Mortgage Lenders and Brokers in Ypsilanti, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ypsilanti, Michigan mortgage lenders include University BankUniversity Bank301 W Michigan Ave, Ypsilanti, MI 48197A+5.0 ★Texas Ratio: 3.82%, Huntington National BankHuntington National Bank7150 S Huron River Dr, Ypsilanti, MI 48197A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5485 E Huron River Dr, Ypsilanti, MI 48197A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA2250 W Michigan Ave, Ypsilanti, MI 48197A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.3175 W Clark Rd, Ypsilanti, MI 48197A+5.0 ★Texas Ratio: 4.24%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1940 Whittaker Rd, Ypsilanti, MI 48197A+5.0 ★Texas Ratio: 3.22%, Keybank National AssociationKeybank National Association5300 Willis Rd, Ypsilanti, MI 48197A+5.0 ★Texas Ratio: 4.81%, Bank of Ann ArborBank of Ann Arbor7 W Michigan Ave, Ypsilanti, MI 48197A+5.0 ★Texas Ratio: 1.88%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, and University of Michigan Credit UnionUniversity of Michigan Credit Union900 Oakwood St Ste 109, Ypsilanti, MI 48197A+5.0 ★Texas Ratio: 5.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ypsilanti, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ypsilanti are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ypsilanti, Michigan
Market share is the lender's share of all home loans closed in Ypsilanti, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ypsilanti 301 W Michigan Ave, Ypsilanti, MI 48197 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 47 | 11% | 95.9% | $158,404 | View |
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3 offices in Ypsilanti 7150 S Huron River Dr, Ypsilanti, MI 48197 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 18 +18 HELOCs |
4.2% | 66.7% | $165,555 | View |
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2 offices in Ypsilanti 5485 E Huron River Dr, Ypsilanti, MI 48197 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 7 | 1.6% | 87.5% | $189,285 | View |
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1 office in Ypsilanti 2250 W Michigan Ave, Ypsilanti, MI 48197 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +3 HELOCs |
1.4% | 85.7% | $195,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Ypsilanti 3175 W Clark Rd, Ypsilanti, MI 48197 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +4 HELOCs |
0.9% | 100% | $180,000 | View |
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1 office in Ypsilanti 1940 Whittaker Rd, Ypsilanti, MI 48197 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 60% | $271,666 | View |
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3 offices in Ypsilanti 5300 Willis Rd, Ypsilanti, MI 48197 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 3 | 0.7% | 60% | $125,000 | View |
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1 office in Ypsilanti 7 W Michigan Ave, Ypsilanti, MI 48197 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 3 | 0.7% | 100% | $245,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 13 +3 HELOCs |
3% | 100% | $288,076 | |
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900 Oakwood St Ste 109, Ypsilanti, MI 48197 A+5.0 ★Texas Ratio: 5.54% |
Conventional, HELOC | 10 +31 HELOCs |
2.3% | 85.7% | $284,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 10 +8 HELOCs |
2.3% | 84.6% | $250,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 10 +4 HELOCs |
2.3% | 100% | $188,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 7 +1 HELOCs |
1.6% | 87.5% | $185,000 | View |
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2010 Whittaker Rd, Ypsilanti, MI 48197 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 5 | 1.2% | 83.3% | $255,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 4 +2 HELOCs |
0.9% | 71.4% | $72,500 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 4 +1 HELOCs |
0.9% | 100% | $127,500 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA | 4 | 0.9% | 100% | $217,500 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 4 | 0.9% | 100% | $145,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $235,000 | View |
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424 S Mansfield St, Ypsilanti, MI 48197 5165 A5.0 ★Texas Ratio: 9.21% |
Conventional | 3 | 0.7% | 50% | $98,333 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 66.7% | $85,000 | View |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $65,000 | View |
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3650 Carpenter Rd, Ypsilanti, MI 48197 8591 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 2 | 0.5% | 100% | $40,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 2 | 0.5% | 100% | $220,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 2 | 0.5% | 75% | $275,000 | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 2 | 0.5% | 100% | $190,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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22855 Gibraltar Rd, Flat Rock, MI 48134 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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7240 Park Ave, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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23670 Telegraph Rd, Brownstown, MI 48134 A+5.0 ★Texas Ratio: 5.43% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +4 HELOCs |
0% | 33.3% | ||
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 56 | 13.1% | 83.8% | $200,714 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 44 +1 HELOCs |
10.3% | 88.7% | $245,227 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 18 | 4.2% | 100% | $242,222 | |
Staunton Financial Inc
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Conventional, FHA | 18 | 4.2% | 100% | $231,666 | |
Mortgage 1 Incorporated
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Conventional, FHA | 12 | 2.8% | 92.3% | $205,000 | |
Msu Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $270,000 | |
Mortgage Center LC
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Conventional | 2 | 0.5% | 66.7% | $115,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 7 +1 HELOCs |
1.6% | 100% | $192,142 | |
Movement Mortgage, LLC
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Conventional, HELOC | 7 +1 HELOCs |
1.6% | 100% | $267,857 | |
Newrez LLC
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Conventional, FHA | 6 | 1.4% | 54.5% | $176,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.4% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 1.4% | 75% | $128,333 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1.2% | 100% | $181,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 0.9% | 80% | $170,000 | |
Ruoff Mortgage Company
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Conventional, FHA | 3 | 0.7% | 100% | $261,666 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 0.7% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.7% | 75% | $161,666 | View |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 0.5% | 100% | $125,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 0.5% | 100% | $355,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 0.5% | 66.7% | $235,000 | |
Mortgage Research Center
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VA | 2 | 0.5% | 100% | $160,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.5% | 66.7% | $275,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.5% | 100% | $85,000 | |
Valon Mortgage
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $75,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $125,000 | |
Navy Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $165,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.2% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Zippy Loans, LLC
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Conventional | 1 | 0.2% | 20% | $45,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 50% | $375,000 | |
Gvc Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $365,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.2% | 20% | $205,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $335,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $235,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $85,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $735,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $515,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 33.3% | $35,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $205,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ypsilanti Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ypsilanti, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Ypsilanti? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ypsilanti in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ypsilanti, MI
Use these to narrow the list above. Each category shows how many Ypsilanti, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Ypsilanti, MI
Independent mortgage companies closed 54.3 percent of home loans in Ypsilanti, Michigan in 2025, banks 29.8 percent and credit unions 15.9 percent. Member First Mortgage, LLC was the largest mortgage company, University Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, University Bank led with 47 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ypsilanti, MI
By home loans closed in 2025, University Bank was the largest mortgage lender in Ypsilanti, Michigan with 47 loans, about 11 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ypsilanti, Michigan, Rocket Mortgage approved the highest share of completed applications in 2025 at 83.8 percent, against a 85.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Ypsilanti, Michigan in 2025, led by Rocket Mortgage with 7. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 22 credit unions closed home loans in Ypsilanti, Michigan in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ypsilanti, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ypsilanti, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ypsilanti. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
