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Mortgage Lenders and Brokers in Blaine, Minnesota

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Blaine, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.231 CR10 Ne, Blaine, MN 55434A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA12120 Aberdeen St Ne, Blaine, MN 55449A+5.0 ★Texas Ratio: 5.36%, Huntington National BankHuntington National Bank12595 Central Ave Ne, Blaine, MN 55434A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA219 County Road 10 Ne, Blaine, MN 55434A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA7510 147th St W, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 4.14%, Cortrust BankCortrust Bank10107 University Ave Ne, Blaine, MN 55434A+5.0 ★Texas Ratio: 5.11%, Old National BankOld National Bank10710 Town Square Dr Ne, Blaine, MN 55449A+5.0 ★Texas Ratio: 4.98%, BMO Harris Bank NABMO Harris Bank NA10930 Club West Pkwy, Blaine, MN 55449A+5.0 ★Texas Ratio: 3.54%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, and Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Blaine, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Blaine are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Blaine, Minnesota

Market share is the lender's share of all home loans closed in Blaine, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Blaine 231 CR10 Ne, Blaine, MN 55434 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	32 +43 HELOCs	2.3%	57.9%	$277,812	View
Wells Fargo Bank NA 1 office in Blaine 12120 Aberdeen St Ne, Blaine, MN 55449 A+5.0 ★Texas Ratio: 5.36%	Conventional	22	1.6%	78.6%	$254,545	View
Huntington National Bank 3 offices in Blaine 12595 Central Ave Ne, Blaine, MN 55434 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	21 +18 HELOCs	1.5%	81.5%	$207,380	View
JPMorgan Chase Bank, NA 1 office in Blaine 219 County Road 10 Ne, Blaine, MN 55434 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.3%	55.6%	$345,000	View
Bank of America NA 1 office in Blaine 7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +4 HELOCs	0.2%	100%	$321,666	View
Cortrust Bank 1 office in Blaine 10107 University Ave Ne, Blaine, MN 55434 A+5.0 ★Texas Ratio: 5.11%	Conventional	2	0.1%	100%	$125,000	View
Old National Bank 1 office in Blaine 10710 Town Square Dr Ne, Blaine, MN 55449 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$125,000	View
BMO Harris Bank NA 1 office in Blaine 10930 Club West Pkwy, Blaine, MN 55449 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +4 HELOCs	0%	0%		View
Bell Bank 1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, Jumbo, HELOC	86 +8 HELOCs	6.1%	95.6%	$321,395	View
Blaze Credit Union 10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19%	Conventional, HELOC	53 +30 HELOCs	3.8%	83.6%	$125,754	View
Affinity Plus Federal Credit Union 1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41%	Conventional, VA, HELOC	29 +10 HELOCs	2.1%	76.9%	$109,137	View
Trustone Financial Credit Union 2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56%	Conventional, VA, HELOC	28 +44 HELOCs	2%	75.7%	$191,785	View
Granite Bank 11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85%	Conventional, FHA	20	1.4%	90.9%	$351,000	View
Luminate Bank 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional, VA	17	1.2%	94.4%	$391,470	View
Wings Financial Credit Union 10400 Baltimore St NE Ste 140, Blaine, MN 55449	Conventional, HELOC	12 +33 HELOCs	0.9%	85.7%	$300,000	View
Topline Financial Credit Union 900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54%	Conventional, HELOC	8 +7 HELOCs	0.6%	90%	$135,000	View
Alerus Financial NA 143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	8 +4 HELOCs	0.6%	100%	$376,250	View
Magnifi Financial Credit Union 10210 Baltimore St NE, Blaine, MN 55449 6049 A+5.0 ★Texas Ratio: 1.40%	Conventional, HELOC	7 +3 HELOCs	0.5%	100%	$109,285	View
Highland Bank 11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29%	Conventional	6	0.4%	85.7%	$148,333	View
City & County Credit Union ★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52%	Conventional	6	0.4%	100%	$210,000	View
Think Mutual Bank 15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90%	Conventional	4	0.3%	100%	$165,000	View
