Mortgage Lenders and Brokers in Lincoln Park, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lincoln Park, Michigan mortgage lenders include Bank of America NABank of America NA1950 Dix Hwy, Lincoln Park, MI 48146A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.3984 Fort St, Lincoln Park, MI 48146A+5.0 ★Texas Ratio: 4.24%, Credit Union OneCredit Union One2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, Advantage One Credit UnionAdvantage One Credit Union23670 Telegraph Rd, Brownstown, MI 48134A+5.0 ★Texas Ratio: 5.43%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Michigan First Credit UnionMichigan First Credit Union20645 Gibraltar Rd, Brownstown Twp, MI 48183A+5.0 ★Texas Ratio: 4.92%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, and First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lincoln Park, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lincoln Park are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lincoln Park, Michigan
Market share is the lender's share of all home loans closed in Lincoln Park, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lincoln Park 1950 Dix Hwy, Lincoln Park, MI 48146 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 8 +5 HELOCs |
1.2% | 88.9% | $140,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Lincoln Park 3984 Fort St, Lincoln Park, MI 48146 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +19 HELOCs |
0.3% | 50% | $90,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 18 +8 HELOCs |
2.7% | 60.6% | $64,444 | View |
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23670 Telegraph Rd, Brownstown, MI 48134 A+5.0 ★Texas Ratio: 5.43% |
Conventional, HELOC | 17 +1 HELOCs |
2.5% | 100% | $49,117 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 13 | 1.9% | 86.7% | $160,384 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, FHA, HELOC | 12 +1 HELOCs |
1.8% | 70.6% | $142,500 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 11 +1 HELOCs |
1.6% | 78.6% | $137,727 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 10 +11 HELOCs |
1.5% | 85.7% | $95,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 10 +5 HELOCs |
1.5% | 57.9% | $140,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, HELOC | 9 +1 HELOCs |
1.3% | 81.8% | $100,555 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 4 +1 HELOCs |
0.6% | 100% | $145,000 | |
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3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 4 | 0.6% | 100% | $60,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 3 +2 HELOCs |
0.4% | 75% | $35,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 60% | $111,666 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 3 | 0.4% | 75% | $158,333 | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 3 | 0.4% | 100% | $108,333 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 3 | 0.4% | 60% | $55,000 | |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 3 | 0.4% | 75% | $155,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 2 | 0.3% | 100% | $30,000 | View |
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22855 Gibraltar Rd, Flat Rock, MI 48134 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 2 | 0.3% | 100% | $55,000 | View |
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7240 Park Ave, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 2 | 0.3% | 60% | $65,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 2 | 0.3% | 66.7% | $190,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
FHA | 2 | 0.3% | 66.7% | $145,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +23 HELOCs |
0.1% | 33.3% | $165,000 | View |
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30419 6 Mile Rd, Livonia, MI 48152 3460 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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241 E Saginaw St, East Lansing, MI 48823 B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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8171 E 10 Mile Rd, Center Line, MI 48015 1449 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 139 | 20.6% | 79.7% | $128,381 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 125 | 18.5% | 85.8% | $157,080 | |
Mortgage 1 Incorporated
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Conventional, FHA | 17 | 2.5% | 94.7% | $161,470 | |
Staunton Financial Inc
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Conventional, FHA | 14 | 2.1% | 93.3% | $155,714 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 12 | 1.8% | 92.3% | $143,333 | |
Ross Mortgage Corporation
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Conventional, FHA | 11 | 1.6% | 100% | $145,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 9 | 1.3% | 100% | $163,888 | |
Mortgage Center LC
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Conventional | 9 | 1.3% | 90% | $65,000 | |
Homesite Mortgage, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $185,000 | |
Michigan Mutual, Inc
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Conventional, FHA | 3 | 0.4% | 71.4% | $121,666 | |
BLG Holdings, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $118,333 | |
The Mortgage Link, Inc.
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Conventional, FHA, VA | 28 | 4.2% | 96.6% | $152,142 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 11 | 1.6% | 100% | $174,090 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 11 | 1.6% | 100% | $130,454 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 11 | 1.6% | 100% | $141,363 | |
Ruoff Mortgage Company
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Conventional, FHA | 9 | 1.3% | 100% | $130,555 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 9 | 1.3% | 100% | $148,333 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1% | 90% | $147,857 | |
Nationstar Mortgage
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Conventional | 6 | 0.9% | 66.7% | $93,333 | |
Mortgage Research Center
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Conventional, FHA, VA | 6 | 0.9% | 75% | $130,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 6 | 0.9% | 75% | $173,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
0.7% | 100% | $89,000 | |
Newrez LLC
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Conventional, FHA | 5 | 0.7% | 55.6% | $93,000 | |
Discover Bank
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Conventional | 5 | 0.7% | 38.5% | $73,000 | |
The Loan Store, Inc
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Conventional, FHA | 5 | 0.7% | 100% | $133,000 | |
New American Funding, LLC.
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FHA, HELOC | 3 +1 HELOCs |
0.4% | 75% | $108,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.4% | 30% | $98,333 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.4% | 75% | $125,000 | |
Sun West Mortgage Company, Inc
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FHA | 3 | 0.4% | 100% | $108,333 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.3% | 50% | $155,000 | |
Primelending
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Conventional | 2 | 0.3% | 100% | $80,000 | |
Everett Financial, Inc.
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FHA | 2 | 0.3% | 100% | $150,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.3% | 40% | $195,000 | |
Kind Lending, LLC
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FHA | 2 | 0.3% | 40% | $165,000 | |
Movement Mortgage, LLC
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FHA | 2 | 0.3% | 100% | $200,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.3% | 100% | $75,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.3% | 40% | $55,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $175,000 | |
Arc Home LLC
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Conventional | 1 | 0.1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 25% | $55,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 50% | $125,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $145,000 | |
United Trust Bank
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VA | 1 | 0.1% | 100% | $255,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.1% | 66.7% | $135,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
Bayshore Mortgage Funding
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Royal Pacific Funding
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FHA | 1 | 0.1% | 100% | $155,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.1% | 100% | $175,000 | |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $115,000 | |
Mortgage300 Corporation
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FHA | 1 | 0.1% | 100% | $155,000 | |
Fay Servicing LLC
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FHA | 1 | 0.1% | 100% | $145,000 | |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 0.1% | 100% | $195,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.1% | 33.3% | $135,000 | |
Texana Bank
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FHA | 1 | 0.1% | 100% | $185,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lincoln Park Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lincoln Park, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Lincoln Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lincoln Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lincoln Park, MI
Use these to narrow the list above. Each category shows how many Lincoln Park, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Lincoln Park, MI
Independent mortgage companies closed 74.8 percent of home loans in Lincoln Park, Michigan in 2025, banks 11.1 percent and credit unions 14.1 percent. Member First Mortgage, LLC was the largest mortgage company, Bank of America NA the largest bank and Credit Union One the largest credit union. Among lenders headquartered in Michigan, Credit Union One led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lincoln Park, MI
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Lincoln Park, Michigan with 8 loans, about 1.2 percent of the market. The largest lender headquartered in Michigan was Credit Union One with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lincoln Park, Michigan, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 85.8 percent, against a 80.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
47 lenders closed FHA loans in Lincoln Park, Michigan in 2025, led by Rocket Mortgage with 45. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 23 credit unions closed home loans in Lincoln Park, Michigan in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lincoln Park, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lincoln Park, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lincoln Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
