Mortgage Lenders and Brokers in Roseville, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Roseville, Michigan mortgage lenders include Huntington National BankHuntington National Bank30850 Little Mack Ave, Roseville, MI 48066A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA20695 E 12 Mile Rd, Roseville, MI 48066A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA30730 Groesbeck Hwy, Roseville, MI 48066A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association25300 Kelly Rd, Roseville, MI 48066A+5.0 ★Texas Ratio: 3.22%, Citizens Bank, NACitizens Bank, NA26000 Gratiot Ave, Roseville, MI 48066A+5.0 ★Texas Ratio: 5.44%, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, Michigan First Credit UnionMichigan First Credit Union20891 E 13 Mile Rd, Roseville, MI 48066A+5.0 ★Texas Ratio: 4.92%, and Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roseville, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roseville are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Roseville, Michigan
Market share is the lender's share of all home loans closed in Roseville, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Roseville 30850 Little Mack Ave, Roseville, MI 48066 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 15 +15 HELOCs |
1.6% | 76.2% | $120,333 | View |
|
1 office in Roseville 20695 E 12 Mile Rd, Roseville, MI 48066 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 14 +9 HELOCs |
1.5% | 87.5% | $179,285 | View |
|
1 office in Roseville 30730 Groesbeck Hwy, Roseville, MI 48066 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 14 +2 HELOCs |
1.5% | 77.8% | $112,857 | View |
|
3 offices in Roseville 25300 Kelly Rd, Roseville, MI 48066 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 3 +7 HELOCs |
0.3% | 60% | $71,666 | View |
|
1 office in Roseville 26000 Gratiot Ave, Roseville, MI 48066 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +16 HELOCs |
0.2% | 100% | $125,000 | View |
|
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional, FHA, HELOC | 44 +18 HELOCs |
4.8% | 88% | $82,500 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA, HELOC | 19 +4 HELOCs |
2.1% | 79.2% | $173,947 | View |
|
53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional, FHA, VA, HELOC | 16 +2 HELOCs |
1.7% | 94.1% | $173,125 | View |
|
20891 E 13 Mile Rd, Roseville, MI 48066 A+5.0 ★Texas Ratio: 4.92% |
Conventional, FHA, HELOC | 14 +1 HELOCs |
1.5% | 58.3% | $124,285 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA | 9 | 1% | 90% | $151,666 | |
|
201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional, FHA | 9 | 1% | 100% | $186,111 | View |
|
20778 E 13 Mile Rd, Roseville, MI 48066 4579 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 8 +5 HELOCs |
0.9% | 80% | $47,500 | View |
|
3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 7 | 0.8% | 100% | $135,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 6 +17 HELOCs |
0.6% | 100% | $145,000 | View |
|
3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 6 | 0.6% | 100% | $70,000 | View |
|
25300 Kelly Rd, Roseville, MI 48066 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +13 HELOCs |
0.5% | 83.3% | $129,000 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 4 +5 HELOCs |
0.4% | 57.1% | $105,000 | View |
|
2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 4 | 0.4% | 100% | $125,000 | View |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 3 +2 HELOCs |
0.3% | 50% | $55,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 3 | 0.3% | 100% | $161,666 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional, FHA | 3 | 0.3% | 100% | $108,333 | |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, FHA | 3 | 0.3% | 100% | $155,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $125,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $85,000 | |
|
★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $45,000 | View |
|
200 W Cass St, Albion, MI 49224 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
|
3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.1% | 50% | $65,000 | View |
|
6611 Chicago Rd, Warren, MI 48092 1685 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
|
4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
|
23670 Telegraph Rd, Brownstown, MI 48134 A+5.0 ★Texas Ratio: 5.43% |
Conventional | 1 | 0.1% | 50% | $15,000 | View |
|
625 N Main St, Clawson, MI 48017 1529 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.1% | 50% | $25,000 | View |
|
5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
|
27454 Gratiot Ave, Roseville, MI 48066 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +20 HELOCs |
0% | n/a | View | |
|
2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 168 +3 HELOCs |
18.2% | 86.1% | $162,619 | |
Rocket Mortgage
|
Conventional, FHA, VA | 151 | 16.3% | 76.5% | $137,781 | |
Mortgage 1 Incorporated
|
Conventional, FHA | 55 | 6% | 98.3% | $168,818 | |
Mortgage Center LC
|
Conventional, FHA | 25 | 2.7% | 96.3% | $113,000 | |
Michigan Mutual, Inc
|
Conventional, FHA | 14 | 1.5% | 93.3% | $166,428 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 11 | 1.2% | 85.7% | $123,181 | |
Staunton Financial Inc
|
Conventional, FHA, VA | 9 | 1% | 100% | $171,666 | |
Legacy Mortgage
|
Conventional, FHA | 5 | 0.5% | 100% | $171,000 | |
Polish-Am Federal Credit Union
|
Conventional | 4 | 0.4% | 100% | $152,500 | |
Ccf - Auburn Hills Branch
|
Conventional | 3 | 0.3% | 100% | $55,000 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 2 | 0.2% | 100% | $65,000 | |
Ross Mortgage Corporation
|
Conventional | 2 | 0.2% | 66.7% | $165,000 | |
Top Flite Financial, Inc.
