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Mortgage Lenders and Brokers in Lakeville, Minnesota

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lakeville, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.20191 Iberia Ave, Lakeville, MN 55044A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA8790 207th St W, Lakeville, MN 55044A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15103 Cedar Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank17269 Kenyon Ave, Lakeville, MN 55044A+5.0 ★Texas Ratio: 3.66%, New Market BankNew Market Bank20151 Icenic Trl, Lakeville, MN 55044A+5.0 ★Texas Ratio: 0.00%, Frandsen Bank & TrustFrandsen Bank & Trust20280 Iberia Ave, Lakeville, MN 55044A+5.0 ★Texas Ratio: 5.91%, Merchants Bank, National AssociationMerchants Bank, National Association20150 Highview Ave, Lakeville, MN 55044A+5.0 ★Texas Ratio: 3.28%, Lakeview BankLakeview Bank9725 163rd St W, Lakeville, MN 55044A5.0 ★Texas Ratio: 8.73%, Citizens Bank MinnesotaCitizens Bank Minnesota18476 Kenrick Ave, Lakeville, MN 55044A+5.0 ★Texas Ratio: 0.16%, and Great Southern BankGreat Southern Bank10880 175th Ct W, Lakeville, MN 55044A+5.0 ★Texas Ratio: 1.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lakeville, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lakeville are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lakeville, Minnesota

