☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Minnesota / Coon Rapids

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Coon Rapids, Minnesota

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Coon Rapids, Minnesota mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA100 Coon Rapids Blvd Nw, Coon Rapids, MN 55448A+5.0 ★Texas Ratio: 5.36%, Huntington National BankHuntington National Bank12900 Riverdale Dr Nw, Coon Rapids, MN 55448A+5.0 ★Texas Ratio: 3.66%, BMO Harris Bank NABMO Harris Bank NA412 E Main St, Ada, MN 56510A+5.0 ★Texas Ratio: 3.54%, Bank of America NABank of America NA3205 Northdale Blvd Nw, Coon Rapids, MN 55448A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3410 River Rapids Dr Nw, Coon Rapids, MN 55448A+5.0 ★Texas Ratio: 3.68%, Border BankBorder Bank9950 Foley Blvd Nw, Coon Rapids, MN 55433A5.0 ★Texas Ratio: 11.40%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Blaze Credit UnionBlaze Credit Union3380 Northdale Blvd NW, Coon Rapids, MN 55448 1601A5.0 ★Texas Ratio: 6.19%, Trustone Financial Credit UnionTrustone Financial Credit Union3990 Main St NW, Coon Rapids, MN 55448A+5.0 ★Texas Ratio: 4.56%, and US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Coon Rapids, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Coon Rapids are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Coon Rapids, Minnesota

