What are the current interest rates at Security Bank & Trust Company MN?

Current rates for Security Bank & Trust Company MN include: 12-Month CD: 2.02%, 24-Month CD: 2.02%, 36-Month CD: 2.02%, 60-Month CD: 2.02%, Savings: 1.38%, MMA: 1.38%

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Security Bank & Trust Company MN

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Security Bank & Trust Company MN Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security Bank & Trust Company MN provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Security Bank & Trust Company MN's top rates as of October 14, 2026 are 3.80% APY on its 1 Year Certificate of Deposit, 1.38% APY on savings, 1.38% APY on money market accounts, and 0.15% APY on checking, according to rates verified by MonitorBankRates. Other Security Bank & Trust Company MN CD rates include 1 Year Certificate of Deposit at 3.80%, 1 Year HSA CD at 3.80%, and 1 Year IRA Certificate of Deposit at 3.80%. MonitorBankRates evaluates the financial stability of Security Bank & Trust Company MN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.36%. Rates last updated and verified on 10/14/2026.

Security Bank & Trust Company MN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Bank & Trust Company MN? Share your experience about Security Bank & Trust Company MN by leaving a review below, or read customer reviews before you decide to use Security Bank & Trust Company MN.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.36%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Security Bank & Trust Company

735 11th St E
Glencoe, MN 55336

https://www.security-banks.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Security Bank & Trust Company MN CD Rates