Ideal Credit Union 3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	3 +13 HELOCs	0.2%	80%	$195,000	View
Associated Bank NA 7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo, HELOC	3 +5 HELOCs	0.2%	100%	$481,666	View
Deerwood Bank 14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$241,666	View
Associated Healthcare CU 4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27%	Conventional	3	0.2%	100%	$45,000	View
Community Resource Bank 1230 4th St S, Cannon Falls, MN 55009 A5.0 ★Texas Ratio: 7.12%	Conventional	3	0.2%	100%	$365,000	View
Merchants Bank, National Association 7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28%	Conventional	2	0.1%	100%	$385,000	View
Security State Bank of Marine 21450 Forest Blvd N, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.92%	Conventional	2	0.1%	100%	$190,000	View
SMW Financial Credit Union 700 Apollo Dr, Lino Lakes, MN 55014 3035 A+5.0 ★Texas Ratio: 0.07%	Conventional	2	0.1%	100%	$95,000	View
Building Trades Federal Credit Union 9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58%	Conventional	2	0.1%	100%	$55,000	View
Sharepoint Credit Union 13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40%	Conventional	2	0.1%	100%	$120,000	View
Luminate Home Loans, Inc. 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.1%	100%	$350,000	View
Northeast Bank 200 Coon Rapids Blvd Nw, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 2.50%	Conventional	2	0.1%	100%	$375,000	View
Heartland Credit Union 4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$55,000	View
Lake Elmo Bank 11020 39th St N, Lake Elmo, MN 55042 A5.0 ★Texas Ratio: 7.45%	Conventional	1	0.1%	100%	$245,000	View
Neighborhood National Bank 15 Minnesota Ave S, Aitkin, MN 56431 B4.5 ★Texas Ratio: 21.20%	Conventional, Jumbo	1	0.1%	100%	$1,515,000	View
National Bank of Commerce 22 1st St Ne, Bagley, MN 56621 A+5.0 ★Texas Ratio: 5.00%	Conventional	1	0.1%	100%	$265,000	View
First National Bank of Le Center 701 Ash St Ne, Lonsdale, MN 55046 A5.0 ★Texas Ratio: 13.86%	Conventional	1	0.1%	100%	$225,000	View
BankCherokee 999 Village Center Dr, North Oaks, MN 55127 A+5.0 ★Texas Ratio: 0.11%	Conventional	1	0.1%	100%	$175,000	View
Northview Bank 6340 Merchant St, Askov, MN 55704 A+5.0 ★Texas Ratio: 3.46%	Conventional	1	0.1%	100%	$165,000	View
Great Southern Bank 6545 France Ave S Ste 130, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.55%	Conventional	1	0.1%	50%	$255,000	View
Pioneer Bank 301 West Lewis Street, Lewisville, MN 56060 A+5.0 ★Texas Ratio: 4.73%	Conventional	1	0.1%	100%	$475,000	View
Sherburne State Bank 12500 Sherburne Avenue, Becker, MN 55308 A+5.0 ★Texas Ratio: 0.20%	Conventional	1	0.1%	100%	$255,000	View
Falcon National Bank 183 Cedar Dr, Foley, MN 56329 A+5.0 ★Texas Ratio: 5.11%	Conventional	1	0.1%	100%	$375,000	View
Border Bank 202 N Main St, Badger, MN 56714 A5.0 ★Texas Ratio: 11.40%	Conventional	1	0.1%	100%	$35,000	View
Midwest Bank 215 Front Street South, Barnesville, MN 56514 A+5.0 ★Texas Ratio: 0.44%	Conventional	1	0.1%	100%	$295,000	View
Minnwest Bank 113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77%	Conventional	1	0.1%	100%	$215,000	View
Nicolet National Bank 455 Pond Promenade, Chanhassen, MN 55317 A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0.1%	100%	$285,000	View
Minnco Credit Union 2121 Station Pkwy NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.50%	Conventional	1	0.1%	50%	$25,000	View
Bridgewater Bank 7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43%	Conventional	1	0.1%	100%	$225,000	View
Sunrise Banks, N.A. 2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43%	Conventional	1	0.1%	100%	$415,000	View
Citizens Community Federal N.A. 2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61%	Conventional	1	0.1%	100%	$335,000	View
Heritage Bank NA 242 N 1st St, Pennock, MN 56279 C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0.1%	100%	$265,000	View
First Western Bank & Trust 3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55%	Conventional	1	0.1%	100%	$125,000	View
Frandsen Bank & Trust 410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91%	Conventional	1	0.1%	100%	$285,000	View
First Bank Elk River 1121 W Highway 10, Anoka, MN 55303 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	100%	$365,000	View