Market share is the lender's share of all home loans closed in Coon Rapids, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Wells Fargo Bank NA 2 offices in Coon Rapids 100 Coon Rapids Blvd Nw, Coon Rapids, MN 55448 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	26	2.3%	71.1%	$227,692	View
Huntington National Bank 1 office in Coon Rapids 12900 Riverdale Dr Nw, Coon Rapids, MN 55448 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	15 +20 HELOCs	1.3%	75%	$200,333	View
BMO Harris Bank NA 1 office in Coon Rapids 412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA, HELOC	2 +7 HELOCs	0.2%	100%	$355,000	View
Bank of America NA 1 office in Coon Rapids 3205 Northdale Blvd Nw, Coon Rapids, MN 55448 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$390,000	View
JPMorgan Chase Bank, NA 1 office in Coon Rapids 3410 River Rapids Dr Nw, Coon Rapids, MN 55448 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$475,000	View
Border Bank 1 office in Coon Rapids 9950 Foley Blvd Nw, Coon Rapids, MN 55433 A5.0 ★Texas Ratio: 11.40%	Conventional	1	0.1%	100%	$65,000	View
Bell Bank 1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	69 +1 HELOCs	6.2%	92%	$267,463	View
Blaze Credit Union 3380 Northdale Blvd NW, Coon Rapids, MN 55448 1601 A5.0 ★Texas Ratio: 6.19%	Conventional, HELOC	44 +30 HELOCs	3.9%	82.5%	$126,818	View
Trustone Financial Credit Union 3990 Main St NW, Coon Rapids, MN 55448 A+5.0 ★Texas Ratio: 4.56%	Conventional, FHA, VA, HELOC	35 +25 HELOCs	3.1%	79.5%	$162,428	View
US Bank, N.A. 331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	23 +25 HELOCs	2.1%	54.5%	$195,869	View
Luminate Bank 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	22	2%	92.3%	$271,363	View
Affinity Plus Federal Credit Union 13025 Riverdale Dr NW Ste 100, Coon Rapids, MN 55448 1013 A+5.0 ★Texas Ratio: 4.41%	Conventional, HELOC	19 +8 HELOCs	1.7%	84%	$113,421	View
Granite Bank 11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85%	Conventional, FHA, VA	16	1.4%	100%	$267,500	View
Topline Financial Credit Union 3505 Northdale Blvd NW, Coon Rapids, MN 55448 A5.0 ★Texas Ratio: 6.54%	Conventional, HELOC	15 +9 HELOCs	1.3%	93.8%	$143,000	View
Wings Financial Credit Union 3251 Northdale Blvd NW, Coon Rapids, MN 55448	Conventional, HELOC	11 +17 HELOCs	1%	100%	$296,818	View
Alerus Financial NA 143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	8 +3 HELOCs	0.7%	100%	$255,000	View
Minnco Credit Union 2121 Station Pkwy NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.50%	Conventional	7	0.6%	77.8%	$66,428	View
Magnifi Financial Credit Union 11465 Robinson Dr NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 1.40%	Conventional, HELOC	6 +1 HELOCs	0.5%	85.7%	$163,333	View
Coulee Bank 14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60%	Conventional	5	0.4%	100%	$203,000	View
Sunrise Banks, N.A. 2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43%	Conventional	5	0.4%	83.3%	$169,000	View
Highland Bank 11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29%	Conventional	5	0.4%	83.3%	$69,000	View
City & County Credit Union ★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52%	Conventional	5	0.4%	83.3%	$137,000	View
Old National Bank 101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98%	Conventional	4	0.4%	80%	$297,500	View
Associated Bank NA 7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45%	Conventional, HELOC	3 +2 HELOCs	0.3%	60%	$288,333	View
Associated Healthcare CU 4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27%	Conventional	3	0.3%	100%	$88,333	View
Ideal Credit Union 3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$185,000	View
Sharepoint Credit Union 13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40%	Conventional	2	0.2%	100%	$55,000	View
Members Cooperative Credit Union 108 Minnesota Ave N, Aitkin, MN 56431 1410 A5.0 ★Texas Ratio: 10.43%	Conventional	2	0.2%	100%	$245,000	View
Falcon National Bank 183 Cedar Dr, Foley, MN 56329 A+5.0 ★Texas Ratio: 5.11%	Conventional	2	0.2%	66.7%	$105,000	View
Luminate Home Loans, Inc. 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.2%	100%	$395,000	View
Cortrust Bank 2850 Cutters Grove Ave, Anoka, MN 55303 A+5.0 ★Texas Ratio: 5.11%	Conventional	2	0.2%	100%	$155,000	View
First Bank & Trust 234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79%	Conventional	1	0.1%	50%	$245,000	View
Building Trades Federal Credit Union 9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58%	Conventional	1	0.1%	100%	$25,000	View
St. Cloud Financial Credit Union 5600 La Centre Ave Ste 100, Albertville, MN 55301 4018 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$45,000	View
Community Resource Bank 1230 4th St S, Cannon Falls, MN 55009 A5.0 ★Texas Ratio: 7.12%	Conventional	1	0.1%	100%	$265,000	View
Think Mutual Bank 15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90%	Conventional	1	0.1%	100%	$165,000	View
Farmers & Merchants Savings Bank 7641 Lake Dr, Lino Lakes, MN 55014 A5.0 ★Texas Ratio: 9.19%	Conventional	1	0.1%	100%	$145,000	View
Lakeview Bank ★ 5 stars, 1 review 9725 163rd St W, Lakeville, MN 55044 A5.0 ★Texas Ratio: 8.73%	Conventional	1	0.1%	100%	$205,000	View
Bridgewater Bank 7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43%	Conventional	1	0.1%	100%	$355,000	View
My Credit Union 4025 W Old Shakopee Rd, Bloomington, MN 55437	Conventional	1	0.1%	100%	$235,000
Liberty Bank Minnesota 730 Humboldt Dr, Big Lake, MN 55309 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$125,000	View
St Paul Federal Credit Union 1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19%	Conventional	1	0.1%	100%	$235,000	View
Security Bank & Trust Company 7101 West 78th Street, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.36%	Conventional	1	0.1%	100%	$105,000	View
Frandsen Bank & Trust 410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91%	Conventional	1	0.1%	50%	$165,000	View
Deerwood Bank 14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01%	HELOC	0 +2 HELOCs	0%	n/a		View
Expedition Credit Union 11599 Robinson Dr NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	n/a		View
Minnwest Bank 113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77%	HELOC	0 +1 HELOCs	0%	n/a		View
Summit Mortgage Corporation	Conventional, FHA, VA	15	1.3%	100%	$281,000
Cambria Financial Group	Conventional, FHA	7	0.6%	100%	$295,000
Tradition Mortgage, LLC	Conventional, VA	6	0.5%	100%	$228,333
Servion	Conventional, FHA, VA	5	0.4%	83.3%	$277,000
Bremer Bank NA	Conventional	1	0.1%	100%	$315,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	94 +1 HELOCs	8.4%	91.5%	$316,170
Rocket Mortgage	Conventional, FHA, VA	68	6.1%	83.9%	$223,823
New American Funding, LLC.	Conventional, FHA, VA	47	4.2%	97.9%	$249,893