Product	Rate	APY	Term
1 Year Certificate of Deposit	3.75%	3.80%	1 Year
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
1 Year Certificate of Deposit	3.75%	3.80%	1 Year
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
1 Year HSA CD	3.75%	3.80%	1 Year
Min Deposit $10,000 Details Minimum Balance to Open: $10,000.00 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
1 Year IRA Certificate of Deposit	3.75%	3.80%	1 Year
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 3, 2026 · 3.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
1 Year IRA Certificate of Deposit	3.75%	3.80%	1 Year
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 3, 2026 · 3.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Certificate of Deposit - 1 year	3.75%	3.80%	1 year
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Certificate of Deposit - 1 year	3.75%	3.80%	1 year
Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 1 year	3.75%	3.80%	1 year
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 1 year	3.75%	3.80%	1 year
Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
6 Month Certificate of Deposit	3.65%	3.70%	6 Month
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 3.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
6 Month Certificate of Deposit	3.65%	3.70%	6 Month
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 3.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
6 month Certificate of Deposit - Six month	3.65%	3.70%	6 months
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.70% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
6 month Certificate of Deposit - Six month	3.65%	3.70%	6 months
Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.70% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Certificate of Deposit - 39 Month Bump-up	3.60%	3.65%	39 Month
Min Deposit $5,000 Details Balance: up to $49,999.99; Bump-up CD: rate may be changed once during the term at the depositor's discretion Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.65% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Certificate of Deposit - 39 Month Bump-up	3.60%	3.65%	39 Month
Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99; Bump-up CD: rate may be changed once during the term at the depositor's discretion Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.65% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
HSA CD - 39 Month Bump-Up	3.60%	3.65%	39 months
Min Deposit $10,000 Details Bump-up: at discretion, rate may be changed once during the term; interest compounded and credited quarterly; renews automatically with 10 day grace period Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.65% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 39 Month Bump-Up	3.60%	3.65%	39 months
Min Deposit $5,000 Min Balance $0 Details Balance: up to $49,999.99; Bump-up: rate may be changed once during the term Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.65% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 39 Month Bump-Up	3.60%	3.65%	39 months
Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99; Bump-up: rate may be changed once during the term Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.65% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
2 Year Certificate of Deposit	2.75%	2.78%	2 Year
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 2.78% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
2 Year Certificate of Deposit	2.75%	2.78%	2 Year
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 2.78% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
2 Year HSA CD	2.75%	2.78%	2 Year
Min Deposit $10,000 Details Minimum Balance to Open: $10,000.00 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.78% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
2 Year IRA Certificate of Deposit	2.75%	2.78%	2 Year
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 3, 2026 · 2.78% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
2 Year IRA Certificate of Deposit	2.75%	2.78%	2 Year
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 3, 2026 · 2.78% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Certificate of Deposit - 2 year	2.75%	2.78%	2 year
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.78% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Certificate of Deposit - 2 year	2.75%	2.78%	2 year
Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.78% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
HSA CD - 2 year	2.75%	2.78%	2 years
Min Deposit $10,000 Details Interest compounded and credited quarterly; renews automatically with 10 day grace period Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.78% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 2 year	2.75%	2.78%	2 years
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.78% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 2 year	2.75%	2.78%	2 years
Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.78% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
3 Month Certificate of Deposit	2.50%	2.52%	3 Month
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 2.52% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
3 Month Certificate of Deposit	2.50%	2.52%	3 Month
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 2.52% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
3 Year Certificate of Deposit	2.50%	2.52%	3 Year
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 2.52% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
3 Year Certificate of Deposit	2.50%	2.52%	3 Year
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 2.52% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
3 Year HSA CD	2.50%	2.52%	3 Year
Min Deposit $10,000 Details Minimum Balance to Open: $10,000.00 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
3 Year IRA Certificate of Deposit	2.50%	2.52%	3 Year
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 3, 2026 · 2.52% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
3 Year IRA Certificate of Deposit	2.50%	2.52%	3 Year
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 3, 2026 · 2.52% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
5 Year Certificate of Deposit	2.50%	2.52%	5 Year
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 2.52% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
5 Year Certificate of Deposit	2.50%	2.52%	5 Year
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 2.52% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
5 Year HSA CD	2.50%	2.52%	5 Year
Min Deposit $10,000 Details Minimum Balance to Open: $10,000.00 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
5 Year IRA Certificate of Deposit	2.50%	2.52%	5 Year
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 3, 2026 · 2.52% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
5 Year IRA Certificate of Deposit	2.50%	2.52%	5 Year
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 3, 2026 · 2.52% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Certificate of Deposit - 3 year	2.50%	2.52%	3 year
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Certificate of Deposit - 3 year	2.50%	2.52%	3 year
Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Certificate of Deposit - 5 year	2.50%	2.52%	5 year
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Certificate of Deposit - 5 year	2.50%	2.52%	5 year
Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
3 month Certificate of Deposit - Three month	2.50%	2.52%	3 months
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
3 month Certificate of Deposit - Three month	2.50%	2.52%	3 months
Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
HSA CD - 3 year	2.50%	2.52%	3 years
Min Deposit $10,000 Details Interest compounded and credited quarterly; renews automatically with 10 day grace period Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
HSA CD - 5 year	2.50%	2.52%	5 years
Min Deposit $10,000 Details Interest compounded and credited quarterly; renews automatically with 10 day grace period Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 3 year	2.50%	2.52%	3 years
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 3 year	2.50%	2.52%	3 years
Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 5 year	2.50%	2.52%	5 years
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 5 year	2.50%	2.52%	5 years
Min Balance $50,000 Details Balance: $50,000 - $9,999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
1 Year Certificate of Deposit	2.00%	2.02%	1 Year
Min Deposit $1,000 Min Balance $0 Details Balance: Qualifying balance up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
1 Year IRA Certificate of Deposit	2.00%	2.02%	1 Year
Min Deposit $1,000 Min Balance $0 Details Balance: Qualifying balance up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
2 Year Certificate of Deposit	2.00%	2.02%	2 Year
Min Deposit $1,000 Min Balance $0 Details Balance: Qualifying balance up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
2 Year IRA Certificate of Deposit	2.00%	2.02%	2 Year
Min Deposit $1,000 Min Balance $0 Details Balance: Qualifying balance up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
3 Year Certificate of Deposit	2.00%	2.02%	3 Year
Min Deposit $1,000 Min Balance $0 Details Balance: Qualifying balance up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
3 Year IRA Certificate of Deposit	2.00%	2.02%	3 Year
Min Deposit $1,000 Min Balance $0 Details Balance: Qualifying balance up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
5 Year Certificate of Deposit	2.00%	2.02%	5 Year
Min Deposit $1,000 Min Balance $0 Details Balance: Qualifying balance up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
5 Year IRA Certificate of Deposit	2.00%	2.02%	5 Year
Min Deposit $1,000 Min Balance $0 Details Balance: Qualifying balance up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 1 year	2.00%	2.02%	1 year
Min Deposit $1,000 Min Balance $0 Details Balance: up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 2 year	2.00%	2.02%	2 years
Min Deposit $1,000 Min Balance $0 Details Balance: up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 3 year	2.00%	2.02%	3 years
Min Deposit $1,000 Min Balance $0 Details Balance: up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA CD - 5 year	2.00%	2.02%	5 years
Min Deposit $1,000 Min Balance $0 Details Balance: up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
3 Month Certificate of Deposit	1.00%	1.00%	3 Month
Min Deposit $1,000 Min Balance $0 Details Balance: Qualifying balance up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
6 Month Certificate of Deposit	1.00%	1.00%	6 Month
Min Deposit $1,000 Min Balance $0 Details Balance: Qualifying balance up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%

