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Mortgage Lenders and Brokers in Southfield, Michigan

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Southfield, Michigan mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA28660 Northwestern Hwy, Southfield, MI 48034A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank24805 W 12 Mile Rd, Southfield, MI 48034A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA26700 W 12 Mile Rd, Southfield, MI 48034A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA24563 W 12 Mile Rd, Southfield, MI 48034A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.28720 Northwestern Hwy, Southfield, MI 48034A+5.0 ★Texas Ratio: 4.24%, Fifth Third Bank, National AssociationFifth Third Bank, National Association24770 Telegraph Rd, Southfield, MI 48033A+5.0 ★Texas Ratio: 3.22%, Staunton Financial IncStaunton Financial IncSouthfield, MI, Mortgage Center LCMortgage Center LCSouthfield, MI, Uif CorporationUif CorporationSouthfield, MI, and Michigan First Credit UnionMichigan First Credit Union20645 Gibraltar Rd, Brownstown Twp, MI 48183A+5.0 ★Texas Ratio: 4.92%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Southfield, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Southfield are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Southfield, Michigan

Market share is the lender's share of all home loans closed in Southfield, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Southfield 28660 Northwestern Hwy, Southfield, MI 48034 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	34	3.2%	85.4%	$203,823	View
Huntington National Bank 2 offices in Southfield 24805 W 12 Mile Rd, Southfield, MI 48034 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	17 +26 HELOCs	1.6%	90%	$201,470	View
Bank of America NA 2 offices in Southfield 26700 W 12 Mile Rd, Southfield, MI 48034 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	9 +8 HELOCs	0.9%	69.2%	$205,000	View
Citizens Bank, NA 1 office in Southfield 24563 W 12 Mile Rd, Southfield, MI 48034 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	7 +46 HELOCs	0.7%	87.5%	$175,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Southfield 28720 Northwestern Hwy, Southfield, MI 48034 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +14 HELOCs	0.4%	66.7%	$177,500	View
Fifth Third Bank, National Association 5 offices in Southfield 24770 Telegraph Rd, Southfield, MI 48033 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	2 +13 HELOCs	0.2%	33.3%	$90,000	View
Staunton Financial Inc	Conventional, FHA	18	1.7%	94.7%	$257,222
Mortgage Center LC	Conventional	12	1.1%	100%	$176,666
Uif Corporation	Conventional	1	0.1%	100%	$155,000
Michigan First Credit Union 20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92%	Conventional, FHA, HELOC	42 +24 HELOCs	4%	60.6%	$149,047	View
Flagstar Bank NA 3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, HELOC	32 +1 HELOCs	3%	94.3%	$222,500	View
First Merchants Bank 3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12%	Conventional, FHA, HELOC	21 +2 HELOCs	2%	100%	$152,142	View
DFCU Financial 2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86%	Conventional, HELOC	19 +17 HELOCs	1.8%	80%	$192,368	View
Michigan Schools and Governmen 2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99%	Conventional, HELOC	16 +8 HELOCs	1.5%	85%	$125,625	View
Independent Bank 1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46%	Conventional, FHA, Jumbo	14	1.3%	93.3%	$321,428	View
Vibe Credit Union 26595 Evergreen Rd, Southfield, MI 48076 A+5.0 ★Texas Ratio: 5.97%	Conventional, HELOC	13 +7 HELOCs	1.2%	81.2%	$138,846	View
Credit Union One 2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54%	Conventional, HELOC	10 +8 HELOCs	0.9%	63.2%	$141,000	View
Lake Michigan Credit Union 496 Ada Dr SE STE 103, Ada, MI 49301	Conventional, VA, HELOC	9 +4 HELOCs	0.9%	100%	$272,777
Genisys Credit Union 2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	8 +5 HELOCs	0.8%	83.3%	$123,750	View
Public Service Credit Union 3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17%	Conventional	4	0.4%	66.7%	$125,000	View
Superior National Bank 201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32%	Conventional, VA	4	0.4%	100%	$300,000	View
Community Choice Credit Union 39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	3 +3 HELOCs	0.3%	60%	$51,666	View
Dart Bank 2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59%	Conventional	3	0.3%	100%	$355,000	View
Zeal Credit Union 25123 Southfield Rd, Southfield, MI 48075 A+5.0 ★Texas Ratio: 4.89%	Conventional	3	0.3%	100%	$55,000	View
First State Bank 53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$220,000	View
Michigan Educational Credit Union 4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$30,000	View
Consumers Credit Union 6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56%	Conventional	2	0.2%	100%	$270,000	View
Lake Trust Credit Union ★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91%	Conventional	2	0.2%	100%	$75,000	View
Wildfire Credit Union 2936 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 3.16%	Conventional	2	0.2%	100%	$110,000	View
Comerica Bank 24770 Telegraph Rd, Southfield, MI 48033 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +9 HELOCs	0.1%	50%	$115,000	View
Loc Credit Union 1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$265,000	View
Parda Federal Credit Union 2601 Cambridge Ct Ste 210, Auburn Hills, MI 48326 2580 A+5.0 ★Texas Ratio: 2.80%	Conventional	1	0.1%	100%	$75,000	View
First Independence Bank 7310 Woodward Ave, Detroit, MI 48202 A+5.0 ★Texas Ratio: 4.91%	Conventional	1	0.1%	100%	$15,000	View
Wells Fargo Bank NA 34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36%	Conventional	1	0.1%	50%	$315,000	View
Member First Mortgage, LLC 650 W 5th St, Clare, MI 48617	Conventional	1	0.1%	50%	$115,000
Diversified Members Credit Union 625 N Main St, Clawson, MI 48017 1529 A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0.1%	50%	$35,000	View
University Bank 2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$135,000	View
University of Michigan Credit Union 340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54%	HELOC	0 +2 HELOCs	0%	50%		View
Michigan United Credit Union 3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54%	HELOC	0 +2 HELOCs	0%	n/a		View
