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Mortgage Lenders and Brokers in Plymouth, Minnesota

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Plymouth, Minnesota mortgage lenders include Trustone Financial Credit UnionTrustone Financial Credit Union14601 27th Ave N, Plymouth, MN 55447A+5.0 ★Texas Ratio: 4.56%, US Bank, N.A.US Bank, N.A.3305 Plymouth Blvd, Plymouth, MN 55447A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA16895 County Road 24, Plymouth, MN 55447A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank15525 34th Ave N, Plymouth, MN 55447A+5.0 ★Texas Ratio: 3.66%, Wells Fargo Bank NAWells Fargo Bank NA3000 Fernbrook Ln N, Plymouth, MN 55447A+5.0 ★Texas Ratio: 5.36%, Old National BankOld National Bank3950 Vinewood Ln N, Plymouth, MN 55441A+5.0 ★Texas Ratio: 4.98%, Associated Bank NAAssociated Bank NA2655 Campus Dr, Plymouth, MN 55441A+5.0 ★Texas Ratio: 3.45%, Platinum BankPlatinum Bank605 Highway 169 N, Plymouth, MN 55441A+5.0 ★Texas Ratio: 2.38%, BMO Harris Bank NABMO Harris Bank NA3245 Vicksburg Ln N, Plymouth, MN 55447A+5.0 ★Texas Ratio: 3.54%, and Summit Mortgage CorporationSummit Mortgage CorporationPlymouth, MN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Plymouth, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Plymouth are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Plymouth, Minnesota