Market share is the lender's share of all home loans closed in Lakeville, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Lakeville 20191 Iberia Ave, Lakeville, MN 55044 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	54 +41 HELOCs	3.3%	76.1%	$274,259	View
Wells Fargo Bank NA 2 offices in Lakeville 8790 207th St W, Lakeville, MN 55044 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, Jumbo	16	1%	80%	$410,000	View
JPMorgan Chase Bank, NA 1 office in Lakeville 15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	14 +2 HELOCs	0.9%	88.2%	$640,000	View
Huntington National Bank 1 office in Lakeville 17269 Kenyon Ave, Lakeville, MN 55044 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	11 +20 HELOCs	0.7%	73.3%	$394,090	View
New Market Bank 1 office in Lakeville 20151 Icenic Trl, Lakeville, MN 55044 A+5.0 ★Texas Ratio: 0.00%	Conventional	7	0.4%	100%	$392,142	View
Frandsen Bank & Trust 1 office in Lakeville 20280 Iberia Ave, Lakeville, MN 55044 A+5.0 ★Texas Ratio: 5.91%	Conventional	6	0.4%	87.5%	$260,000	View
Merchants Bank, National Association 1 office in Lakeville 20150 Highview Ave, Lakeville, MN 55044 A+5.0 ★Texas Ratio: 3.28%	Conventional, HELOC	5 +11 HELOCs	0.3%	100%	$227,000	View
Lakeview Bank ★ 5 stars, 1 review 1 office in Lakeville 9725 163rd St W, Lakeville, MN 55044 A5.0 ★Texas Ratio: 8.73%	Conventional	5	0.3%	100%	$323,000	View
Citizens Bank Minnesota 1 office in Lakeville 18476 Kenrick Ave, Lakeville, MN 55044 A+5.0 ★Texas Ratio: 0.16%	Conventional	4	0.2%	100%	$437,500	View
Great Southern Bank 1 office in Lakeville 10880 175th Ct W, Lakeville, MN 55044 A+5.0 ★Texas Ratio: 1.55%	Conventional	2	0.1%	50%	$255,000	View
Tradition Mortgage, LLC	Conventional, VA	45	2.7%	100%	$414,555
Bell Bank 1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66%	Conventional, VA, Jumbo, HELOC	94 +13 HELOCs	5.7%	93.1%	$414,468	View
Trustone Financial Credit Union 17533 Cedar Ave, Lakeville, MN 55044 A+5.0 ★Texas Ratio: 4.56%	Conventional, FHA, HELOC	73 +51 HELOCs	4.5%	85.2%	$178,287	View
Affinity Plus Federal Credit Union 17555 Kenwood Trl, Lakeville, MN 55044 8360 A+5.0 ★Texas Ratio: 4.41%	Conventional, HELOC	42 +19 HELOCs	2.6%	80.8%	$133,571	View
Wings Financial Credit Union 16042 Pilot Knob Rd, Lakeville, MN 55044	Conventional, HELOC	27 +96 HELOCs	1.6%	100%	$403,518	View
Deerwood Bank 14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01%	Conventional, Jumbo, HELOC	17 +11 HELOCs	1%	100%	$529,117	View
Granite Bank 11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85%	Conventional, FHA	14	0.9%	93.3%	$365,714	View
Luminate Bank 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	13	0.8%	93.3%	$325,769	View
Blaze Credit Union 10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19%	Conventional, Jumbo, HELOC	10 +17 HELOCs	0.6%	84.6%	$238,000	View
Think Mutual Bank 15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90%	Conventional, HELOC	9 +3 HELOCs	0.5%	90%	$186,111	View
Old National Bank 101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	7 +10 HELOCs	0.4%	100%	$490,714	View
Alerus Financial NA 143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	7 +1 HELOCs	0.4%	100%	$357,857	View
Bank of America NA 7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +10 HELOCs	0.3%	71.4%	$471,000	View
Associated Bank NA 7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45%	Conventional, FHA, HELOC	5 +5 HELOCs	0.3%	83.3%	$447,000	View
City & County Credit Union ★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52%	Conventional	5	0.3%	100%	$309,000	View
Vermillion State Bank 255 33rd St W, Hastings, MN 55033 A+5.0 ★Texas Ratio: 1.51%	Conventional	5	0.3%	100%	$303,000	View
Topline Financial Credit Union 900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54%	Conventional, HELOC	4 +9 HELOCs	0.2%	80%	$382,500	View
Luminate Home Loans, Inc. 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	4	0.2%	100%	$422,500	View
Highland Bank 11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29%	Conventional	4	0.2%	100%	$87,500	View
Heartland Credit Union 4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$78,333	View
My Credit Union 4025 W Old Shakopee Rd, Bloomington, MN 55437	Conventional	3	0.2%	100%	$351,666
Castle Rock Bank 27925 Danville Avenue, Castle Rock, MN 55010 A+5.0 ★Texas Ratio: 0.04%	Conventional	2	0.1%	100%	$180,000	View
Associated Healthcare CU 4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27%	Conventional	2	0.1%	100%	$35,000	View
Sunrise Banks, N.A. 2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43%	Conventional	2	0.1%	40%	$410,000	View
First Alliance Credit Union 1011 Tompkins Dr NE, Byron, MN 55920 A5.0 ★Texas Ratio: 7.96%	Conventional	2	0.1%	100%	$55,000	View
Cortrust Bank 2850 Cutters Grove Ave, Anoka, MN 55303 A+5.0 ★Texas Ratio: 5.11%	Conventional	2	0.1%	66.7%	$245,000	View
BMO Harris Bank NA 17636 Kenwood Trl, Lakeville, MN 55044 A+5.0 ★Texas Ratio: 3.54%	FHA, HELOC	1 +11 HELOCs	0.1%	33.3%	$285,000	View
Ideal Credit Union 3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$305,000	View
First Bank & Trust 234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79%	Conventional	1	0.1%	100%	$455,000	View
Lake Elmo Bank 11020 39th St N, Lake Elmo, MN 55042 A5.0 ★Texas Ratio: 7.45%	Conventional	1	0.1%	100%	$325,000	View
National Bank of Commerce 22 1st St Ne, Bagley, MN 56621 A+5.0 ★Texas Ratio: 5.00%	Conventional	1	0.1%	100%	$45,000	View
