Mortgage Lenders and Brokers in Grand Haven, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Grand Haven, Michigan mortgage lenders include Huntington National BankHuntington National BankCorner US 31 And Robbins Road, Grand Haven, MI 49417A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association839 Robbins Rd, Grand Haven, MI 49417A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1001 Robbins Rd, Grand Haven, MI 49417A+5.0 ★Texas Ratio: 3.68%, ChoiceOne BankChoiceOne Bank1120 S Beacon Blvd, Grand Haven, MI 49417A+5.0 ★Texas Ratio: 5.45%, Flagstar Bank NAFlagstar Bank NA17250 Hayes St, Grand Haven, MI 49417D3.3 ★Texas Ratio: 35.11%, Macatawa Bank, N.A.Macatawa Bank, N.A.15135 Whittaker Way, Grand Haven, MI 49417A+5.0 ★Texas Ratio: 0.50%, PNC Bank N.A.PNC Bank N.A.1101 Robbins Rd, Grand Haven, MI 49417A+5.0 ★Texas Ratio: 4.24%, Lake Michigan Credit UnionLake Michigan Credit Union951 Jackson Ave, Grand Haven, MI 49417, Consumers Credit UnionConsumers Credit Union901 S Beacon Blvd, Grand Haven, MI 49417A+5.0 ★Texas Ratio: 3.56%, and Lake Trust Credit UnionLake Trust Credit Union17350 Robbins Rd, Grand Haven, MI 49417A5.0 ★Texas Ratio: 6.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Grand Haven, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Grand Haven are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Grand Haven, Michigan
Market share is the lender's share of all home loans closed in Grand Haven, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Grand Haven Corner US 31 And Robbins Road, Grand Haven, MI 49417 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 16 +27 HELOCs |
4.8% | 94.1% | $228,750 | View |
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1 office in Grand Haven 839 Robbins Rd, Grand Haven, MI 49417 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, HELOC | 14 +31 HELOCs |
4.2% | 87.5% | $240,714 | View |
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1 office in Grand Haven 1001 Robbins Rd, Grand Haven, MI 49417 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 8 +2 HELOCs |
2.4% | 88.9% | $241,250 | View |
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1 office in Grand Haven 1120 S Beacon Blvd, Grand Haven, MI 49417 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 5 | 1.5% | 100% | $145,000 | View |
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1 office in Grand Haven 17250 Hayes St, Grand Haven, MI 49417 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 3 | 0.9% | 75% | $111,666 | View |
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1 office in Grand Haven 15135 Whittaker Way, Grand Haven, MI 49417 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 2 | 0.6% | 100% | $330,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Grand Haven 1101 Robbins Rd, Grand Haven, MI 49417 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 33.3% | $45,000 | View |
Lake Michigan Credit Union
951 Jackson Ave, Grand Haven, MI 49417 |
Conventional, FHA, Jumbo, HELOC | 81 +54 HELOCs |
24.1% | 93.3% | $250,185 | |
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901 S Beacon Blvd, Grand Haven, MI 49417 A+5.0 ★Texas Ratio: 3.56% |
Conventional, Jumbo, HELOC | 6 +9 HELOCs |
1.8% | 85.7% | $475,000 | View |
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★ 1 stars, 1 review 17350 Robbins Rd, Grand Haven, MI 49417 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 5 +4 HELOCs |
1.5% | 71.4% | $105,000 | View |
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4797 Cascade Rd Se, Grand Rapids, MI 49546 B+4.8 ★Texas Ratio: 17.71% |
Conventional | 3 | 0.9% | 100% | $325,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $285,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $265,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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904 Broadway Ave NW, Grand Rapids, MI 49504 4415 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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2222 Holton Road, Dalton Township, MI 49445 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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240 E Northern Ave, Barryton, MI 49305 A+5.0 ★Texas Ratio: 4.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 34 | 10.1% | 85% | $202,647 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 31 +2 HELOCs |
9.2% | 88.9% | $307,903 | |
Mortgage 1 Incorporated
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Conventional, VA | 19 | 5.7% | 100% | $283,947 | |
Northern Mortgage Services, LLC
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Conventional | 7 | 2.1% | 100% | $376,428 | |
Mortgage Center LC
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Conventional | 4 | 1.2% | 80% | $252,500 | |
Msu Federal Credit Union
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Conventional, HELOC | 2 +5 HELOCs |
0.6% | 100% | $295,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $250,000 | |
MMS Mortgage Services, Ltd.
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Conventional | 2 | 0.6% | 100% | $205,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Greenstate Credit Union
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Conventional | 6 | 1.8% | 60% | $98,333 | |
Pennymac Loan Services LLC
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Conventional, VA | 6 | 1.8% | 75% | $303,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.5% | 100% | $359,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 3 +2 HELOCs |
0.9% | 100% | $78,333 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 0.9% | 80% | $211,666 | |
Newrez LLC
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Conventional | 3 | 0.9% | 75% | $148,333 | |
T2 Financial LLC
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Conventional, FHA | 3 | 0.9% | 100% | $221,666 | |
Spring Eq, LLC
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Conventional | 3 | 0.9% | 75% | $45,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.6% | 100% | $100,000 | View |
Ruoff Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $280,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.6% | 100% | $270,000 | |
Coast One Mortgage, LLC
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VA | 2 | 0.6% | 100% | $345,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.6% | 100% | $275,000 | |
Planet Home Lending, LLC
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Conventional, VA | 2 | 0.6% | 100% | $170,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, Jumbo | 2 | 0.6% | 66.7% | $555,000 | View |
Mortgage Research Center
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VA | 2 | 0.6% | 33.3% | $410,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.6% | 100% | $400,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.6% | 100% | $335,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.6% | 100% | $170,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 33.3% | $45,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 50% | $345,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 57.1% | $65,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.3% | 100% | $35,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $275,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $245,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Geneva Financial LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
New American Funding, LLC.
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VA | 1 | 0.3% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Leaderone Financial Corp.
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FHA | 1 | 0.3% | 100% | $395,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $425,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Grand Haven Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Grand Haven, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Grand Haven? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Grand Haven in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Grand Haven, MI
Use these to narrow the list above. Each category shows how many Grand Haven, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Grand Haven, MI
Independent mortgage companies closed 45.8 percent of home loans in Grand Haven, Michigan in 2025, banks 21.4 percent and credit unions 32.7 percent. Towne Mortgage Company was the largest mortgage company, Huntington National Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, ChoiceOne Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Grand Haven, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Grand Haven, Michigan with 16 loans, about 4.8 percent of the market. The largest lender headquartered in Michigan was ChoiceOne Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Grand Haven, Michigan, Lake Michigan Credit Union approved the highest share of completed applications in 2025 at 93.3 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Grand Haven, Michigan in 2025, led by Rocket Mortgage with 8. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 11 credit unions closed home loans in Grand Haven, Michigan in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Grand Haven, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Grand Haven, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Grand Haven. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