Community Financial 12483 State St, Atlanta, MI 49709	HELOC	0 +1 HELOCs	0%	0%
Advia Credit Union 2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38%	HELOC	0 +1 HELOCs	0%	n/a		View
Christian Financial CU 8171 E 10 Mile Rd, Center Line, MI 48015 1449 A+5.0 ★Texas Ratio: 3.21%	HELOC	0 +1 HELOCs	0%	n/a		View
Rocket Mortgage	Conventional, FHA, VA	213	20.2%	73.4%	$178,568
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	180 +6 HELOCs	17%	83.2%	$243,555
Mortgage 1 Incorporated	Conventional, FHA	16	1.5%	100%	$225,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	10	0.9%	100%	$212,000
Legacy Mortgage	Conventional, FHA	8	0.8%	100%	$190,000
Michigan Mutual, Inc	Conventional, FHA	6	0.6%	100%	$161,666
Ross Mortgage Corporation	Conventional, FHA	6	0.6%	85.7%	$226,666
Msu Federal Credit Union	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$338,333
Success Mortgage Partners, Inc	FHA, VA	2	0.2%	100%	$205,000
Top Flite Financial, Inc.	Conventional	2	0.2%	100%	$155,000
Bay Equity LLC	FHA	1	0.1%	100%	$195,000
MMS Mortgage Services, Ltd.	Conventional	1	0.1%	100%	$225,000
Mortgage Research Center	FHA, VA	20	1.9%	64.5%	$290,500
Freedom Mortgage Corporation	Conventional, FHA, VA	18	1.7%	84%	$248,888
CrossCountry Mortgage, LLC	Conventional, FHA, VA	17	1.6%	100%	$210,882
Nationstar Mortgage	Conventional	17	1.6%	73.1%	$119,117
loanDepot.com LLC	Conventional, FHA, VA, HELOC	15 +1 HELOCs	1.4%	65.2%	$131,666
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	13 +1 HELOCs	1.2%	100%	$206,538
Amerisave Mortgage Company	Conventional, FHA, VA, HELOC	12 +2 HELOCs	1.1%	37.5%	$125,833
The Loan Store, Inc	Conventional, FHA, HELOC	10 +8 HELOCs	0.9%	84.6%	$194,000
Pennymac Loan Services LLC	Conventional, FHA, VA	10	0.9%	78.6%	$267,000
Zillow Home Loans, LLC	Conventional, FHA	10	0.9%	83.3%	$205,000
Union Home Mortgage Corp.	Conventional, VA	8	0.8%	90%	$212,500
Plaza Home Mortgage, Inc	Conventional, FHA, VA	8	0.8%	69.2%	$205,000
Newrez LLC	Conventional, VA	7	0.7%	30.4%	$130,714
Everett Financial, Inc.	Conventional, FHA, HELOC	6 +1 HELOCs	0.6%	66.7%	$218,333
New American Funding, LLC.	Conventional, FHA, HELOC	5 +2 HELOCs	0.5%	71.4%	$315,000
Kind Lending, LLC	Conventional, FHA	4	0.4%	66.7%	$135,000
Sun West Mortgage Company, Inc	FHA	4	0.4%	90%	$322,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.4%	80%	$102,500	View
Carrington Mortgage Services LLC	Conventional, FHA	4	0.4%	41.2%	$137,500
Village Capital & Investment	FHA, VA	4	0.4%	45.5%	$245,000
Navy Federal Credit Union	Conventional, VA, HELOC	3 +8 HELOCs	0.3%	37.5%	$111,666
Equity Prime Mortgage LLC	FHA, VA	3	0.3%	60%	$248,333
American Financial Network, Inc.	Conventional, FHA	3	0.3%	100%	$221,666
Nfm, Inc	Conventional	3	0.3%	100%	$241,666
Genway Home Mortgage, Inc.	Conventional, FHA	3	0.3%	75%	$125,000
Spring Eq, LLC	Conventional	3	0.3%	25%	$65,000
The Mortgage Link, Inc.	Conventional, FHA	3	0.3%	100%	$391,666
Movement Mortgage, LLC	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	50%	$235,000
Better Mortgage Corporation	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$110,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.2%	40%	$100,000	View
Cornerstone First Mortgage, LLC	Conventional	2	0.2%	100%	$230,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.2%	100%	$295,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.2%	23.5%	$145,000
AdvantageFirst Lending Inc	FHA	2	0.2%	50%	$200,000
Oceanside Mortgage Company	FHA	2	0.2%	100%	$250,000
ClearPath Lending	VA	2	0.2%	100%	$240,000
Geneva Financial LLC	Conventional, FHA	2	0.2%	100%	$245,000
New Day Financial, LLC.	VA	2	0.2%	37.5%	$340,000
Mission Loans, LLC	Conventional, VA	2	0.2%	100%	$195,000
Mutual of Omaha Mortgage	FHA	2	0.2%	100%	$100,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.2%	100%	$235,000	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	2	0.2%	100%	$170,000	View
Southwest Funding LP	Conventional	2	0.2%	100%	$235,000
Champions Funding, LLC	Conventional	2	0.2%	66.7%	$250,000
HomeBridge Financial Services, Inc	VA, HELOC	1 +3 HELOCs	0.1%	50%	$325,000
Ruoff Mortgage Company	FHA	1	0.1%	100%	$175,000
Guaranteed Rate Affinity, LLC	FHA	1	0.1%	100%	$375,000
American Financial Resources LLC	FHA	1	0.1%	100%	$255,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$265,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$345,000	View
Goodleap, LLC	Conventional	1	0.1%	66.7%	$115,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$155,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	50%	$245,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$165,000
Loanunited.Com, LLC	VA	1	0.1%	33.3%	$365,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	FHA	1	0.1%	100%	$165,000	View
Obsidian Financial Services	Conventional	1	0.1%	100%	$295,000
Cmg Mortgage Inc	Conventional	1	0.1%	100%	$315,000
PFN Lending Group, Inc.	FHA	1	0.1%	100%	$275,000
Royal Pacific Funding	FHA	1	0.1%	100%	$415,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$255,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$285,000	View
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$85,000	View
Mortgage300 Corporation	Conventional	1	0.1%	100%	$175,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
T2 Financial LLC	FHA	1	0.1%	100%	$375,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$265,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$105,000	View
Stockton Mortgage Corporation	Conventional	1	0.1%	100%	$215,000
Digital Federal Credit Union	Conventional	1	0.1%	100%	$175,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$225,000	View
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$335,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$285,000	View
Prosperity Home Mortgage, LLC	VA	1	0.1%	100%	$195,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$395,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$55,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$325,000	View
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$395,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +3 HELOCs	0%	n/a
EastRise Federal Credit Union A+5.0 ★Texas Ratio: 3.84%	HELOC	0 +1 HELOCs	0%	n/a
Consumers Credit Union A+5.0 ★Texas Ratio: 3.56%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Southfield Mortgage Rate Trends

