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Star Bank

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Star Bank Rates & Review August 2026

Q: How many branches does Star Bank operate?

Star Bank currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Star Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Star Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Star Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Star Bank, and you can see how they compare in the Star Bank rate tables below. MonitorBankRates evaluates the financial stability of Star Bank with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.09%. Database rates last updated and verified on 08/30/2026.

Star Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Star Bank? Share your experience about Star Bank by leaving a review below, or read customer reviews before you decide to use Star Bank.

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

15.09%

Good Higher than avg

Star Bank

100 Highway 55 E
Maple Lake, MN 55358

https://www.starbank.net

Current Rate Availability

We're not currently displaying rates for Star Bank, but our database is updated constantly — check back soon for the latest offers.

Are you with Star Bank? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Star Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Star Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Star Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Star Bank

Bank Holding Company MIDWEST BCORP INC

Address 100 Highway 55 E, Maple Lake, MN 55358 · Wright

Website https://www.starbank.net

FDIC Certificate # 5095

Established 08/15/1904

FDIC Insurance Date 01/01/1934

Domestic Offices 11

Total Branches 11

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-

Overall Health Grade Score: 92/100

5.0

Exceptional Out of 5.0 Stars

15.09%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.5892%

Return on Equity (ROE) 19.2600%

Non-Performing Loans (NPL) 0.96%

Total Assets $465,038,000

Total Deposits $403,617,000

Equity Capital $44,062,000

Net Income $3,525,000

Headquarters Maple Lake

Total Branches and Offices 11

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Star Bank

How many branches does Star Bank operate?

Star Bank currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Star Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Star Bank provides members with tools to manage their accounts and build a solid financial history.

Does Star Bank offer online and mobile banking?

Most modern institutions like Star Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.starbank.net.