Mortgage Lenders and Brokers in Trenton, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Trenton, Michigan mortgage lenders include PNC Bank N.A.PNC Bank N.A.1725 King Rd, Trenton, MI 48183A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, Public Service Credit UnionPublic Service Credit Union3555 West Rd, Trenton, MI 48183A+5.0 ★Texas Ratio: 5.17%, Advantage One Credit UnionAdvantage One Credit Union23670 Telegraph Rd, Brownstown, MI 48134A+5.0 ★Texas Ratio: 5.43%, Michigan Legacy Credit UnionMichigan Legacy Credit Union22855 Gibraltar Rd, Flat Rock, MI 48134A+5.0 ★Texas Ratio: 2.18%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Zeal Credit UnionZeal Credit Union7240 Park Ave, Allen Park, MI 48101A+5.0 ★Texas Ratio: 4.89%, and Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Trenton, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Trenton are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Trenton, Michigan
Market share is the lender's share of all home loans closed in Trenton, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Trenton 1725 King Rd, Trenton, MI 48183 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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1 office in Trenton 395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 23 +23 HELOCs |
5.6% | 86.2% | $203,260 | View |
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3555 West Rd, Trenton, MI 48183 A+5.0 ★Texas Ratio: 5.17% |
Conventional, HELOC | 15 +10 HELOCs |
3.7% | 81.8% | $65,000 | View |
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23670 Telegraph Rd, Brownstown, MI 48134 A+5.0 ★Texas Ratio: 5.43% |
Conventional, HELOC | 12 +2 HELOCs |
2.9% | 92.9% | $60,833 | View |
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22855 Gibraltar Rd, Flat Rock, MI 48134 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 6 | 1.5% | 100% | $133,333 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 5 +1 HELOCs |
1.2% | 100% | $293,000 | |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 80% | $182,500 | View |
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7240 Park Ave, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 4 | 1% | 80% | $45,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +3 HELOCs |
0.7% | 42.9% | $251,666 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.7% | 100% | $168,333 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 3 | 0.7% | 100% | $138,333 | View |
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2040 West Rd, Trenton, MI 48183 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +16 HELOCs |
0.5% | 40% | $175,000 | View |
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1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $110,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $210,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, FHA | 2 | 0.5% | 66.7% | $220,000 | View |
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2410 West Rd, Trenton, MI 48183 A+5.0 ★Texas Ratio: 4.12% |
FHA, HELOC | 1 +4 HELOCs |
0.2% | 100% | $255,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $45,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $55,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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22315 Michigan Ave, Dearborn, MI 48124 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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6611 Chicago Rd, Warren, MI 48092 1685 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 1 | 0.2% | 50% | $95,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 0.2% | 50% | $95,000 | |
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625 N Main St, Clawson, MI 48017 1529 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Rocket Mortgage
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Conventional, FHA, VA | 78 | 19.1% | 84.9% | $153,846 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 65 +1 HELOCs |
15.9% | 87% | $213,615 | |
Staunton Financial Inc
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Conventional, FHA, VA | 15 | 3.7% | 100% | $224,333 | |
Mortgage 1 Incorporated
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Conventional, FHA | 14 | 3.4% | 100% | $192,142 | |
Mortgage Center LC
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Conventional | 7 | 1.7% | 77.8% | $133,571 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 6 | 1.5% | 100% | $196,666 | |
Ross Mortgage Corporation
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Conventional, FHA | 5 | 1.2% | 100% | $169,000 | |
Success Mortgage Partners, Inc
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Conventional | 3 | 0.7% | 100% | $128,333 | |
BLG Holdings, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $115,000 | |
Michigan Mutual, Inc
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Conventional | 2 | 0.5% | 100% | $210,000 | |
Msu Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $125,000 | |
The Mortgage Link, Inc.
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Conventional, FHA | 17 | 4.2% | 100% | $237,352 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 9 +1 HELOCs |
2.2% | 100% | $207,222 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.5% | 100% | $190,000 | |
Guaranteed Rate, Inc.
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Conventional | 6 | 1.5% | 100% | $136,666 | |
Mortgage Research Center
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Conventional, VA | 6 | 1.5% | 100% | $290,000 | |
Ruoff Mortgage Company
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Conventional | 5 | 1.2% | 85.7% | $245,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.2% | 85.7% | $229,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 5 | 1.2% | 100% | $217,000 | |
Newrez LLC
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Conventional | 4 | 1% | 57.1% | $132,500 | |
Amerisave Mortgage Company
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Conventional | 4 | 1% | 57.1% | $50,000 | |
Nationstar Mortgage
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Conventional | 4 | 1% | 100% | $95,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 75% | $268,333 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $168,333 | |
The Loan Store, Inc
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Conventional | 3 | 0.7% | 100% | $195,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.5% | 75% | $205,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.5% | 100% | $250,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 20% | $345,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 50% | $185,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 50% | $215,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $215,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 33.3% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 50% | $225,000 | View |
Zillow Home Loans, LLC
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VA | 1 | 0.2% | 100% | $225,000 | |
New American Funding, LLC.
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FHA | 1 | 0.2% | 100% | $235,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 100% | $65,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.2% | 50% | $45,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Trenton Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Trenton, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Trenton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Trenton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Trenton, MI
Use these to narrow the list above. Each category shows how many Trenton, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Trenton, MI
Independent mortgage companies closed 71.6 percent of home loans in Trenton, Michigan in 2025, banks 6.4 percent and credit unions 22.1 percent. Member First Mortgage, LLC was the largest mortgage company, PNC Bank N.A. the largest bank and DFCU Financial the largest credit union. Among lenders headquartered in Michigan, DFCU Financial led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Trenton, MI
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Trenton, Michigan with 0 loans, about 0 percent of the market. The largest lender headquartered in Michigan was DFCU Financial with 23 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Trenton, Michigan, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87 percent, against a 86.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Trenton, Michigan in 2025, led by United Wholesale Mortgage with 11. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 24 credit unions closed home loans in Trenton, Michigan in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Trenton, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Trenton, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Trenton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