Market share is the lender's share of all home loans closed in Plymouth, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Trustone Financial Credit Union 14601 27th Ave N, Plymouth, MN 55447 A+5.0 ★Texas Ratio: 4.56%	Conventional, Jumbo, HELOC	50 +60 HELOCs	3.8%	87.7%	$200,800	View
US Bank, N.A. 2 offices in Plymouth 3305 Plymouth Blvd, Plymouth, MN 55447 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo, HELOC	43 +40 HELOCs	3.3%	74.6%	$415,465	View
JPMorgan Chase Bank, NA 2 offices in Plymouth 16895 County Road 24, Plymouth, MN 55447 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	31 +2 HELOCs	2.4%	97.1%	$596,290	View
Huntington National Bank 1 office in Plymouth 15525 34th Ave N, Plymouth, MN 55447 A+5.0 ★Texas Ratio: 3.66%	Conventional, VA, Jumbo, HELOC	30 +28 HELOCs	2.3%	83.3%	$607,333	View
Wells Fargo Bank NA 1 office in Plymouth 3000 Fernbrook Ln N, Plymouth, MN 55447 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	21	1.6%	80.8%	$408,809	View
Old National Bank 2 offices in Plymouth 3950 Vinewood Ln N, Plymouth, MN 55441 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	11 +20 HELOCs	0.8%	73.3%	$398,636	View
Associated Bank NA 1 office in Plymouth 2655 Campus Dr, Plymouth, MN 55441 A+5.0 ★Texas Ratio: 3.45%	Conventional, HELOC	3 +7 HELOCs	0.2%	75%	$281,666	View
Platinum Bank 1 office in Plymouth 605 Highway 169 N, Plymouth, MN 55441 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$305,000	View
BMO Harris Bank NA 1 office in Plymouth 3245 Vicksburg Ln N, Plymouth, MN 55447 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +10 HELOCs	0%	0%		View
Summit Mortgage Corporation	Conventional, FHA, Jumbo	11	0.8%	100%	$454,090
Bell Bank 1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, Jumbo, HELOC	113 +21 HELOCs	8.7%	96.6%	$461,106	View
Granite Bank 11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85%	Conventional, FHA, Jumbo	26	2%	100%	$303,076	View
Luminate Bank 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, Jumbo	25	1.9%	100%	$403,800	View
Alerus Financial NA 143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo, HELOC	24 +12 HELOCs	1.8%	100%	$452,916	View
Affinity Plus Federal Credit Union 1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41%	Conventional, Jumbo, HELOC	17 +8 HELOCs	1.3%	90.9%	$183,235	View
Blaze Credit Union 10000 Rockford Rd, Plymouth, MN 55442 2896 A5.0 ★Texas Ratio: 6.19%	Conventional, HELOC	14 +12 HELOCs	1.1%	88.9%	$226,428	View
Topline Financial Credit Union 4190 Vinewood Ln N, Plymouth, MN 55442 1715 A5.0 ★Texas Ratio: 6.54%	Conventional, HELOC	12 +11 HELOCs	0.9%	93.3%	$267,500	View
Bank of America NA 7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	12 +10 HELOCs	0.9%	92.3%	$720,000	View
Wings Financial Credit Union 3455 Plymouth Blvd, Plymouth, MN 55447	Conventional, HELOC	9 +31 HELOCs	0.7%	94.7%	$355,000	View
Merchants Bank, National Association 7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28%	Conventional, Jumbo	7	0.5%	100%	$563,571	View
Luminate Home Loans, Inc. 208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	7	0.5%	100%	$415,000	View
Highland Bank 11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29%	Conventional	7	0.5%	100%	$85,000	View
Bridgewater Bank 7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43%	Conventional	6	0.5%	100%	$210,000	View
Frandsen Bank & Trust 410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91%	Conventional, Jumbo	4	0.3%	100%	$365,000	View
Magnifi Financial Credit Union 641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40%	Conventional, Jumbo	3	0.2%	100%	$411,666	View
Deerwood Bank 14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01%	Conventional, HELOC	2 +9 HELOCs	0.2%	100%	$315,000	View
Think Mutual Bank 15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$390,000	View
First State Bank of Le Center 239 Main St, Henderson, MN 56044 A+5.0 ★Texas Ratio: 5.25%	Conventional	2	0.2%	100%	$320,000	View
Community Resource Bank 1230 4th St S, Cannon Falls, MN 55009 A5.0 ★Texas Ratio: 7.12%	Conventional	2	0.2%	100%	$330,000	View
Sharepoint Credit Union 13600 Industrial Park Blvd, Plymouth, MN 55441 A+5.0 ★Texas Ratio: 5.40%	Conventional	2	0.2%	100%	$110,000	View
Great Southern Bank 6545 France Ave S Ste 130, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.55%	Conventional	2	0.2%	100%	$130,000	View
Sunrise Banks, N.A. 2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43%	Conventional	2	0.2%	100%	$260,000	View
Minnwest Bank 113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$385,000	View
Lake Elmo Bank 11020 39th St N, Lake Elmo, MN 55042 A5.0 ★Texas Ratio: 7.45%	Conventional	1	0.1%	100%	$285,000	View
Bankwest 311 10th Ave S, Buffalo, MN 55313 A+5.0 ★Texas Ratio: 3.09%	Conventional	1	0.1%	100%	$245,000	View
WNB Financial Dodge And Belvidere, Kellogg, MN 55945 A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.1%	100%	$425,000	View
Mayo Employees Federal Credit Union 155 1st Ave SW, Rochester, MN 55902 A+5.0 ★Texas Ratio: 0.16%	Conventional	1	0.1%	100%	$725,000	View
The State Bank of Faribault 428 Central Ave N, Faribault, MN 55021 A5.0 ★Texas Ratio: 11.55%	Conventional	1	0.1%	100%	$105,000	View
Bank Forward 700 Paul Bunyan Dr Nw, Bemidji, MN 56601 A5.0 ★Texas Ratio: 6.75%	Conventional	1	0.1%	100%	$255,000	View
Coulee Bank 14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60%	Conventional	1	0.1%	50%	$145,000	View
Bank Midwest 301 S State St, Fairmont, MN 56031 A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0.1%	100%	$55,000	View
Heartland Credit Union 4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68%	Conventional, Jumbo	1	0.1%	100%	$465,000	View
