Mortgage Lenders and Brokers in New Buffalo, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
New Buffalo, Michigan mortgage lenders include Horizon BankHorizon Bank500 W Buffalo St, New Buffalo, MI 49117A+5.0 ★Texas Ratio: 4.40%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1 W Buffalo St, New Buffalo, MI 49117A+5.0 ★Texas Ratio: 3.22%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, United Federal Credit UnionUnited Federal Credit Union207 N Whittaker St Ste B, New Buffalo, MI 49117 1170A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA34100 Woodward Ave, Birmingham, MI 48009A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, 1St Source Bank1St Source Bank223 S Front St, Dowagiac, MI 49047A+5.0 ★Texas Ratio: 5.01%, and Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Buffalo, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Buffalo are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New Buffalo, Michigan
Market share is the lender's share of all home loans closed in New Buffalo, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in New Buffalo 500 W Buffalo St, New Buffalo, MI 49117 A+5.0 ★Texas Ratio: 4.40% |
Conventional, Jumbo, HELOC | 9 +16 HELOCs |
6.4% | 69.2% | $846,111 | View |
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1 office in New Buffalo 1 W Buffalo St, New Buffalo, MI 49117 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 4 +10 HELOCs |
2.9% | 57.1% | $435,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 7 +3 HELOCs |
5% | 100% | $300,714 | View |
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207 N Whittaker St Ste B, New Buffalo, MI 49117 1170 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
2.9% | 100% | $555,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.9% | 100% | $787,500 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 2.9% | 80% | $872,500 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo, HELOC | 3 +1 HELOCs |
2.1% | 100% | $1,211,666 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
2.1% | 75% | $398,333 | View |
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223 S Front St, Dowagiac, MI 49047 A+5.0 ★Texas Ratio: 5.01% |
Conventional, Jumbo | 2 | 1.4% | 100% | $845,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 1.4% | 100% | $160,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 2 | 1.4% | 100% | $65,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, Jumbo | 2 | 1.4% | 100% | $695,000 | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $365,000 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 1 | 0.7% | 100% | $215,000 | View |
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6299 Lake Michigan Dr, Allendale, MI 49401 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.7% | 100% | $775,000 | View |
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10 W Long Lake Rd, Bloomfield Hills, MI 48304 A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.7% | 100% | $755,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,555,000 | View |
Rocket Mortgage
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Conventional, FHA, Jumbo | 13 | 9.3% | 100% | $375,000 | |
Bay Equity LLC
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 10 | 7.1% | 100% | $893,000 | |
Originpoint, LLC
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Conventional, Jumbo | 6 | 4.3% | 85.7% | $673,333 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 4 | 2.9% | 100% | $462,500 | View |
loanDepot.com LLC
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Conventional | 3 | 2.1% | 60% | $445,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 2.1% | 100% | $678,333 | View |
Greenstate Credit Union
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Conventional | 2 | 1.4% | 100% | $485,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $515,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.4% | 100% | $295,000 | |
Union Savings Bank
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Conventional | 2 | 1.4% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 1.4% | 100% | $745,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.4% | 66.7% | $870,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 1.4% | 66.7% | $995,000 | View |
Everwise Credit Union
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Conventional, HELOC | 1 +6 HELOCs |
0.7% | 25% | $145,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 50% | $315,000 | |
Lower, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $145,000 | |
Proper Rate, LLC
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Conventional | 1 | 0.7% | 100% | $505,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.7% | 100% | $745,000 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional | 1 | 0.7% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.7% | 100% | $895,000 | View |
Pacor Mortgage Corp
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Conventional | 1 | 0.7% | 100% | $605,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 50% | $325,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.7% | 100% | $245,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,985,000 | View |
First Trust Credit Union
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Conventional | 1 | 0.7% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 1 | 0.7% | 100% | $865,000 | View |
Select Lending Services, LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 33.3% | $385,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $575,000 | View |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,355,000 | View |
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A+5.0 ★Texas Ratio: 2.98% |
Conventional, Jumbo | 1 | 0.7% | 100% | $965,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.7% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
Notre Dame Federal Credit Union
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Conventional, Jumbo | 1 | 0.7% | 100% | $905,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.7% | 100% | $495,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,935,000 | View |
National Bank of St Anne
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,025,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.7% | 100% | $305,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.7% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 2.43% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $685,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,405,000 | |
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A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Purdue Federal Cu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
New Buffalo Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New Buffalo, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in New Buffalo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Buffalo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New Buffalo, MI
Use these to narrow the list above. Each category shows how many New Buffalo, MI lenders fit and what that kind of lender is usually best for.
Who Lends in New Buffalo, MI
Independent mortgage companies closed 43.6 percent of home loans in New Buffalo, Michigan in 2025, banks 47.1 percent and credit unions 9.3 percent. Rocket Mortgage was the largest mortgage company, Horizon Bank the largest bank and United Federal Credit Union the largest credit union. Among lenders headquartered in Michigan, Independent Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New Buffalo, MI
By home loans closed in 2025, Horizon Bank was the largest mortgage lender in New Buffalo, Michigan with 9 loans, about 6.4 percent of the market. The largest lender headquartered in Michigan was Independent Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in New Buffalo, Michigan in 2025, led by Rocket Mortgage with 2. 1 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 9 credit unions closed home loans in New Buffalo, Michigan in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Buffalo, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Buffalo, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Buffalo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