CrossCountry Mortgage, LLC	Conventional, FHA, VA	39	3.5%	97.5%	$258,076
Fairway Independent Mort Corp	Conventional, FHA, VA	32	2.9%	97%	$243,125
Royal Credit Union A+5.0 ★Texas Ratio: 3.17%	Conventional, FHA, HELOC	24 +5 HELOCs	2.1%	92.3%	$277,500	View
Paramount Residential Mortgage	Conventional, FHA	23	2.1%	92%	$300,217
Pennymac Loan Services LLC	Conventional, FHA, VA	22	2%	84.6%	$321,818
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	21 +1 HELOCs	1.9%	87.5%	$252,142
SWBC Mortgage Corporation	Conventional, FHA	20	1.8%	91.3%	$285,000
Newrez LLC	Conventional, FHA, VA	18	1.6%	64.3%	$233,888
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	16	1.4%	94.1%	$308,750
Everett Financial, Inc.	Conventional, FHA	15	1.3%	100%	$249,666
Mortgage Research Center	Conventional, VA	15	1.3%	75%	$314,333
loanDepot.com LLC	Conventional, FHA	14	1.3%	66.7%	$194,285
Lower, LLC	Conventional, FHA	12	1.1%	85.7%	$302,500
Cardinal Financial Company, Li	Conventional, FHA	11	1%	100%	$298,636
Plaza Home Mortgage, Inc	Conventional, FHA	9	0.8%	100%	$297,222
Spring Eq, LLC	Conventional, HELOC	8 +1 HELOCs	0.7%	38.1%	$45,000
Guild Mortgage Company	Conventional, VA	8	0.7%	88.9%	$232,500
Nationstar Mortgage	Conventional	6	0.5%	77.8%	$91,666
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	6	0.5%	85.7%	$280,000	View
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	5 +2 HELOCs	0.4%	100%	$275,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	5	0.4%	83.3%	$187,000
Primelending	Conventional, VA	5	0.4%	100%	$237,000
Freedom Mortgage Corporation	FHA, VA	5	0.4%	66.7%	$297,000
Kind Lending, LLC	Conventional, FHA, VA	5	0.4%	100%	$313,000
Triad Financial Services, Inc.	Conventional	5	0.4%	73.7%	$101,000
Union Home Mortgage Corp.	Conventional, FHA	5	0.4%	83.3%	$341,000
American Neighborhood Mortgage Acceptance Company	Conventional, VA	5	0.4%	100%	$207,000
Lakeview Loan Servicing, LLC	FHA	4	0.4%	50%	$297,500
Equity Prime Mortgage LLC	FHA, VA	4	0.4%	100%	$272,500
AmeriHome Mortgage Company, LLC	FHA	4	0.4%	100%	$377,500
Resicentral LLC	Conventional, FHA	4	0.4%	100%	$207,500
Click n' Close, Inc.	Conventional, FHA	4	0.4%	100%	$162,500
Bay Equity LLC	Conventional	4	0.4%	100%	$312,500
New Day Financial, LLC.	VA	4	0.4%	100%	$300,000
Uif Corporation	Conventional	4	0.4%	100%	$305,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.4%	66.7%	$240,000	View
Amerisave Mortgage Company	Conventional, FHA	3	0.3%	37.5%	$128,333
Planet Home Lending, LLC	Conventional, FHA	3	0.3%	100%	$351,666
Nations Lending Corporation	Conventional, FHA, VA	3	0.3%	100%	$385,000
American Pacific Mortgage Corporation	Conventional, FHA	3	0.3%	100%	$338,333
Mutual of Omaha Mortgage	Conventional, VA	3	0.3%	50%	$298,333
Bankwest, Inc. C+4.1 ★Texas Ratio: 26.29%	Conventional	3	0.3%	33.3%	$98,333	View
21St Mortgage	Conventional	3	0.3%	42.9%	$125,000
Mason-McDuffie Mortgage Corporation	Conventional	3	0.3%	100%	$141,666
Navy Federal Credit Union	VA, HELOC	2 +2 HELOCs	0.2%	66.7%	$340,000
Primary Residential Mortgage, INC.	FHA	2	0.2%	100%	$385,000
Nbkc Bank	Conventional	2	0.2%	100%	$335,000
Guidance Residential, LLC	Conventional	2	0.2%	100%	$350,000
Movement Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$315,000
Synergy One Lending, Inc.	Conventional	2	0.2%	100%	$110,000
AdvantageFirst Lending Inc	FHA, VA	2	0.2%	100%	$250,000
Citizens State Bank A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.2%	100%	$75,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	100%	$360,000	View
Provident Funding Associates	Conventional	2	0.2%	100%	$320,000
Waterstone Mortgage Corporation	Conventional	2	0.2%	100%	$350,000
BoxCar Mortgage, LLC	Conventional	2	0.2%	100%	$295,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	2	0.2%	100%	$225,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.2%	57.1%	$185,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.2%	100%	$225,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.2%	100%	$355,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	2	0.2%	100%	$325,000
Carrington Mortgage Services LLC	FHA, VA	2	0.2%	33.3%	$275,000
Tomo Mortgage LLC	Conventional	2	0.2%	100%	$340,000
Village Capital & Investment	FHA	2	0.2%	100%	$280,000
Genisys Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$85,000
Goodleap, LLC	VA, HELOC	1 +2 HELOCs	0.1%	50%	$355,000
Valon Mortgage	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$155,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$415,000	View
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000
Alliance Credit Union A+5.0 ★Texas Ratio: 2.81%	FHA	1	0.1%	100%	$405,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$405,000	View
Royal United Mortgage LLC	FHA	1	0.1%	100%	$305,000
PHH Mortgage Corporation	VA	1	0.1%	100%	$435,000
Loanunited.Com, LLC	FHA	1	0.1%	50%	$355,000
United Trust Bank	FHA	1	0.1%	100%	$205,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	50%	$405,000
American Financial Network, Inc.	Conventional	1	0.1%	33.3%	$365,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	VA	1	0.1%	100%	$355,000	View
Plus Relocation Mortgage, LLC	Conventional	1	0.1%	100%	$225,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$165,000
Success Mortgage Partners, Inc	FHA	1	0.1%	100%	$355,000
Sfmc, LP	FHA	1	0.1%	100%	$255,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$385,000
Connexus Credit Union	Conventional	1	0.1%	100%	$75,000
Altra Federal Credit Union	Conventional	1	0.1%	100%	$175,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$385,000	View
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$185,000
Megastar Finanacial Corp	Conventional	1	0.1%	100%	$255,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$75,000
Towne Mortgage Company	FHA	1	0.1%	100%	$345,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	VA	1	0.1%	100%	$365,000	View
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$355,000
The Loan Store, Inc	Conventional	1	0.1%	100%	$285,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$315,000	View
Bank Five Nine A5.0 ★Texas Ratio: 8.25%	Conventional	1	0.1%	100%	$295,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0.1%	100%	$225,000	View
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$235,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA	1	0.1%	50%	$315,000	View
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$35,000
Goprime Mortgage, Inc.	VA	1	0.1%	100%	$295,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$325,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Midwestone Bank	HELOC	0 +7 HELOCs	0%	n/a
Veridian Credit Union C3.9 ★Texas Ratio: 27.97%	HELOC	0 +4 HELOCs	0%	0%		View
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +2 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Coon Rapids Mortgage Rate Trends