Bankvista 1420 White Oak Dr, Chaska, MN 55318 A5.0 ★Texas Ratio: 11.00%	Conventional	1	0.1%	100%	$405,000	View
The State Bank of Faribault 428 Central Ave N, Faribault, MN 55021 A5.0 ★Texas Ratio: 11.55%	Conventional	1	0.1%	100%	$355,000	View
Sharepoint Credit Union 13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40%	Conventional	1	0.1%	50%	$375,000	View
Members Cooperative Credit Union 108 Minnesota Ave N, Aitkin, MN 56431 1410 A5.0 ★Texas Ratio: 10.43%	Conventional	1	0.1%	100%	$95,000	View
First Independence Bank 3430 University Ave Se, Minneapolis, MN 55414 A+5.0 ★Texas Ratio: 4.91%	Conventional	1	0.1%	100%	$685,000	View
Bridgewater Bank 7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43%	Conventional	1	0.1%	100%	$235,000	View
First State Bank and Trust 950 Highway 95 N, Bayport, MN 55003 A+5.0 ★Texas Ratio: 0.25%	Conventional	1	0.1%	100%	$305,000	View
Security Bank & Trust Company 7101 West 78th Street, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.36%	Conventional	1	0.1%	100%	$305,000	View
Expedition Credit Union 14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +4 HELOCs	0%	n/a		View
Minnwest Bank 113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77%	HELOC	0 +3 HELOCs	0%	n/a		View
Magnifi Financial Credit Union 641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40%	HELOC	0 +1 HELOCs	0%	n/a		View
Nicolet National Bank 455 Pond Promenade, Chanhassen, MN 55317 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +1 HELOCs	0%	n/a		View
Cambria Financial Group	Conventional, FHA, VA	13	0.8%	100%	$428,846
Summit Mortgage Corporation	Conventional, FHA	7	0.4%	100%	$309,285
Servion	Conventional, VA	6	0.4%	100%	$350,000
Bremer Bank NA	Conventional	1	0.1%	100%	$635,000
Thrivent Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Lennar Mortgage, LLC	Conventional, FHA, VA	111	6.8%	96.5%	$427,432
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	100 +3 HELOCs	6.1%	88.6%	$430,500
Rocket Mortgage	Conventional, FHA, VA, HELOC	80 +1 HELOCs	4.9%	83.7%	$303,625
DHI Mortgage Company, LTD.	Conventional, FHA, VA	58	3.5%	90.6%	$428,793
Fairway Independent Mort Corp	Conventional, FHA, VA	46	2.8%	100%	$371,956
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	41	2.5%	97.6%	$362,804
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	40	2.4%	97.6%	$413,500
Pennymac Loan Services LLC	Conventional, FHA, VA	32	2%	89.2%	$441,250
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	27 +2 HELOCs	1.6%	96.6%	$425,370
Pulte Mortgage LLC	Conventional, FHA	24	1.5%	85.7%	$296,250
loanDepot.com LLC	Conventional, FHA, VA	23	1.4%	85.2%	$297,173
Nationstar Mortgage	Conventional, FHA	21	1.3%	95.5%	$157,380
Mortgage Research Center	Conventional, FHA, VA	16	1%	84.2%	$377,500
Freedom Mortgage Corporation	Conventional, FHA, VA	15	0.9%	90.5%	$369,000
Cmg Mortgage Inc	Conventional, FHA, VA	15	0.9%	94.4%	$364,333
Mutual of Omaha Mortgage	Conventional, FHA, VA	15	0.9%	100%	$404,333
New American Funding, LLC.	Conventional, FHA, VA	15	0.9%	78.9%	$454,333
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo	13	0.8%	100%	$483,461
Newrez LLC	Conventional, FHA, VA	13	0.8%	81.2%	$354,230
Royal Credit Union A+5.0 ★Texas Ratio: 3.17%	Conventional, FHA, HELOC	12 +14 HELOCs	0.7%	80%	$295,000	View
Guidance Residential, LLC	Conventional	11	0.7%	92.3%	$496,818
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	11	0.7%	91.7%	$229,545	View
Plaza Home Mortgage, Inc	Conventional, FHA	11	0.7%	100%	$332,272
Spring Eq, LLC	Conventional, HELOC	10 +5 HELOCs	0.6%	57.9%	$78,000
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	10	0.6%	71.4%	$398,000
Guild Mortgage Company	Conventional, FHA, VA	10	0.6%	100%	$331,000
Everett Financial, Inc.	Conventional, FHA	9	0.5%	100%	$286,111
Triad Financial Services, Inc.	Conventional	9	0.5%	43.3%	$86,111
Movement Mortgage, LLC	Conventional, VA	9	0.5%	100%	$363,888
Uif Corporation	Conventional	9	0.5%	100%	$385,000
21St Mortgage	Conventional	9	0.5%	32.1%	$90,555
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	8	0.5%	100%	$405,000	View
Paramount Residential Mortgage	Conventional, FHA	8	0.5%	88.9%	$395,000
Kind Lending, LLC	Conventional, FHA, VA	7	0.4%	100%	$389,285
Provident Funding Associates	Conventional	7	0.4%	100%	$412,142
Cardinal Financial Company, Li	Conventional, FHA	6	0.4%	100%	$273,333
Lower, LLC	Conventional	6	0.4%	85.7%	$440,000
American Neighborhood Mortgage Acceptance Company	Conventional, VA	6	0.4%	100%	$466,666
Resicentral LLC	Conventional	5	0.3%	85.7%	$505,000
Amerisave Mortgage Company	Conventional, FHA	5	0.3%	62.5%	$241,000
Discover Bank	Conventional	5	0.3%	29.4%	$91,000
Genisys Credit Union	Conventional, HELOC	4 +2 HELOCs	0.2%	80%	$177,500
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	4 +1 HELOCs	0.2%	100%	$507,500	View
Navy Federal Credit Union	Conventional, VA, HELOC	4 +1 HELOCs	0.2%	80%	$337,500
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	4	0.2%	100%	$560,000	View
Ony Glo, Inc.	Conventional	4	0.2%	100%	$307,500
Sierra Pacific Mortgage Co. Inc	Conventional	4	0.2%	100%	$440,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	4	0.2%	80%	$387,500	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	4	0.2%	66.7%	$415,000	View
Mason-McDuffie Mortgage Corporation	Conventional	4	0.2%	100%	$490,000
Tomo Mortgage LLC	Conventional	4	0.2%	100%	$392,500
