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Mortgage Lenders and Brokers in Woodbury, Minnesota

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Woodbury, Minnesota mortgage lenders include Bell BankBell Bank563 Bielenberg Dr, Woodbury, MN 55125A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.8575 Valley Creek Rd, Woodbury, MN 55125A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA7525 Currell Blvd, Woodbury, MN 55125A+5.0 ★Texas Ratio: 5.36%, Ideal Credit UnionIdeal Credit Union8499 Tamarack Rd, Woodbury, MN 55125 9201A+5.0 ★Texas Ratio: 5.61%, Lake Elmo BankLake Elmo Bank7555 Bailey Rd, Woodbury, MN 55129A5.0 ★Texas Ratio: 7.45%, Old National BankOld National Bank1920 Donegal Dr, Woodbury, MN 55125A+5.0 ★Texas Ratio: 4.98%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8362 Tamarack Vlg, Woodbury, MN 55125A+5.0 ★Texas Ratio: 3.68%, Associated Bank NAAssociated Bank NA1835 Radio Dr, Woodbury, MN 55125A+5.0 ★Texas Ratio: 3.45%, Huntington National BankHuntington National Bank8432 Tamarack Vlg, Woodbury, MN 55125A+5.0 ★Texas Ratio: 3.66%, and Highland BankHighland Bank2230 Eagle Creek Ln, Woodbury, MN 55129C+4.1 ★Texas Ratio: 26.29%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Woodbury, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodbury are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Woodbury, Minnesota

