Mortgage Lenders and Brokers in Jackson, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Jackson, Michigan mortgage lenders include True Community Credit UnionTrue Community Credit Union2055 Spring Arbor Rd, Jackson, MI 49203A5.0 ★Texas Ratio: 9.21%, Flagstar Bank NAFlagstar Bank NA704 S Brown St, Jackson, MI 49203D3.3 ★Texas Ratio: 35.11%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2707 Airport Rd, Jackson, MI 49202A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank1514 W Morrell St, Jackson, MI 49203A+5.0 ★Texas Ratio: 3.66%, County National BankCounty National Bank1523 Horton Rd, Jackson, MI 49203B-4.3 ★Texas Ratio: 23.94%, Southern Michigan Bank & TrustSouthern Michigan Bank & Trust3970 Weatherwax Drive, Jackson, MI 49203A5.0 ★Texas Ratio: 8.82%, PNC Bank N.A.PNC Bank N.A.1965 Boardman Rd, Jackson, MI 49202A+5.0 ★Texas Ratio: 4.24%, Old National BankOld National Bank209 W Louis Glick Hwy, Jackson, MI 49201A+5.0 ★Texas Ratio: 4.98%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, and Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jackson, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jackson are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jackson, Michigan
Market share is the lender's share of all home loans closed in Jackson, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2055 Spring Arbor Rd, Jackson, MI 49203 A5.0 ★Texas Ratio: 9.21% |
Conventional | 40 | 7.8% | 69% | $59,750 | View |
|
4 offices in Jackson 704 S Brown St, Jackson, MI 49203 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA | 33 | 6.4% | 55.9% | $167,727 | View |
|
3 offices in Jackson 2707 Airport Rd, Jackson, MI 49202 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 17 +11 HELOCs |
3.3% | 58.6% | $132,058 | View |
|
3 offices in Jackson 1514 W Morrell St, Jackson, MI 49203 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 15 +17 HELOCs |
2.9% | 84.2% | $112,333 | View |
|
3 offices in Jackson 1523 Horton Rd, Jackson, MI 49203 B-4.3 ★Texas Ratio: 23.94% |
Conventional | 11 | 2.1% | 91.7% | $101,363 | View |
|
2 offices in Jackson 3970 Weatherwax Drive, Jackson, MI 49203 A5.0 ★Texas Ratio: 8.82% |
Conventional | 7 | 1.4% | 100% | $113,571 | View |
|
★ 1.7 stars, 3 reviews 1 office in Jackson 1965 Boardman Rd, Jackson, MI 49202 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +6 HELOCs |
0.6% | 100% | $145,000 | View |
|
1 office in Jackson 209 W Louis Glick Hwy, Jackson, MI 49201 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA | 2 | 0.4% | 28.6% | $60,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA, HELOC | 14 +1 HELOCs |
2.7% | 100% | $157,857 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, FHA, VA | 13 | 2.5% | 100% | $108,846 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA | 9 | 1.8% | 90% | $150,555 | |
|
1425 W Parnall Rd, Jackson, MI 49201 8610 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 5 +3 HELOCs |
1% | 55.6% | $23,000 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1% | 83.3% | $95,000 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $198,333 | View |
|
1620 W Michigan Ave, Jackson, MI 49202 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA | 3 | 0.6% | 100% | $155,000 | View |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 3 | 0.6% | 100% | $165,000 | View |
|
2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 3 | 0.6% | 100% | $195,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $65,000 | View |
|
3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA | 2 | 0.4% | 66.7% | $155,000 | View |
|
2777 Airport Rd, Jackson, MI 49202 1239 A+5.0 ★Texas Ratio: 4.92% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $115,000 | View |
|
34901 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
|
2543 S Sherman Rd, Applegate, MI 48401 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
7130 Allen Rd, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
|
1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
|
1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
|
2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
|
2400 West Rd, East Lansing, MI 48823 7347 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
|
7310 Woodward Ave, Detroit, MI 48202 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 1 | 0.2% | 100% | $15,000 | View |
|
34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 25% | $285,000 | View |
|
★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
FHA | 1 | 0.2% | 100% | $145,000 | |
|
5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
|
236 S Cochran Ave, Charlotte, MI 48813 A5.0 ★Texas Ratio: 6.35% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
|
3030 S Adrian Hwy, Adrian, MI 49221 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.2% | 100% | $15,000 | View |
|
241 E Saginaw St, East Lansing, MI 48823 B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
|
7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 58 | 11.3% | 78.2% | $137,586 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 44 | 8.6% | 90% | $150,227 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA, VA | 13 | 2.5% | 100% | $126,538 | |
Staunton Financial Inc
|
Conventional, FHA, VA | 13 | 2.5% | 100% | $135,769 | |
Mortgage 1 Incorporated
|
Conventional, FHA | 5 | 1% | 100% | $105,000 | |
Mortgage Center LC
|
Conventional | 2 | 0.4% | 66.7% | $130,000 | |
Top Flite Financial, Inc.