Security Bank & Trust Company MN Savings Rates

Product	Rate	APY
Savings	1.37%	1.38%
Min Balance $1,000,000 Details Balance: 1,000,000 and Greater Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.38% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Super Kids Savings	1.37%	1.38%
Min Balance $1,000,000 Details Balance: 1,000,000.00 and Greater; for savers 17 and under Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.38% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Savings	1.30%	1.31%
Min Balance $100,000 Details Balance: 100,000.00 - 999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.31% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Super Kids Savings	1.30%	1.31%
Min Balance $100,000 Details Balance: 100,000.00 - 999,999.99; for savers 17 and under Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.31% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Savings	1.00%	1.00%
Min Balance $25,000 Details Balance: 25,000.00 - 99,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Super Kids Savings	1.00%	1.00%
Min Balance $25,000 Details Balance: 25,000.00 - 99,999.99; for savers 17 and under Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Savings	0.85%	0.85%
Min Balance $2,500 Details Balance: 2,500.00 - 24,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.85% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Super Kids Savings	0.85%	0.85%
Min Balance $2,500 Details Balance: 2,500.00 - 24,999.99; for savers 17 and under Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Health Savings Account	0.35%	0.35%
Min Balance $25,000 Details Balance: 25,000.00 - 49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.35% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Health Savings Account	0.35%	0.35%
Min Balance $50,000 Details Balance: 50,000.00 and Greater Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.35% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Health Savings Account	0.30%	0.30%
Min Balance $10,000 Details Balance: 10,000.00 - 24,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.30% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Savings	0.25%	0.25%
Min Deposit $50 Min Balance $0 Details Balance: 0.01 - 2,499.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Super Kids Savings	0.25%	0.25%
Min Balance $0 Details Balance: 0.01 - 2,499.99; for savers 17 and under Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Health Savings Account	0.20%	0.20%
Min Balance $1,000 Details Balance: 1,000.00 - 9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Health Savings Account	0.02%	0.02%
Min Deposit $50 Min Balance $0 Details Balance: 0.01 - 999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA Savings Account	0.02%	0.02%
Min Deposit $50 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Interest rate and APY may change after account opening Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA Savings Account	0.02%	0.02%
Min Deposit $50 Min Balance $100,000 Details Balance: $100,000 - $9,999,999.99; Interest rate and APY may change after account opening Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
IRA Savings Account	0.02%	0.02%
Min Deposit $50 Min Balance $0 Details Balance: $0.01 - $49,999.99; Interest rate and APY may change after account opening Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%