Daily average mortgage rates for Minnesota compared with the national average, updated every evening.

30-Year Fixed MN Avg

7.512%

▲ 0.089 vs 7 days ago

15-Year Fixed MN Avg

6.996%

▲ 0.059 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Coon Rapids, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Coon Rapids? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Coon Rapids in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Coon Rapids, MN

Use these to narrow the list above. Each category shows how many Coon Rapids, MN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 81 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 54 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 60 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 39 lenders. No down payment and no mortgage insurance for eligible veterans and service members Local lenders based in MN 37 lenders headquartered in Minnesota, the closest thing to a mortgage lender near you

Who Lends in Coon Rapids, MN

Independent mortgage companies closed 59.4 percent of home loans in Coon Rapids, Minnesota in 2025, banks 23.8 percent and credit unions 16.8 percent. Luminate Home Loans, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Blaze Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 26 loans.

59.4%

Mortgage companies

23.8%

Banks

16.8%

Credit unions

14%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

All Minnesota lenders 711 lenders Minneapolis 297 lenders St. Paul 252 lenders Rochester 198 lenders Lakeville 187 lenders Woodbury 186 lenders Maple Grove 180 lenders Duluth 168 lenders Blaine 180 lenders Plymouth 187 lenders Bloomington 163 lenders St. Cloud 152 lenders Brooklyn Park 153 lenders

Frequently Asked Questions About Mortgage Lenders in Coon Rapids, MN

Who is the largest mortgage lender in Coon Rapids, MN?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Coon Rapids, Minnesota with 26 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Coon Rapids, MN have the highest approval rates?

Among lenders with meaningful volume in Coon Rapids, Minnesota, Bell Bank approved the highest share of completed applications in 2025 at 92 percent, against a 84.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Coon Rapids, MN mortgage lenders offer FHA, VA and USDA loans?

60 lenders closed FHA loans in Coon Rapids, Minnesota in 2025, led by United Wholesale Mortgage with 17. 39 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Coon Rapids, MN lender list?

Yes. 54 banks and 27 credit unions closed home loans in Coon Rapids, Minnesota in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Coon Rapids, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Coon Rapids, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Coon Rapids, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Coon Rapids. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.