|
Conventional, FHA | 2 | 0.4% | 100% | $120,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $65,000 | |
Msu Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Ruoff Mortgage Company
|
Conventional, FHA, VA | 35 | 6.8% | 94.9% | $120,142 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 21 +1 HELOCs |
4.1% | 91.7% | $127,380 | |
Mortgage Research Center
|
Conventional, FHA, VA | 21 | 4.1% | 80.8% | $169,761 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 5 | 1% | 100% | $209,000 | |
Royal United Mortgage LLC
|
Conventional, VA | 4 | 0.8% | 80% | $90,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 4 | 0.8% | 100% | $122,500 | |
loanDepot.com LLC
|
Conventional, FHA | 4 | 0.8% | 40% | $130,000 | |
Guild Mortgage Company
|
Conventional, FHA | 4 | 0.8% | 100% | $87,500 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 4 | 0.8% | 100% | $210,000 | |
Nationstar Mortgage
|
Conventional | 4 | 0.8% | 80% | $62,500 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 4 | 0.8% | 50% | $90,000 | |
Equity Resources Inc
|
Conventional, VA | 3 | 0.6% | 100% | $138,333 | |
Freedom Mortgage Corporation
|
Conventional, VA | 3 | 0.6% | 60% | $161,666 | |
Gvc Mortgage, Inc.
|
Conventional, FHA, VA | 3 | 0.6% | 60% | $191,666 | |
First Colony Mortgage Corporat
|
Conventional, FHA | 3 | 0.6% | 100% | $181,666 | |
The Loan Store, Inc
|
Conventional | 3 | 0.6% | 100% | $151,666 | |
New American Funding, LLC.
|
FHA, VA | 3 | 0.6% | 75% | $128,333 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional, FHA | 2 | 0.4% | 100% | $55,000 | |
Newrez LLC
|
Conventional | 2 | 0.4% | 33.3% | $210,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.4% | 50% | $120,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.4% | 100% | $145,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.4% | 100% | $125,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.4% | 66.7% | $120,000 | |
Navy Federal Credit Union
|
VA | 2 | 0.4% | 66.7% | $115,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 2 | 0.4% | 100% | $110,000 | |
Goodleap, LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $85,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 100% | $125,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 75% | $105,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $185,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.2% | 100% | $215,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.2% | 6.7% | $155,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.2% | 100% | $145,000 | |
PFN Lending Group, Inc.
|
FHA | 1 | 0.2% | 100% | $105,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $165,000 | View |
|
A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.2% | 100% | $75,000 | View |
Pentagon Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.2% | 50% | $155,000 | |
Lower, LLC
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.2% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 50% | $65,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.2% | 100% | $55,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Jackson Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jackson, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Jackson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jackson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jackson, MI
Use these to narrow the list above. Each category shows how many Jackson, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Jackson, MI
Independent mortgage companies closed 60.2 percent of home loans in Jackson, Michigan in 2025, banks 25.3 percent and credit unions 14.4 percent. Towne Mortgage Company was the largest mortgage company, Flagstar Bank NA the largest bank and True Community Credit Union the largest credit union. Among lenders headquartered in Michigan, True Community Credit Union led with 40 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jackson, MI
By home loans closed in 2025, True Community Credit Union was the largest mortgage lender in Jackson, Michigan with 40 loans, about 7.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Jackson, Michigan, Rocket Mortgage approved the highest share of completed applications in 2025 at 78.2 percent, against a 77.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in Jackson, Michigan in 2025, led by Rocket Mortgage with 18. 22 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 22 credit unions closed home loans in Jackson, Michigan in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jackson, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jackson, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jackson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
