Mortgage Lenders and Brokers in Galesburg, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Galesburg, Michigan mortgage lenders include Consumers Credit UnionConsumers Credit Union84 W Michigan Ave, Galesburg, MI 49053A+5.0 ★Texas Ratio: 3.56%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Arbor Financial Credit UnionArbor Financial Credit Union7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316A5.0 ★Texas Ratio: 12.10%, Kellogg Community Credit UnionKellogg Community Credit Union41 2nd St, Battle Creek, MI 49014 6286A+5.0 ★Texas Ratio: 1.68%, KALSEE Credit UnionKALSEE Credit Union2121 S Drake Rd, Kalamazoo, MI 49006 5776A+5.0 ★Texas Ratio: 2.20%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Sturgis Bank & TrustSturgis Bank & Trust232 W Monroe St, Bangor, MI 49013A5.0 ★Texas Ratio: 9.46%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Horizon BankHorizon Bank144 W Huron Rd, Au Gres, MI 48703A+5.0 ★Texas Ratio: 4.40%, and Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Galesburg, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Galesburg are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Galesburg, Michigan
Market share is the lender's share of all home loans closed in Galesburg, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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84 W Michigan Ave, Galesburg, MI 49053 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 18 +10 HELOCs |
9% | 100% | $201,666 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, Jumbo, HELOC | 12 +10 HELOCs |
6% | 100% | $330,833 | |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional, FHA, HELOC | 9 +3 HELOCs |
4.5% | 90% | $263,888 | View |
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41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 6 | 3% | 100% | $120,000 | View |
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2121 S Drake Rd, Kalamazoo, MI 49006 5776 A+5.0 ★Texas Ratio: 2.20% |
Conventional, HELOC | 4 +3 HELOCs |
2% | 100% | $325,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 4 | 2% | 80% | $260,000 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional, HELOC | 3 +3 HELOCs |
1.5% | 100% | $211,666 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +3 HELOCs |
1.5% | 100% | $138,333 | View |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 3 +2 HELOCs |
1.5% | 100% | $208,333 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 3 +1 HELOCs |
1.5% | 75% | $248,333 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA | 3 | 1.5% | 75% | $205,000 | View |
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7473 Storey Rd, Belding, MI 48809 9360 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 2 | 1% | 100% | $135,000 | View |
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1309 N Lincoln St, Bay City, MI 48708 6172 A5.0 ★Texas Ratio: 6.23% |
Conventional | 2 | 1% | 100% | $125,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $255,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.5% | 100% | $345,000 | View |
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101 W Monroe St, Bangor, MI 49013 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
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1515 S Main St, Eaton Rapids, MI 48827 1951 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +20 HELOCs |
0% | n/a | View | |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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223 S Front St, Dowagiac, MI 49047 A+5.0 ★Texas Ratio: 5.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 12% | 77.4% | $207,083 | |
Mortgage Center LC
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Conventional | 9 | 4.5% | 81.8% | $191,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 4% | 80% | $233,750 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 7 | 3.5% | 100% | $156,428 | |
Northern Mortgage Services, LLC
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Conventional, FHA | 2 | 1% | 100% | $245,000 | |
Mortgage 1 Incorporated
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FHA | 1 | 0.5% | 100% | $185,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 7 | 3.5% | 87.5% | $283,571 | |
Mortgage Research Center
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VA | 7 | 3.5% | 88.9% | $319,285 | |
Triad Financial Services, Inc.
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Conventional | 5 | 2.5% | 41.9% | $55,000 | |
Newrez LLC
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Conventional, VA | 4 | 2% | 80% | $235,000 | |
Gvc Mortgage, Inc.
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Conventional, FHA | 4 | 2% | 100% | $232,500 | |
21St Mortgage
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Conventional | 4 | 2% | 23.5% | $40,000 | |
Nationstar Mortgage
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Conventional | 3 | 1.5% | 100% | $151,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1% | 100% | $240,000 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 1% | 100% | $325,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 1% | 100% | $425,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1% | 40% | $115,000 | |
AdvantageFirst Lending Inc
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VA | 2 | 1% | 100% | $250,000 | |
Summit Home Mortgage, LLC
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Conventional | 2 | 1% | 100% | $275,000 | |
The Loan Store, Inc
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Conventional | 2 | 1% | 100% | $220,000 | |
Ark-La-Tex Financial Services LLC
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FHA, VA | 2 | 1% | 100% | $335,000 | |
Tammac Holdings Corporation
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Conventional | 2 | 1% | 20% | $55,000 | |
Navy Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.5% | 33.3% | $115,000 | |
Zippy Loans, LLC
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Conventional | 1 | 0.5% | 25% | $75,000 | |
Star USA Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $35,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $295,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $535,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $385,000 | |
Kind Lending, LLC
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FHA | 1 | 0.5% | 100% | $375,000 | |
loanDepot.com LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $455,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $265,000 | |
Empeople Credit Union
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $315,000 | |
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A-5.0 ★Texas Ratio: 15.06% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.5% | 100% | $195,000 | View |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Galesburg Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Galesburg, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Galesburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Galesburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Galesburg, MI
Use these to narrow the list above. Each category shows how many Galesburg, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Galesburg, MI
Independent mortgage companies closed 51 percent of home loans in Galesburg, Michigan in 2025, banks 13 percent and credit unions 36 percent. Rocket Mortgage was the largest mortgage company, Flagstar Bank NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Michigan, Consumers Credit Union led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Galesburg, MI
By home loans closed in 2025, Consumers Credit Union was the largest mortgage lender in Galesburg, Michigan with 18 loans, about 9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Galesburg, Michigan in 2025, led by Rocket Mortgage with 5. 11 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 17 credit unions closed home loans in Galesburg, Michigan in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Galesburg, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Galesburg, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Galesburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
