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Mortgage Lenders and Brokers in Bloomington, Minnesota

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bloomington, Minnesota mortgage lenders include Bell BankBell Bank3800 American Blvd W, Bloomington, MN 55431A+5.0 ★Texas Ratio: 3.66%, Wells Fargo Bank NAWells Fargo Bank NA7900 Xerxes Ave S, Bloomington, MN 55431A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.8000 Lyndale Ave S, Bloomington, MN 55420A+5.0 ★Texas Ratio: 2.85%, Sharepoint Credit UnionSharepoint Credit Union5300 Hyland Greens Dr, Bloomington, MN 55437 3933A+5.0 ★Texas Ratio: 5.40%, Huntington National BankHuntington National Bank10520 France Ave S, Bloomington, MN 55431A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA10700 France Ave S, Bloomington, MN 55431A+5.0 ★Texas Ratio: 3.68%, Highland BankHighland Bank5270 W 84th St, Bloomington, MN 55437C+4.1 ★Texas Ratio: 26.29%, My Credit UnionMy Credit Union4025 W Old Shakopee Rd, Bloomington, MN 55437, Bridgewater BankBridgewater Bank7831 E Bush Lake Rd, Edina, MN 55439A+5.0 ★Texas Ratio: 3.43%, and Bank of America NABank of America NA7901 Penn Avenue South, Bloomington, MN 55431A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bloomington, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bloomington are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bloomington, Minnesota