Expedition Credit Union 14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	n/a		View
Summit Mortgage Corporation	Conventional, FHA, VA	17	1.2%	100%	$318,529
Cambria Financial Group	Conventional, VA	8	0.6%	100%	$381,250
Tradition Mortgage, LLC	Conventional	6	0.4%	100%	$343,333
Servion	Conventional	4	0.3%	100%	$350,000
Rocket Mortgage	Conventional, FHA, VA, HELOC	101 +1 HELOCs	7.2%	88%	$296,584
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	91 +2 HELOCs	6.5%	89.5%	$363,021
DHI Mortgage Company, LTD.	Conventional, FHA, VA	65	4.6%	87%	$405,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	50 +1 HELOCs	3.6%	100%	$323,400
New American Funding, LLC.	Conventional, FHA, VA	39	2.8%	90.7%	$317,564
Guaranteed Rate, Inc.	Conventional, FHA, VA	34	2.4%	94.4%	$383,529
Fairway Independent Mort Corp	Conventional, FHA, VA	29	2.1%	96.7%	$337,068
loanDepot.com LLC	Conventional, FHA, VA, Jumbo	26	1.9%	92.9%	$197,307
Triad Financial Services, Inc.	Conventional	23	1.6%	50%	$83,260
Uif Corporation	Conventional	23	1.6%	100%	$435,869
Prosperity Home Mortgage, LLC	Conventional, VA	22	1.6%	91.7%	$300,909
21St Mortgage	Conventional	21	1.5%	41.2%	$77,857
Newrez LLC	Conventional, FHA, VA	20	1.4%	83.3%	$261,000
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	20	1.4%	75%	$377,500
Royal Credit Union A+5.0 ★Texas Ratio: 3.17%	Conventional, FHA, HELOC	19 +7 HELOCs	1.4%	90.9%	$266,052	View
Guidance Residential, LLC	Conventional	16	1.1%	100%	$353,125
Lennar Mortgage, LLC	Conventional, FHA	16	1.1%	100%	$450,000
SWBC Mortgage Corporation	Conventional, FHA	14	1%	93.8%	$266,428
Everett Financial, Inc.	Conventional, FHA	12	0.9%	100%	$285,000
Guild Mortgage Company	Conventional	12	0.9%	100%	$516,666
M/I Financial. LLC	Conventional, FHA	12	0.9%	100%	$326,666
Nationstar Mortgage	Conventional, FHA	12	0.9%	92.3%	$135,833
Paramount Residential Mortgage	Conventional, FHA	11	0.8%	100%	$301,363
Guaranteed Rate Affinity, LLC	Conventional, VA	9	0.6%	90%	$251,666
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	8 +5 HELOCs	0.6%	100%	$198,750	View
Cmg Mortgage Inc	Conventional, FHA, HELOC	8 +1 HELOCs	0.6%	100%	$346,250
Cardinal Financial Company, Li	Conventional, FHA	8	0.6%	100%	$222,500
Bankwest, Inc. C+4.1 ★Texas Ratio: 26.29%	Conventional	8	0.6%	21.1%	$86,250	View
Freedom Mortgage Corporation	FHA, VA	7	0.5%	100%	$342,142
Kind Lending, LLC	Conventional, FHA, VA	7	0.5%	87.5%	$415,000
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	7	0.5%	70%	$389,285
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	7	0.5%	77.8%	$122,142	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA	7	0.5%	77.8%	$283,571
Spring Eq, LLC	Conventional, HELOC	6 +5 HELOCs	0.4%	26.1%	$85,000
Primelending	Conventional, FHA, VA	6	0.4%	100%	$275,000
Resicentral LLC	Conventional	6	0.4%	100%	$303,333
Mortgage Research Center	VA	6	0.4%	42.9%	$371,666
Lower, LLC	Conventional, FHA	6	0.4%	100%	$345,000
Navy Federal Credit Union	Conventional, VA, HELOC	5 +2 HELOCs	0.4%	100%	$335,000
Movement Mortgage, LLC	Conventional, FHA, VA	5	0.4%	100%	$267,000
Amerisave Mortgage Company	Conventional, FHA	5	0.4%	35.7%	$155,000
Discover Bank	Conventional	5	0.4%	38.5%	$97,000
Union Home Mortgage Corp.	Conventional, FHA, VA	5	0.4%	83.3%	$411,000
Bay Equity LLC	Conventional, FHA	5	0.4%	100%	$331,000
Pulte Mortgage LLC	Conventional	5	0.4%	83.3%	$365,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	5	0.4%	100%	$445,000	View
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	5	0.4%	100%	$363,000
Nbkc Bank	Conventional	3	0.2%	100%	$288,333
PHH Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$231,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	80%	$308,333	View
Planet Home Lending, LLC	Conventional, FHA	3	0.2%	75%	$318,333
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	3	0.2%	100%	$351,666	View
Zillow Home Loans, LLC	Conventional	3	0.2%	100%	$305,000
Mason-McDuffie Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$355,000
Veridian Credit Union C3.9 ★Texas Ratio: 27.97%	Conventional, HELOC	2 +7 HELOCs	0.1%	66.7%	$40,000	View
The Loan Store, Inc	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$350,000
American National Bank A5.0 ★Texas Ratio: 8.08%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$155,000	View