Daily average mortgage rates for Michigan compared with the national average, updated every evening.

30-Year Fixed MI Avg

7.495%

▲ 0.082 vs 7 days ago

15-Year Fixed MI Avg

7.088%

▲ 0.096 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Southfield, Michigan

Looking for mortgage lenders near me or mortgage brokers near me in Southfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Southfield in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Southfield, MI

Use these to narrow the list above. Each category shows how many Southfield, MI lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 76 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 33 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 53 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 29 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MI 46 lenders headquartered in Michigan, the closest thing to a mortgage lender near you

Who Lends in Southfield, MI

Independent mortgage companies closed 68.5 percent of home loans in Southfield, Michigan in 2025, banks 16.7 percent and credit unions 14.9 percent. Staunton Financial Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Mortgage Center LC the largest credit union. Among lenders headquartered in Michigan, Staunton Financial Inc led with 18 loans.

68.5%

Mortgage companies

16.7%

Banks

14.9%

Credit unions

20%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.

More Michigan Mortgage Lender Pages

All Michigan lenders 765 lenders Detroit 207 lenders Grand Rapids 201 lenders Warren 178 lenders Lansing 167 lenders Sterling Heights 175 lenders Livonia 179 lenders St. Clair Shores 138 lenders Westland 144 lenders Royal Oak 148 lenders Wyoming 152 lenders Troy 145 lenders Ann Arbor 156 lenders

Frequently Asked Questions About Mortgage Lenders in Southfield, MI

Who is the largest mortgage lender in Southfield, MI?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Southfield, Michigan with 34 loans, about 3.2 percent of the market. The largest lender headquartered in Michigan was Staunton Financial Inc with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Southfield, MI have the highest approval rates?

Among lenders with meaningful volume in Southfield, Michigan, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 83.2 percent, against a 76 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Southfield, MI mortgage lenders offer FHA, VA and USDA loans?

53 lenders closed FHA loans in Southfield, Michigan in 2025, led by United Wholesale Mortgage with 61. 29 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Southfield, MI lender list?

Yes. 33 banks and 29 credit unions closed home loans in Southfield, Michigan in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Southfield, MI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Southfield, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Southfield, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Southfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.