Digital Federal Credit Union	Conventional, HELOC	3 +1 HELOCs	0.2%	75%	$638,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.2%	75%	$445,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.2%	57.1%	$298,333
Sun West Mortgage Company, Inc	Conventional, VA	3	0.2%	100%	$351,666
Midwest Heritage Bank FSB A5.0 ★Texas Ratio: 9.76%	Conventional	3	0.2%	100%	$471,666	View
American Financing Corporation	Conventional	3	0.2%	44.4%	$208,333
Bay Equity LLC	Conventional	3	0.2%	100%	$465,000
New Day Financial, LLC.	VA	3	0.2%	60%	$355,000
Premier Lending Inc.	Conventional, FHA	3	0.2%	100%	$375,000
Planet Home Lending, LLC	Conventional, VA	3	0.2%	100%	$478,333
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	3	0.2%	100%	$548,333	View
Waterstone Mortgage Corporation	Conventional	3	0.2%	100%	$408,333
Megastar Finanacial Corp	Conventional	3	0.2%	100%	$538,333
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.2%	100%	$415,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	3	0.2%	100%	$575,000	View
Carrington Mortgage Services LLC	Conventional, FHA	3	0.2%	45.5%	$318,333
Veridian Credit Union C3.9 ★Texas Ratio: 27.97%	Conventional, HELOC	2 +12 HELOCs	0.1%	66.7%	$290,000	View
Primelending	Conventional	2	0.1%	100%	$505,000
Gold Star Mortgage Financial Group, Corporation	Conventional	2	0.1%	100%	$460,000
SWBC Mortgage Corporation	Conventional	2	0.1%	100%	$240,000
Go Mortgage, LLC	Conventional	2	0.1%	100%	$635,000
Nbkc Bank	Conventional	2	0.1%	100%	$345,000
Compeer Financial	Conventional	2	0.1%	100%	$235,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.1%	100%	$410,000	View
Synergy One Lending, Inc.	Conventional	2	0.1%	100%	$495,000
Homestead Funding Corp.	Conventional	2	0.1%	100%	$465,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$520,000	View
Success Mortgage Partners, Inc	Conventional	2	0.1%	100%	$475,000
Citizens State Bank A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	100%	$290,000	View
Union Home Mortgage Corp.	Conventional	2	0.1%	100%	$475,000
SIRVA Mortgage, Inc.	Conventional	2	0.1%	100%	$450,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA, Jumbo	2	0.1%	50%	$655,000	View
Mission Loans, LLC	Conventional	2	0.1%	100%	$410,000
Better Mortgage Corporation	Conventional	2	0.1%	100%	$510,000
The Loan Store, Inc	Conventional	2	0.1%	100%	$550,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	2	0.1%	100%	$555,000
Florida Capital Bank, N.A	Conventional, FHA	2	0.1%	100%	$450,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.1%	100%	$285,000	View
Ark-La-Tex Financial Services LLC	VA	2	0.1%	100%	$515,000
Star One Credit Union A5.0 ★Texas Ratio: 10.59%	Conventional	2	0.1%	100%	$575,000	View
Goodleap, LLC	VA, HELOC	1 +3 HELOCs	0.1%	100%	$335,000
Black Hills Federal Credit Union	Conventional	1	0.1%	100%	$465,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$365,000	View
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.1%	100%	$315,000
Arbor Bank A5.0 ★Texas Ratio: 10.07%	FHA	1	0.1%	100%	$445,000	View
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$625,000
Equity Prime Mortgage LLC	Conventional	1	0.1%	100%	$275,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$365,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	50%	$265,000
Signature Federal Credit Union	Conventional	1	0.1%	100%	$145,000
PHH Mortgage Corporation	VA	1	0.1%	100%	$275,000
United Trust Bank	VA	1	0.1%	100%	$325,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$605,000	View
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$285,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$575,000	View
AmWest Funding Corp	Conventional	1	0.1%	100%	$265,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$445,000	View
Uw Credit Union	FHA	1	0.1%	100%	$495,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$375,000
Gate City Bank	Conventional	1	0.1%	100%	$25,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$295,000
Real Genius LLC	Conventional	1	0.1%	100%	$445,000
Weichert Financial Services	Conventional	1	0.1%	100%	$515,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$365,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$475,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$465,000
Servis One, Inc	VA	1	0.1%	100%	$545,000
Churchill Mortgage Corporation	FHA	1	0.1%	100%	$265,000
Nations Lending Corporation	Conventional	1	0.1%	100%	$685,000
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$595,000
St. Charles Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 5.27%	Conventional	1	0.1%	100%	$625,000	View
American Pacific Mortgage Corporation	FHA	1	0.1%	100%	$265,000
Lake Michigan Credit Union	Conventional	1	0.1%	100%	$355,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$395,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$425,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$195,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$445,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$565,000	View
First Community Credit Union	Conventional	1	0.1%	100%	$475,000
Bankwest, Inc. C+4.1 ★Texas Ratio: 26.29%	Conventional	1	0.1%	14.3%	$165,000	View
Texana Bank	VA	1	0.1%	100%	$285,000
Village Capital & Investment	VA	1	0.1%	100%	$645,000
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +12 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
Midwestone Bank	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View
American National Bank A5.0 ★Texas Ratio: 8.08%	HELOC	0 +1 HELOCs	0%	n/a		View
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Lakeville Mortgage Rate Trends