Security Bank & Trust Company MN Money Market Rates

Product	Rate	APY
Money Market	1.37%	1.38%
Min Balance $1,000,000 Details Balance: 1,000,000.00 and Greater Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 1.38% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Money Market	1.37%	1.38%
Min Deposit $2,500 Min Balance $1,000,000 Details Balance: $1,000,000 and up Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 1.38% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Money Market	1.30%	1.31%
Min Balance $100,000 Details Balance: 100,000.00 - 999,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 1.31% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Money Market	1.30%	1.31%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $999,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 1.31% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Money Market	1.00%	1.00%
Min Balance $25,000 Details Balance: 25,000.00 - 99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Money Market	1.00%	1.00%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Money Market	0.85%	0.85%
Min Balance $2,500 Details Balance: 2,500.00 - 24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Money Market	0.85%	0.85%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Money Market	0.25%	0.25%
Min Deposit $2,500 Min Balance $0 Details Balance: 0.01 - 2,499.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%

Security Bank & Trust Company MN Checking Rates

Product	Rate	APY
Non Profit Checking	0.15%	0.15%
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000.00 - $499,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Non Profit Checking	0.15%	0.15%
Min Deposit $500 Min Balance $500,000 Details Balance: $500,000.00 and greater Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Premium Checking	0.15%	0.15%
Min Deposit $2,500 Min Balance $25,000 Details Balance: 25,000.00 - 49,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Premium Checking	0.15%	0.15%
Min Deposit $2,500 Min Balance $50,000 Details Balance: 50,000.00 and Greater Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Edge Checking	0.10%	0.10%
Min Deposit $5,000 Min Balance $1,000 Details Balance: 1,000.00 - 24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Edge Checking	0.10%	0.10%
Min Deposit $5,000 Min Balance $25,000 Details Balance: 25,000.00 - 99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Edge Checking	0.10%	0.10%
Min Deposit $5,000 Min Balance $100,000 Details Balance: 100,000.00 - 499,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Edge Checking	0.10%	0.10%
Min Deposit $5,000 Min Balance $500,000 Details Balance: 500,000.00 and Greater Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Gold Checking	0.10%	0.10%
Min Deposit $50 Min Balance $10,000 Details Balance: 10,000.00 - 24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Gold Checking	0.10%	0.10%
Min Deposit $50 Min Balance $25,000 Details Balance: 25,000.00 - 49,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Gold Checking	0.10%	0.10%
Min Deposit $50 Min Balance $50,000 Details Balance: 50,000.00 and Greater Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Non Profit Checking	0.10%	0.10%
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Premium Checking	0.10%	0.10%
Min Deposit $2,500 Min Balance $10,000 Details Balance: 10,000.00 - 24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Non Profit Checking	0.07%	0.07%
Min Deposit $500 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.07% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Premium Checking	0.07%	0.07%
Min Deposit $2,500 Min Balance $1,000 Details Balance: 1,000.00 - 9,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.07% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Advantage Checking	0.05%	0.05%
Min Deposit $500 Min Balance $1,000 Details Balance: 1,000.00 - 9,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Advantage Checking	0.05%	0.05%
Min Deposit $500 Min Balance $10,000 Details Balance: 10,000.00 - 24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Advantage Checking	0.05%	0.05%
Min Deposit $500 Min Balance $25,000 Details Balance: 25,000.00 - 49,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Advantage Checking	0.05%	0.05%
Min Deposit $500 Min Balance $50,000 Details Balance: 50,000.00 and Greater Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Non-Profit Checking	0.05%	0.05%
Min Deposit $500 Min Balance $0 Details Balance: 0.01 - 999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Premium Checking	0.05%	0.05%
Min Deposit $2,500 Min Balance $0 Details Balance: 0.01 - 999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Advantage Checking	0.02%	0.02%
Min Deposit $500 Min Balance $0 Details Balance: 0.01 - 999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Edge Checking	0.02%	0.02%
Min Deposit $5,000 Min Balance $0 Details Balance: 0.01 - 999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Gold Checking	0.02%	0.02%
Min Deposit $50 Min Balance $0 Details Balance: 0.01 - 999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Gold Checking	0.02%	0.02%
Min Deposit $50 Min Balance $1,000 Details Balance: 1,000.00 - 9,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%