Market share is the lender's share of all home loans closed in Woodbury, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Bell Bank 1 office in Woodbury 563 Bielenberg Dr, Woodbury, MN 55125 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, Jumbo, HELOC	114 +11 HELOCs	7.1%	97.4%	$382,894	View
US Bank, N.A. 1 office in Woodbury 8575 Valley Creek Rd, Woodbury, MN 55125 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	41 +49 HELOCs	2.6%	71.2%	$251,829	View
Wells Fargo Bank NA 2 offices in Woodbury 7525 Currell Blvd, Woodbury, MN 55125 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	26	1.6%	81.2%	$437,307	View
Ideal Credit Union 8499 Tamarack Rd, Woodbury, MN 55125 9201 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	15 +24 HELOCs	0.9%	94.7%	$199,000	View
Lake Elmo Bank 1 office in Woodbury 7555 Bailey Rd, Woodbury, MN 55129 A5.0 ★Texas Ratio: 7.45%	Conventional	14	0.9%	100%	$259,285	View
Old National Bank 2 offices in Woodbury 1920 Donegal Dr, Woodbury, MN 55125 A+5.0 ★Texas Ratio: 4.98%	Conventional, Jumbo, HELOC	10 +10 HELOCs	0.6%	100%	$472,000	View
JPMorgan Chase Bank, NA 2 offices in Woodbury 8362 Tamarack Vlg, Woodbury, MN 55125 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	9 +1 HELOCs	0.6%	76.9%	$407,222	View
Associated Bank NA 1 office in Woodbury 1835 Radio Dr, Woodbury, MN 55125 A+5.0 ★Texas Ratio: 3.45%	Conventional, HELOC	8 +4 HELOCs	0.5%	72.7%	$410,000	View
Huntington National Bank 2 offices in Woodbury 8432 Tamarack Vlg, Woodbury, MN 55125 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	7 +8 HELOCs	0.4%	100%	$559,285	View
Highland Bank 1 office in Woodbury 2230 Eagle Creek Ln, Woodbury, MN 55129 C+4.1 ★Texas Ratio: 26.29%	Conventional	5	0.3%	71.4%	$137,000	View
Bank of America NA 1 office in Woodbury 355 Radio Dr, Woodbury, MN 55125 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +9 HELOCs	0.1%	66.7%	$450,000	View
BMO Harris Bank NA 1 office in Woodbury 9935 Hudson Pl, Woodbury, MN 55125 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	2 +4 HELOCs	0.1%	100%	$525,000	View
Premier Bank 1 office in Woodbury 7475 Tamarack Rd, Woodbury, MN 55125 A+5.0 ★Texas Ratio: 0.02%	Conventional	2	0.1%	100%	$165,000	View
Associated Healthcare CU 6789 Upper Afton Rd, Woodbury, MN 55125 A+5.0 ★Texas Ratio: 3.27%	Conventional	1	0.1%	100%	$75,000	View
Blaze Credit Union 195 Radio Drive, Woodbury, MN 55125 A5.0 ★Texas Ratio: 6.19%	Conventional, Jumbo, HELOC	51 +28 HELOCs	3.2%	86.4%	$167,352	View
Affinity Plus Federal Credit Union 1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41%	Conventional, HELOC	32 +16 HELOCs	2%	84.2%	$83,750	View
Trustone Financial Credit Union 2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56%	Conventional, HELOC	27 +21 HELOCs	1.7%	81.8%	$196,851	View
Granite Bank 11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85%	Conventional, FHA	18	1.1%	100%	$320,000	View
Alerus Financial NA 143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32%	Conventional, FHA, VA, HELOC	16 +8 HELOCs	1%	100%	$397,500	View
Luminate Bank 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional	16	1%	100%	$390,625	View
City & County Credit Union ★ 5 stars, 1 review 4008 Radio Dr, Woodbury, MN 55129 3237 A+5.0 ★Texas Ratio: 1.52%	Conventional	16	1%	72.7%	$233,125	View
Wings Financial Credit Union 660 Woodbury Dr, Woodbury, MN 55125	Conventional, HELOC	15 +29 HELOCs	0.9%	100%	$331,000	View
Bridgewater Bank 7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43%	Conventional	8	0.5%	100%	$225,000	View
First State Bank and Trust 950 Highway 95 N, Bayport, MN 55003 A+5.0 ★Texas Ratio: 0.25%	Conventional	8	0.5%	100%	$290,000	View
Topline Financial Credit Union 900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54%	Conventional, HELOC	7 +3 HELOCs	0.4%	100%	$320,714	View
Novation Credit Union 45 Hassan St SE, Hutchinson, MN 55350 A+5.0 ★Texas Ratio: 4.19%	Conventional	4	0.3%	100%	$90,000	View
Luminate Home Loans, Inc. 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional	4	0.3%	100%	$427,500	View
Deerwood Bank 14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01%	Conventional, HELOC	3 +4 HELOCs	0.2%	100%	$391,666	View
Think Mutual Bank 15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90%	Conventional, HELOC	3 +1 HELOCs	0.2%	60%	$108,333	View
Heartland Credit Union 4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68%	Conventional	3	0.2%	75%	$188,333	View
New Market Bank 101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0.2%	100%	$291,666	View
Security Bank & Trust Company 7101 West 78th Street, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.36%	Conventional	3	0.2%	100%	$425,000	View
First Bank & Trust 234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$190,000	View
First Independence Bank 3430 University Ave Se, Minneapolis, MN 55414 A+5.0 ★Texas Ratio: 4.91%	Conventional	2	0.1%	100%	$740,000	View
Frandsen Bank & Trust 410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91%	Conventional	2	0.1%	100%	$395,000	View
Merchants Bank, National Association 7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28%	Conventional	1	0.1%	100%	$155,000	View
Mayo Employees Federal Credit Union 155 1st Ave SW, Rochester, MN 55902 A+5.0 ★Texas Ratio: 0.16%	Conventional	1	0.1%	100%	$75,000	View
Security State Bank of Marine 21450 Forest Blvd N, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.92%	Conventional	1	0.1%	100%	$85,000	View
First State Bank of Wyoming 6115 Stacy Trl, Stacy, MN 55079	Conventional	1	0.1%	100%	$45,000
Northview Bank 6340 Merchant St, Askov, MN 55704 A+5.0 ★Texas Ratio: 3.46%	Conventional	1	0.1%	100%	$245,000	View