New Market Bank 101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$365,000	View
21st Century Bank 4125 Ball Rd Ne, Blaine, MN 55014 A+5.0 ★Texas Ratio: 1.06%	Conventional	1	0.1%	100%	$245,000	View
First Alliance Credit Union 1011 Tompkins Dr NE, Byron, MN 55920 A5.0 ★Texas Ratio: 7.96%	Conventional	1	0.1%	100%	$335,000	View
City & County Credit Union ★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52%	Conventional	1	0.1%	100%	$45,000	View
Cortrust Bank 2850 Cutters Grove Ave, Anoka, MN 55303 A+5.0 ★Texas Ratio: 5.11%	Conventional	1	0.1%	100%	$325,000	View
Vermillion State Bank 255 33rd St W, Hastings, MN 55033 A+5.0 ★Texas Ratio: 1.51%	Conventional	1	0.1%	100%	$165,000	View
Choice Financial Group 4470 W 78th Street Cir, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 2.70%	Conventional	1	0.1%	100%	$255,000	View
Liberty Bank Minnesota 730 Humboldt Dr, Big Lake, MN 55309 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$435,000	View
Heritage Bank NA 242 N 1st St, Pennock, MN 56279 C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0.1%	100%	$475,000	View
First Western Bank & Trust 3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55%	Conventional	1	0.1%	100%	$425,000	View
Kensington Bank 321 Washburn Ave, Belgrade, MN 56312 A+5.0 ★Texas Ratio: 4.45%	Conventional	1	0.1%	100%	$665,000	View
First Bank Elk River 1121 W Highway 10, Anoka, MN 55303 A+5.0 ★Texas Ratio: 4.65%	Conventional, Jumbo	1	0.1%	100%	$2,365,000	View
Ideal Credit Union 3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61%	HELOC	0 +2 HELOCs	0%	n/a		View
Tradition Mortgage, LLC	Conventional, VA, Jumbo	24	1.8%	100%	$581,250
Cambria Financial Group	Conventional, FHA	10	0.8%	100%	$415,000
Servion	Conventional, VA	2	0.2%	100%	$485,000
Bremer Bank NA	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$655,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	85 +1 HELOCs	6.5%	88.9%	$415,823
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	66 +1 HELOCs	5.1%	89.6%	$355,909
CrossCountry Mortgage, LLC	Conventional, VA, Jumbo	53	4.1%	98.2%	$421,603
Fairway Independent Mort Corp	Conventional, VA, Jumbo	43	3.3%	100%	$427,558
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	33	2.5%	97.1%	$458,030
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	24	1.8%	92.6%	$552,916
Guild Mortgage Company	Conventional, FHA, VA	20	1.5%	95.2%	$457,000
New American Funding, LLC.	Conventional, VA	20	1.5%	95.2%	$497,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo, HELOC	18 +13 HELOCs	1.4%	100%	$661,666	View
Newrez LLC	Conventional, VA, Jumbo	17	1.3%	81%	$442,647
Everett Financial, Inc.	Conventional, FHA, VA, Jumbo	16	1.2%	100%	$486,250
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	15 +1 HELOCs	1.2%	93.8%	$331,666
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo	11	0.8%	100%	$530,454
Union Home Mortgage Corp.	Conventional	10	0.8%	100%	$411,000
Mutual of Omaha Mortgage	Conventional, VA	10	0.8%	100%	$472,000
Plaza Home Mortgage, Inc	Conventional, VA	10	0.8%	84.6%	$406,000
Royal Credit Union A+5.0 ★Texas Ratio: 3.17%	Conventional, HELOC	9 +5 HELOCs	0.7%	100%	$408,333	View
Provident Funding Associates	Conventional	9	0.7%	100%	$467,222
Paramount Residential Mortgage	Conventional, FHA	9	0.7%	100%	$435,000
Navy Federal Credit Union	Conventional, HELOC	8 +4 HELOCs	0.6%	88.9%	$322,500
SWBC Mortgage Corporation	Conventional, FHA	8	0.6%	100%	$348,750
Movement Mortgage, LLC	Conventional, FHA	8	0.6%	88.9%	$298,750
Nationstar Mortgage	Conventional	8	0.6%	88.9%	$153,750
loanDepot.com LLC	Conventional, FHA	7	0.5%	87.5%	$340,714
Resicentral LLC	Conventional	7	0.5%	100%	$460,714
Spring Eq, LLC	Conventional	7	0.5%	53.8%	$127,857
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	6	0.5%	100%	$518,333	View
Primelending	Conventional	6	0.5%	100%	$353,333
Freedom Mortgage Corporation	Conventional, FHA, VA	6	0.5%	87.5%	$390,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.4%	100%	$475,000	View
Sage Home Loans Corporation	Conventional	5	0.4%	100%	$601,000
Kind Lending, LLC	Conventional	5	0.4%	50%	$443,000
Cardinal Financial Company, Li	Conventional	5	0.4%	83.3%	$319,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	5	0.4%	100%	$387,000	View
Mortgage Research Center	Conventional, VA	5	0.4%	55.6%	$307,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.4%	60%	$203,000	View
Cmg Mortgage Inc	Conventional, USDA, HELOC	4 +2 HELOCs	0.3%	100%	$302,500
Better Mortgage Corporation	Conventional, FHA, HELOC	4 +2 HELOCs	0.3%	100%	$597,500
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$495,000	View
Nbkc Bank	Conventional	4	0.3%	80%	$432,500
The Loan Store, Inc	Conventional, FHA	4	0.3%	80%	$495,000
Florida Capital Bank, N.A	Conventional, Jumbo	4	0.3%	100%	$655,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	4	0.3%	100%	$635,000	View
Veridian Credit Union C3.9 ★Texas Ratio: 27.97%	Conventional, HELOC	3 +5 HELOCs	0.2%	100%	$371,666	View
Lakeview Loan Servicing, LLC	Conventional, VA, Jumbo	3	0.2%	37.5%	$725,000
Plus Relocation Mortgage, LLC	Conventional	3	0.2%	100%	$551,666
Discover Bank	Conventional	3	0.2%	50%	$98,333
Planet Home Lending, LLC	Conventional	3	0.2%	75%	$281,666
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.2%	75%	$321,666
Zillow Home Loans, LLC	Conventional, FHA	3	0.2%	100%	$231,666
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	3	0.2%	100%	$1,071,666	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	3	0.2%	100%	$231,666	View
Mason-McDuffie Mortgage Corporation	Conventional	3	0.2%	100%	$275,000
