Mortgage Lenders and Brokers in Hastings, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hastings, Michigan mortgage lenders include Highpoint Community BankHighpoint Community Bank150 W Court St, Hastings, MI 49058A+5.0 ★Texas Ratio: 0.33%, Huntington National BankHuntington National Bank241 W State St, Hastings, MI 49058A+5.0 ★Texas Ratio: 3.66%, Union BankUnion Bank529 W State St, Hastings, MI 49058A5.0 ★Texas Ratio: 10.25%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Lake Trust Credit UnionLake Trust Credit Union1500 West M 43 Highway, Hastings, MI 49058A5.0 ★Texas Ratio: 6.91%, Preferred Credit UnionPreferred Credit Union329 N Michigan Ave, Hastings, MI 49058A+5.0 ★Texas Ratio: 1.25%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hastings, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hastings are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hastings, Michigan
Market share is the lender's share of all home loans closed in Hastings, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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150 W Court St, Hastings, MI 49058 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 12 | 4.5% | 92.3% | $159,166 | View |
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1 office in Hastings 241 W State St, Hastings, MI 49058 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 7 +12 HELOCs |
2.6% | 100% | $236,428 | View |
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1 office in Hastings 529 W State St, Hastings, MI 49058 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0.4% | 50% | $125,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, VA, HELOC | 32 +2 HELOCs |
12.1% | 91.4% | $232,812 | |
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★ 1 stars, 1 review 1500 West M 43 Highway, Hastings, MI 49058 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 10 +1 HELOCs |
3.8% | 76.9% | $91,000 | View |
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329 N Michigan Ave, Hastings, MI 49058 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 6 | 2.3% | 100% | $30,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA | 5 | 1.9% | 100% | $257,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 75% | $225,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.1% | 100% | $225,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.1% | 100% | $151,666 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional, FHA | 3 | 1.1% | 100% | $248,333 | |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $215,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.8% | 66.7% | $170,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 2 | 0.8% | 100% | $200,000 | View |
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41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 2 | 0.8% | 100% | $130,000 | View |
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6451 Cherry Meadow Dr SE, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 2 | 0.8% | 100% | $180,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $305,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.4% | 100% | $275,000 | View |
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101 W Monroe St, Bangor, MI 49013 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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4555 W River Dr NE, Comstock Park, MI 49321 8928 A+5.0 ★Texas Ratio: 2.21% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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236 S Cochran Ave, Charlotte, MI 48813 A5.0 ★Texas Ratio: 6.35% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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241 E Saginaw St, East Lansing, MI 48823 B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 20 | 7.5% | 70% | $144,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 5.7% | 80% | $207,000 | |
Northern Mortgage Services, LLC
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Conventional, VA | 12 | 4.5% | 100% | $266,666 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 8 | 3% | 100% | $181,250 | |
Mortgage Center LC
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Conventional, FHA | 7 | 2.6% | 87.5% | $172,142 | |
Mortgage 1 Incorporated
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Conventional, FHA, VA | 6 | 2.3% | 100% | $198,333 | |
MMS Mortgage Services, Ltd.
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Conventional, FHA | 4 | 1.5% | 100% | $180,000 | |
Top Flite Financial, Inc.
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Conventional, USDA | 4 | 1.5% | 100% | $190,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA | 2 | 0.8% | 100% | $325,000 | |
Michigan Mutual, Inc
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Conventional, FHA | 2 | 0.8% | 100% | $100,000 | |
GreenStone Farm Credit Services
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Conventional | 2 | 0.8% | 100% | $260,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $305,000 | |
Neighborhood Mortgage Solutions, LLC
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Msu Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mortgage Research Center
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VA | 10 | 3.8% | 83.3% | $292,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 9 | 3.4% | 100% | $158,333 | |
Triad Financial Services, Inc.
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Conventional | 8 | 3% | 40.5% | $83,750 | |
Churchill Mortgage Corporation
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Conventional, VA | 7 | 2.6% | 100% | $230,714 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 6 | 2.3% | 100% | $151,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 1.1% | 100% | $151,666 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 1.1% | 100% | $161,666 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.8% | 100% | $230,000 | |
Newrez LLC
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FHA, VA | 2 | 0.8% | 40% | $350,000 | |
Gvc Mortgage, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $235,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 0.8% | 66.7% | $245,000 | |
Amerisave Mortgage Company
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FHA | 2 | 0.8% | 66.7% | $65,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.8% | 100% | $265,000 | |
Cardinal Financial Company, Li
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Conventional, VA | 2 | 0.8% | 100% | $245,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.8% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.8% | 100% | $195,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $185,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 66.7% | $155,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Summit Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
MortgageCountry
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FHA | 1 | 0.4% | 100% | $345,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $215,000 | |
Milend, Inc
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FHA | 1 | 0.4% | 100% | $165,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Navy Federal Credit Union
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VA | 1 | 0.4% | 50% | $265,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hastings Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hastings, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Hastings? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hastings in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hastings, MI
Use these to narrow the list above. Each category shows how many Hastings, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Hastings, MI
Independent mortgage companies closed 58.5 percent of home loans in Hastings, Michigan in 2025, banks 16.6 percent and credit unions 24.9 percent. Member First Mortgage, LLC was the largest mortgage company, Highpoint Community Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Highpoint Community Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hastings, MI
By home loans closed in 2025, Highpoint Community Bank was the largest mortgage lender in Hastings, Michigan with 12 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Hastings, Michigan in 2025, led by Rocket Mortgage with 4. 14 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 14 credit unions closed home loans in Hastings, Michigan in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hastings, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hastings, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hastings. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