Security Bank & Trust Company MN Other Rates

Product	Rate	Points	APY/APR	Term
Certificate of Deposit - 1 year	2.00%	-	2.02%	1 year
Min Deposit $1,000 Details Balance: up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Certificate of Deposit - 2 year	2.00%	-	2.02%	2 year
Min Deposit $1,000 Details Balance: up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Certificate of Deposit - 3 year	2.00%	-	2.02%	3 year
Min Deposit $1,000 Details Balance: up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Certificate of Deposit - 5 year	2.00%	-	2.02%	5 year
Min Deposit $1,000 Details Balance: up to $9,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
HSA CD - 1 year	3.75%	-	3.80%	1 year
Min Deposit $10,000 Details Interest compounded and credited quarterly; renews automatically with 10 day grace period Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Non-Profit Checking	0.07%	-	0.07%
Min Deposit $500 Min Balance $1,000 Details Balance: 1,000.00 - 24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.07% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Non-Profit Checking	0.10%	-	0.10%
Min Deposit $500 Min Balance $25,000 Details Balance: 25,000.00 - 99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Non-Profit Checking	0.15%	-	0.15%
Min Deposit $500 Min Balance $100,000 Details Balance: 100,000.00 - 499,999.99 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%
Non-Profit Checking	0.15%	-	0.15%
Min Deposit $500 Min Balance $500,000 Details Balance: 500,000.00 and Greater Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.36%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Security Bank & Trust Company MN’s Texas Ratio fell from 5.01% in Q3 2023 to 2.36% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.3B	2.36%	5.0	A+
March 31, 2026	$1.3B	2.25%	5.0	A+
December 31, 2025	$1.3B	2.13%	5.0	A+
September 30, 2025	$1.3B	2.59%	5.0	A+
June 30, 2025	$1.2B	0.65%	5.0	A+
March 31, 2025	$1.2B	2.10%	5.0	A+
December 31, 2024	$1.2B	4.31%	5.0	A+
September 30, 2024	$1.2B	4.41%	5.0	A+
June 30, 2024	$1.1B	2.84%	5.0	A+
March 31, 2024	$813M	5.01%	5.0	A+
December 31, 2023	$734M	3.93%	5.0	A+
September 30, 2023	$709M	5.01%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security Bank & Trust Company MN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security Bank & Trust Company MN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security Bank & Trust Company MN's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Security Bank & Trust Company MN

Website https://www.security-banks.com

Address 735 11th St E, Glencoe, MN 55336 · Mcleod

Bank Holding Company FLAGSHIP FINANCIAL GROUP INC

FDIC Certificate # 15324

Regulator FDIC

Established October 12, 1935

FDIC Insurance Date December 16, 1935

Domestic Offices 26

Total Branches 26

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.36%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.9575%

Return on Equity (ROE)

20.5900%

Non-Performing Loans Ratio (NPL)

0.22%

Total Assets

$1,328,769,000

Total Deposits

$1,200,358,000

Equity Capital

$124,717,000

Net Income

$12,745,000

Headquarters

Glencoe

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

Q2 2026 MBR Health & Safety Badge

Security Bank & Trust Company MN earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Security Bank & Trust Company MN

How many branches does Security Bank & Trust Company MN operate?

Security Bank & Trust Company MN currently maintains approximately 26 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security Bank & Trust Company MN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security Bank & Trust Company MN provides members with tools to manage their accounts and build a solid financial history.

Does Security Bank & Trust Company MN offer online and mobile banking?

Most modern institutions like Security Bank & Trust Company MN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.security-banks.com.