Prime Mortgage LLC	Conventional, FHA	4	0.1%	62.5%	$190,000
Sun West Mortgage Company, Inc	Conventional, FHA, VA	4	0.1%	80%	$290,000
Citizens State Bank A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	4	0.1%	66.7%	$252,500	View
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	Conventional	4	0.1%	100%	$565,000	View
Uif Corporation	Conventional	4	0.1%	100%	$207,500
RoundPoint Mortgage Servicing LLC	Conventional	4	0.1%	100%	$302,500
Mld Mortgage, Inc.Dba the Money Store	Conventional, VA	4	0.1%	100%	$282,500
Carrington Mortgage Services LLC	Conventional, FHA	4	0.1%	33.3%	$92,500
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	3 +6 HELOCs	0.1%	100%	$341,666	View
Genisys Credit Union	Conventional, HELOC	3 +5 HELOCs	0.1%	83.3%	$355,000
Cornerstone First Mortgage, LLC	Conventional	3	0.1%	100%	$458,333
Greenstate Credit Union	Conventional	3	0.1%	100%	$491,666
Go Mortgage, LLC	Conventional, VA	3	0.1%	100%	$245,000
AmeriHome Mortgage Company, LLC	FHA	3	0.1%	60%	$411,666
AdvantageFirst Lending Inc	FHA, VA	3	0.1%	75%	$285,000
Nqm Funding, LLC	Conventional, FHA	3	0.1%	80%	$238,333
Click n' Close, Inc.	Conventional, FHA	3	0.1%	75%	$208,333
Provident Funding Associates	Conventional	3	0.1%	75%	$515,000
Midwestone Bank	Conventional, Jumbo, HELOC	2 +10 HELOCs	0%	100%	$560,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, HELOC	2 +1 HELOCs	0%	100%	$310,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0%	100%	$440,000	View
Alameda Mortgage Corporation	Conventional	2	0%	100%	$235,000
Loanunited.Com, LLC	FHA, VA	2	0%	100%	$270,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0%	100%	$445,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	2	0%	100%	$360,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	2	0%	100%	$475,000	View
Homestead Funding Corp.	Conventional	2	0%	100%	$295,000
Plus Relocation Mortgage, LLC	Conventional, VA	2	0%	100%	$660,000
HomeXpress Mortgage Corp.	Conventional	2	0%	66.7%	$415,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0%	100%	$560,000	View
Discover Bank	Conventional	2	0%	9.1%	$55,000
First Colony Mortgage Corporat	Conventional	2	0%	100%	$330,000
Nfm, Inc	Conventional	2	0%	100%	$535,000
New Day Financial, LLC.	VA	2	0%	28.6%	$460,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	2	0%	100%	$360,000	View
United Home Loans, Inc.	Conventional	2	0%	100%	$430,000
Schaumburg Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 0.87%	Conventional, Jumbo	2	0%	100%	$1,180,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0%	66.7%	$225,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0%	100%	$365,000	View
Member First Mortgage, LLC	Conventional	2	0%	100%	$325,000
Towne Mortgage Company	Conventional, FHA	2	0%	100%	$255,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0%	100%	$265,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0%	100%	$205,000	View
Kirkwood Bank & Trust Co. A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0%	100%	$405,000	View
Nexera Holding LLC	Conventional, Jumbo	2	0%	100%	$855,000
Texana Bank	Conventional, VA	2	0%	100%	$270,000
Champions Funding, LLC	Conventional	2	0%	100%	$265,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	2	0%	100%	$390,000	View
Connexus Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	33.3%	$205,000
Altra Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$465,000
Arc Home LLC	Conventional	1	0%	100%	$455,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0%	50%	$225,000	View
Black Hills Federal Credit Union	Conventional	1	0%	100%	$235,000
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0%	100%	$1,795,000	View
Premier Mortgage Resources, LLC	Conventional	1	0%	100%	$345,000
Cazle Mortgage, Inc. A+5.0 ★Texas Ratio: 0.25%	Conventional, Jumbo	1	0%	100%	$845,000	View
Bankers Trust Company A+5.0 ★Texas Ratio: 2.48%	Conventional	1	0%	100%	$395,000	View
Mount Vernon Bank and Trust Company A+5.0 ★Texas Ratio: 1.29%	Conventional	1	0%	100%	$805,000	View
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	100%	$805,000	View
Arbor Bank A5.0 ★Texas Ratio: 10.07%	Conventional	1	0%	100%	$195,000	View
Royal United Mortgage LLC	Conventional	1	0%	100%	$285,000
Primary Residential Mortgage, INC.	VA	1	0%	100%	$255,000
