Mortgage Lenders and Brokers in Columbia Heights, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Columbia Heights, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.5250 Central Ave Ne, Columbia Heights, MN 55421A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15103 Cedar Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.68%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, Wings Financial Credit UnionWings Financial Credit Union3985 Central Ave NE, Columbia Heights, MN 55421 3932, and Sunrise Banks, N.A.Sunrise Banks, N.A.2100 Blaisdell Ave, Minneapolis, MN 55404A5.0 ★Texas Ratio: 9.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Columbia Heights, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Columbia Heights are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Columbia Heights, Minnesota
Market share is the lender's share of all home loans closed in Columbia Heights, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Columbia Heights 5250 Central Ave Ne, Columbia Heights, MN 55421 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 6 +7 HELOCs |
1.8% | 46.2% | $195,000 | View |
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1 office in Columbia Heights 15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 66.7% | $240,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 23 +2 HELOCs |
6.8% | 100% | $254,130 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 13 | 3.8% | 92.9% | $191,153 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 12 +1 HELOCs |
3.5% | 81.2% | $132,500 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 10 +6 HELOCs |
2.9% | 83.3% | $114,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 9 | 2.7% | 100% | $279,444 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 7 | 2.1% | 87.5% | $143,571 | View |
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3985 Central Ave NE, Columbia Heights, MN 55421 3932 |
Conventional, HELOC | 5 +7 HELOCs |
1.5% | 100% | $257,000 | View |
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2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 4 | 1.2% | 66.7% | $245,000 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 3 +3 HELOCs |
0.9% | 60% | $185,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 3 | 0.9% | 100% | $225,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 0.9% | 100% | $111,666 | View |
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843 40th Ave NE, Columbia Heights, MN 55421 A+5.0 ★Texas Ratio: 1.40% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 50% | $260,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $300,000 | View |
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60 Plato Blvd E, Saint Paul, MN 55107 F1.0 ★Texas Ratio: 77.33% |
Conventional | 2 | 0.6% | 100% | $205,000 | View |
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14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 2 | 0.6% | 100% | $200,000 | View |
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808 W Broadway Ave, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 2 | 0.6% | 100% | $320,000 | View |
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715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 2 | 0.6% | 100% | $220,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $205,000 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $255,000 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $275,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.3% | 50% | $305,000 | View |
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4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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108 Minnesota Ave N, Aitkin, MN 56431 1410 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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★ 5 stars, 1 review 9725 163rd St W, Lakeville, MN 55044 A5.0 ★Texas Ratio: 8.73% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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7101 West 78th Street, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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460 Elm Street E, Annandale, MN 55302 B+4.7 ★Texas Ratio: 18.21% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.3% | 50% | $35,000 | View |
Summit Mortgage Corporation
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Conventional | 3 | 0.9% | 100% | $328,333 | |
Cambria Financial Group
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FHA | 2 | 0.6% | 100% | $220,000 | |
Tradition Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 22 +1 HELOCs |
6.5% | 95.8% | $207,727 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
5.3% | 85.7% | $251,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 14 | 4.1% | 87.5% | $216,428 | |
CrossCountry Mortgage, LLC
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Conventional | 12 | 3.5% | 100% | $275,833 | |
Rocket Mortgage
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Conventional, FHA | 11 | 3.2% | 78.6% | $184,090 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 9 | 2.7% | 100% | $263,888 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 8 | 2.4% | 100% | $250,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 2.1% | 87.5% | $247,857 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 1.8% | 66.7% | $193,333 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 5 +1 HELOCs |
1.5% | 83.3% | $127,000 | |
Newrez LLC
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Conventional, VA | 5 | 1.5% | 55.6% | $199,000 | |
Guidance Residential, LLC
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Conventional | 5 | 1.5% | 100% | $303,000 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 1.5% | 100% | $225,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 1.2% | 100% | $90,000 | |
Everett Financial, Inc.
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Conventional | 4 | 1.2% | 100% | $225,000 | |
loanDepot.com LLC
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Conventional | 4 | 1.2% | 80% | $182,500 | |
Premier Lending Inc.
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Conventional, FHA | 4 | 1.2% | 100% | $137,500 | |
Primelending
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Conventional | 3 | 0.9% | 100% | $331,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.9% | 75% | $285,000 | |
Mortgage Research Center
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VA | 3 | 0.9% | 75% | $301,666 | |
Uif Corporation
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Conventional | 3 | 0.9% | 75% | $295,000 | |
Lower, LLC
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Conventional | 3 | 0.9% | 60% | $318,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 3 | 0.9% | 100% | $158,333 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 3 | 0.9% | 100% | $265,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.6% | 66.7% | $275,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $270,000 | |
Resicentral LLC
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Conventional, VA | 2 | 0.6% | 100% | $165,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.6% | 100% | $290,000 | |
Nations Lending Corporation
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Conventional | 2 | 0.6% | 100% | $140,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 2 | 0.6% | 100% | $195,000 | View |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $255,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.6% | 50% | $275,000 | |
Florida Capital Bank, N.A
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Conventional, VA | 2 | 0.6% | 100% | $340,000 | |
Navy Federal Credit Union
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Conventional | 2 | 0.6% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 2 | 0.6% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 50% | $365,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Goodleap, LLC
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FHA | 1 | 0.3% | 50% | $165,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $325,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.3% | 50% | $225,000 | |
Sfmc, LP
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FHA | 1 | 0.3% | 100% | $495,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $125,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $295,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $175,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 50% | $225,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $295,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 33.3% | $325,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Midwestone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Columbia Heights Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Columbia Heights, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Columbia Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Columbia Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Columbia Heights, MN
Use these to narrow the list above. Each category shows how many Columbia Heights, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Columbia Heights, MN
Independent mortgage companies closed 52.2 percent of home loans in Columbia Heights, Minnesota in 2025, banks 28.6 percent and credit unions 19.2 percent. Luminate Home Loans, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Columbia Heights, MN
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Columbia Heights, Minnesota with 6 loans, about 1.8 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Columbia Heights, Minnesota in 2025, led by Cambria Financial Group with 2. 11 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 15 credit unions closed home loans in Columbia Heights, Minnesota in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Columbia Heights, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Columbia Heights, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Columbia Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