Genisys Credit Union	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$225,000
American Financial Resources LLC	Conventional	2	0.1%	100%	$255,000
Gold Star Mortgage Financial Group, Corporation	Conventional	2	0.1%	100%	$330,000
Lakeview Loan Servicing, LLC	FHA	2	0.1%	25%	$375,000
Gate City Bank	Conventional	2	0.1%	100%	$200,000
First International Bank & Trust	Conventional	2	0.1%	100%	$485,000
Provident Funding Associates	Conventional	2	0.1%	66.7%	$445,000
Nations Lending Corporation	Conventional	2	0.1%	100%	$245,000
Megastar Finanacial Corp	Conventional, VA	2	0.1%	100%	$320,000
Better Mortgage Corporation	Conventional	2	0.1%	100%	$435,000
Mutual of Omaha Mortgage	Conventional	2	0.1%	66.7%	$315,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.1%	66.7%	$540,000	View
Carrington Mortgage Services LLC	Conventional, FHA	2	0.1%	33.3%	$235,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$495,000	View
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$315,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0.1%	100%	$525,000	View
Residential Wholesale Mortgage	FHA	1	0.1%	100%	$365,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0.1%	100%	$135,000	View
Go Mortgage, LLC	Conventional	1	0.1%	100%	$485,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	33.3%	$405,000	View
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$225,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$625,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$455,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$355,000	View
American Financial Network, Inc.	FHA	1	0.1%	100%	$205,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$475,000	View
Valon Mortgage	FHA	1	0.1%	100%	$235,000
HomeBridge Financial Services, Inc	VA	1	0.1%	100%	$325,000
Security Financial Bank A5.0 ★Texas Ratio: 11.46%	Conventional	1	0.1%	100%	$415,000	View
City 1st Mortgage Services, LC	FHA	1	0.1%	100%	$415,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	50%	$395,000
Citizens State Bank A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$285,000	View
Connexus Credit Union	Conventional	1	0.1%	50%	$65,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$135,000
Weichert Financial Services	VA	1	0.1%	100%	$365,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$525,000
New Day Financial, LLC.	VA	1	0.1%	100%	$255,000
Shoreham Bank	FHA	1	0.1%	100%	$25,000
Premier Lending Inc.	Conventional	1	0.1%	100%	$345,000
Ony Glo, Inc.	Conventional	1	0.1%	100%	$475,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$345,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$265,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$315,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$325,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$255,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$195,000	View
Cortrust Mortgage, Inc. A+5.0 ★Texas Ratio: 5.11%	Conventional	1	0.1%	100%	$105,000	View
Member First Mortgage, LLC	Conventional	1	0.1%	50%	$455,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$105,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	50%	$195,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$285,000
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$215,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$245,000	View
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$295,000
Nationwide Mortgage Bankers, Inc.	FHA	1	0.1%	100%	$375,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	FHA	1	0.1%	100%	$275,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional	1	0.1%	100%	$385,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$335,000	View
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$345,000
Hiawatha National Bank A-5.0 ★Texas Ratio: 15.06%	Conventional	1	0.1%	100%	$275,000	View
Thrivent Bank	Conventional	1	0.1%	100%	$15,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$265,000
Top Flite Financial, Inc.	Conventional	1	0.1%	100%	$155,000
Tomo Mortgage LLC	Conventional	1	0.1%	50%	$545,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Midwestone Bank	HELOC	0 +3 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Purdue Federal Cu	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Blaine Mortgage Rate Trends

