Mortgage Lenders and Brokers in Walker, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Walker, Michigan mortgage lenders include Independent BankIndependent Bank4525 Lake Michigan Dr Nw, Walker, MI 49534A5.0 ★Texas Ratio: 6.46%, Macatawa Bank, N.A.Macatawa Bank, N.A.2750 Walker Ave Nw, Walker, MI 49544A+5.0 ★Texas Ratio: 0.50%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Consumers Credit UnionConsumers Credit Union272 Wilson Ave NW, Walker, MI 49534A+5.0 ★Texas Ratio: 3.56%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%, Adventure Credit UnionAdventure Credit Union14049 Lindsey Pvt Ln, Dewitt, MI 48820A+5.0 ★Texas Ratio: 4.17%, and Huntington National BankHuntington National Bank3901 Lake Michigan Dr Nw, Walker, MI 49534A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Walker, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Walker are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Walker, Michigan
Market share is the lender's share of all home loans closed in Walker, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Walker 4525 Lake Michigan Dr Nw, Walker, MI 49534 A5.0 ★Texas Ratio: 6.46% |
Conventional, VA, HELOC | 3 +4 HELOCs |
0.8% | 100% | $441,666 | View |
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1 office in Walker 2750 Walker Ave Nw, Walker, MI 49544 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, VA, Jumbo, HELOC | 105 +56 HELOCs |
27.2% | 95.5% | $287,952 | |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 11 +33 HELOCs |
2.8% | 61.1% | $271,363 | View |
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272 Wilson Ave NW, Walker, MI 49534 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 10 +9 HELOCs |
2.6% | 100% | $253,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA, HELOC | 10 +4 HELOCs |
2.6% | 90.9% | $285,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 5 +6 HELOCs |
1.3% | 100% | $239,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 5 +3 HELOCs |
1.3% | 100% | $263,000 | View |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 5 +2 HELOCs |
1.3% | 100% | $103,000 | View |
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3901 Lake Michigan Dr Nw, Walker, MI 49534 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 4 +24 HELOCs |
1% | 40% | $292,500 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 100% | $210,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 4 | 1% | 100% | $272,500 | View |
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4555 W River Dr NE, Comstock Park, MI 49321 8928 A+5.0 ★Texas Ratio: 2.21% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $161,666 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $228,333 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 3 | 0.8% | 75% | $298,333 | View |
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8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 3 | 0.8% | 100% | $335,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 66.7% | $145,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $140,000 | View |
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7473 Storey Rd, Belding, MI 48809 9360 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 2 | 0.5% | 66.7% | $100,000 | View |
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2350 3 Mile Rd NW, Walker, MI 49544 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 2 | 0.5% | 100% | $205,000 | View |
Wmcu
825 Division St, Big Rapids, MI 49307 2229 |
Conventional | 2 | 0.5% | 66.7% | $120,000 | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $385,000 | View |
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22315 Michigan Ave, Dearborn, MI 48124 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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4797 Cascade Rd Se, Grand Rapids, MI 49546 B+4.8 ★Texas Ratio: 17.71% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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904 Broadway Ave NW, Grand Rapids, MI 49504 4415 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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13819 White Creek Ave NE, Cedar Springs, MI 49319 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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50 Crahen Ave Ne, Grand Rapids, MI 49525 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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508 State St, Fremont, MI 49412 A+5.0 ★Texas Ratio: 4.59% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 28 | 7.3% | 100% | $266,428 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 6% | 82.1% | $196,304 | |
Mortgage 1 Incorporated
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Conventional, FHA | 16 | 4.1% | 100% | $297,500 | |
Northern Mortgage Services, LLC
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Conventional, FHA | 7 | 1.8% | 100% | $300,714 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 4 | 1% | 100% | $345,000 | |
Polaris Home Funding Corp.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Msu Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $285,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Mortgage Center LC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
MMS Mortgage Services, Ltd.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
21St Mortgage
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Conventional | 11 | 2.8% | 26.8% | $49,545 | |
Guild Mortgage Company
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Conventional, FHA | 10 | 2.6% | 100% | $248,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 8 | 2.1% | 100% | $290,000 | |
Canopy Mortgage, LLC
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Conventional | 5 | 1.3% | 100% | $229,000 | |
American Pacific Mortgage Corporation
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Conventional | 5 | 1.3% | 100% | $289,000 | |
Newrez LLC
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Conventional | 4 | 1% | 80% | $160,000 | |
Triad Financial Services, Inc.
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Conventional | 4 | 1% | 46.7% | $57,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 1% | 100% | $340,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 1% | 80% | $77,500 | |
Churchill Mortgage Corporation
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Conventional | 4 | 1% | 100% | $300,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 4 | 1% | 100% | $277,500 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $281,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 0.8% | 100% | $255,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 0.8% | 100% | $201,666 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 85.7% | $230,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 0.5% | 40% | $260,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 100% | $55,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.5% | 66.7% | $500,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.5% | 100% | $300,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $185,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 50% | $30,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Everett Financial, Inc.
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VA | 1 | 0.3% | 100% | $295,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 50% | $335,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $265,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $295,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $95,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 50% | $55,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $295,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.3% | 50% | $275,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $145,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 100% | $375,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
The Mortgage Link, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Navy Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Walker Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Walker, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Walker? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Walker in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Walker, MI
Use these to narrow the list above. Each category shows how many Walker, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Walker, MI
Independent mortgage companies closed 46.4 percent of home loans in Walker, Michigan in 2025, banks 16.8 percent and credit unions 36.8 percent. United Wholesale Mortgage was the largest mortgage company, Independent Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Independent Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Walker, MI
By home loans closed in 2025, Independent Bank was the largest mortgage lender in Walker, Michigan with 3 loans, about 0.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Walker, Michigan, Lake Michigan Credit Union approved the highest share of completed applications in 2025 at 95.5 percent, against a 82.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Walker, Michigan in 2025, led by United Wholesale Mortgage with 7. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 19 credit unions closed home loans in Walker, Michigan in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Walker, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Walker, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Walker. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
