Mortgage Lenders and Brokers in DeWitt, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
DeWitt, Michigan mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association13007 S Ushy 27, Dewitt, MI 48820A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, LafcuLafcu12850 S US HIGHWAY 27, Dewitt, MI 48820 8387A+5.0 ★Texas Ratio: 1.86%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%, Lake Trust Credit UnionLake Trust Credit Union12750 Escanaba Dr, Dewitt, MI 48820A5.0 ★Texas Ratio: 6.91%, and Adventure Credit UnionAdventure Credit Union14049 Lindsey Pvt Ln, Dewitt, MI 48820A+5.0 ★Texas Ratio: 4.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in DeWitt, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in DeWitt are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in DeWitt, Michigan
Market share is the lender's share of all home loans closed in DeWitt, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in DeWitt 13007 S Ushy 27, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 5 +9 HELOCs |
2.1% | 100% | $227,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in DeWitt 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $305,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA, HELOC | 30 +12 HELOCs |
12.6% | 96.8% | $404,666 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA | 8 | 3.3% | 44.4% | $298,750 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 7 +2 HELOCs |
2.9% | 100% | $306,428 | |
|
12850 S US HIGHWAY 27, Dewitt, MI 48820 8387 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 7 | 2.9% | 100% | $189,285 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 6 +5 HELOCs |
2.5% | 87.5% | $388,333 | View |
|
3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
2.5% | 100% | $356,666 | View |
|
★ 1 stars, 1 review 12750 Escanaba Dr, Dewitt, MI 48820 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 4 +1 HELOCs |
1.7% | 50% | $160,000 | View |
|
14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 2 | 0.8% | 100% | $25,000 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $355,000 | View |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
|
240 E Northern Ave, Barryton, MI 49305 A+5.0 ★Texas Ratio: 4.10% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
|
53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
VA | 1 | 0.4% | 100% | $305,000 | View |
|
1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
|
5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
|
20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
|
1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
|
1380 S Main St, Adrian, MI 49221 B-4.3 ★Texas Ratio: 23.94% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
|
2400 West Rd, East Lansing, MI 48823 7347 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
|
7310 Woodward Ave, Detroit, MI 48202 A+5.0 ★Texas Ratio: 4.91% |
Conventional, Jumbo | 1 | 0.4% | 100% | $945,000 | View |
|
34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
|
2936 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
|
236 S Cochran Ave, Charlotte, MI 48813 A5.0 ★Texas Ratio: 6.35% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 1 | 0.4% | 100% | $265,000 | |
|
710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 25 | 10.5% | 89.7% | $236,200 | |
Msu Federal Credit Union
|
Conventional, HELOC | 19 +31 HELOCs |
7.9% | 95.5% | $280,789 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 13 | 5.4% | 93.3% | $368,076 | |
Mortgage 1 Incorporated
|
Conventional, FHA, USDA | 5 | 2.1% | 100% | $303,000 | |
Mortgage Center LC
|
Conventional | 5 | 2.1% | 100% | $237,000 | |
VanDyk Mortgage Corporation
|
Conventional | 3 | 1.3% | 100% | $248,333 | |
GreenStone Farm Credit Services
|
Conventional | 1 | 0.4% | 100% | $35,000 | |
MMS Mortgage Services, Ltd.
|
Conventional | 1 | 0.4% | 100% | $215,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 23 | 9.6% | 100% | $325,869 | |
Mortgage Research Center
|
VA, Jumbo | 6 | 2.5% | 100% | $413,333 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 4 +1 HELOCs |
1.7% | 100% | $365,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 4 | 1.7% | 100% | $287,500 | |
Everett Financial, Inc.
|
Conventional | 3 | 1.3% | 100% | $225,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $400,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 0.8% | 66.7% | $370,000 | |
American Pacific Mortgage Corporation
|
Conventional | 2 | 0.8% | 100% | $255,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.8% | 66.7% | $260,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $285,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $495,000 | |
EMM Loans LLC
|
FHA | 1 | 0.4% | 100% | $205,000 | |
Alliant Credit Union
|
Conventional | 1 | 0.4% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 50% | $425,000 | View |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Guaranteed Rate Affinity, LLC
|
FHA | 1 | 0.4% | 100% | $405,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $55,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.4% | 50% | $305,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.4% | 50% | $65,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 25% | $35,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Bayshore Mortgage Funding
|
Conventional | 1 | 0.4% | 100% | $335,000 | |
Discover Bank
|
Conventional | 1 | 0.4% | 50% | $105,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
Foundation Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
Digital Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.4% | 50% | $355,000 | |
Geneva Financial LLC
|
FHA | 1 | 0.4% | 100% | $205,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.4% | 100% | $515,000 | |
The Mortgage Link, Inc.
|
Conventional | 1 | 0.4% | 100% | $335,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
DeWitt Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in DeWitt, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in DeWitt? The list below shows the banks, credit unions and mortgage brokers that closed home loans in DeWitt in 2025, with lenders based there listed first.
Types of Mortgage Lenders in DeWitt, MI
Use these to narrow the list above. Each category shows how many DeWitt, MI lenders fit and what that kind of lender is usually best for.
Who Lends in DeWitt, MI
Independent mortgage companies closed 46.9 percent of home loans in DeWitt, Michigan in 2025, banks 28.9 percent and credit unions 24.3 percent. Rocket Mortgage was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Dart Bank led with 30 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in DeWitt, MI
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in DeWitt, Michigan with 5 loans, about 2.1 percent of the market. The largest lender headquartered in Michigan was Dart Bank with 30 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in DeWitt, Michigan in 2025, led by United Wholesale Mortgage with 4. 10 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 19 credit unions closed home loans in DeWitt, Michigan in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in DeWitt, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in DeWitt, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up DeWitt. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