Daily average mortgage rates for Minnesota compared with the national average, updated every evening.

30-Year Fixed MN Avg

7.512%

▲ 0.089 vs 7 days ago

15-Year Fixed MN Avg

6.996%

▲ 0.059 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Blaine, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Blaine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Blaine in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Blaine, MN

Use these to narrow the list above. Each category shows how many Blaine, MN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 89 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 78 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 54 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 33 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MN 44 lenders headquartered in Minnesota, the closest thing to a mortgage lender near you

Who Lends in Blaine, MN

Independent mortgage companies closed 60.9 percent of home loans in Blaine, Minnesota in 2025, banks 25.2 percent and credit unions 13.9 percent. Luminate Home Loans, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Blaze Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 22 loans.

60.9%

Mortgage companies

25.2%

Banks

13.9%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

All Minnesota lenders 711 lenders Minneapolis 297 lenders St. Paul 252 lenders Rochester 198 lenders Lakeville 187 lenders Woodbury 186 lenders Maple Grove 180 lenders Duluth 168 lenders Plymouth 187 lenders Bloomington 163 lenders St. Cloud 152 lenders Brooklyn Park 153 lenders Coon Rapids 153 lenders

Frequently Asked Questions About Mortgage Lenders in Blaine, MN

Who is the largest mortgage lender in Blaine, MN?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Blaine, Minnesota with 32 loans, about 2.3 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 22 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Blaine, MN have the highest approval rates?

Among lenders with meaningful volume in Blaine, Minnesota, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 81.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Blaine, MN mortgage lenders offer FHA, VA and USDA loans?

54 lenders closed FHA loans in Blaine, Minnesota in 2025, led by United Wholesale Mortgage with 26. 33 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Blaine, MN lender list?

Yes. 78 banks and 24 credit unions closed home loans in Blaine, Minnesota in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Blaine, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Blaine, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Blaine, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Blaine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.