The Park Bank A+5.0 ★Texas Ratio: 1.98%	Conventional, Jumbo	1	0%	100%	$1,305,000	View
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0%	100%	$45,000	View
Envoy Mortgage, Ltd	FHA	1	0%	100%	$115,000
Allied Mortgage Group, Inc	Conventional	1	0%	100%	$285,000
First National Bank of Brookfield A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$345,000	View
PHH Mortgage Corporation	Conventional	1	0%	33.3%	$645,000
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0%	100%	$285,000	View
Filo Mortgage, LLC	Conventional	1	0%	100%	$155,000
AmWest Funding Corp	Conventional	1	0%	50%	$95,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0%	66.7%	$295,000	View
Thompson Kane & Company, Inc	Conventional	1	0%	100%	$365,000
Town and Country Credit Union	Conventional	1	0%	100%	$355,000
Co-op Credit Union	Conventional	1	0%	100%	$215,000
JMJ Financial Group Inc.	Conventional	1	0%	100%	$145,000
Gate City Bank	Conventional	1	0%	100%	$185,000
SIRVA Mortgage, Inc.	Conventional	1	0%	100%	$595,000
Westconsin Credit Union	Conventional	1	0%	100%	$45,000
Service Federal Credit Union	Conventional, Jumbo	1	0%	100%	$1,325,000
Greenbox Loans	Conventional	1	0%	100%	$235,000
Stg Mortgage Inc	Conventional	1	0%	100%	$445,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$245,000
Valley Mortgage, Inc. A5.0 ★Texas Ratio: 8.00%	Conventional	1	0%	100%	$225,000	View
Summit Credit Union	Conventional	1	0%	100%	$285,000
Land Home Financial Services,	FHA	1	0%	100%	$195,000
Ony Glo, Inc.	Conventional	1	0%	100%	$445,000
First International Bank & Trust	Conventional	1	0%	100%	$275,000
Fox Communities Credit Union	Conventional	1	0%	100%	$305,000
NBH Bank A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0%	100%	$345,000	View
Churchill Mortgage Corporation	Conventional	1	0%	100%	$215,000
T2 Financial LLC	Conventional	1	0%	100%	$275,000
WoodTrust Bank A5.0 ★Texas Ratio: 7.37%	Conventional	1	0%	100%	$255,000	View
BoxCar Mortgage, LLC	Conventional	1	0%	100%	$275,000
Fay Servicing LLC	Conventional, Jumbo	1	0%	100%	$825,000
Village Bank & Trust, N.A. A+5.0 ★Texas Ratio: 1.60%	Conventional, Jumbo	1	0%	100%	$985,000	View
Northbrook Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.98%	Conventional	1	0%	100%	$395,000	View
Northwest Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0%	100%	$315,000	View
Cortrust Mortgage, Inc. A+5.0 ★Texas Ratio: 5.11%	Conventional	1	0%	50%	$195,000	View
Lake Michigan Credit Union	Conventional, Jumbo	1	0%	100%	$905,000
Mission Loans, LLC	Conventional	1	0%	50%	$105,000
The Northwestern Bank A+5.0 ★Texas Ratio: 0.21%	Conventional	1	0%	100%	$235,000	View
Pike Creek Mortgage Services, Inc.	Conventional	1	0%	100%	$395,000
Mortgage Solutions of Colorado	VA	1	0%	100%	$315,000
Genway Home Mortgage, Inc.	FHA	1	0%	100%	$445,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$255,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0%	100%	$475,000	View
Nations Direct Mortgage, LLC	FHA	1	0%	100%	$185,000
Purdue Federal Cu	Conventional	1	0%	100%	$275,000
State Bank Financial A+5.0 ★Texas Ratio: 0.02%	Conventional	1	0%	100%	$315,000	View
Ussfcu	Conventional	1	0%	100%	$155,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0%	100%	$345,000	View
River Falls State Bank A+5.0 ★Texas Ratio: 1.52%	Conventional	1	0%	100%	$265,000	View
Busey Bank A+5.0 ★Texas Ratio: 2.31%	Conventional	1	0%	100%	$275,000	View
Nmsi, Inc.	Conventional	1	0%	100%	$385,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0%	100%	$185,000	View
Bank Five Nine A5.0 ★Texas Ratio: 8.25%	Conventional	1	0%	100%	$225,000	View
Pinnacle Bank A+5.0 ★Texas Ratio: 1.45%	Conventional	1	0%	100%	$355,000	View
South Story Bank & Trust A5.0 ★Texas Ratio: 7.43%	Conventional	1	0%	100%	$65,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0%	50%	$265,000	View
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0%	100%	$605,000	View
Luxury Mortgage Corp.	Conventional	1	0%	100%	$165,000
Village Capital & Investment	Conventional	1	0%	100%	$115,000
Figure Lending LLC	HELOC	0 +25 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +14 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +6 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Minneapolis Mortgage Rate Trends