American Neighborhood Mortgage Acceptance Company	Conventional	3	0.2%	100%	$448,333
Genisys Credit Union	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	66.7%	$695,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +2 HELOCs	0.2%	33.3%	$405,000	View
Digital Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$495,000
Arbor Bank A5.0 ★Texas Ratio: 10.07%	Conventional	2	0.2%	100%	$605,000	View
Greenstate Credit Union	Conventional	2	0.2%	100%	$370,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.2%	100%	$420,000	View
United Federal Credit Union	Conventional	2	0.2%	100%	$400,000
AmWest Funding Corp	Conventional	2	0.2%	100%	$360,000
Success Mortgage Partners, Inc	Conventional	2	0.2%	100%	$440,000
New Wave Lending Group Inc	Conventional	2	0.2%	100%	$445,000
Connexus Credit Union	Conventional	2	0.2%	100%	$215,000
Bay Equity LLC	Conventional, FHA	2	0.2%	100%	$290,000
American Internet Mortgage, Inc.	Conventional	2	0.2%	100%	$505,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.2%	100%	$385,000	View
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	Conventional, VA	2	0.2%	100%	$475,000	View
Waterstone Mortgage Corporation	Conventional	2	0.2%	100%	$375,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.2%	66.7%	$245,000	View
RoundPoint Mortgage Servicing LLC	Conventional	2	0.2%	100%	$240,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	2	0.2%	100%	$400,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional, Jumbo	2	0.2%	100%	$690,000
Thrivent Bank	Conventional	2	0.2%	100%	$150,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	2	0.2%	100%	$775,000	View
Midwestone Bank	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$155,000
Alliant Credit Union	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$905,000
Empeople Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$555,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, Jumbo	1	0.1%	100%	$975,000	View
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0.1%	100%	$725,000	View
American Financial Resources LLC	Conventional	1	0.1%	100%	$635,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$295,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$325,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$315,000
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0.1%	100%	$445,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	VA	1	0.1%	100%	$415,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$325,000
Amerisave Mortgage Company	Conventional	1	0.1%	20%	$295,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$795,000	View
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$275,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$475,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$615,000	View
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0.1%	100%	$1,295,000
Uw Credit Union	Conventional	1	0.1%	100%	$315,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$505,000
Westconsin Credit Union	Conventional	1	0.1%	100%	$255,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$245,000
Weichert Financial Services	Conventional	1	0.1%	100%	$235,000
First State Bank A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$55,000	View
New Day Financial, LLC.	VA	1	0.1%	66.7%	$275,000
Valley Mortgage, Inc. A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$345,000	View
Premier Lending Inc.	Conventional	1	0.1%	100%	$225,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$665,000	View
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$185,000	View
Altra Federal Credit Union	Conventional	1	0.1%	100%	$225,000
Western State Bank A5.0 ★Texas Ratio: 6.13%	Conventional	1	0.1%	100%	$565,000	View
Nations Lending Corporation	Conventional	1	0.1%	100%	$265,000
First National Bank A+5.0 ★Texas Ratio: 2.40%	Conventional	1	0.1%	100%	$495,000	View
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$145,000
Crystal Lake Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.94%	Conventional, Jumbo	1	0.1%	100%	$815,000	View
Old Plank Trail Community Bank, N.A. A+5.0 ★Texas Ratio: 2.48%	Conventional, Jumbo	1	0.1%	100%	$925,000	View
Lake Forest Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.75%	Conventional	1	0.1%	100%	$765,000	View
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$95,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$505,000	View
Megastar Finanacial Corp	Conventional	1	0.1%	100%	$155,000
Member First Mortgage, LLC	Conventional	1	0.1%	100%	$475,000
Uif Corporation	Conventional	1	0.1%	100%	$445,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$265,000
Notre Dame Federal Credit Union	Conventional	1	0.1%	100%	$485,000
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional, Jumbo	1	0.1%	100%	$875,000	View
Lower, LLC	Conventional	1	0.1%	50%	$275,000
The State Bank & Trust Company A+5.0 ★Texas Ratio: 1.99%	Conventional	1	0.1%	100%	$615,000	View
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	1	0.1%	100%	$295,000	View
Compass Mortgage, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,155,000
South Story Bank & Trust A5.0 ★Texas Ratio: 7.43%	Conventional	1	0.1%	100%	$445,000	View
First Community Credit Union	Conventional	1	0.1%	100%	$195,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$455,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$275,000
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +2 HELOCs	0%	n/a		View
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	0%
Dupaco Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
American National Bank A5.0 ★Texas Ratio: 8.08%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Plymouth Mortgage Rate Trends