Market share is the lender's share of all home loans closed in Bloomington, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Bell Bank 1 office in Bloomington 3800 American Blvd W, Bloomington, MN 55431 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	79 +9 HELOCs	6.2%	95.3%	$357,405	View
Wells Fargo Bank NA 3 offices in Bloomington 7900 Xerxes Ave S, Bloomington, MN 55431 A+5.0 ★Texas Ratio: 5.36%	Conventional	34	2.7%	87.2%	$260,882	View
US Bank, N.A. 3 offices in Bloomington 8000 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	32 +27 HELOCs	2.5%	73.3%	$258,125	View
Sharepoint Credit Union 5300 Hyland Greens Dr, Bloomington, MN 55437 3933 A+5.0 ★Texas Ratio: 5.40%	Conventional	15	1.2%	83.3%	$122,333	View
Huntington National Bank 2 offices in Bloomington 10520 France Ave S, Bloomington, MN 55431 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	12 +20 HELOCs	0.9%	85.7%	$308,333	View
JPMorgan Chase Bank, NA 1 office in Bloomington 10700 France Ave S, Bloomington, MN 55431 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	8	0.6%	81.8%	$271,250	View
Highland Bank 1 office in Bloomington 5270 W 84th St, Bloomington, MN 55437 C+4.1 ★Texas Ratio: 26.29%	Conventional, Jumbo	7	0.6%	87.5%	$205,000	View
My Credit Union 4025 W Old Shakopee Rd, Bloomington, MN 55437	Conventional	6	0.5%	85.7%	$256,666
Bridgewater Bank 1 office in Bloomington 7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43%	Conventional	4	0.3%	100%	$240,000	View
Bank of America NA 2 offices in Bloomington 7901 Penn Avenue South, Bloomington, MN 55431 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +7 HELOCs	0.2%	75%	$328,333	View
BMO Harris Bank NA 1 office in Bloomington 8641 Wentworth Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	2 +14 HELOCs	0.2%	50%	$425,000	View
Trustone Financial Credit Union 2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56%	Conventional, VA, HELOC	55 +38 HELOCs	4.3%	82.6%	$172,090	View
Luminate Bank 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, Jumbo	26	2.1%	86.7%	$343,461	View
Wings Financial Credit Union 14985 Glazier Ave, Apple Valley, MN 55124	Conventional, HELOC	25 +58 HELOCs	2%	100%	$352,600	View
Alerus Financial NA 143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32%	Conventional, VA, HELOC	21 +5 HELOCs	1.7%	100%	$317,380	View
Old National Bank 101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	18 +4 HELOCs	1.4%	100%	$264,444	View
Affinity Plus Federal Credit Union 1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41%	Conventional, HELOC	15 +8 HELOCs	1.2%	88.2%	$81,666	View
Blaze Credit Union 10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19%	Conventional, HELOC	15 +7 HELOCs	1.2%	88.9%	$141,000	View
Granite Bank 11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85%	Conventional	10	0.8%	83.3%	$235,000	View
Sunrise Banks, N.A. 2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43%	Conventional	9	0.7%	75%	$280,555	View
New Market Bank 101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00%	Conventional	5	0.4%	100%	$285,000	View
Associated Bank NA 7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45%	Conventional, FHA	5	0.4%	100%	$247,000	View
Think Mutual Bank 15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90%	Conventional, HELOC	4 +3 HELOCs	0.3%	100%	$157,500	View
Community Resource Bank 1230 4th St S, Cannon Falls, MN 55009 A5.0 ★Texas Ratio: 7.12%	Conventional	4	0.3%	100%	$217,500	View
Deerwood Bank 14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01%	Conventional, HELOC	3 +4 HELOCs	0.2%	100%	$355,000	View
Topline Financial Credit Union 900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54%	Conventional, HELOC	3 +3 HELOCs	0.2%	75%	$101,666	View
Minnwest Bank 113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$170,000	View
Building Trades Federal Credit Union 9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58%	Conventional	2	0.2%	100%	$40,000	View
Magnifi Financial Credit Union 641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40%	Conventional	2	0.2%	100%	$250,000	View
Lakeview Bank ★ 5 stars, 1 review 9725 163rd St W, Lakeville, MN 55044 A5.0 ★Texas Ratio: 8.73%	Conventional	2	0.2%	66.7%	$85,000	View
Luminate Home Loans, Inc. 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.2%	100%	$240,000	View
St Paul Federal Credit Union 1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19%	Conventional	2	0.2%	100%	$275,000	View
Frandsen Bank & Trust 410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91%	Conventional	2	0.2%	100%	$185,000	View
Ideal Credit Union 3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$95,000	View
Drake Bank 60 Plato Blvd E, Saint Paul, MN 55107 F1.0 ★Texas Ratio: 77.33%	Conventional	1	0.1%	100%	$275,000	View
Mayo Employees Federal Credit Union 155 1st Ave SW, Rochester, MN 55902 A+5.0 ★Texas Ratio: 0.16%	Conventional	1	0.1%	100%	$295,000	View
Members Cooperative Credit Union 108 Minnesota Ave N, Aitkin, MN 56431 1410 A5.0 ★Texas Ratio: 10.43%	Conventional	1	0.1%	100%	$205,000	View
Falcon National Bank 183 Cedar Dr, Foley, MN 56329 A+5.0 ★Texas Ratio: 5.11%	Conventional	1	0.1%	100%	$165,000	View
Bravera Bank 11102 57th St Ne, Albertville, MN 55301 A+5.0 ★Texas Ratio: 5.48%	Conventional	1	0.1%	100%	$95,000	View
Midwest Bank 215 Front Street South, Barnesville, MN 56514 A+5.0 ★Texas Ratio: 0.44%	Conventional	1	0.1%	100%	$355,000	View
Premier Bank 1777 Bunker Lake Blvd Nw, Andover, MN 55304 A+5.0 ★Texas Ratio: 0.02%	Conventional	1	0.1%	100%	$415,000	View
Pine River State Bank 31019 Wildwood Ct, Breezy Point, MN 56472 A5.0 ★Texas Ratio: 7.16%	Conventional	1	0.1%	100%	$215,000	View
Citizens Independent Bank 10901 Excelsior Blvd, Hopkins, MN 55343 A+5.0 ★Texas Ratio: 3.74%	Conventional	1	0.1%	100%	$295,000	View
Gateway Bank 4530 France Ave S, Edina, MN 55410 A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.1%	100%	$285,000	View
Platinum Bank 7667 10th St N, Oakdale, MN 55128 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$295,000	View
City & County Credit Union ★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52%	Conventional	1	0.1%	33.3%	$295,000	View
Citizens Community Federal N.A. 2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61%	Conventional	1	0.1%	100%	$165,000	View
Liberty Bank Minnesota 730 Humboldt Dr, Big Lake, MN 55309 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$285,000	View
Expedition Credit Union 14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +2 HELOCs	0%	n/a		View
Merchants Bank, National Association 7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28%	HELOC	0 +1 HELOCs	0%	n/a		View
Heartland Credit Union 4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68%	HELOC	0 +1 HELOCs	0%	n/a		View
Umb Bank NA 7701 France Ave S, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	n/a		View
Tradition Mortgage, LLC	Conventional, FHA	17	1.3%	100%	$340,294
Summit Mortgage Corporation	Conventional, FHA	10	0.8%	100%	$259,000
Cambria Financial Group	Conventional	5	0.4%	100%	$271,000
Servion	Conventional	3	0.2%	100%	$265,000
Bremer Bank NA	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$260,000
Thrivent Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Rocket Mortgage	Conventional, FHA, VA, HELOC	81 +1 HELOCs	6.4%	87.6%	$238,333
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	66 +3 HELOCs	5.2%	84%	$331,969
CrossCountry Mortgage, LLC	Conventional, FHA, VA	54	4.3%	100%	$291,296