Coulee Bank 14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60%	Conventional	1	0.1%	100%	$175,000	View
Alliance Bank 112 Broadway, Hanska, MN 56041 A+5.0 ★Texas Ratio: 0.05%	Conventional	1	0.1%	100%	$395,000	View
Great Southern Bank 6545 France Ave S Ste 130, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.55%	Conventional	1	0.1%	100%	$205,000	View
Lakeview Bank ★ 5 stars, 1 review 9725 163rd St W, Lakeville, MN 55044 A5.0 ★Texas Ratio: 8.73%	Conventional	1	0.1%	100%	$195,000	View
HomeTown Bank 1600 Monroe Drive, Carver, MN 55315 A+5.0 ★Texas Ratio: 3.53%	Conventional	1	0.1%	100%	$155,000	View
Minnwest Bank 113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77%	Conventional	1	0.1%	100%	$355,000	View
Northeast Bank 200 Coon Rapids Blvd Nw, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 2.50%	Conventional	1	0.1%	100%	$255,000	View
First Resource Bank 808 W Broadway Ave, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.72%	Conventional	1	0.1%	100%	$265,000	View
Nicolet National Bank 455 Pond Promenade, Chanhassen, MN 55317 A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0.1%	100%	$575,000	View
Citizens Community Federal N.A. 2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61%	Conventional	1	0.1%	100%	$305,000	View
Vermillion State Bank 255 33rd St W, Hastings, MN 55033 A+5.0 ★Texas Ratio: 1.51%	Conventional	1	0.1%	100%	$155,000	View
Citizens Bank Minnesota 102 S Broadway, La Salle, MN 56056 A+5.0 ★Texas Ratio: 0.16%	Conventional	1	0.1%	100%	$265,000	View
Peoples State Bank of Plainview 411 N Main St, Altura, MN 55910 A-4.7 ★Texas Ratio: 9.93%	Conventional	1	0.1%	100%	$375,000	View
Minnesota Valley Federal Credit Union 100 Memorial View Ct, Mankato, MN 56001	Conventional	1	0.1%	100%	$65,000
Umb Bank NA 7701 France Ave S, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0.1%	100%	$785,000	View
Expedition Credit Union 1605 Queens Dr Ste 101, Woodbury, MN 55125 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	n/a		View
Tradition Mortgage, LLC	Conventional, VA	34	2.1%	100%	$481,764
Servion	Conventional	10	0.6%	100%	$298,000
Cambria Financial Group	Conventional, FHA	10	0.6%	100%	$435,000
Summit Mortgage Corporation	Conventional	10	0.6%	100%	$328,000
Bremer Bank NA	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$255,000
Thrivent Federal Credit Union	Conventional	1	0.1%	100%	$35,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	112 +1 HELOCs	7%	92.6%	$402,946
Rocket Mortgage	Conventional, FHA, VA, HELOC	80 +1 HELOCs	5%	89.2%	$265,750
Lennar Mortgage, LLC	Conventional, FHA, VA	61	3.8%	93.8%	$417,459
Pulte Mortgage LLC	Conventional, FHA, VA	61	3.8%	86.1%	$405,327
DHI Mortgage Company, LTD.	Conventional, FHA, VA	60	3.8%	95.3%	$459,500
CrossCountry Mortgage, LLC	Conventional, FHA, VA	45	2.8%	95.8%	$349,222
Fairway Independent Mort Corp	Conventional, FHA, VA	41	2.6%	97.7%	$331,341
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	31	1.9%	100%	$322,096
Royal Credit Union A+5.0 ★Texas Ratio: 3.17%	Conventional, FHA, Jumbo, HELOC	28 +17 HELOCs	1.8%	100%	$372,500	View
loanDepot.com LLC	Conventional, FHA, VA	28	1.8%	93.8%	$330,357
Pennymac Loan Services LLC	Conventional, FHA, VA	26	1.6%	81.8%	$443,461
New American Funding, LLC.	Conventional, FHA	24	1.5%	88.9%	$332,500
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	20 +3 HELOCs	1.3%	95.2%	$442,500
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	17	1.1%	100%	$391,470
Mortgage Research Center	FHA, VA, Jumbo	17	1.1%	70.8%	$431,470
Guaranteed Rate Affinity, LLC	Conventional, FHA	16	1%	100%	$331,250
Newrez LLC	Conventional, VA	13	0.8%	76.5%	$278,076
Mutual of Omaha Mortgage	Conventional, FHA, VA	13	0.8%	92.9%	$223,461
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	13	0.8%	86.7%	$169,615	View
SWBC Mortgage Corporation	Conventional, VA	12	0.8%	100%	$358,333
Guild Mortgage Company	Conventional, VA	12	0.8%	100%	$500,833
Movement Mortgage, LLC	Conventional, FHA	11	0.7%	100%	$231,363
SIRVA Mortgage, Inc.	Conventional	10	0.6%	100%	$510,000
Uif Corporation	Conventional	9	0.6%	81.8%	$456,111
Everett Financial, Inc.	Conventional, FHA, VA	8	0.5%	100%	$408,750
Resicentral LLC	Conventional	8	0.5%	100%	$402,500
Provident Funding Associates	Conventional	8	0.5%	100%	$375,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	8	0.5%	100%	$370,000
Freedom Mortgage Corporation	Conventional, FHA, VA	7	0.4%	83.3%	$319,285
Nationstar Mortgage	Conventional, FHA	7	0.4%	88.9%	$225,000
Lower, LLC	Conventional, FHA, VA, Jumbo	7	0.4%	87.5%	$476,428
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	7	0.4%	100%	$223,571	View
Guidance Residential, LLC	Conventional	6	0.4%	100%	$376,666
Waterstone Mortgage Corporation	Conventional, FHA, VA	6	0.4%	100%	$381,666
Paramount Residential Mortgage	Conventional	6	0.4%	100%	$311,666
Navy Federal Credit Union	Conventional, VA, HELOC	5 +2 HELOCs	0.3%	75%	$361,000
Cardinal Financial Company, Li	Conventional, FHA	5	0.3%	100%	$335,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA	5	0.3%	100%	$485,000	View
The Loan Store, Inc	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$317,500
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	4	0.3%	100%	$465,000	View
Primelending	Conventional	4	0.3%	80%	$312,500
Sage Home Loans Corporation	Conventional	4	0.3%	100%	$407,500
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	4	0.3%	100%	$492,500
Gate City Bank	Conventional	4	0.3%	100%	$312,500
Union Home Mortgage Corp.	Conventional	4	0.3%	100%	$397,500
Bay Equity LLC	Conventional, FHA	4	0.3%	100%	$220,000