Daily average mortgage rates for Minnesota compared with the national average, updated every evening.

30-Year Fixed MN Avg

7.512%

▲ 0.089 vs 7 days ago

15-Year Fixed MN Avg

6.996%

▲ 0.059 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Plymouth, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Plymouth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Plymouth in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Plymouth, MN

Use these to narrow the list above. Each category shows how many Plymouth, MN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 81 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 86 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 26 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 24 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 43 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MN 42 lenders headquartered in Minnesota, the closest thing to a mortgage lender near you

Who Lends in Plymouth, MN

Independent mortgage companies closed 50.4 percent of home loans in Plymouth, Minnesota in 2025, banks 36.8 percent and credit unions 12.7 percent. Summit Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Trustone Financial Credit Union led with 50 loans.

50.4%

Mortgage companies

36.8%

Banks

12.7%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

All Minnesota lenders 711 lenders Minneapolis 297 lenders St. Paul 252 lenders Rochester 198 lenders Lakeville 187 lenders Woodbury 186 lenders Maple Grove 180 lenders Duluth 168 lenders Blaine 180 lenders Bloomington 163 lenders St. Cloud 152 lenders Brooklyn Park 153 lenders Coon Rapids 153 lenders

Frequently Asked Questions About Mortgage Lenders in Plymouth, MN

Who is the largest mortgage lender in Plymouth, MN?

By home loans closed in 2025, Trustone Financial Credit Union was the largest mortgage lender in Plymouth, Minnesota with 50 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Plymouth, MN have the highest approval rates?

Among lenders with meaningful volume in Plymouth, Minnesota, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 98.2 percent, against a 90.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Plymouth, MN mortgage lenders offer FHA, VA and USDA loans?

26 lenders closed FHA loans in Plymouth, Minnesota in 2025, led by United Wholesale Mortgage with 7. 24 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Plymouth, MN lender list?

Yes. 86 banks and 30 credit unions closed home loans in Plymouth, Minnesota in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Plymouth, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Plymouth, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Plymouth, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Plymouth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.