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	46	3.6%	97.9%	$318,695
Fairway Independent Mort Corp	Conventional, FHA	37	2.9%	92.5%	$319,324
Royal Credit Union A+5.0 ★Texas Ratio: 3.17%	Conventional, FHA, HELOC	36 +4 HELOCs	2.8%	100%	$245,000	View
Pennymac Loan Services LLC	Conventional, FHA, VA	28	2.2%	90.3%	$343,928
New American Funding, LLC.	Conventional, FHA	26	2.1%	96.3%	$297,307
Guaranteed Rate, Inc.	Conventional, FHA, VA	25	2%	92.9%	$308,600
Guild Mortgage Company	Conventional, FHA	21	1.7%	100%	$344,523
Mutual of Omaha Mortgage	Conventional, FHA, VA	18	1.4%	94.7%	$303,888
Everett Financial, Inc.	Conventional, FHA	17	1.3%	100%	$265,000
Cmg Mortgage Inc	Conventional, FHA, USDA, HELOC	16 +1 HELOCs	1.3%	100%	$308,750
loanDepot.com LLC	Conventional, FHA	14	1.1%	93.3%	$284,285
Newrez LLC	Conventional, VA, Jumbo	13	1%	59.1%	$363,461
Mortgage Research Center	Conventional, FHA, VA	13	1%	92.9%	$278,076
Guaranteed Rate Affinity, LLC	Conventional, FHA	12	0.9%	80%	$317,500
Nationstar Mortgage	Conventional, FHA	11	0.9%	100%	$153,181
Movement Mortgage, LLC	Conventional, FHA, VA	10	0.8%	100%	$271,000
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	10	0.8%	83.3%	$323,000
SWBC Mortgage Corporation	Conventional, FHA	8	0.6%	100%	$340,000
Mason-McDuffie Mortgage Corporation	Conventional, FHA	8	0.6%	88.9%	$308,750
Premier Lending Inc.	Conventional	7	0.6%	100%	$235,000
Lower, LLC	Conventional	7	0.6%	87.5%	$272,142
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	7	0.6%	100%	$372,142
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	6	0.5%	70%	$298,333
Freedom Mortgage Corporation	Conventional, FHA, VA	6	0.5%	100%	$256,666
Guidance Residential, LLC	Conventional	6	0.5%	100%	$303,333
Resicentral LLC	Conventional, FHA	6	0.5%	100%	$330,000
Zillow Home Loans, LLC	Conventional	6	0.5%	85.7%	$306,666
Florida Capital Bank, N.A	Conventional	6	0.5%	85.7%	$238,333
Navy Federal Credit Union	Conventional, VA	6	0.5%	70%	$276,666
Plaza Home Mortgage, Inc	Conventional, FHA	6	0.5%	85.7%	$330,000
Cardinal Financial Company, Li	Conventional	5	0.4%	100%	$267,000
American Pacific Mortgage Corporation	Conventional	5	0.4%	100%	$285,000
Uif Corporation	Conventional	5	0.4%	100%	$337,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	5	0.4%	83.3%	$279,000	View
Paramount Residential Mortgage	Conventional, VA	5	0.4%	100%	$429,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	4 +3 HELOCs	0.3%	100%	$207,500	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.3%	100%	$215,000	View
Kind Lending, LLC	Conventional	4	0.3%	83.3%	$230,000
Provident Funding Associates	Conventional	4	0.3%	100%	$395,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.3%	100%	$100,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	4	0.3%	100%	$267,500	View
Spring Eq, LLC	Conventional, HELOC	3 +2 HELOCs	0.2%	33.3%	$65,000
Primelending	Conventional	3	0.2%	100%	$355,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	3	0.2%	100%	$331,666
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$395,000
Bay Equity LLC	Conventional, FHA	3	0.2%	100%	$395,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	3	0.2%	100%	$375,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.2%	75%	$255,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	3	0.2%	100%	$368,333	View
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	2	0.2%	100%	$325,000	View
Nbkc Bank	Conventional	2	0.2%	100%	$465,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	2	0.2%	100%	$305,000	View
American Financial Network, Inc.	Conventional, Jumbo	2	0.2%	100%	$795,000
Union Home Mortgage Corp.	Conventional	2	0.2%	100%	$130,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	66.7%	$280,000	View
Planet Home Lending, LLC	Conventional	2	0.2%	100%	$215,000
Nations Lending Corporation	Conventional	2	0.2%	100%	$315,000
Cortrust Mortgage, Inc. A+5.0 ★Texas Ratio: 5.11%	Conventional	2	0.2%	100%	$360,000	View
Better Mortgage Corporation	Conventional	2	0.2%	33.3%	$395,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	2	0.2%	100%	$310,000	View
Hiawatha National Bank A-5.0 ★Texas Ratio: 15.06%	Conventional	2	0.2%	100%	$135,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$265,000	View
Altra Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$185,000
The Loan Store, Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$365,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,095,000
Alliant Credit Union	FHA	1	0.1%	100%	$455,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$205,000	View
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$305,000
American Financial Resources LLC	VA	1	0.1%	100%	$725,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$125,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$185,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$475,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$415,000	View
Go Mortgage, LLC	Conventional	1	0.1%	100%	$435,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$295,000
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0.1%	100%	$165,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$465,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$265,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$335,000
AdvantageFirst Lending Inc	VA	1	0.1%	100%	$225,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$425,000	View
Thompson Kane & Company, Inc	Conventional	1	0.1%	100%	$235,000
Discover Bank	Conventional	1	0.1%	20%	$105,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$415,000
Citizens State Bank A5.0 ★Texas Ratio: 7.56%	Conventional	1	0.1%	100%	$435,000	View
Greenbox Loans	Conventional	1	0.1%	100%	$275,000
First International Bank & Trust	Conventional	1	0.1%	100%	$65,000
Churchill Mortgage Corporation	Conventional	1	0.1%	50%	$125,000
Dakota Community Bank & Trust, NA A+5.0 ★Texas Ratio: 0.58%	Conventional	1	0.1%	100%	$105,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$225,000	View
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$405,000	View
BoxCar Mortgage, LLC	VA	1	0.1%	100%	$425,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	VA	1	0.1%	100%	$545,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$435,000
Libertyville Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$575,000	View
Iowa Bankers Mortgage Corporation	Conventional	1	0.1%	100%	$175,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$245,000	View
Megastar Finanacial Corp	Conventional	1	0.1%	100%	$375,000
Towne Mortgage Company	FHA	1	0.1%	100%	$385,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$355,000
The First National Bank of Bangor A+5.0 ★Texas Ratio: 2.70%	Conventional	1	0.1%	100%	$235,000	View
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$245,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$465,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$395,000
Carrington Mortgage Services LLC	FHA	1	0.1%	33.3%	$325,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$135,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Veridian Credit Union C3.9 ★Texas Ratio: 27.97%	HELOC	0 +3 HELOCs	0%	n/a		View
American National Bank A5.0 ★Texas Ratio: 8.08%	HELOC	0 +3 HELOCs	0%	n/a		View
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Chartway FCU	HELOC	0 +1 HELOCs	0%	n/a
Liberty Savings Bank, FSB	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	0%		View
RBC Bank (Georgia), N.A.	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Bloomington Mortgage Rate Trends