American Pacific Mortgage Corporation	Conventional, FHA	4	0.3%	80%	$282,500
Plaza Home Mortgage, Inc	Conventional	4	0.3%	80%	$330,000
Veridian Credit Union C3.9 ★Texas Ratio: 27.97%	Conventional, Jumbo, HELOC	3 +7 HELOCs	0.2%	75%	$501,666	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	3 +4 HELOCs	0.2%	100%	$341,666	View
Spring Eq, LLC	Conventional, HELOC	3 +2 HELOCs	0.2%	27.3%	$58,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.2%	100%	$528,333	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	3	0.2%	57.1%	$435,000
Nbkc Bank	Conventional, VA	3	0.2%	100%	$455,000
Kind Lending, LLC	Conventional, VA	3	0.2%	75%	$521,666
Security Financial Bank A5.0 ★Texas Ratio: 11.46%	Conventional	3	0.2%	100%	$475,000	View
Discover Bank	Conventional	3	0.2%	37.5%	$121,666
Zillow Home Loans, LLC	Conventional, VA	3	0.2%	100%	$275,000
Mason-McDuffie Mortgage Corporation	Conventional	3	0.2%	100%	$268,333
Genisys Credit Union	Conventional	2	0.1%	66.7%	$195,000
American Financial Resources LLC	Conventional	2	0.1%	100%	$540,000
Amerisave Mortgage Company	Conventional, FHA	2	0.1%	20%	$230,000
Homestead Funding Corp.	Conventional	2	0.1%	100%	$415,000
AmWest Funding Corp	Conventional	2	0.1%	100%	$320,000
Success Mortgage Partners, Inc	Conventional	2	0.1%	100%	$400,000
Homeowners Financial Group, LLC	Conventional	2	0.1%	100%	$395,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA, Jumbo	2	0.1%	66.7%	$515,000	View
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$375,000
Planet Home Lending, LLC	Conventional, FHA	2	0.1%	100%	$225,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	2	0.1%	100%	$440,000	View
BoxCar Mortgage, LLC	Conventional	2	0.1%	100%	$390,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	66.7%	$460,000	View
Megastar Finanacial Corp	Conventional, VA	2	0.1%	100%	$225,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$255,000
Nations Direct Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$315,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	2	0.1%	100%	$555,000
Goprime Mortgage, Inc.	VA	2	0.1%	100%	$490,000
Tomo Mortgage LLC	Conventional	2	0.1%	66.7%	$400,000
Valon Mortgage	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$165,000
Better Mortgage Corporation	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$465,000
Uw Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$425,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$605,000	View
EMM Loans LLC	FHA	1	0.1%	100%	$235,000
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$265,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$375,000
Goodleap, LLC	FHA	1	0.1%	100%	$205,000
Greenstate Credit Union	Conventional	1	0.1%	100%	$645,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0.1%	100%	$235,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$385,000	View
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$245,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$215,000
Regent Financial Group A+5.0 ★Texas Ratio: 2.54%	Conventional	1	0.1%	100%	$375,000	View
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$675,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$465,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$535,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$365,000
American Financial Network, Inc.	FHA	1	0.1%	100%	$285,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$585,000	View
Pinnacle Bank A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo	1	0.1%	100%	$835,000	View
Plus Relocation Mortgage, LLC	Conventional	1	0.1%	100%	$605,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$755,000	View
Royal Pacific Funding	Conventional	1	0.1%	100%	$455,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$535,000	View
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$605,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$315,000
Premier Lending Inc.	FHA	1	0.1%	100%	$505,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$515,000	View
Nations Lending Corporation	Conventional	1	0.1%	100%	$525,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$275,000	View
Crystal Lake Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.94%	Conventional	1	0.1%	100%	$205,000	View
State Bank of The Lakes, N.A. A+5.0 ★Texas Ratio: 1.38%	Conventional	1	0.1%	100%	$725,000	View
Milend, Inc	Conventional	1	0.1%	100%	$515,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$225,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$645,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$225,000	View
Purdue Federal Cu	Conventional	1	0.1%	100%	$655,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$545,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$495,000
Florida Capital Bank, N.A	FHA	1	0.1%	100%	$395,000
Kirkwood Bank & Trust Co. A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$405,000	View
Hiawatha National Bank A-5.0 ★Texas Ratio: 15.06%	Conventional	1	0.1%	100%	$635,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$375,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$415,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$365,000
Village Capital & Investment	FHA	1	0.1%	100%	$345,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +4 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Westconsin Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Midwestone Bank	HELOC	0 +1 HELOCs	0%	n/a
Altra Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Johnson Bank A+5.0 ★Texas Ratio: 1.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View
American National Bank A5.0 ★Texas Ratio: 8.08%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Woodbury Mortgage Rate Trends