Daily average mortgage rates for Minnesota compared with the national average, updated every evening.

30-Year Fixed MN Avg

7.512%

▲ 0.089 vs 7 days ago

15-Year Fixed MN Avg

6.996%

▲ 0.059 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Minneapolis, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Minneapolis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Minneapolis in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Minneapolis, MN

Use these to narrow the list above. Each category shows how many Minneapolis, MN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 122 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 137 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 41 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 79 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 55 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 56 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MN 69 lenders headquartered in Minnesota, the closest thing to a mortgage lender near you

Who Lends in Minneapolis, MN

Independent mortgage companies closed 48.8 percent of home loans in Minneapolis, Minnesota in 2025, banks 35.1 percent and credit unions 16.1 percent. Luminate Home Loans, Inc. was the largest mortgage company, Bell Bank the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Luminate Bank led with 141 loans.

48.8%

Mortgage companies

35.1%

Banks

16.1%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

All Minnesota lenders 711 lenders St. Paul 252 lenders Rochester 198 lenders Lakeville 187 lenders Woodbury 186 lenders Maple Grove 180 lenders Duluth 168 lenders Blaine 180 lenders Plymouth 187 lenders Bloomington 163 lenders St. Cloud 152 lenders Brooklyn Park 153 lenders Coon Rapids 153 lenders

Frequently Asked Questions About Mortgage Lenders in Minneapolis, MN

Who is the largest mortgage lender in Minneapolis, MN?

By home loans closed in 2025, Bell Bank was the largest mortgage lender in Minneapolis, Minnesota with 510 loans, about 9.7 percent of the market. The largest lender headquartered in Minnesota was Luminate Bank with 141 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Minneapolis, MN have the highest approval rates?

Among lenders with meaningful volume in Minneapolis, Minnesota, Tradition Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 87.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Minneapolis, MN mortgage lenders offer FHA, VA and USDA loans?

79 lenders closed FHA loans in Minneapolis, Minnesota in 2025, led by United Wholesale Mortgage with 55. 55 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Minneapolis, MN lender list?

Yes. 137 banks and 41 credit unions closed home loans in Minneapolis, Minnesota in 2025, alongside 122 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Minneapolis, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Minneapolis, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Minneapolis, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Minneapolis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.