|
Conventional | 2 | 0.2% | 100% | $190,000 | |
Msu Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $65,000 | |
VanDyk Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $135,000 | |
Uif Corporation
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
BLG Holdings, LLC
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 15 +3 HELOCs |
1.6% | 100% | $125,666 | |
Mortgage Research Center
|
Conventional, FHA, VA | 14 | 1.5% | 73.7% | $210,714 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 13 | 1.4% | 92.9% | $151,153 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 11 | 1.2% | 85.7% | $148,636 | |
|
A5.0 ★Texas Ratio: 6.04% |
Conventional | 11 | 1.2% | 100% | $52,272 | View |
Cmg Mortgage Inc
|
Conventional, FHA, USDA, HELOC | 9 +1 HELOCs |
1% | 100% | $102,777 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 9 | 1% | 100% | $168,333 | View |
Freedom Mortgage Corporation
|
FHA, VA | 9 | 1% | 66.7% | $167,222 | |
loanDepot.com LLC
|
Conventional, FHA | 9 | 1% | 52.9% | $128,333 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 8 +1 HELOCs |
0.9% | 90.9% | $158,750 | |
Newrez LLC
|
Conventional, FHA, VA | 8 | 0.9% | 61.5% | $187,500 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 8 | 0.9% | 88.9% | $158,750 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 8 | 0.9% | 72.7% | $156,250 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 7 | 0.8% | 63.6% | $159,285 | |
Everett Financial, Inc.
|
Conventional, FHA, VA | 7 | 0.8% | 100% | $142,142 | |
The Mortgage Link, Inc.
|
Conventional, FHA, VA | 7 | 0.8% | 100% | $197,857 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 6 | 0.6% | 50% | $195,000 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 6 | 0.6% | 85.7% | $106,666 | |
American Financial Network, Inc.
|
Conventional, FHA | 5 | 0.5% | 71.4% | $193,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 0.4% | 25% | $80,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 4 | 0.4% | 100% | $140,000 | |
New American Funding, LLC.
|
Conventional, FHA | 4 | 0.4% | 66.7% | $162,500 | |
Navy Federal Credit Union
|
Conventional | 4 | 0.4% | 71.4% | $170,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 3 | 0.3% | 75% | $165,000 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $138,333 | |
Movement Mortgage, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $108,333 | |
Discover Bank
|
Conventional | 3 | 0.3% | 50% | $128,333 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $150,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.2% | 100% | $160,000 | View |
Goodleap, LLC
|
Conventional | 2 | 0.2% | 100% | $90,000 | |
Guild Mortgage Company
|
Conventional | 2 | 0.2% | 100% | $60,000 | |
AdvantageFirst Lending Inc
|
FHA, VA | 2 | 0.2% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.2% | 100% | $105,000 | View |
Sun West Mortgage Company, Inc
|
Conventional, FHA | 2 | 0.2% | 100% | $90,000 | |
Planet Home Lending, LLC
|
FHA | 2 | 0.2% | 100% | $175,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 0.2% | 100% | $90,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.2% | 66.7% | $120,000 | View |
Carrington Mortgage Services LLC
|
FHA | 2 | 0.2% | 40% | $185,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.2% | 50% | $90,000 | View |
Village Capital & Investment
|
FHA, VA | 2 | 0.2% | 50% | $165,000 | |
JMAC Lending, Inc.
|
FHA | 2 | 0.2% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 50% | $185,000 | View |
Ruoff Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.1% | 100% | $205,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.1% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $25,000 | View |
MLB Residential Lending, LLC
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
Credit Union 1
|
Conventional | 1 | 0.1% | 100% | $45,000 | |
SIRVA Mortgage, Inc.
|
FHA | 1 | 0.1% | 100% | $215,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 50% | $195,000 | View |
Mortgage300 Corporation
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
Milend, Inc
|
FHA | 1 | 0.1% | 50% | $175,000 | |
Stockton Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $205,000 | |
Tjc Mortgage Inc
|
FHA | 1 | 0.1% | 100% | $155,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.1% | 100% | $175,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.1% | 50% | $205,000 | |
Lower, LLC
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $245,000 | View |
Texana Bank
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.1% | 33.3% | $55,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Roseville Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Roseville, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Roseville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roseville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Roseville, MI
Use these to narrow the list above. Each category shows how many Roseville, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Roseville, MI
Independent mortgage companies closed 68.7 percent of home loans in Roseville, Michigan in 2025, banks 16.6 percent and credit unions 14.7 percent. Member First Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Michigan Schools and Governmen the largest credit union. Among lenders headquartered in Michigan, Michigan Schools and Governmen led with 44 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Roseville, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Roseville, Michigan with 15 loans, about 1.6 percent of the market. The largest lender headquartered in Michigan was Michigan Schools and Governmen with 44 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Roseville, Michigan, Mortgage 1 Incorporated approved the highest share of completed applications in 2025 at 98.3 percent, against a 81.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
65 lenders closed FHA loans in Roseville, Michigan in 2025, led by United Wholesale Mortgage with 54. 22 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 27 credit unions closed home loans in Roseville, Michigan in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roseville, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roseville, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roseville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