Daily average mortgage rates for Minnesota compared with the national average, updated every evening.

30-Year Fixed MN Avg

7.512%

▲ 0.089 vs 7 days ago

15-Year Fixed MN Avg

6.996%

▲ 0.059 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Woodbury, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Woodbury? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodbury in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Woodbury, MN

Use these to narrow the list above. Each category shows how many Woodbury, MN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 95 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 78 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 48 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 36 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 13 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MN 46 lenders headquartered in Minnesota, the closest thing to a mortgage lender near you

Who Lends in Woodbury, MN

Independent mortgage companies closed 60 percent of home loans in Woodbury, Minnesota in 2025, banks 26.3 percent and credit unions 13.7 percent. Luminate Home Loans, Inc. was the largest mortgage company, Bell Bank the largest bank and Ideal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 26 loans.

60%

Mortgage companies

26.3%

Banks

13.7%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

All Minnesota lenders 711 lenders Minneapolis 297 lenders St. Paul 252 lenders Rochester 198 lenders Lakeville 187 lenders Maple Grove 180 lenders Duluth 168 lenders Blaine 180 lenders Plymouth 187 lenders Bloomington 163 lenders St. Cloud 152 lenders Brooklyn Park 153 lenders Coon Rapids 153 lenders

Frequently Asked Questions About Mortgage Lenders in Woodbury, MN

Who is the largest mortgage lender in Woodbury, MN?

By home loans closed in 2025, Bell Bank was the largest mortgage lender in Woodbury, Minnesota with 114 loans, about 7.1 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 26 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Woodbury, MN have the highest approval rates?

Among lenders with meaningful volume in Woodbury, Minnesota, Bell Bank approved the highest share of completed applications in 2025 at 97.4 percent, against a 90.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Woodbury, MN mortgage lenders offer FHA, VA and USDA loans?

48 lenders closed FHA loans in Woodbury, Minnesota in 2025, led by United Wholesale Mortgage with 20. 36 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Woodbury, MN lender list?

Yes. 78 banks and 28 credit unions closed home loans in Woodbury, Minnesota in 2025, alongside 95 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Woodbury, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Woodbury, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodbury, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodbury. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.