Daily average mortgage rates for Minnesota compared with the national average, updated every evening.

30-Year Fixed MN Avg

7.512%

▲ 0.089 vs 7 days ago

15-Year Fixed MN Avg

6.996%

▲ 0.059 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lakeville, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Lakeville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lakeville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lakeville, MN

Use these to narrow the list above. Each category shows how many Lakeville, MN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 96 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 73 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 47 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 41 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 11 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MN 42 lenders headquartered in Minnesota, the closest thing to a mortgage lender near you

Who Lends in Lakeville, MN

Independent mortgage companies closed 62.2 percent of home loans in Lakeville, Minnesota in 2025, banks 24.9 percent and credit unions 13 percent. Tradition Mortgage, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 16 loans.

62.2%

Mortgage companies

24.9%

Banks

13%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

All Minnesota lenders 711 lenders Minneapolis 297 lenders St. Paul 252 lenders Rochester 198 lenders Woodbury 186 lenders Maple Grove 180 lenders Duluth 168 lenders Blaine 180 lenders Plymouth 187 lenders Bloomington 163 lenders St. Cloud 152 lenders Brooklyn Park 153 lenders Coon Rapids 153 lenders

Frequently Asked Questions About Mortgage Lenders in Lakeville, MN

Who is the largest mortgage lender in Lakeville, MN?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Lakeville, Minnesota with 54 loans, about 3.3 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 16 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lakeville, MN have the highest approval rates?

Among lenders with meaningful volume in Lakeville, Minnesota, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 96.5 percent, against a 86.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lakeville, MN mortgage lenders offer FHA, VA and USDA loans?

47 lenders closed FHA loans in Lakeville, Minnesota in 2025, led by United Wholesale Mortgage with 10. 41 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lakeville, MN lender list?

Yes. 73 banks and 30 credit unions closed home loans in Lakeville, Minnesota in 2025, alongside 96 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lakeville, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lakeville, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lakeville, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lakeville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.