Mortgage Lenders and Brokers in Holly, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holly, Michigan mortgage lenders include ChoiceOne BankChoiceOne Bank5515 Van Dyke Rd, Almont, MI 48003A+5.0 ★Texas Ratio: 5.45%, Security Credit UnionSecurity Credit Union5255 Security Park Blvd, Holly, MI 48442 9569A+5.0 ★Texas Ratio: 5.96%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Michigan United Credit UnionMichigan United Credit Union15156 N Holly Rd, Holly, MI 48442 1139A+5.0 ★Texas Ratio: 0.54%, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, and First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holly, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holly are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holly, Michigan
Market share is the lender's share of all home loans closed in Holly, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Holly 5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 9 | 2.8% | 100% | $151,666 | View |
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5255 Security Park Blvd, Holly, MI 48442 9569 A+5.0 ★Texas Ratio: 5.96% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 7 +6 HELOCs |
2.2% | 66.7% | $185,000 | View |
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1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 7 | 2.2% | 77.8% | $90,714 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 6 | 1.9% | 100% | $213,333 | |
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15156 N Holly Rd, Holly, MI 48442 1139 A+5.0 ★Texas Ratio: 0.54% |
Conventional, HELOC | 5 +1 HELOCs |
1.5% | 83.3% | $55,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 5 | 1.5% | 85.7% | $123,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional, HELOC | 4 +7 HELOCs |
1.2% | 80% | $300,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
1.2% | 66.7% | $252,500 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.2% | 100% | $257,500 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 1.2% | 80% | $207,500 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional, FHA | 4 | 1.2% | 100% | $130,000 | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +5 HELOCs |
0.9% | 100% | $195,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.9% | 100% | $508,333 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $188,333 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 2 | 0.6% | 100% | $100,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 2 | 0.6% | 100% | $260,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
VA, HELOC | 1 +7 HELOCs |
0.3% | 100% | $225,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 50% | $85,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $285,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $35,000 | View |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $85,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.3% | 50% | $245,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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7240 Park Ave, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.3% | 50% | $55,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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499 BRICK ST, BAD AXE, MI 48413 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +2 HELOCs |
0% | 100% | ||
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8171 E 10 Mile Rd, Center Line, MI 48015 1449 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 50 | 15.4% | 89.3% | $211,200 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 36 | 11.1% | 85.7% | $263,888 | |
Legacy Mortgage
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Conventional, FHA, VA, USDA | 13 | 4% | 100% | $278,846 | |
Mortgage 1 Incorporated
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Conventional | 9 | 2.8% | 100% | $266,111 | |
Mortgage Center LC
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Conventional, FHA | 4 | 1.2% | 100% | $270,000 | |
BLG Holdings, LLC
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Conventional, FHA | 4 | 1.2% | 100% | $285,000 | |
Ross Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $205,000 | |
Staunton Financial Inc
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Conventional | 2 | 0.6% | 100% | $280,000 | |
Msu Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $235,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.3% | 100% | $295,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 0.3% | 100% | $265,000 | |
21St Mortgage
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Conventional | 16 | 4.9% | 39.5% | $106,875 | |
M/I Financial. LLC
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Conventional, FHA, VA | 14 | 4.3% | 100% | $395,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.5% | 100% | $237,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.5% | 100% | $275,000 | |
Mortgage300 Corporation
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Conventional | 5 | 1.5% | 100% | $235,000 | |
Triad Financial Services, Inc.
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Conventional | 4 | 1.2% | 35.7% | $50,000 | |
Zippy Loans, LLC
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Conventional | 3 | 0.9% | 60% | $145,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.9% | 100% | $198,333 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.9% | 75% | $188,333 | |
Plaza Home Mortgage, Inc
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FHA, USDA | 3 | 0.9% | 100% | $208,333 | |
Union Home Mortgage Corp.
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $285,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.6% | 66.7% | $45,000 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.6% | 100% | $245,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.6% | 100% | $250,000 | |
Newrez LLC
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Conventional, VA | 2 | 0.6% | 100% | $215,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.6% | 100% | $245,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.6% | 100% | $235,000 | |
Mission Loans, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $265,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.6% | 100% | $260,000 | |
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A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
Cornerstone First Mortgage, LLC
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USDA | 1 | 0.3% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $365,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.3% | 100% | $605,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.3% | 100% | $235,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $275,000 | |
Valon Mortgage
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $85,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $365,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $215,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $415,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $165,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $205,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Navy Federal Credit Union
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VA | 1 | 0.3% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 66.7% | $175,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 50% | $55,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Hometrust Mortgage Company
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Holly Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holly, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Holly? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holly in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holly, MI
Use these to narrow the list above. Each category shows how many Holly, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Holly, MI
Independent mortgage companies closed 68.5 percent of home loans in Holly, Michigan in 2025, banks 13.9 percent and credit unions 17.6 percent. Towne Mortgage Company was the largest mortgage company, ChoiceOne Bank the largest bank and Security Credit Union the largest credit union. Among lenders headquartered in Michigan, ChoiceOne Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holly, MI
By home loans closed in 2025, ChoiceOne Bank was the largest mortgage lender in Holly, Michigan with 9 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Holly, Michigan, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.3 percent, against a 80.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Holly, Michigan in 2025, led by M/I Financial. LLC with 9. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 26 credit unions closed home loans in Holly, Michigan in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holly, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holly, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holly. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