Daily average mortgage rates for Minnesota compared with the national average, updated every evening.

30-Year Fixed MN Avg

7.512%

▲ 0.089 vs 7 days ago

15-Year Fixed MN Avg

6.996%

▲ 0.059 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bloomington, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Bloomington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bloomington in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bloomington, MN

Use these to narrow the list above. Each category shows how many Bloomington, MN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 81 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 73 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 41 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 22 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MN 45 lenders headquartered in Minnesota, the closest thing to a mortgage lender near you

Who Lends in Bloomington, MN

Independent mortgage companies closed 55.8 percent of home loans in Bloomington, Minnesota in 2025, banks 28.9 percent and credit unions 15.3 percent. Luminate Home Loans, Inc. was the largest mortgage company, Bell Bank the largest bank and Sharepoint Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 34 loans.

55.8%

Mortgage companies

28.9%

Banks

15.3%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

All Minnesota lenders 711 lenders Minneapolis 297 lenders St. Paul 252 lenders Rochester 198 lenders Lakeville 187 lenders Woodbury 186 lenders Maple Grove 180 lenders Duluth 168 lenders Blaine 180 lenders Plymouth 187 lenders St. Cloud 152 lenders Brooklyn Park 153 lenders Coon Rapids 153 lenders

Frequently Asked Questions About Mortgage Lenders in Bloomington, MN

Who is the largest mortgage lender in Bloomington, MN?

By home loans closed in 2025, Bell Bank was the largest mortgage lender in Bloomington, Minnesota with 79 loans, about 6.2 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 34 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bloomington, MN have the highest approval rates?

Among lenders with meaningful volume in Bloomington, Minnesota, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 89.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bloomington, MN mortgage lenders offer FHA, VA and USDA loans?

41 lenders closed FHA loans in Bloomington, Minnesota in 2025, led by Rocket Mortgage with 15. 22 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bloomington, MN lender list?

Yes. 73 banks and 28 credit unions closed home loans in Bloomington, Minnesota in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bloomington, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bloomington, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bloomington, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bloomington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.